2026-07-12T14:52:26Z https://journal.islamiconomic.or.id/index.php/ijei/oai

oai:ojs.journal.islamiconomic.or.id:article/357 2023-06-30T18:40:24Z ijei:ART

Double Taxation Avoidance Agreement (Tax Treaty) Against International Transactions According to the Islamic Economic Perspective Sa'idah, Firqotus Suryanto, Tulus Double Taxation Avoidance Agreement, Tax Treaty, International Transactions, Islamic Economics Holding a Double Taxation Avoidance Agreement (P3B) or a Tax treaty is to avoid double taxation. The presence or absence of this tax treaty greatly affects investors’ profits in international trade transactions. International transactions are needed by every country because with international transactions a country will have the opportunity to increase its economic growth. Through this international trade, a country will have the ability to expand its consumption possibilities. In the agreement, the avoidance of double taxation must also meet the principles that apply in taxes and must also meet the principles of Islamic economics and the conditions of tax collection according to Islamic principles. The purpose of this research is the analysis of double taxation avoidance agreements in international transactions according to the perspective of Islamic economics. In this research, the researcher uses the type of library research. The data collection method is in the form of documentation. The documentation that the author does is looking for documents or data that the author considers important to be taken, in the form of newspaper/magazine articles, journals, libraries, brochures, the internet, and books. This study concluded that the taxation method as part of the method in increasing state revenue administratively must be viewed as a universal method that should not be diverted towards favoring a particular person or entity. Simply, double taxation has unfair treatment because there are still unilateral methods that do not provide justice for citizens who have dual citizenship. The principle of justice is an important pillar in Islamic economics. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/357 10.32678/ijei.v14i1.357 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 1 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/357/134 Copyright (c) 2023 Firqotus Sa'idah, Tulus Suryanto

oai:ojs.journal.islamiconomic.or.id:article/23 2021-07-02T09:47:44Z ijei:ART

PROSPEK EKONOMI SYARIAH DI TENGAH PERSAINGAN EKONOMI ASEAN NOOR, MOHAMMAD SOLIHIN ASEAN; Persaingan; Ekonomi; Syariah Pembangunan ekonomi ditujukan untuk meningkatkan produktivitas, sehingga mampu meningkatkan kesejahteraan masyarakat. Perbaikan ekonomi diharapkan dapat menetes dan meresap ke semua lapisan masyarakat bawah (trickle down theory) terlebih untuk masyarakat di pedesaan. Dengan meningkatnya kesejahteraan, maka dengan sendirinya akan berangsur dapat menanggulangi kesenjangan sosial.Pembangunan ekonomi yang tidak memihak pada rakyat tingkat bawah, akan membuat kecemburuan sosial dan berpeluang untuk memperlebar kesenjangan sosial, yang pada gilirannya akan timbul ketimpangan pendapatan. Ketimpangan pendapatan akan berakibat pada kemiskinan. Oleh karena itu berbicara tentang kemiskinan tidak terlepas dari masalah kesenjangan sosial, karena keduanya merupakan aspek yang saling keterkaitan (interdependensi) dari tingkat kebutuhan manusia dalam meningkatkan kesejahteraan. Oleh karenanya pemerintah mengupayakan untuk mengurangi kesenjangan dengan menurunkan angka kemiskinan dan menghapuskan tingkat pengangguran. Untuk mewujudkan hal di atas perlu didampingi dengan konsep pembangunan ekonomi syariah yang memiliki sifat komprehensif dan berbasis moral spiritual. Karena ekonomi syariah melibatkan segala komponen masyarakat partisipasif, integratif dan akomodatif berdasarkan prinsip-prinsip keadilan dan pemerataan.Sistem ekonomi Islam memiliki konsekuensi duniawi dan ukhrawi, karena pada saat akad dilakukan berdasarkan hukum Islam. Tidak sedikit orang yang berani melanggar suatu kesepakatan atau perjanjian, bila hukum itu hanya berdasarkan hukum positif, akan tetapi tidak demikian bila dibarengi dengan perjanjian yang melibatkan masalah agama. Hal ini akan mampu meningkatkan kepercayaan diri yang memiliki kekuatan untuk bangkit menjaga kesinambungan stabilitas ekonomi yang cukup signifikan, yang pada gilirannya akan dapat mewujudkan dan merealisasikan komunitas ekonomi ASEAN (ASEAN Economic Comunity 2015) nanti. Di samping itu, sistem perekonomian syariah yang notebone mampu meminimalisir angka kemiskinan yakni dapat ditekan seminim mungkin dari beberapa kemajuan dan perkembangan ekonomi, akan menjadi sebuah opportunity dimana Indonesia akan menjadi sebuah kekuatan dalam menghadapi tantangan ekonomi ASEAN 2015 ke depan Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-08-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/23 10.32678/ijei.v5i2.23 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 2 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/23/24 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/647 2026-04-10T16:58:59Z ijei:ART

The Nexus Between Maqasid al Sharia and Affordable Housing Program: A Systematic Review Ghoni, Muhammad Abdul Affandi, Muhammad Taufiq Maqasid al Sharia; Affordable Housing; Systematic Literature Review; Legal Regulations The affordable housing can be defined as housing for low-income people (MBR), who have limited ability to obtain housing and supported by government of Indonesia within the financing program throughout Islamic banking as stated in the Minister of Public Works and Public Housing Regulation Number 1 of 2021 on criteria for low-income people (MBR), easy requirements to build and own a house. This emphasizes the importance of affordable housing for low-income people is to promote the welfare of the people that in accordance to the objectives of the Shariah (Maqasid al Sharia). The current study examines the nexus between Maqasid al Sharia and legal regulation of republic Indonesia as the basis of affordable housing program. To explore and optimize the harmonization the objectives of the Shariah (Maqasid al Sharia) and legal regulation of republic Indonesia, we analyze the legal regulations contents of republic Indonesia to expose the indicators and spirits of the objectives of the Shariah (Maqasid al Sharia) in the affordable housing programs. Using Systematic review tool, these indications and spirit of the objectives of the Shariah (Maqasid al Sharia) are identified on the basis reviewed and analysis of legal regulation. A systematic study results show that, the indicators, and spirits of the Maqasid al Sharia; protection of religion (din), protection of life (Nafs), protection of intellect (Aql), protection of wealth (Mal), and protection of lineage (Nasl) are reflected in the legal regulation of Republic of Indonesia as groundbreaking affordable housing program. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-08-04 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journal.islamiconomic.or.id/index.php/ijei/article/view/647 10.32678/ijei.v16i1.647 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/71 2021-07-02T09:45:08Z ijei:ART

PENGARUH PERSEPSI KEADILAN PAJAK DALAM PERATURAN PEMERINTAH REPUBLIK INDONESIA NOMOR 46 TAHUN 2013 TERHADAP KEPATUHAN DALAM MEMENUHI KEWAJIBAN PERPAJAKAN Wulandari, Soliyah Budiaji, Andrie General Fairness, Exchanges with Government, Special Provisions, The Structure of Tax Rates, Self-Interest, and Compliance in Fulfilling Taxation Obligations. The purpose of this research is to analyze the influence of perceptions of tax fairness towards compliance in fulfilling taxation of obligations. Azmi and Perumal (2008) identified five of tax fairness dimension: general fairness, exchanges with government, special provisions, tax rates, and self-interest towards individual taxpayers compliance.This research used primary data obtained by distributing questionnaire to micro and small business owners in Center of Promotion and Marketing Horticultural Department of Marine and Agriculture DKI Jakarta. Multiple regression analysis was used to identify dimensions of tax fairness that influence compliance in fulfilling taxation obligations.The results of this research indicate that general fairness and the structure of tax rates influence towards compliance of micro and small businesses in fulfilling taxation obligations, while exchange with government, special provisions, and self-interest does not influence towards compliance of micro and small businesses in fulfilling taxation obligations.   Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-01-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/71 10.32678/ijei.v8i2.71 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 2 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/71/59 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/1457 2026-07-12T06:58:39Z ijei:ART

Integrated Productive Waqf Framework: Strengthening The Synergy Between Commercial Finance and Islamic Social Finance for Sustainable Economic Development Turmudi, Muhamad Sulong, Sarehan Productive Waqf; Commercial Finance; Islamic Social Finance; Conceptual Framework; Sustainable Development. Productive waqf has increasingly been recognized as a strategic instrument for promoting sustainable socio-economic development and strengthening the role of Islamic finance. However, its implementation remains constrained by fragmented financing mechanisms and limited integration between commercial finance and Islamic social finance. This study aims to develop a conceptual framework that explains how the synergy between these financing mechanisms can enhance the sustainability and effectiveness of productive waqf. Employing a qualitative library research approach with conceptual analysis, this study critically reviews and synthesizes contemporary literature, institutional reports, and relevant regulatory frameworks on productive waqf, Islamic social finance, commercial finance, and sustainable Islamic economic development. The analysis demonstrates that productive waqf can generate greater socio-economic impact when Islamic banks, waqf institutions, Islamic social finance organizations, regulators, and other stakeholders collaborate within an integrated governance ecosystem. Based on this synthesis, the study proposes the Integrated Productive Waqf Framework (IPWF), which integrates commercial finance, Islamic social finance, governance mechanisms, stakeholder collaboration, and sustainable development objectives into a unified conceptual model. The proposed framework contributes to the advancement of Islamic economics by providing a comprehensive perspective for strengthening productive waqf governance and offering practical insights for policymakers, Islamic financial institutions, and waqf managers in optimizing the role of waqf in sustainable economic development. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2026-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/1457 10.32678/ijei.v17i1.1457 Islamiconomic : Jurnal Ekonomi Islam; Vol 17, No 1 (2026) 2541-4127 2085-3696 10.32678/ijei.v17i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/1457/193 Copyright (c) 2026 Authors

oai:ojs.journal.islamiconomic.or.id:article/197 2021-03-31T03:04:19Z ijei:ART

INFLUENCE ANALISYS OF MUDHARABAH, MUSHARAKAH, AND MURABAHAH FINANCING TO PROFITABILITY OF SHARIA COMMERCIAL BANK IN INDONESIA 2016-2019 WITH NON PERFORMING FINANCING AS INTERVENING VARIABLE Dewantara, Aditama Bawono, Anton Financing, NPF, Profitability This study aims to determine the effect of mudharabah, musharakah, and murabahah financing on profitability through problem financing as a mediating variable. The examined data was sourced from the annual report of Islamic Banking Statistics published by the Otoritas Jasa Keuangan (OJK). The used analytical method is multiple regression and path analysis. The results of this study indicate that mudharabah, musharakah and murabahah financing do not have a significant effect on profitability directly. And then based on the path analysis stated that problematic financing can mediate the influence of musharakah financing on profitability, but it cannot mediate mudharabah and murabahah. The difference between this study with the others is the use of NPF as intervening variable wich is still rarely used by other researchers. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten IAIN Salatiga 2020-12-25 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/197 10.32678/ijei.v11i2.197 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 2 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/197/101 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/418 2023-06-12T23:31:22Z ijei:ART

A Comparative Study: Return and Risk Measurement Gold versus Islamic Mutual Fund Anita, Anita Aree, Srawut Return; Risk; Gold; Mutual Fund This study aims to determine the comparison between the return and risk of metal “gold” investment with the return of Islamic mutual fund during the period 2011 to 2019. The information Using data of gold prices and Net Asset Value (NAV) for the daily period. This study exploits the purposive sampling techniques and obtained 5 islamic mutual fund companies. This research applied an independent t-Test to Compare the return of the two investment instruments by Mann-Whitney. Test and result prove that there are differences at alpha 0,05. It was concluded that "gold" investment provides higher return than Islamic mutual fund but a non-significant difference in risk Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/418 10.32678/ijei.v13i2.418 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 2 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/418/124 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/14 2021-07-02T09:46:41Z ijei:ART

AKUNTANSI SEBAGAI SUATU SIKLUS FERIEKA, HENDRIETA Akuntansi adalah suatu proses mencatat, mengklasifikasi, meringkas, mengolah dan menyajikan data, transaksi serta kejadian yang berhubungan dengan keuangan sehingga dapat digunakan oleh orang yang menggunakannya dengan mudah dimengerti untuk pengambilan suatu keputusan serta tujuan lainnya. Sehingga tujuan utama akuntansi adalah menyajikan informasi ekonomi dari suatu kesatuan ekonomi kepada pihak-pihak yang berkepentingan.Faktor desakan pasar dan desakan peraturan mempengaruhi penyediaan informasi keuangan kepada pihak luar perusahaan, dan mempengaruhi isi maupun penyampaian laporan keuangan. Laporan keuangan adalah laporan manajemen kepada pemegang saham untuk menjawab pertanyaan-pertanyaan manajemen mengenai keadaan perusahaan secara rinci. Bermula dari tanggapan lisan hingga tertulis yang juga meliputi misalnya laporan produksi dan eksplorasi. Faktor-faktor yang mempengaruhi pemberian informasi kepada pihak luar mempertimbangkan juga keputusan perusahaan dan keputusan pihak lain misalnya serikat industri dan dagang serta pialang. Manajemen mempunyai kebijaksanaan dalam mengungkapkan Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-04-22 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/14 10.32678/ijei.v4i2.14 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 2 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/14/14 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/751 2025-09-10T08:19:37Z ijei:ART

Comparative Analysis of Financial Performance of Firms Listed on the Jakarta Islamic Index Ariska, Ella Batubara, Maryam Syahriza, Rahmi Financial; Performance; JII; EVA; FVA In the context of evaluating company performance, both Economic Value Added (EVA) and Financial Value Added (FVA) provide a comprehensive measure that goes beyond traditional financial ratios, incorporating aspects of value creation for investors and stakeholders. This study aims to address the inconsistencies found in previous research by examining the performance of companies listed on the Jakarta Islamic Index (JII) using EVA and FVA methods. The research employs a quantitative descriptive approach, analyzing data from companies listed on the JII, accessible via the IDX.co.id website. The EVA analysis results for these companies reveal a positive significance, indicating that they are capable of delivering added value to investors. Similarly, the FVA analysis also shows a positive significance, suggesting that companies can enhance investor value, particularly through efficient management of depreciation expenses, which can increase the FVA value. A T-test was conducted to compare the financial performance using EVA and FVA methods, and the results indicate a significant difference between the two, suggesting that the variances are not the same. Both EVA and FVA calculations yield positive results, indicating strong financial performance for the companies analyzed. Notably, the FVA values are found to be greater than the EVA values, underscoring the potential for greater value creation from a financial standpoint. This study contributes to the understanding of how different performance measures can provide insights into company value creation, offering a more nuanced view of financial health for companies listed on the Jakarta Islamic Index. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/751 10.32678/ijei.v15i2.751 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/751/157 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/59 2021-07-02T09:50:36Z ijei:ART

ANJAK PIUTANG (FACTORING) DALAM EKONOMI ISLAM Aprianto, Naerul Edwin Kiky Anjak Piutang, Hiwalah, Ekonomi Islam Dalam dunia bisnis, pelaku bisnis dan perusahaan selalu ingin memperlancar barang produksinya, sehingga dapat meningkatkan keuntungan dan mempercepat perputaran modal yang pada gilirannya akan mendorong pertumbuhan ekonomi. Dengan semakin tingginya kebutuhan masyarakat terhadap barang-barang, maka menyebabkan banyak perusahaan menyediakan dana segar yang diperoleh dari lembaga anjak piutang (factoring). Lembaga pembiayaan anjak piutang diartikan sebagai badan usaha yang melakukan kegiatan pembiayaan dalam bentuk pembelian dan atau pengalihan serta pengurusan piutang jangka pendek. Oleh karena itu, tulisan ini akan mengkaji tentang konsep anjak piutang (factoring) dalam perspektif ekonomi Islam dengan menggunakan pendekatan teori hiwalah. Selain itu, tulisan ini juga akan menguraikan manfaat dalam perjanjian anjak piutang (factoring), serta perbedaan konsep anjak piutang secara syariah dan konvensional. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2017-08-09 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/59 10.32678/ijei.v8i1.59 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 1 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/59/49 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/843 2026-04-10T16:58:59Z ijei:ART

The Potential of Halal Tourism for Regional Economy and Community Income: Evidence from South Kalimantan Syaugi, Syaugi Asyahri, Yusuf El Wafa, Faqih Halal Tourism; South Kalimantan; Economic Potential; Economic Impact; Community Income The purpose of this study is to analyze the potential of halal tourism for the regional economy and its impact on community income in South Kalimantan. This study employs a combination of qualitative and quantitative approaches. The sampling technique employed was cluster sampling in three districts/cities, with a sample size of 100 respondents determined through quota sampling. The data collection technique used was structured interviews, followed by triangulation to validate the interview results. Data analysis was conducted using the Miles and Huberman approach to identify the potential for halal tourism, while quantitative analysis employed the multiplier effect approach to measure the economic impact. The study's results demonstrate the potential of halal tourism in South Kalimantan, highlighting its appeal through river destinations, floating markets, religious sites, natural attractions, marine activities, culture, and cuisine. The Keynesian Local Income Multiplier value is 1.09. Meanwhile, the Type I Income Multiplier Ratio is 3.63 and Type II is 4.15, indicating a significant increase in the income of business owners, workers, and local consumption. This study contributes to the Islamic economic literature by providing halal tourism development that not only supports regional economic growth but also aligns with Sharia principles to create mutual benefits. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journal.islamiconomic.or.id/index.php/ijei/article/view/843 10.32678/ijei.v16i2.843 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/155 2021-07-02T09:51:37Z ijei:ART

PROMOSI DAERAH DAN E – MARKETING PARIWISATA HALAL TERHADAP KEPUTUSAN BERKUNJUNG WISATAWAN DI YOGYAKARTA Safira, Raja Ela Sholikah, Winda Rahmanto, Dhidhin Noer Ady E-Marketing; Pariwisata Halal; Promosi Pariwisata Abstract. Regional Promotion and E-Marketing of Halal Tourism against Tourist Visits in Yogyakarta. This research was conducted to find out how the influence of Halal Tourism Promotion Based on E-Marketing against Tourist Visits in Yogyakarta. Promotion is an important thing that needs to be considered in attracting tourists. In this millennial era, the development of technology very fast, many activities using technology. Furthermore, the using of E-Marketing more suitable for increasing the number of tourists. This research used multiple linear regression method with moderating variables to show the influence of Halal Tourism Promotion Based on E-Marketing Against Tourist Visits in Yogyakarta with data collection techniques used were questionnaires and observations. The result of this research was found that using E-Marketing can increase tourist’s interest to visit halal tourism in Yogyakarta. When using regional promotions only gained 7% and when using E-Marketing increased to 67%.  Abstrak.  Promosi Daerah dan E–Marketing Pariwisata Halal Terhadap Keputusan Berkunjung Wisatawan di Yogyakarta.  Penelitian ini dilakukan untuk mengetahui bagaimana pengaruh Promosi Pariwisata Halal Berbasis E-Marketing Terhadap Keputusan Berkunjung Wisatawan di Yogyakarta. Promosi merupakan hal penting yang perlu dilakukan dan diperhatikan dalam menarik minat wisatawan. Di era milenial ini teknologi sangat berkembang dengan pesat, sehingga banyak aktivitas yang dilakukan menggunakan teknologi. Dengan demikian penggunaan E-Marketing dinilai cocok untuk meningkatkan wisatawan. Metode pengujian adalah dengan menggunakan metode regresi linier berganda dengan variabel moderating untuk menunjukkan hasil dari penelitian pengaruh Promosi Pariwisata Halal Berbasis E-Marketing Terhadap Keputusan Berkunjung Wisatawan di Yogyakarta. Teknik pengumpulan data yang digunakan adalah menggunakan kuesioner dan observasi. Dari hasil penelitian ini ditemukan bahwa penggunaan E-Marketing dapat meningkatkan minat wisatawan untuk berkunjung ke pariwisata halal di Yogyakarta. Pada awalnya ketika menggunakan promosi daerah hanya memperoleh sebesar 7% dan ketika menggunakian E-Marketing meningkat menjadi 67%. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/155 10.32678/ijei.v10i1.155 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 1 (2019) 2541-4127 2085-3696 10.32678/ijei.v10i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/155/87 https://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/155/19 https://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/155/20 https://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/155/21 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/6 2021-07-02T09:48:10Z ijei:ART

ANALISIS TEORI BAI’ TAWARRUQ DALAM MUAMALAH MALIYAH SUGANDA, ASEP DADAN Pesatnya perkembangan berbagai macam transaksi dalam muamalah maliyah menjadikan perdebatan dikalangan para ulama. Sebagian pihak memperbolehkan transaksi tersebut, sebagian lainnya melarangnya. Dalam bai’ tawarruq misalnya, beberapa ulama membolehkan transaksinya dan sebagian lainnya melarang pelaksanaannya. Diantara ulama yang membolehkan bai’ tawarruq yaitu para ulama klasik dari madzhab Hanafi, Syafi’i dan Hambali seperti Abdul Aziz bin Baz dan Muhammad ibn Shaleh al-Uthaymin. Sementara ulama yang melarang transaksi ini adalah Ibnu Taimiyah dan Abu Hanifah. Sebagian dari mazhab Maliki juga menganggap tawarruq menyerupai transaksi al-innah. Demikian pula dengan Umar bin Abdul ‘Aziz, Muhammad bin al-Hasan, Ibnul Qayim, dan Ibnu Taimiyah dari mazhab Hambali juga menolak transaksi tawarruq. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-11-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/6 10.32678/ijei.v6i1.6 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 1 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/6/6 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/645 2025-03-23T13:41:52Z ijei:ART

The Influence of Financial Performance and Company Size on Zakat Payments of PT. Bank Muamalat Indonesia Tbk Anisah, Rahmi Rohim, Ade Nur Company Size; Corporate Zakat; Financial Performance The development of total assets of Islamic Commercial Banks (BUS) continues to increase every year. In addition, the potential for zakat in Indonesia is also increasing every year, including from the corporate zakat sector. However, the increase is not in line with the realization of national zakat collection. In fact, corporate zakat has the highest contribution compared to other types of zakat, especially in terms of zakat potential. An in-depth analysis of the factors that influence corporate zakat payment is needed. This study aims to analyze several factors that affect corporate zakat such as ROA, CAR, FDR, NPF and Company Size. The research was conducted at PT Bank Muamalat Indonesia Tbk using secondary data. This research data was analyzed by multiple linear regression. The research sample used data published in the financial statements of PT Bank Muamalat Indonesia Tbk in 2012 - 2022. The results of this study state that the variables ROA, CAR, FDR, NPF and Company Size together have an effect on corporate zakat. As well as, partially states that the ROA variable affects the company's zakat, while the CAR, FDR, NPF and Company Size variables have no effect on corporate zakat. The results of this study are expected to contribute to the level of literacy and realization of corporate zakat collection, especially from the BUS sector. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/645 10.32678/ijei.v15i1.645 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/645/143 Copyright (c) 2024 Rahmi Anisah, Ade Nur Rohim

oai:ojs.journal.islamiconomic.or.id:article/39 2021-07-02T09:50:09Z ijei:ART

DEVELOPING ISLAMIC ECONOMICS AS A BODY OF KNOWLEDGE: ISSUES AND CHALLENGES FURQONI, HAFAS Islamic economics; Islamic worldview; foundations; discipline; knowledge accumulation Abstract. Developing Islamic Economics as a Body of Knowledge: Issues and Challenges. Islamic economics is challenged whether it can be called a discipline in the sense of having a clear subject-matter, well-organized body of knowledge, methodology to appraise theories and systematic accumulation of knowledge. Islamic economics is still in the formative stage to be a discipline. Systematization of its body of knowledge is still in the progress. Many fundamental issues need to be seriously addressed by the scientific community for Islamic economics to be a legitimate discipline. This paper attempts to identify several challenges to be answered by Islamic economics scientific community in their effoert to develop a solid body of knowledge of Islamic economics. Embarking from the Islamic worldview that gives foundations in our understanding of economic phenomena, efforts are to be put to develop the conceptual scheme, methodology to appraise and evaluate theory and Islamic ethics framework. The answer to those challenges will determine the scientific direction of Islamic economics, ensurea sustainable growth of knowledge and expedite the speed of the evolutional process of Islamic economics towards becoming a distinct discipline.Abstrak. Mengembangkan Ekonomi Islam sebagai Inti dari Ilmu Pengetahuan: Masalah dan Tantangan. Ekonomi Islam ditantang apakah itu dapat disebut disiplin dalam arti materi yang jelas, inti dari ilmu pengetahuan yang terorganisir dengan baik, metode untuk menilai teori dan akumulasi sistematis ilmu pengetahuan. Ekonomi Islam masih dalam tahap formatif untuk menjadi suatu disiplin. Sistematisasi bod nya pengetahuan masih dalam kemajuan. Banyak masalah mendasar perlu ditangani serius oleh komunitas ilmiah untuk ekonomi Islam menjadi disiplin yang sah. Tulisan ini mencoba untuk mengidentifikasi beberapa tantangan yang harus dijawab oleh ekonomi Islam komunitas ilmiah dalam effoert mereka untuk mengembangkan tubuh yang kuat dari pengetahuan ekonomi Islam. Memulai dari pandangan dunia Islam yang memberikan dasar-dasar dalam pemahaman kita tentang fenomena ekonomi, upaya yang harus dihukum untuk mengembangkan skema konseptual, metodologi untuk menilai dan mengevaluasi kerangka teori dan etika Islam. Jawaban untuk tantangan-tantangan akan menentukan arah ilmiah ekonomi Islam, ensurea pertumbuhan yang berkelanjutan pengetahuan dan mempercepat kecepatan proses evolusional ekonomi Islam menuju menjadi disiplin yang berbeda. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/39 10.32678/ijei.v7i2.39 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 2 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/39/40 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/891 2026-03-09T07:42:00Z ijei:ART

Analysis of the Auction Mechanism for Rahn Collateral in Islamic Pawnshops Mukit, Abd Setiawan, Firman Auction mechanics; Rahn guarantees; Sharia pawnshops The auction mechanism for pledged goods (rahn) in Islamic pawnshops represents a crucial intersection between Sharia compliance and the application of Islamic business ethics. This study aims to critically examine the auction procedures at Pegadaian Syariah Blega Branch and assess their conformity with core ethical values in Islamic economics. Employing a qualitative descriptive method, data were gathered through direct observation, semi-structured interviews with both employees and customers, and document analysis. The results indicate that the auction process is carried out in a transparent and professional manner, involving key stages such as item reappraisal, formal customer notification, public auction announcements, and an open and competitive bidding system. These procedures align not only with fiqh provisions concerning rahn but also reflect fundamental Islamic ethical values, including honesty (ṣidq), justice (‘adālah), and trustworthiness (amānah). The study concludes that the auction mechanism implemented at Pegadaian Syariah Blega Branch is not merely compliant with the formal legal framework but also serves as a concrete embodiment of Sharia-based ethical business practices. This contributes meaningfully to strengthening ethical governance within Islamic financial institutions and underscores the importance of integrating moral values into operational mechanisms. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/891 10.32678/ijei.v16i1.891 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/891/170 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/133 2021-11-12T07:52:13Z ijei:PRFvol9no1

Preface IJEI Vol 9 No 1 Preface, Preface Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-05-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/133 10.32678/ijei.v9i1.133 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 1 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/133/79 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/259 2022-02-14T09:11:02Z ijei:ART

Analysis of The Impact of Macroeconomic Variables on The Sharia Index of Indonesia Fitriansyah, Rahmat Darwanto, Darwanto Macroeconomics; ISSI; Syariah stocks; VECM This study intends to analyze the impact of macroeconomic variables on the indonesian sharia stock index. using vector error correction modeling (vecm) and variable money supply, industrial production index, consumer price index, exchange rate, bank interest rates, and indonesian sharia bank certificates as independent variables. findings / originality: the results show that the industrial production index, the exchange rate has a significant positive effect and the variable money supply, the consumer price index, and the sharia bank indonesia certificate have a significant negative effect on issi. granger's causality results prove that only the money supply and industrial production index have causality, but there is a one-way relationship including the indonesian syariah bank certificate to the money supply, the exchange rate, and the consumer price index. bank interest rates on sharia indonesia bank certificates, sharia indonesia bank certificates against consumer price indexes and exchange rates, and industrial production index. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-02-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/259 10.32678/ijei.v12i2.259 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 2 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/259/115 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/38 2019-07-19T03:09:33Z ijei:ART

oai:ojs.journal.islamiconomic.or.id:article/589 2025-04-16T22:54:08Z ijei:ART

KAMISEDEKAH Program Majoring in Sharia Economics in The Welfare of The People Jannah, Mukhlishotul Hadiyyin, Ikhwan KamiSedekah; Welfare; Bussines; Islamic Social Finanace Alms are small acts of kindness meant to help others and promote social empathy. The KAMISEDEKAH program, run by the Department of Sharia Economics at UIN Sultan Maulana Hasanuddin Banten, aims to create job opportunities, reduce crime, and strengthen community bonds. This study highlights key aspects of the program. The KAMISEDEKAH program supported the department’s mission to improve education, research, and community service in Islamic economics. The program is a concrete way to serve the community. KAMISEDEKAH has both short-term and long-term programs. Short-term programs include: 1) Helping with emergency student tuition, 2) Disaster relief, 3) Gift-giving, 4) Revolving capital for students, 5) Mass circumcision funding, 6) Qurban (sacrifice) funding, 7) Orphan compensation, and 8) COVID-19 assistance. Long-term programs include: 1) Scholarships for the poor until graduation, 2) Opening kiosks, and 3) Establishing a FEBI clinic. The donation process works as follows: Every Thursday, students contribute IDR 2,000 each, which is collected by the class leaders and then submitted to the Department Student Association (HMJ) for Sharia Economics, Sharia Banking, and Sharia Insurance. Lecturers and staff contribute IDR 5,000 each, coordinated by the academic manager. The KAMISEDEKAH program aims to share resources and bring joy to everyone. The recipients' income varies, with the highest at IDR 2,250,000 and the lowest at IDR 600,000. On average, recipients earn IDR 1,000,000 per month. Most recipients have irregular jobs with low pay. The program helps ease their financial burden by allowing them to save money on daily expenses. In conclusion, the KAMISEDEKAH program contributes to the community's well-being and helps improve the lives of those in need. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/589 10.32678/ijei.v14i2.589 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/589/166 Copyright (c) 2023 Mukhlishotul Jannah, Ikhwan Hadiyyin

oai:ojs.journal.islamiconomic.or.id:article/30 2021-07-02T09:48:10Z ijei:ART

ANALISA HUKUM ISLAM TERHADAP MASALAH PERLINDUNGAN KONSUMEN YANG TERJADI ATAS JUAL BELI E-COMMERCE HUMAEMAH, RATU Jual beli; e-commerce; perlindungan konsumen Abstract. Analysis of Islamic Law on Problems of Consumer Protection in E-Commerce Trading.  Nowadays, trading through internet which named by e-commerce is growing rapidly. This practice of trade is involved between Moslem circle and also non Moslem. Therefore, the discussion based on normative philosophical and practical for those who want to conduct the transactions using e-commerce. In general, the concept of e-commerce is buying and selling goods orders known and practiced during the early generations of Islam as Bai’ as-Salam. Futhermore, trading orders today made through media of internet technology. In the advanced technology it is possible come problems that could harm the consumers. So, in this study present the trading rights to protect all consumer e-commerce in terms of UUPK in Islamic view. From the analysis, e-commerce transactions UUPK not violate consumer rights at all, and if there is a problem in the trading of e-commerce, the principle of giving freedom khiyar rights in Islam and to the parties agreed to establish an agreement to determine its own form and content of a agreement. Therefore, the parties who make an agreement can set up their own legal relationship between them and affirmed article 1320 of the Civil Code says that the condition is the occurrence of an engagement with the agreement, skills, and because certain things are lawful, if all of these conditions are met then the electronic commerce considered legally.Abstrak. Analisa Hukum Islam Terhadap Masalah Perlindungan Konsumen Yang Terjadi Atas Jual Beli E-Commerce. Saat ini trend Jual beli dengan menggunakan internet yang dinamakan dengan e-commerce sangat berkembang pesat. Dan yang terlibat dalam penggunaannya kalangan muslim maupun non muslim. Maka dari itu dilakukan pembahasan untuk menjadi dasar normatif filosofis dan praktis bagi mereka yang ingin melakukan transaksi dengan menggunakan e-commerce. Secara umum konsep e-commerce, yaitu membeli dan menjual pesanan barang telah dikenal dan dipraktekkan selama generasi awal Islam, namanya Bai 'as-Salam, di masa kontemporer ini jual beli pesanan dilakukan melalui media tekhnologi internet. Dalam tekhnologi canggih tersebut tidak menutup kemungkinan terjadi permasalahan yang dapat merugikan konsumen. Jadi Pembahasan ini menyajikan perlindungan hak-hak konsumen e-commerce yang ditinjau dari UUPK dalam pandangan islam. Dari hasil analisis dalam UUPK transaksi e-commerce tidak melanggar hak konsumen sama sekali dan bila terjadi permasalahan dalam jual beli e commerce terdapat hak Khiyar di dalam Islam dan asas memberi kebebasan kepada para pihak yang sepakat untuk membentuk suatu perjanjian untuk menentukan sendiri bentuk serta isi suatu perjanjian. Dengan demikian para pihak yang membuat perjanjian dapat mengatur sendiri hubungan hukum diantara mereka dan di pertegas dalam pasal 1320 KUHPerdata dikatakan bahwa syarat terjadinya suatu perikatan adalah dengan adanya kesepakatan, kecakapan, hal tertentu dan sebab yang halal, apabila kesemua syarat tersebut terpenuhi maka perdagangan elektronik dianggap sah secara hukum. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2015-04-20 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/30 10.32678/ijei.v6i1.30 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 1 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/30/31 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/847 2026-03-09T07:42:00Z ijei:ART

Women Entrepreneurship and Its Contribution to The Development of Halal Food Industry: A Bibliometric Analysis Atiah, Isti Nuzulul Latif, Sahraman D. Hadji Industry; Women Entrepreneurship; Female Entrepreneurship; Islamic Economics; Community Resilience. In some developing countries, women's entrepreneurship, especially in the food industry, plays a significant role in creating jobs, increasing household income, and growing the local business sector. This study aims to identify research trends on the theme of women entrepreneurship and its contribution to the development of the halal food industry. Data sources were taken from Scopus by entering the keywords “Women Entrepreneurship” OR “Female Entrepreneurship” AND “Food Industry” OR “Halal Food Industry” in the document search field. As a result, 45 journal articles were found that match the research topic. The documents were then analyzed using VOSviewer software to get 173 keywords, which were then visualized and mapped with a bibliometric network. From the results of the VOSviewer analysis, it was found that the theme of women's entrepreneurship and its contribution to the halal food industry is still relatively under-researched, indicating a high opportunity for future research. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/847 10.32678/ijei.v16i1.847 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/847/176 Copyright (c) 2025 Isti Nuzulul Atiah, Sahraman D. Hadji Latif

oai:ojs.journal.islamiconomic.or.id:article/88 2021-11-12T07:52:13Z ijei:ART

ANALISIS EFISIENSI BANK UMUM SYARIAH HASIL PEMISAHAN DAN NON PEMISAHAN SERTA FAKTOR-FAKTOR YANG MEMPENGARUHINYA (STUDI PADA BANK UMUM SYARIAH YANG TERDAFTAR DI OTORITAS JASA KEUANGAN PADA PERIODE 2011-2016) Fadilah, Fitri Yuliafitri, Indri Efisiensi; Pemisahan; Stochastic Frontier Approach; Ukuran Bank; CAR; ROA NPF; FDR; BOPO Abstrak. Pengaruh Pendapatan Pelanggan, Modal Bisnis, Margin, Dan Nilai Collateral Terhadap Pembiayaan Murabahah Pada Bank Bni Syariah Mikro Kantor Cabang Pembantu Praya. Penelitian ini bertujuan untuk mengukur efisiensi Bank Umum Syariah hasil pemisahan dan non-pemisahan serta menganalisis perbedaan efisiensi Bank Umum Syariah hasil pemisahan dan non-pemisahan. Selain itu, juga akan menganalisis pengaruh ukuran bank, Capital Adequacy Ratio (CAR), Return on Assets (ROA), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR) serta Biaya Operasional terhadap Pendapatan Operasional (BOPO) terhadap efisiensi. Populasi dalam penelitian ini sebanyak 13 Bank Umum Syariah, sedangkan sampel dalam penelitian ini adalah sebanyak 6 Bank Umum Syariah yang terbagi menjadi 2 kelompok bank yaitu bank hasil pemisahan dan bank bukan hasil pemisahan. Metode yang digunakan untuk mengukur efisiensi adalah Stochastic Frontier Approach (SFA) dengan pendekatan intermediasi. Uji Mann Whitney U-Test digunakan untuk menganalisis perbedaan Bank Umum Syariah hasil pemisahan dan non-pemisahan.Metode Generalized Least Squared (GLS) digunakan untuk mengetahui pengaruh faktor determinan terhadap efisiensi. Hasil penelitian ini menunjukkan bahwa tidak terdapat perbedaan efisiensi antara Bank Umum Syariah hasil pemisahan dan non-pemisahan. Hasil penelitian lainnya menunjukkan bahwa ukuran bank dan FDR berpengaruh positif signifikan terhadap efisiensi, serta NPF berpengaruh negatif signifikan terhadap efisiensi. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-06-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/88 10.32678/ijei.v9i1.88 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 1 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/88/66 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/242 2021-03-31T03:04:19Z ijei:ART

THE RELATIONS BETWEEN FISCAL AND MONETARY POLICY IN STATE BUDGET MANAGEMENT IN INDONESIA ACCORDING TO ABU UBAID AL QASIM BIN SALAM Syamsuri, Syamsuri Jamilah, Adinda Muftiviany Nur Monetary Policy; Fiscal Policy; APBN; Abu Ubaid Al-Qasim The study aim to analyze fiscal and monetary policy in the management of indonesia's state budget according to Abu Ubaid Al-Qasim. This research takes the form of a historical figure, namely historical research on one of the lives of a person that includes ideas, thoughts, as well as influential things in the formation of his thoughts. Thus the method used in this study is the library (research Library) with the object of research is Abu Ubaid Al-Qasim about his thoughts on the economic development of Islam, which is analyzed from his work al-Amwal. To obtain data through In this research, the primary data collection is carried out by anlyzing journal, and some books which reevan to this research. The result of this study is that fiscal and monter policy that runs in Indoensia in managing the State Budget is considered not to be running effectively and has not been able to solve the problem of the State because the system used contains usury. Thus, the mechanism of conformity according to Islam from abuubaid's view brings the right solution that the instrument is like zakat, jizyah, khumus, kharaj into a very effective management instrument of state budget and finance because the proper allocation according to the needs of the State and does not contain usury. Research Limitations of this research is limited by examining how fiscal and monetary policy in managing finance and state budget according to Abu Ubaid Al-Qasim in his Book al-Amwal by looking at the phenomena of financial management centered in BaitulMaal during the time of Prophet Muhammad and his caliphs. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-12-25 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/242 10.32678/ijei.v11i2.242 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 2 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/242/106 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/404 2023-06-12T23:19:01Z ijei:ART

The Effect of Exchange, SBIS, and Profit-Based Financing on The Level of Risk of Financing Problems Sari, Willa Fatika Mahrus, Miftahul Yasmin, Yasmin Exchange Rates; Bank Indonesia Sharia Certificates (SBIS); Revenue-Based Financing; Troubled Financing This study aims to determine the effect of exchange rates, Bank Indonesia Sharia Certificates (SBIS), and profit-based financing on the level of risk of financing problems in Sharia Commercial Banks in Indonesia. The data used were the secondary data from January 2015 to October 2021. The population was the Sharia Commercial Bank in Sharia Banking Statistics published by the Financial Services Authority (OJK), by using non-probability sampling technique. The data analysis used was multiple linear regression using STATA software. The results of this study indicate that partially the independent variable namely the exchange rate has an insignificant negative effect on the risk level of problem financing. Moreover, SBIS has a significant negative effect on the level of risk of non-performing financing, and profit-based financing has a significant negative effect on the level of risk of financing problems. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/404 10.32678/ijei.v13i2.404 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 2 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/404/130 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/19 2021-07-02T09:47:05Z ijei:ART

PRESERVASI NASABAH PERBANKAN DALAM MENGGUNAKAN SARANA E-BANKING PERISTIWO, HADI Preservasi; nasabah; E-banking E-Banking merupakan salah satu pelayanan perbankan tanpa cabang (branchless), yaitu berupa fasilitas yang akan memudahkan nasabah untuk melakukan transaksi perbankan tanpa perlu untuk datang ke kantor di mana suatu bank tersebut berada.Dalam perkembangan teknologi informasi industri perbankan seperti halnya E-Banking, pihak bank harus memperhatikan aspek perlindungan nasabah khususnya keamanan yang berhubungan dengan perlindungan nasabah. Didalam security (keamanan) jaringan on-line E-Banking sendiri terdapat 4 (empat) layanan, yaitu keamanan koneksi nasabah, keamanan data transaksi, keamanan koneksi server serta keamanan jaringan sistem informasi dari server komputer.Peran tekhnologi informasi dalam dunia perbankan sangatlah mutlak, dimana kemajuan suatu sistem perbankan ditopang oleh peran tekhnologi informasi. Semakin berkembang dan kompleks fasilitas yang diterapkan perbankan untuk memudahkan pelayanan, berarti semakin beragam dan kompleks adopsi tekhnologi yang dimiliki oleh suatu bank.Implementasi e-banking di Indonesia terbilang cukup sukses. Best practice pada implementasi e-banking di perbankan Indonesia ini tidak lain adalah luasnya penggunaan layanan perbankan berbasis internet pada masyarakat umum Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-05-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/19 10.32678/ijei.v5i1.19 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 1 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/19/20 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/564 2025-09-08T15:55:58Z ijei:ART

Feasibility Study for Transitioning from Conventional Banking to Islamic Banking Maskuroh, Nihayatul Suganda, Asep Dadan Akbar, Kurni Feasibility Study; Higher Education; Islamic Banking; Financial Transformation This study examines the feasibility and strategic approach for transitioning the Faculty of Economics and Islamic Business (FEBI) at UIN Sultan Maulana Hasanuddin Banten from conventional to Islamic banking. The transformation aims to align institutional operations with Islamic economic principles and strengthen ideological consistency. A quantitative SWOT (Strengths, Weaknesses, Opportunities, Threats) analysis integrated with the Analytic Network Process (ANP) was employed to prioritize strategic alternatives, using Super Decisions software. Data were collected through surveys, interviews, and document analysis involving faculty members, staff, and students. The Internal Factor Evaluation (IFE) score of 3.60 and the External Factor Evaluation (EFE) score of 2.68 position the faculty in Quadrant I of the SWOT matrix, indicating an aggressive strategy. Survey results show 56.5% of respondents consider the shift “fairly important” and 50.8% view it as a valuable educational opportunity. Recommended strategies emphasize leveraging strengths to seize opportunities, addressing weaknesses, and mitigating threats. The findings suggest that transitioning to Islamic banking is both feasible and strategically advantageous, offering practical implications for policy alignment and operational implementation in higher education institutions seeking Sharia-compliant transformation Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/564 10.32678/ijei.v15i1.564 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/564/181 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/146 2019-12-31T05:50:26Z ijei:ART

Feasibility Study Program Zakat Community Development Studi Kasus: Desa Mekarsari, Kabupaten Garut Nurhasanah, Elis zakat community development, Zakat Village Index, Feasibility Study Abstract. Feasibility Study of Zakat Community Development Programs Case Study: Mekarsari, Garut. This paper assessed the feasibility of community-based zakat (zakat community development) recipients and proposing relevant empowerment programs to alleviate mustahiq community conditions in Mekarsari Village, Garut District. Assessment tool used in this research adopted by Puskas BAZNAS was Zakat Village Index (IDZ). Result showed that Mekarsari Village reached 0.55, with the score of economic dimension index reached 0.39, 0.54 for the health dimension, 0.64 for the education deimension, social and humanitarian dimension and da’wah dimension are 0.55, 0.68 respectively. Thus, Mekarsari Village in Garut District cauld be considered for assistance by zakat fund based on calculation of IDZ. The empowerment program relevant to the condition of the mustahiq community in Garut District was community economic improvement through empowerment of economic potential owned based on consideration of the value of the economic dimension had the lowest value of the five IDZ variable. Abstrak. Feasibility Study Program Zakat Community Development Studi Kasus: Desa Mekarsari, Kabupaten Garut. Artikel ini bertujuan mengukur kelayakan mustahik berbasis komunitas (Zakat community development) dan mengusulkan program pemberdayaan yang relevan untuk mengurangi kondisi komunitas mustahik di Desa Mekarsari, Kabupaten Garut. Alat ukur yang digunakan dalam penelitian ini diadopsi dari Puskas BAZNAS yaitu Indeks Desa Zakat. Hasil menunjukan bahwa Desa Mekarsari memiliki nilai IDZ 0.55, dengan nilai dimensi ekonomi 0.39, 0.54 nilai dimensi kesehatan, 0.64 nilai dimensi pendidikan, dimensi sosial dan kemanusiaan serta dakwah masing masing dengan nilai 0.55, 0.68. Dengan demikian, Desa Mekarsari di Kabupaten Garut dapat dipertimbangakan utnutk dibantu oleh dana zakat berdasarkan hasil perhitungan IDZ. Program yang relevan dengan kondisi komunitas mustahik di Desa mekarsari adalah meningkatkan ekonomi komunitas melalui pemberdayaan potensi ekonomi yang dimiliki berdasar pada pertimbangan nilai dimensi ekonomi yang memiliki nilai terendah dari kelima variabel IDZ. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten Universitas Siliwangi 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/146 10.32678/ijei.v10i2.146 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 2 (2019) 2541-4127 2085-3696 10.37035/ijei.v10i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/146/90 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/1363 2026-04-24T09:35:26Z ijei:ART

Effectiveness of The BYOND Application in Gold Installment Transactions at Bank Syariah Indonesia: Phenomenological Study Rahayu, Elisa Tri Noor Hasan, Dony Burhan Application; Effectiveness; BYOND; Gold Installments; Sharia Fintech This study aims to determine the effectiveness of the BYOND by BSI application in supporting gold installment transactions at Bank Syariah Indonesia based on user experience. The approach used is a qualitative descriptive phenomenology (Husserlian) transcendental approach involving several informants, consisting of active customers and employees of Bank Syariah Indonesia KCP Lamongan, selected through purposive sampling techniques until data saturation is reached. Data were collected through in-depth semi-structured interviews and analyzed using NVivo 14 through thematic coding techniques based on the stages of Moustakas and Colaizzi. The results show that the application's effectiveness is determined by three main pillars: technological ease, sharia compliance, and user experience quality. This third pillar contributes significantly to customer trust and loyalty, in line with the Technology Acceptance Model (TAM), which contradicts the Sharia compliance dimension. Identified obstacles include network disruptions, limited gold stock, OTP errors, and low digital literacy in understanding digital sharia contracts. This research contributes to the development of Islamic fintech literature by offering a three-pillar model as a framework for evaluating the effectiveness of digital Islamic banking applications, while also providing strengthening of technological infrastructure and sustainable Islamic education programs. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2026-04-18 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/1363 10.32678/ijei.v17i1.1363 Islamiconomic : Jurnal Ekonomi Islam; Vol 17, No 1 (2026) 2541-4127 2085-3696 10.32678/ijei.v17i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/1363/189 Copyright (c) 2026 Authors

oai:ojs.journal.islamiconomic.or.id:article/159 2020-12-25T08:26:16Z ijei:ART

PENERAPAN PSAK 109 PELAPORAN KEUANGAN AKUNTANSI ZAKAT DAN INFAQ/SHADAQAH PADA LAZISMU Hanjani, Andreani Azizah, Kholifah Nur Gunawan, Barbara the Amil Zakat Infaq Sadaqah Institution of Muhammadiyah, the record of financial report, the implementation of PSAK 109 The purpose of this study is to know the implementation of PSAK 109 at LAZISMU and to evaluate the suitability of financial report of LAZISMU with PSAK 109. The research method used in this study is descriptive qualitative. This research was conducted at LAZISMU and the information of the research was obtained from interviews and documentation.The results of the study show that LAZISMU mostly implements PSAK 45 about the financial report of non-profit entities where the profits are not obtained through business but are obtained from social and humanity. In reporting the financial report, LAZISMU only implements the program summary that records each zakat and infaq / sadaqah fund and the percentage given to each asnaf. This is contrast with the implementation of PSAK 109 where the record of financial report consists of the reports of financial position, changes in funds, changes in assets under management, cash flow and notes on financial statements. From the results, it is concluded that the record of financial report at LAZISMU is not fully in accordance with PSAK 109. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/159 10.32678/ijei.v11i1.159 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 1 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/159/97 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/10 2021-07-02T09:45:58Z ijei:ART

PENGKARAKTERAN WIRAUSAHA MUSLIM WAZIN, WAZIN Setiap perilaku individu yang nampak ketika berinteraksi dengan orang lain selalu dipengaruhi oleh sikapnya. Sikap merupakan kumpulan dari berfikir, keyakinan dan pengetahuan yang dihayati oleh seseorang sehingga membentuk kecenderungan berperilaku.Istilah akhlak hanya dikenal dalam khasanah keilmuan agama Islam. Akhlak adalah tabiat  yang dimiliki individu, yang tanpa mempertimbangkan lebih dahulu dalam melakukan perbuatan baik dan menjadi kebiasaan yang berulang-ulang. Pengertian ini  menunjukkan bahwa akhlak merupakan sikap yang bersifat menetap dan tidak hanya sekedar kumpulan aktivitas atau tingkah laku manusia. Akhlak adalah sikap hidup muslim yang berisi seperangkat nilai dan pemahaman tentang hal-hal yang baik dan buruk yang berfungsi mengatur hubungan antar manusia, manusia dengan Tuhan, dan manusia dengan lingkungannya. Tulisan ini membahas tentang kaitan antara sikap wirausaha muslim dengan akhlak Islam.Wirausaha diartikan sebagai orang yang mempunyai semangat, sikap, perilaku dan kemampuan kewirausahaan.Sedangkan kewirausahaan adalah semangat, sikap, perilaku dan kemampuan seseorang dalam menangani usaha atau kegiatan yang mengarah pada upaya mencari, menciptakan serta menerapkan cara kerja, teknologi dan produk baru dengan meningkatkan efisiensi dalam rangka memberikan pelayanan yang lebih baik dan atau memperoleh keuntungan yang lebih besar. Dari pengertian wirausaha dan kewirausahaan ini dapat dinyatakan bahwa wirausaha menunjuk pada penggambaran sebuah karakter yang harus dimiliki oleh seseorang yang sedang menjalankan usahanya demi memperoleh keuntungan. Istilah karakter dalam psikologi digunakan kepada integrasi kebiasaan, sentimen dan ideal yang membuat tindakan seseorang relatif stabil dan dapat diramalkan.  Menurut antropologi dan sosiologi, karakter biasanya dikaitkan dengan sifat suatu kelompok masyarakat. Akhlak Islam merupakan konsep ideal penggambaran karakter muslim sebagai individu maupun kelompok. Terdapat pembahasan khusus tentang akhlak Islam yang mendasari karakter wirausaha muslim yang disebut dengan etika bisnis Islam. Akhlak yang mendasari bisnis Islam dipengaruhi oleh pemahaman-pemahaman yang bersumber dari Al  Qur’an dan Sunnah (hadist) yang mencakup beberapa poin, diantaranya adalah bahwa harta adalah milik Allah dan manusia hanya diberi kewenangan untuk mengelolalanya, perintah untuk berlaku jujur dan berperilaku baik serta ramah dalam melakukan transaksi bisnis.  Pada akhir tulisan ini dikutip beberapa penelitian yang membuktikan bahwa akhlak Islam berpengaruh signifikan terhadap perkembangan bisnis yang dilakukan oleh pedagang muslim Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-03-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/10 10.32678/ijei.v4i1.10 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 1 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/10/11 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/739 2025-09-10T08:19:37Z ijei:ART

Halal Social Media Marketing Activities on Wardah Halal Cosmetic Purnomowati, Indah Halal; Social Media; marketing; quality; Loyalty This study aims to describe the halal social media marketing activities related to Wardah halal cosmetics. It examines how these marketing activities influence consumer loyalty and the quality of relationships with cosmetic buyers. The research was conducted among consumers at cosmetic retail stores using purposive sampling, with 200 respondents. Data analysis was performed using Structural Equation Modeling via the LISREL application. The findings indicate that halal social media marketing activities can foster a strong quality of relationship with Muslim women. Furthermore, consumer loyalty has a greater impact on halal social media marketing activities than relationship quality. This suggests that satisfaction with the Islamic values inherent in halal products and their marketing methods, which align with Islamic principles, particularly appeals to Muslim women. This study provides insights for Wardah Halal Cosmetics to consistently uphold halal values in product quality and apply social media marketing under Islamic law Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/739 10.32678/ijei.v15i2.739 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/739/148 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/55 2021-07-02T09:48:46Z ijei:ART

MENGURANGI TINGKAT RISIKO DENGAN MANAJEMEN ISLAMI SUGANDA, ASEP DADAN Risiko; Manajemen Islami Abstrak. Mengurangi Tingkat Risiko Dengan Manajemen Islami. Dalam menjalankan kegiatan ekonomi dan bisnis adakala kita disuguhkan dengan ketidakpastian dan berbagai permasalahan yang akan timbul. Ketidakpastian yang menimbulkan kemungkinan menguntungkan dikenal dengan istilah peluang (opportunity), sedangkan ketidakpastian yang menimbulkan akibat yang merugikan dikenal dengan istilah risiko (risk). Manajemen Islami telah memberikan solusi untuk mengurangi tingkat risiko dalam ketidakpastian tersebut, yaitu dengan menggunakan tiga level pendekatan rancang bangun ekonomi syariah. Pertama, sebagai pondasi yaitu;Tauhid, Adil, Nubuwah, Khilafah, Ma’ad.Level kedua yaitu tiang atau pilar, terdiri dari; Multiple Ownership, Freedom to Act., Social Justice. Ketiga, level terakhir merupakan atap bangunan yaitu Akhlak yang mulia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2015-08-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/55 10.32678/ijei.v6i2.55 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 2 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/55/45 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/984 2026-04-10T16:58:59Z ijei:ART

The Influence of E-Commerce, Digital Payments, and Digital Literacy on MSME Income in The Perspective of Islamic Economics Rifa'i, Alwi Nurbaiti, Nurbaiti Ilhamy Nasution, Muhammad Lathief E-commerce; Digital Payment; Digital Literacy; MSME Income; Islamic Economics The rapid advancement of digital technologies has transformed business landscapes, offering micro, small, and medium enterprises (MSMEs) unprecedented opportunities to enhance competitiveness and income. In Muslim-majority contexts, such as Medan Johor, this transformation must align with Islamic economic principles to ensure both economic and ethical value creation. This study employs a quantitative survey of 98 MSME actors, measuring the effects of e-commerce, digital payment, and digital literacy on income. Using multiple linear regression, the results demonstrate that all three variables exert a positive and significant impact, with digital literacy emerging as the most influential driver of effective technology adoption. These findings resonate with Islamic economic principles of maslahah (public benefit), efficiency, and the prohibition of gharar (excessive uncertainty), which emphasize transparency, utility, and blessings in economic transactions. The study extends existing literature by embedding Islamic economic perspectives within the MSME digitalization discourse and by capturing the socio-religious nuances of a localized setting. Policy implications include fostering Shariah-compliant digital literacy programs, strengthening regulatory frameworks, and enhancing the role of Islamic financial institutions in delivering technology-based, Shariah-compliant financing solutions to empower MSMEs sustainably. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-09-01 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/984 10.32678/ijei.v16i2.984 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/984/180 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/119 2021-07-02T09:51:37Z ijei:ART

Analisis Pengaruh Labelisasi Halal Terhadap Keputusan Pembelian Produk Kosmetik: Studi Kasus Kota Pontianak Rakhi, Hayet Label halal, Kosmetik Halal, Keputusan Membeli AbstractKeyakinan dan pemahaman konsumen terhadap kehalalan dan keharaman suatu produk menjadi pertimbangan utama dalam aktifitas konsumsi. Keputusan membeli Kosmetik berlabel halal menjadi pertimbangan utama oleh konsumen dibandingkan dengan harga, merk dan atribut produk. Penggunaan Kosmetik yang tidak jelas status kehalalan nya akan memberikan dampak yang buruk bagi penggunaannya dari berbagai aspek. Jumlah produk yang telah bersertifikat halal di Indonesia memiliki presentase yang masih rendah jika dibandingkan dengan produk yang beredar. Tujuan penelitian ini untuk menganalisis pengaruh labelisasi halal terhadap keputusan pembelian kosmetik pada masyarakat kota Pontianak. Penelitian ini menggunakan data primer dengan jumlah 60 responden dari usia 15-64 tahun dari semua pekerjaan. Instrumen pengumpulan data dalam penelitian ini menggunakan kuesioner dengan metode survei eksplanatif serta dilakukan deep interview. Hasil tabulasi data dilakukan analisis deskriptif dan regresi. Hasil penelitian ini menunjukkan 43,3 persen responden termotivasi untuk menggunakan kosmetik berlabel halal; 53,3 persen responden memperhatikan kehalalan Kosmetik; 56,7 persen responden yakin kosmetik yang berlabel halal terjamin kualitasnya; 61,66 persen responden menjadikan label halal sebagai pertimbangan utama dalam membeli kosmetik, 53,3 persen responden mementingkan kehalalan dibandingkan harga kosmetik, dan 73,3 persen responden merasa puas jika menggunakan kosmetik berlabel halal. Responden tidak apatis dan mementikan label halal dalam menggunakan kosmetik. Hasil uji t menunjukkan bahwa tabel t hitung sebesar 8,385 t tabel sebesar 1,671. Hasil regresi menunjukkan bahwa label halal berpengaruh 78,07 persen terhadap keputusan responden membeli kosmetik sedangkan 21,93 persen dipengaruhi faktor lainnya. Keywords     : Label halal, Kosmetik Halal, Keputusan Membeli Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/119 10.32678/ijei.v10i1.119 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 1 (2019) 2541-4127 2085-3696 10.32678/ijei.v10i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/119/82 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/400 2023-06-12T23:45:38Z ijei:ART

Comparison of Firm Value through Capital Structure Analysis in Indonesia and Malaysia Royadi, Refi Nabillah Wulandari, Soliyah Romli, Nurhanani bin Mohd Hussin, Mohd Yahya Capital Structure; Firm Value; Tobin’s Q The optimal funding composition can be obtained using capital structure analysis. Firm value has a big influence on the investment decisions of investors, because firm value can reflect the financial stability and the level of risk faced by the company. This study aims to determine the effect of capital structure in the form of Debt Assets Ratio (DAR) and Debt Equity Ratio (DER) on the firm value, the object in this study is a company listed on the Jakarta Islamic index and a company listed on the FTSE Bursa Malaysia Hijrah Syariah Index. While the firm value indicator used is Tobin's Q. The approach taken in this study uses a quantitative approach Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/400 10.32678/ijei.v13i1.400 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 1 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/400/120 Copyright (c) 2022 Islamiconomic

oai:ojs.journal.islamiconomic.or.id:article/4 2021-07-02T09:47:05Z ijei:ART

PENGARUH STRATEGI PEMASARAN TERHADAP MINAT NASABAH MEMILIH PRODUK TABUNGANKU (Studi di Bank Muamalat Indonesia Cabang Serang) FITRIANI, LAILA AINI, ASTI Hasil wawancara penulis dengan dengan custumer service Bank Muamalat Indonesia Cabang Serang menyatakan jumlah seluruh nasabah tabunganku dari bulan Mei 2010 sampai Oktober 2013 berjumlah 578 orang. Hal ini menunjukkan kurangnya minat nasabah terhadap program tabunganku yang salah satu penyebabnya adalah tidak efektifnya strategi pemasaran dan posisi kantor yang kurang strategis. Stategi pemasaran pada dasarnya memberikan panduan tentang kegiatan yang akan dijalankan untuk dapat tercapainya tujuan pemasaran suatu pemasaran. Mulai dari pemenuhan produk (product), penetapan harga (price), pengiriman barang (place), dan mempromosikan barang (promotion). Masalah yang diangkat dalam riste ini adalah: 1. Apa alasan nasabah dalam memilih produk tabunganku? 2. Berapa besar pengaruh strategi pemasaran terhadap minat nasabah memilih produk tabunganku pada Bank Muamalat Indonesia Cabang Serang?Sampel yang digunakan dalam penelitian ini adalah nasabah yang menggunakan tabunganku di Bank Muamalat Cabang Serang. Jenis data yang digunakan adalah primer dengan menyebar angket/kuesioner kepada nasabah yang menggunakan produk tabunganku. Metode yang digunakan adalah analisis deskriptif,  uji t, koefisien korelasi dan koefisien determinasi.Dari hasil penelitian, terhadap 41 orang responden, penulis menyimpulkan bahwa strategi pemasaran berpengaruh signifikan terhadap minat nasabah memilih produk tabunganku. Dari hasil statistik menggunakan SPSS ver 16.00 hal ini dapat dilihat dari angka korelasi sebesar 57% yang artinya hubungan kedua variabel adalah sedang. Dari hasil tersebut menunjukkan bahwa   lebih besar dari     yaitu sebesar (4,360 1,70). Hal ini berarti bahwa    ditolak dan    diterima, artinya bahwa ada pengaruh antara Strategi pemasaran terhadap minat nasabah memilih produk tabunganku. Nilai R sebesar 0.572 yang artinya pengaruh strategi pemasaran terhadap minat nasabah memilih produk tabunganku sedang. Nilai  = 0,328 artinya bahwa 32,8% perubahan tabunganku dipengaruhi oleh strategi pemasaran, dan sisanya (100% - 32,8% = 67,2%) dipengaruhi oleh variabel lain yang tidak dibahas dalam penelitian ini Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-11-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/4 10.32678/ijei.v5i1.4 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 1 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/4/4 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/668 2025-03-23T14:09:35Z ijei:ART

Self-Evaluation With SWOT Analysis and ANP in The Sharia Business Management Department Maskuroh, Nihayatul Suganda, Asep Dadan Nurhayati, Siti Self-Evaluation; Management; Business This study aims to find out how the efforts of the Faculty of Economics and Islamic Business, UIN Sultan Maulana Hasanuddin Banten, in developing the Sharia Business Management (SBM) study program with all the strengths, weaknesses, and opportunities in dealing with various existing threats. This research uses a feasibility study method for the SBM program with quantitative SWOT analysis and the Analysis Network Process approach to formulate alternative strategies using Super Decisions software. Based on the data obtained, it can be concluded that the positioning of the Sharia Business Management study program, according to the respondents, is quite important and reaches a percentage of 56.5 with the argument that the mastery of Sharia-based business management is quite important as much as 50.8%. Meanwhile, from the Internal Factor Evaluation and External Factors Evaluation metrics, it can be seen that the position of the X axis is at point 3.60, and the position of the Y axis is at point 2.68. Therefore, because the meeting point between the X and Y axes is in quadrant I, so the strategy used is progressive (aggressive), namely maximizing the Strengths-Opportunities strategy by paying attention to other strategies such as Weakness-Opportunities, Strengths-Threats, and Weakness-Threats Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/668 10.32678/ijei.v14i2.668 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/668/140 Copyright (c) 2023 Authors

oai:ojs.journal.islamiconomic.or.id:article/35 2021-07-02T09:49:40Z ijei:ART

BADAN USAHA KOPERASI DAN BADAN USAHA NON KOPERASI (Studi Komparatif) ITANG, ITANG Badan Usaha; Koperasi dan non Koperasi Abstrak. The Comparative Study on Cooperative Enterprise and Non-Cooperative Enterprises. This paper would like to learn deeply on cooperative business enterprise and non-cooperative enterprises. Cooperative is a pillar of the Indonesian economy. In fact cooperative business entity does not exist as non-cooperative enterprises. The difference can be found from several aspects; firstly, Institutional aspects (1. In terms of membership, 2. The meeting of members, 3. The management of the Board of Directors, 4. the Board of Commissioners, 5. The management, 6. The education) and secondly, Business aspects (1. The purpose, 2. The capital, 3. The legality, 3. Advantages).Abstrak. Badan Usaha Koperasi dan Badan Usaha Non-Koperasi (Studi Komparatif). Tulisan ini ingin melihat dari dekat badan usaha koperasi dan badan usaha non koperasi. Koperasi merupakan soko guru perekonomian Indonesia yang mesti dipertahankan keberadaannya, pada kenyataannya badan usaha koperasi ini tidak eksis keberadaannya seperti badan usaha non koperasi. Adapun perbedaannya adalah  dapat dilihat dari beberapa aspek, yaitu: a. Aspek kelembagaan, yaitu: 1. Dilihat dari segi keanggotaan, 2. Dilihat dari rapat anggota, 3. Dilihat dari kepengurusan Direksi, 4. Dilihat dari Dewan Komisaris, 5. Dilihat dari manajemen, 6. Dilihat dari pendidikan. b. Aspek usaha, yaitu: 1. Tujuan, 2. Modal, 3. Badan Hukum, 3. Aspek Keuntungan. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-03-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/35 10.32678/ijei.v7i1.35 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 1 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/35/36 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/892 2026-03-09T07:42:00Z ijei:ART

Analysis of Murabaha Non-Performing Finance Strategy at BPRS SPM Pamekasan Hasanah, Yuliana Hidayatul Qadariyah, Lailatul Strategy; Problematic Financing; Non-performing Finance; Murabaha; Sharia Compliance This study aims to analyze the resolution strategies for Non-Performing Financing (NPF) in murabahah contracts at PT BPRS Sarana Prima Mandiri Pamekasan and assess their alignment with Sharia principles. Employing a descriptive qualitative method, data were obtained through observation, semi-structured interviews, and document analysis. The findings indicate that NPF arises from both internal factors—such as moral hazard and fund misallocation—and external factors like business failure and economic shocks. To address this, the bank implements a dual-track resolution framework: non-litigation strategies grounded in Islamic ethical values (musyawarah and ta’awun), including collection efforts, rescheduling, reconditioning, restructuring, and repayment incentive programs; and litigation mechanisms, specifically through the small claims court system as a last resort. These strategies are systematically structured into a conceptual model that integrates risk sources, resolution mechanisms, and expected outcomes in accordance with maqāṣid al-sharīʿah, especially the protection of wealth (ḥifẓ al-māl), life (ḥifẓ al-nafs), and dignity (ḥifẓ al-ʿirḍ). The study contributes both theoretically—by proposing a localized, Sharia-compliant NPF resolution framework—and practically, by offering policy recommendations such as early warning systems, documentation digitalization, and capacity-building in legal and Sharia literacy. These strategies are essential for maintaining institutional resilience and the sustainability of Islamic microfinance. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/892 10.32678/ijei.v16i1.892 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/892/169 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/94 2021-11-12T07:52:23Z ijei:ART

KAJIAN HUKUM DAN IMPLEMENTASI WAKAF HARTA BERGERAK DI INDONESIA: WAKAF UANG DAN SAHAM Paksi, Girindra Mega Manzilati, Asfi Ekawaty, Marlina cash and share waqf, waqf implementation, literature study, legal study Abstract. The Implementation and Legality Review of Movable Treasure Endowments in Indonesia: Endowments of Money and Shares. Endowment or Waqf is a non-market wealth distribution methods alongside zakah, infaq, and sadaqa. Particularly in Indonesia, waqf practice is identical with fixed asset donation notably land and building. The utilization of most waqf asset in Indonesia is not economically productive, such as mosque and cemetery. The aims of this study are to analyze the precept of cash and share waqf and its implementations. This study is classified as a literature review with qualitative approach. A Meta-synthesis method is applied as analyzing tools. Results shows that most Islamic scholar allow cash and shares to be used as waqf object. Both cash and share waqf can be implemented into two models. Cash waqf can be implemented as mutual fund or converted into other fixed asset. While share waqf implementation can be done through corporate waqf and individual share waqf. Abstrak. Kajian Hukum dan Implementasi Wakaf Harta Bergerak di Indonesia: Wakaf Uang dan Saham. Wakaf adalah metode distribusi kekayaan non-pasar bersama zakat, infaq, dan shadaqah. Khususnya di Indonesia, praktik wakaf identik dengan sumbangan aset tetap, terutama tanah dan bangunan. Pemanfaatan sebagian besar aset wakaf di Indonesia tidak produktif secara ekonomi, seperti masjid dan pemakaman. Tujuan dari penelitian ini adalah untuk menganalisis kas dan share wakaf dan implementasinya. Penelitian ini diklasifikasikan sebagai tinjauan pustaka dengan pendekatan kualitatif. Metode Meta-synthesis diterapkan sebagai alat analisis. Hasilnya menunjukkan bahwa sebagian besar ulama Islam mengizinkan uang tunai dan saham untuk digunakan sebagai objek wakaf. Baik kas dan share wakaf dapat diimplementasikan ke dalam dua model. Wakaf uang tunai dapat diimplementasikan sebagai reksadana atau dikonversi menjadi aset tetap lainnya. Sedangkan pelaksanaan wakaf saham dapat dilakukan melalui wakaf korporat dan wakaf saham individu Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/94 10.32678/ijei.v9i2.94 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/94/71 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/283 2021-07-12T01:02:01Z ijei:ART

SHARIA ACCOUNTING LITERATION AND FRAUDS PREVENTIVE ON FINANCIAL REPORTING IN SHARIA FINANCIAL INSTITUTIONS Rahmi, Asri Noer Islamic accounting literacy; preventive fraud; Islamic financial institutions The purpose of this study to know literacy and Islamic accounting applications against fraud prevention in financial reporting in Islamic Financial Institutions and to apply Islamic values to accountants or auditors in order to prevent fraud in financial reports that often occur. Fraud detection is essential to increasing the value of auditing, but there are many problems that can hinder the implementation of proper detection. Based on a review of various studies that have been carried out, the Sharia accounting application is good, which implements a profit sharing system (avoids usury), there is also a separation of financial reporting for each contract, separation of reporting zakat, infaq and shadaqah reporting. In detecting fraud prevention, there are four factors that can prevent fraud in financial reporting identified through this study. First, the auditing standards are insufficient to support proper detection. Second, the characteristics of the occurrence of fraud make it difficult to detect fraud. Third, there is a lack of knowledge of Islamic values in the Sharia accounting application so that fraud does not occur, and the fourth is that there must be awareness that financial statement analysis is not only responsibility for the company, interested parties and decision-holders, but also accountability. who will be accountable in the hereafter, if fraud occurs, then they must be prepared to bear their sins in the hereafter. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2021-07-12 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/283 10.32678/ijei.v12i1.283 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 1 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/283/111 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/411 2023-06-30T18:40:24Z ijei:ART

The Impact of Capital Structure and Profitability on Stock Prices in The Property Sector Companies and Real Estate Listed on The Indonesia Stock Exchange Innasya Puteri, Alya Wahyuni, Elmiliyani Capital Structure; Profitability; Stock Price The purpose of this study was to determine the effect of capital structure through the Debt-to-Equity Ratio (DER) and profitability through Return on Equity (ROE) on stock prices in property and real estate sector companies on the Indonesia Stock Exchange (IDX) for the 2016-2021 period. This type of research is field research (field research). By using a quantitative descriptive approach to describe the effect of capital structure, and profitability on stock prices of Property and Real Estate companies for the 2016-2021 period. The population in this study was 86 Property and Real Estate companies. With the purposive sampling technique, only 32 companies were sampled in this study. Data collection techniques use documentation techniques in the form of Annual Reports, statistical reports on annual stock movements, and other data through the Indonesia Stock Exchange website for 6 years. The results of the research that the authors obtained indicate that the Capital Structure through the Debt-to-Equity Ratio (DER) on stock prices. Profitability through Return on Equity (ROE) on stock prices has a negative effect. Capital Structure through Debt-to-Equity Ratio (DER) and Profitability through Return on Equity (ROE) can jointly affect the Stock Price. Based on the results of the coefficient of determination test, it is known that stock prices are influenced by capital structure and profitability by 3.4% while the remaining 96.6% is influenced by other variables outside of this study. Whereas the things that can affect changes in the price of shares are Return on Asset (ROA), return On Equity (ROE), Debt To Asset Ratio (DAR), Debt To Equity Ratio (DER), Book Value Per Share (BVS), Price Book Value (PBV), and Earning Per Share (EPS). Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/411 10.32678/ijei.v14i1.411 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 1 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/411/135 Copyright (c) 2023 Alya Innasya Puteri, Elmiliyani Wahyuni

oai:ojs.journal.islamiconomic.or.id:article/24 2021-07-02T09:47:44Z ijei:ART

PRODUKSI, DISTRIBUSI, DAN KONSUMSI DALAM ISLAM SARI, WIDYA Islam; Produksi; Distribusi; Konsumsi Pola konsumsi dan perilaku produksi menentukan roda perekonomian. Al-Qur’an sebagai sumber ajaran, memiliki ajaran tentang konsumsi, produksi dan distribusi disamping aktivitas-aktivitas perekonomian lainnya. Dalam konteks produksi, tentu saja produsen muslim sama sekali sebaiknya tidak tergoda oleh kebiasaan dan perilaku ekonom-ekonomi yang bersifat menjalankan dosa, memakan harta terlarang, menyebarkan permusuhan, berlawanan dengan sunnatullah, dan menimbulkan kerusakan di muka bumi. Walau bagaimanapun, secanggih alat untuk menghitung nikmat Allah pasti tidak akan menghitungnya.Dalam konseptual konsumsi ada beberapa prinsip yang harus dipatuhi oleh konsumen muslim, yang antara lain : prinsip halal dan baik, prinsip ketiadaan mengikuti hawa nafsu, prinsip sukur.Sistem  ekonomi  Islam menawarkan  sistem  penditribusian  ekonomi  yang mengedepankan  nilai  kebebasan  dalam  bertindak  dan  berbuat  dengan  dilandasi oleh ajaran agama serta nilai keadilan dalam kepemilikan yang disandarkan pada dua  sendi,  yaitu  kebebasan  dan  keadilan Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-08-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/24 10.32678/ijei.v5i2.24 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 2 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/24/25 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/832 2025-03-23T13:41:52Z ijei:ART

The Future of Waqf: Digital Transformation and Customer Adoption in Islamic Banking Zaki Fuadi, Nasrul Fahmi Khabibah, Ani Nur Irfan, Mohammad Cash Waqf; Transformation; Islamic Banking; Islamic Filantrophy This research explores Islamic bank customers' acceptance of the digitalization of cash waqf as a form of waqf transformation in Indonesia. Cash waqf has great potential to support the economic development of the people through social funding sources. By utilizing digital technology, cash waqf transformation aims to increase community participation, expand the scope of waqf, and realize broader social benefits. Based on the Unified Theory of Acceptance and Use of Technology (UTAUT) model, this research analyzes factors such as performance expectations, business expectations, social influence, and facilitating conditions on customer acceptance. The research results show that all variables have a significant influence, but aspects of religiosity, belief and other factors need to be investigated further. This research contributes to the development of a digitalization system for cash waqf in the sharia banking sector to increase inclusion and effectiveness of waqf. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journal.islamiconomic.or.id/index.php/ijei/article/view/832 10.32678/ijei.v%vi%i.832 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 en Copyright (c) 2024 Nasrul Fahmi Zaki Fuadi, Ani Nur Khabibah, Mohammad Irfan

oai:ojs.journal.islamiconomic.or.id:article/77 2021-07-02T09:45:08Z ijei:ART

MONOPOLI RENT SEEKING DAN DUMPING POLICY DALAM ETIKA BISNIS Masykuroh, Nihayatul Monopoli; Rent-Seeking; Dumping Policy; Etika Bisnis Abstract. Monopoly on Rent-Seeking and Dumping Policy in Business Ethics (Study on Muslim Economists’ Opinion). Monopoly on rent-seeking and dumping policy occurs because people leave the moral values in their business. Some people argue that business is purposive to gain the profit. Islam does not prohibit a person from doing business activity, either in the condition there is one seller (monopoly) or there are other sellers. In addition, Islam also does not prohibit a person stocking of goods for inventory purposes. The prohibition of monopoly on Rent-Seeking and dumping policy that caused of tyrannize, maltreat others, and include businesses that are not in accordance with ethics. An economic activity can be regarded as ikhtikar if it meets two conditions; first, the hoarding object is the goods of the community's needs; second; the purpose of stockpiling is to achieve profit above the normal profit.Abstrak. Monopoli Rent-Seeking dan Dumping Policy Dalam Etika Bisnis (Studi Pendapat Para Ekonom Muslim). Monopoli rent-seeking dan dumping policy terjadi didorong oleh realitas bisnis yang mengabaikan nilai-nilai moralitas. Bagi sementara pihak, bisnis adalah aktifitas ekonomi manusia yang bertujuan mencari laba semata-mata. Islam tidak melarang seseorang melakukan aktivitas bisnis, baik dalam kondisi dia merupakan satu-satunya penjual (monopoli) maupun ada penjual lain dan Islam juga tidak melarang seseorang menyimpan stok barang untuk keperluan persediaan. Aktifitas monopoli Rent-Seeking dan dumping policy merupakan suatu aktifitas ekonomi dalam bidang bisnis yang kegiatannya dilarang, karena dapat mendzalimi dan memudharatkan orang lain dan temasuk kepada bisnis yang tidak sesuai dengan etika bisnis. Akan tetapi  sebuah aktifitas ekonomi baru dapat dikatakan sebagai ikhtikar jika memenuhi setidaknya dua syarat; pertama, objek penimbunan merupakan barang-barang kebutuhan masyarakat, dan kedua; tujuan penimbunan adalah untuk meraih keuntungan diatas keuntungan normal. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2017-12-20 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/77 10.32678/ijei.v8i2.77 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 2 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/77/94 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/1308 2026-07-10T13:48:44Z ijei:ART

Implementation of Green Accounting in Efforts to Realize a Sustainable Green Economy in Banten Province Indonesia: A Case Study of Chemical Companies Ferieka, Hendrieta Elsa, Elsa Abdillah, Afif Green Accounting; Green Economy; Corporate Sustainability; Environmental Management This research comprehensively examines the crucial role of green accounting as a strategic instrument in driving the transition towards a sustainable green economy in Banten Province, Indonesia. By adopting a dominant qualitative approach through a multiple case study on three leading chemical companies in Banten, PT. Lotte Chemical, PT. Chandra Asri Chemical, and PT. Asahimas Chemical, this study analyzes the green accounting practices implemented, the factors influencing them, and their contribution to sustainability. The findings indicate significant variations in the maturity level of green accounting implementation among these companies, which are complexly influenced by top management commitment, government regulatory frameworks, and pressure from various stakeholders. Despite inherent challenges such as limited understanding, data, and clear standards, green accounting practices are proven to contribute substantially to improving resource efficiency, reducing pollution, and enhancing transparency, which are essential pillars for green economic development. This article highlights the urgency of multi-stakeholder collaboration, strengthening regulatory frameworks, and enhancing human resource capacity to accelerate the adoption and effectiveness of green accounting as a catalyst towards a greener and more sustainable future. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journal.islamiconomic.or.id/index.php/ijei/article/view/1308 10.32678/ijei.v16i2.1308 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/158 2021-04-15T13:22:32Z ijei:ART

EVALUATION OF DUAL BANKING SYSTEM IN BANKING IN INDONESIA Nurun Nikmah, Amanatun Nisfah Suryanto, Tulus Surono, Surono Dual Banking System; Conventional Banks; Islamic Banks Evaluation of Dual Banking System in Indonesia. Dual Banking System is the application of two banking systems in one banking institution, namely conventional banking and Islamic banking. Indonesia can optimize the dual banking system through strength share and weakness cover, namely Islamic banks are generally superior in terms of a more stable system in the face of market changes but have deficiencies in infrastructure, whereas conventional banks have large market and capital access and more infrastructure complete, but very vulnerable to crises due to the negative factors of economic integration which are already very strong. The superiority of the dual banking system concept is seen in two separate systems that operationally do not affect each other, but have one common goal, namely financial stability that supports economic growth. So, to achieve this goal the two systems can work together in external factors such as access to capital, infrastructure, supervision or clearing systems that can help interbank liquidity. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-12-25 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/158 10.32678/ijei.v11i2.158 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 2 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/158/102 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/509 2023-03-06T06:55:05Z ijei:ART

MEMBANGUN BRAND (IMAGE) FAKULTAS DALAM RANGKA MENYONGSONG ERA FOURTH INDUSTRIAL REVOLUTION (4IR) Maskuroh, Nihayatul Suganda, Asep Dadan Nawawi, Ma'mun Brand (Image); Fourth Industrial Revolution; Added Value; Selling Point This study aims to determine how the efforts of the Faculty of Islamic Economics and Business, UIN Sultan Maulana Hasanuddin Banten to build a brand (image) in dealing with the Fourth Industrial Revolution, as well as the potential and opportunities of Faculty. The method of this research used descriptive qualitative by guided interviews were conducted to the stakeholders and faculty users. It can be seen that the the efforts of the Faculty to build the brand (image) in dealing with the Fourth Industrial Revolution through five aspects such; aspects of department accreditation, aspects of student achievement, aspects of graduate quality, aspects of excellent activities, and aspects of relations with alumni. Meanwhile, in order to optimize all the potentials and opportunities to build the brand (image), the Faculty of Islamic Economics and Business will implement an aggressive Grand Strategy with actively optimizing the strength to take advantages of all the opportunities. Furthermore, by carrying out this strategy, hopefully that the Faculty of Islamic Economics and Business have the added value and selling points in dealing with the Fourth Industrial Revolution. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-06-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/509 10.32678/ijei.v11i1.509 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 1 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/509/125 Copyright (c) 2023 Nihayatul Maskuroh, Asep Dadan Suganda, Ma'mun Nawawi

oai:ojs.journal.islamiconomic.or.id:article/15 2021-07-02T09:46:41Z ijei:ART

PERAN ZAKAT DALAM PENGEMBANGAN SEKTOR RIIL HUMAEMAH, RATU Zakat merupakan pajak yang bersifat relijius-ekonomik yang diwajibkan kepada muzakki oleh negara untuk dialokasikan kepada mustahik seperti yang telah ditetapkan dalam Al-Quran.Zakat yang juga merupakan kewajiban umat muslim dapat digunakan sebagai upaya pemerataan kekayaan. Hal ini dilihat dari banyaknya jenis-jenis zakat, penggunaanya bisa saja dikembangkan untuk sektor riil. Penekanan selanjutnya bagaimana umat Islam sendiri mempunyai keinginan yang kuat untuk menerapkan sistem ini, dan bagaimana pengelolaannya agar dapat tersalurkan merata sehingga tujuan dapat tercapai.Diantara cara meningkatkan penghasilan mustahik/kaum dhuafa, adalah pendistribusian zakat yang dilakukan dengan memberikan bantuan modal usaha bagi para mustahiq/kaum dhuafa. Karena salah satu sektor yang perlu mendapat perhatian dan dukungan adalah sektor riil. Adapun pengusaha besar, mereka memiliki akses modal dari banyak elemen. Sektor riil memiliki peran yang sangat besar dalam menyerap angka pengangguran, serta meningkatkan pertumbuhan ekonomi dan kesejahteraan masyarakat. Selain itu, kinerja sektor ini pun mempengaruhi kinerja sektor keuangan/moneter Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-04-22 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/15 10.32678/ijei.v4i2.15 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 2 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/15/15 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/745 2025-09-10T08:19:37Z ijei:ART

Enhancing Sharia Insurance Development in Indonesia: The Role of Fintech and Product Innovation Kusuma, Mitra Dewi Daulay, Aqwa Naser Nasution, Juliana Financial Technology; Product Innovation; Sharia Insurance Development This research uses quantitative methods and secondary data to investigate the impact of Financial Technology (Fintech) and product innovation on developing the Sharia insurance industry in Indonesia. The study uses multiple linear regression analysis to explore the relationship between independent variables (Fintech usage and product innovation) and the dependent variable (Sharia insurance development) for 2014-2023. Secondary data, sourced from reliable institutions such as financial reports and the Financial Services Authority (OJK), is analyzed to uncover these relationships. The findings reveal a significant positive correlation between both Fintech and product innovation and the overall development of Sharia insurance. Although product innovation alone does not show a significant statistical impact, it significantly affects Sharia insurance development when combined with Fintech. However, the influence of these variables is likely moderated by other factors such as regulatory changes, public perception, and economic conditions. This study enriches the existing literature on fintech and product innovation by providing empirical evidence of their effects on the growth of Sharia insurance in Indonesia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/745 10.32678/ijei.v15i2.745 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/745/156 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/63 2021-07-02T09:50:36Z ijei:ART

THE PROPERTY IN ISLAM (IMAM MUHAMMAD ABU ZAHRAH’S PERSPECTIVE) Syahir, Badrun Abdullah, Mustaffa Property; Provision; Infaq; Sadaqah Based on an observation through many communities, it is obviously that people are very careless on the possession of property, or even merely to get the advantage from it. They used not to think about, but prefer to neglect, the rightness of owning, the rightness of acquiring and the rightness of spending the property. In their mind is whatever they can gain, irrespective to the ethic and moral on the way of reaching and gaining, is totally belong to them, and they are free to do so ever. It is a very liberal concept of property.As a way of life, Islamic order ruled all aspects of life including the ownership of the property. There many verses of Al Qur’an as well as the teaching of the prophet Muhammad PBUH about the property. But the problem is there are many muslim scholars who has interpreted Al Qur’an on the fact and reality based only, and not due to the core of the mission of Al Qur’an. Not to pick the Qur’an teaching up to the life, or to build up the life depend on the doctrine of Qur’an, as it is ought to.Imam Muhammad Abu Zahrah, the famous and prominent Egyptian muslim scholar in the first twentieth century who has great intention and desire of the implementation of Islamic law was one who has keen interest on the issue of economy, especially on the issue of usury (riba). He has written several articles, papers and a book as well, on the subject of riba. Moreover, he has also written a set of Qur’anic Interpretation (Tafsiir) in which he commented on some verses concerning the property and wealth.   Universitas Islam Negeri Sultan Maulana Hasanuddin Banten no 2017-08-09 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/63 10.32678/ijei.v8i1.63 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 1 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/63/50 https://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/63/2 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/1027 2026-04-10T16:58:59Z ijei:ART

Optimizing Blockchain Waqf as An Instrument for The Sustainability of Pesantren Education Mahfudz, Akhmad Affandi Ihsan, Syahrul Syamsuri, Syamsuri Shuib, Mohd Sollehudin Blockchain; Optimization; Waqf; Sustainability; Pesantren The emergence of the need for sustainable education, makes waqf a potential solution to support pesantren education by utilizing technology. The role of blockchain as a cutting-edge technology and the development of waqf-based Pesantrens in Indonesia make this study crucial. This article discusses the optimization of waqf as an instrument to support the sustainability of pesantren education by utilizing blockchain technology. This study uses a qualitative methodology to explore the integration of blockchain technology in the pesantren waqf system comprehensively. This study uses a literature study approach from secondary data. The results of the study indicate that the implementation of blockchain in pesantren waqf can increase transparency through irreversible transaction recording, accelerate the distribution of benefits and maintain accountability with smart contracts, even its traceable nature can increase public or waqif trust in waqf management in Pesantrens. In addition, the purpose of this study is to provide an appropriate waqf optimization strategy by utilizing blockchain technology to produce sustainable education. The conclusion of this study emphasizes the use of blockchain which has great potential in optimizing waqf management for the sustainability of pesantren education, but its implementation requires the right adaptation strategy and readiness of waqf managers. The contribution of the study is in the form of literacy of blockchain-based waqf digitalization in Pesantrens and opens opportunities for further research related to practical and policy aspects. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-10-07 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/1027 10.32678/ijei.v16i2.1027 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/1027/183 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/143 2019-12-31T05:50:26Z ijei:ART

PENGARUH KEJELASAN LABELISASI HALAL DAN PERILAKU-BERAGAMA TERHADAP MINAT BELI KONSUMEN: ANALISIS DUA MODEL ALTERNATIF Apriyanto, Wahyu Dwi Heruwasto, Ignatius Labelisasi Halal, Kejelasan Label Halal, Perilaku Beragama, Hablumminallah, Hablumminannas, Produk Halal, Minat beli, Model Alternatif, Model Moderasi. Abstract. The Influence of Halal Labelization and Religious Behavior of Consumer Buying Interest: Analysis of Two Alternative Models. This research was conducted to determine the effect of clarity on halal labels, and religious attitudes and behavior on consumer buying interest. The attitude and behavior of Muslims in buying a product is influenced by the presence or absence of halal labels and religious attitudes and behavior. But at this time no one has examined the impact of the clarity / clarity of the halal label on a product in influencing the desires of Muslim consumers. In this study two models were developed, in which the first model wanted to see the impact of the clarity of halal labeling together with religious behavior as a purely independent variable effect on buying interest. Whereas alternative models or moderation models, want to see the possibility of halal label clarity as a moderating relationship between religious behavior and buying interest. This study shows that the clarity of the halal label is not a moderating variable on the relationship between religious behavior and buying interest, but it is a purely independent variable that together religious behavior encourages buying interest. The results showed that the clarity of the halal label is a major factor that can encourage buying interest in Muslim consumers. Then furthermore, the level of observance of Muslims in implementing religion/ religious observance also encourages interest in buying halal products. Abstrak: Pengaruh Kejelasan Labelisasi Halal dan Perilaku Beragama Terhadap Minat Beli Konsumen: Analisis Dua Model Alternatif. Penelitian ini melihat pengaruh kejelasan label halal, dan sikap serta perilaku beragama terhadap minat beli konsumen. Sikap dan perilaku umat muslim dalam membeli suatu produk dipengaruhi oleh ada tidaknya label halal serta sikap dan perilaku beragama. Tetapi saat ini belum ada yang meneliti dampak jelasannya / kejelasan label halal dalam suatu produk dalam mempengaruhi keinginan konsumen muslim. Dalam penelitian ini dikembangkan dua model, dimana model pertama ingin melihat dampak kejelasan labelisasi halal bersama-sama dengan perilaku beragama sebagai variabel independen murni pengaruhnya terhadap minat beli. Sedangkan model alternatif atau model moderasi, ingin melihat kemungkinan kejelasan label-halal sebagai moderasi hubungan antara perilaku beragama terhadap minat beli. Penelitian ini menunjukkan bahwa kejelasan label halal bukan merupakan variabel moderasi terhadap hubungan antara perilaku beragama dengan minat beli, tetapi merupakan variable independen murni yang bersama-sama perilaku beragama mendorong minat beli. Hasil penelitian menunjukkan bahwa kejelasan label halal merupakan faktor utama yang dapat mendorong minat beli konsumen muslim. Kemudian selanjutnya, tingkat ketaatan muslim dalam melaksanakan agama/ taat dalam beragama juga mendorong minat beli produk halal. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/143 10.32678/ijei.v10i2.143 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 2 (2019) 2541-4127 2085-3696 10.37035/ijei.v10i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/143/92 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/7 2021-07-02T09:49:40Z ijei:ART

ANALISIS MINAT INVESTOR DI KOTA SERANG TERHADAP INVESTASI SYARIAH PADA PASAR MODAL SYARIAH PERISTIWO, HADI Penelitian ini dilakukan dengan latar belakang bahwa untuk lebih mengenalkan dan mengembangkan pasar modal syariah, maka diperlukan adanya kekuatan suatu basis investor lokal (daerah) serta ketersediaan produk investasi syariah dalam jangka panjang. Kajian penelitian ini dilakukan terhadap investor yang yang berdomisili di Kota Serang Provinsi Banten. Metode penelitian yang digunakan dalam penelitian ini adalah dengan menggunakan metode analisis kuantitatif dengan menggunakan metode deskriptif yaitu data penelitian yang disajikan dalam bentuk grafik atau tabel. Analisis serta interpretasi lebih lanjut dilakukan atas faktor-faktor yang sangat berpengaruh signifikan terhadap minat investor untuk berinvestasi syariah. Terdapat 2 (dua) faktor yang paling menentukan (signifikan) terhadap minat investor untuk berinvestasi syariah. Pertama adalah kehalalan terhadap imbal hasil yang akan diperoleh dalam berinvestasi efek-efek syariah. Kedua adalah keyakinan bahwa efek syariah tidak bertentangan dengan prinsip syariah. Berdasarkan atas hasil serta analisis kajian penelitian yang telah dilakukan maka dapat disimpulkan bahwa sebagian besar investor di Kota Serang berminat untuk berinvestasi syariah pada pasar modal syariah Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-11-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/7 10.32678/ijei.v7i1.7 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 1 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/7/7 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/672 2025-03-23T14:09:35Z ijei:ART

Strategies of the Baduy Community in Navigating Economic Fluctuations During the COVID-19 Pandemic Yakin, Ikin Ainul Ardiyansyah, Muhammad Ridho Strategy; Baduy; Economic Fluctuations; Covid-19; Pandemic. The COVID-19 pandemic has significantly impacted the global economy, and Indonesia is no exception. The economic decline in Indonesia has affected the entire nation, including the province of Banten. Amid this crisis, researchers have shown interest in studying the Baduy community's response to the pandemic. This research aims to determine if the Baduy community has been affected by the economic impacts of COVID-19, to explore the strategies they employ to mitigate these impacts, and to identify the values within Baduy society that help them navigate economic challenges. The research seeks to answer several key questions: Has the Baduy community been directly affected by the economic impact of COVID-19? What strategies does the Baduy community use to cope with these economic challenges? What values inherent in Baduy society help them avoid the adverse economic effects of the pandemic? To achieve these objectives, the research employs an ethnographic method well-suited for social science research. Ethnography emphasizes immersion, personal experience, and active participation, rather than mere observation, by researchers trained in this qualitative research approach. The findings reveal that the Baduy people perceive COVID-19 and its consequences as natural events willed by God. This perspective, combined with their simple lifestyle and values of gratitude, modesty, and contentment, helps the Baduy community remain calm and resilient in facing life's challenges. Their approach to living—avoiding luxury and accepting life as it comes—contributes to their ability to weather economic fluctuations during the pandemic Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journal.islamiconomic.or.id/index.php/ijei/article/view/672 10.32678/ijei.v15i1.672 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 en https://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/672/168 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/40 2021-07-02T09:50:09Z ijei:ART

ISLAMISASI ILMU EKONOMI BEIK, IRFAN SAUQI Islamisasi; Material; CIBEST Abstract. Islamization of Economics. Islamic doctrine teaches all areas of human life. How to extract economic principles in the Qur'an and hadith are the biggest challenge todays, and then makes it into a body of knowledge as well to build it into a theoretically and practically discipline that differ significantly from the schools of the existing the conventional economics. But the critique and issue come up those Islamic financial services only "follow" the conventional economics, so the scientific originality is often questionable. In the process of Islamization economy, which has been carried out, namely through the development of well-being and poverty measurement tool that is based on the concept with CIBEST Model. CIBEST Model is an effort to develop a welfare approach to poverty based on the conception that a tool to measure well-being and poverty are not solely based on purely material, but also spiritual approach. It is based on the concept of fulfillment, where the al-Qur’an and Hadith has outlined those basically human needs consists of two things, the material and spiritual needs.Abstrak. Islamisasi Ilmu Ekonomi. Islam merupakan ajaran yang mencakup seluruh bidang kehidupan. Tantangan terbesar saat ini adalah bagaimana mengekstraksi prinsip-prinsip ekonomi dalam Al-Qur’an dan hadits, kemudian menurunkannya menjadi sebuah body of knowledge sekaligus membangunnya menjadi sebuah disiplin ilmu yang secara teoritis dan praktis berbeda signifikan dengan mazhab-mazhab ilmu ekonomi konvensional yang ada. Namun muncul kritik bahwa ekonomi syariah hanya “mengekor” ekonomi konvensional semata, sehingga orisinalitas keilmuannya sering dipertanyakan. Dalam proses islamisasi ekonomi, yang telah dilakukan, yaitu melaui pengembangan alat ukur kesejahteraan dan kemiskinan yang didasarkan pada konsep syariah dengan Model CIBEST. Model CIBEST adalah upaya untuk mengembangkan pendekatan kesejahteraan kemiskinan yang didasarkan pada konsepsi bahwa alat untuk mengukur kesejahteraan dan kemiskinan tidak semata mata didasarkan pada material semata, namun juga pendekatan spiritual. Hal ini didasarkan pada konsep pemenuhan kebutuhan, dimana al-Quran dan Hadis telah menggariskan bahwa pada dasarnya kebutuhan manusia terdiri atas dua hal, yaitu kebutuhan material dan spiritual. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/40 10.32678/ijei.v7i2.40 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 2 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/40/41 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/850 2026-03-09T07:42:00Z ijei:ART

The Effect of Promotion, Price, Celebrity Endorsement, Brand Image, E-Word of Mouth, and Halal Fashion Design on Muslim Fashion Sales on The TikTok Shop Platform Hariyadi, Alifia Jamilah, Siti Halal Fashion; TikTok Shop; Digital Marketing; Celebrity Endorsement; E-Word of Mouth (e-WoM) This study investigates the influence of promotion, price, celebrity endorsement, brand image, electronic word-of-mouth (e-WOM), and halal fashion design on Muslim fashion sales through TikTok Shop in Indonesia using Structural Equation Modeling with Partial Least Squares (SEM-PLS) involving 150 purposively selected respondents. Results reveal that promotion (β = 0.446, p = 0.006) and halal fashion design (β = 0.361, p = 0.003) significantly drive sales, while celebrity endorsement and e-WOM show no direct impact, challenging traditional e-commerce assumptions. Halal fashion design significantly mediates the price-sales relationship (β = 0.336, p = 0.002), demonstrating Muslim consumers' willingness to pay premium prices for religiously compliant designs, with the model explaining 95.4% of sales variability. These findings suggest halal fashion businesses should prioritize consistent promotional campaigns leveraging TikTok's live streaming features, invest in authentic design excellence showcasing Islamic compliance, and focus on community-driven marketing rather than expensive celebrity endorsements. This research provides the first comprehensive framework for halal fashion marketing in social commerce environments, revealing how traditional e-commerce success factors require adaptation for visual-first platforms where authenticity supersedes conventional trust mechanisms. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/850 10.32678/ijei.v16i1.850 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/850/173 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/131 2021-11-12T07:52:23Z ijei:PRFvol9no2

Preface IJEI Vol 9 No 2 Preface, Preface Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/131 10.32678/ijei.v9i2.131 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/131/76 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/249 2022-02-14T09:11:02Z ijei:ART

Implementation of Murabahah Agreement on Peer to Peer Lending Platform Irkham Firdaus, Muhammad Akmal, Haerul bin Lahuri, Setiawan Implementation; Murabahah Agreement; on Peer-to-Peer Lending ABSTRACTPeer to Peer Lending is the best solution for MSME entrepreneurs, so the development of start-up is very fast. Ease in the mechanism offered is a major factor in accelerating the growth of the start-up. So that, it makes to began for developing several Peer to Peer Lending platforms in Indonesia. But, the system used is still based on the conventional economic system, which still takes advantage of the interest system while interest is strictly prohibited in Islam. Interest in Islamic Economics is analogous as usury. Whereas in fiqh muamalah, lawful transactions are transactions that are independent of the maghrib elements (maisyir, gharar, and usur). So that, the Peer to Peer Lending transaction is independent of the maghrib elements, the researcher will create a Peer to Peer Lending design that is in accordance with Islamic economic principles, by implementing the murabahah contract on the Peer to Peer Lending transaction. So, the benefits taken do not use the usury system. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-02-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/249 10.32678/ijei.v12i2.249 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 2 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/249/116 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/51 2019-07-19T03:08:52Z ijei:ART

oai:ojs.journal.islamiconomic.or.id:article/576 2025-03-23T14:09:35Z ijei:ART

Unemployment Alleviation Strategy Through The Implementation of Zakat Commandment Syamsuri, Syamsuri Mabarroh, Inda Taqiya Nurfattah, Arizqiya Shuib, Mohd Sollehudin Zakat, Unemployment, Consumptive Zakat has an important role as an instrument to realize income equality and maintain balance in society, one of which is overcoming unemployment. This research aims to find out how the strategy of distributing zakat funds can alleviate unemployment by Islamic law. This research examines the theoretical relationship between the pattern and mechanism of zakat management, viewed from a sharia perspective, and its economic impact. This is literature research by reviewing books and journals discussing productive zakat in poverty alleviation efforts. This study is a descriptive comparative analysis. The data collected is analyzed using the content analysis method, a technique used to analyze the meaning of the data collected through literature research. The results of this study indicate that the role of zakat in overcoming unemployment is getting better economically through the distribution of consumptive zakat. The consumptive assistance will increase Mustahik's purchasing power to meet their needs. The increase in purchasing power has a positive impact on increasing a company's production. With the increasing demand for the product, companies need to improve their production capacity. The company will hire more labour to meet the increased demand, and consequently, the problem of unemployment can be overcome Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/576 10.32678/ijei.v14i2.576 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/576/141 Copyright (c) 2023 Syamsuri Syamsuri, Inda Taqiya Mabarroh, Arizqiya Nurfattah, Mohd Sollehudin Shuib

oai:ojs.journal.islamiconomic.or.id:article/31 2021-07-02T09:48:10Z ijei:ART

APLIKASI ETOS KERJA DALAM BERBAGAI PROFESI SOHARI, SOHARI Etos Kerja; Profesi Abstract. The Applications of Work Ethic in Different Professions. Islam as a balanced religion gives the principles that are important to regulate all aspects of human life, both concerning worship, social, economic and legal. To discus, muamalah Islam has also give a clear guidance to find and achieve the profit. In trading, Islam has given a very good ethos that a person who buy and sale must use a transparent mekanism and do as they liked. In this regard, it becomes extremely urgent for Muslims business to learn the basic principles of doing business and others behave in a way to have a good work ethic which is blessed by Allah SWT. Good work ethic turned out to be devastating for the economic agents or employees. Mainly in produce, in the life of society, people who are successful and succeed in life are those who constantly use their time for activities that are beneficial and are always serious in doing something, they assume that time is money. In contrast, people who love useless, will not succeed even he will be crushed by the times. Therefore, a Muslim should expend all his ability to seek a job with a vengeance. However, that provision must be earned to seek sustenance kosher, do not put a lot of income alone, without regard to the established, of course, any kind of work is not prohibited as long as not contrary to the Islamic shariah. In the work, he uses his or her ability and in accordance also with expertise, working by hand using their own capabilities as described in the above hadith is the most excellent work.Abstrak. Aplikasi Etos Kerja Dalam Berbagai Profesi. Sebagai agama yang seimbang Islam memberikan prinsip-prinsip yang penting untuk mengatur segala aspek kehidupan manusia, baik yang menyangkut peribadatan, sosial, ekonomi dan hukum. Dalam membahas muamalah Islam juga telah memberikan pedoman yang jelas dalam mencari dan mencapai keuntungan. Dalam jual beli Islam telah memberikan etos yang sangat baik yaitu seseorang harus melakukan jual beli dengan jalan yang dilakukan secara transparan dan dilakukan suka sama suka. Berkenaan dengan hal tersebut, menjadi sangat urgen bagi para pelaku bisnis muslim untuk mempelajari prinsip-prinsip dasar dalam berbisnis dan berperilaku yang lainnya dengan cara mempunyai etos kerja yang baik yang diridhai oleh Allah SWT. Etos kerja yang baik ternyata akan berpengaruh bagi para pelaku ekonomi atau para karyawan, terutama dalam menghasilkan. Dalam kehidupan di masyarakat, orang-orang yang  sukses dan berhasil dalam hidupnya adalah mereka yang senantiasa menggunakan waktunya untuk kegiatan yang bermanfaat dan selalu serius dalam mengerjakan sesuatu, mereka menganggap bahwa waktu adalah uang (time is money), Sebaliknya, orang-orang yang suka tidak berguna, tidak akan meraih kesuksesan bahkan ia akan tergilas oleh zaman. Oleh karena itu, seorang muslim selayaknya mengeluarkan segala kemampuannya untuk mencari rezeki dengan sekuat tenaga. Akan tetapi, rezeki yang diusahakannya untuk mencari rezeki haruslah halal, tidak mengutamakan penghasilan yang banyak semata, tanpa mengindahkan antara yang telah ditetapkan, tentu saja, pekerjaan apapun tidak dilarang selama tidak bertentangan dengan syari'at Islam. Dalam bekerja, ia menggunakan tangannya atau kemampuannya serta sesuai pula dengan keahliannya, Bekerja dengan menggunakan tangan dan kemampuan sendiri sebagaimana dijelaskan dalam hadis di atas adalah pekerjaan yang paling baik. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2015-04-20 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/31 10.32678/ijei.v6i1.31 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 1 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/31/32 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/879 2026-03-09T07:42:00Z ijei:ART

The Influence of Regulation, Halal Awareness, and Business Prospects on Halal Certification Decisions for MSMEs in Medan City Ritonga, Rizka Sabila Nasution, Muhammad Lathief Ilhamy Tambunan, Khairina Regulations, Halal Awareness, Business Prospects, Halal Certification, MSMEs The halal industry continues to experience significant growth globally, as awareness of halal products increases. In Indonesia, this sector is a national priority, especially in encouraging MSMEs to obtain halal certification. However, the level of certification among MSMEs is still low, including in Medan City, which has great potential in the development of the halal industry. The research objective is to examine the effect of halal awareness regulations, as well as business prospects on MSME decisions to obtain halal certification in Medan City. This study uses a quantitative approach with primary data sources obtained through distributing questionnaires to 100 respondents. The sampling technique uses a non-probability sampling method with a purposive sampling approach, namely determining the sample based on certain criteria that are relevant to the research objectives. Data analysis was carried out using statistical tests in the form of multiple linear regression to determine the effect of each independent variable on MSME halal certification decisions. The results showed that regulation, halal awareness, and business prospects have a significant effect on MSME halal certification decisions in Medan City, with halal awareness as the dominant factor. This finding implies the importance of the role of education, simplification of regulations, and increasing halal market literacy for business actors, which directly supports the strengthening of the Islamic economy through the application of sharia principles in MSME economic activities, and encourages the creation of a competitive and sustainable halal ecosystem. This study reinforces the importance of applying sharia principles to empower MSMEs through halal certification Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/879 10.32678/ijei.v16i1.879 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/879/167 Copyright (c) 2025 Rizka Sabila Nasution, Muhammad Lathief Ilhamy Nasution, Khairina Tambunan

oai:ojs.journal.islamiconomic.or.id:article/89 2021-11-12T07:52:13Z ijei:ART

THE EFFECT OF CUSTOMERS’ INCOME, BUSINESS CAPITAL, MARGIN AND COLLATERAL VALUE ON MURABAHAH FINANCING DEMAND AT BANK BNI SYARIAH MIKRO KANTOR CABANG PEMBANTU PRAYA. Sukmana, Muhammad Zia Anggi income, capital, margin, collateral and murabaha Abstract. The Effect of Customers’ Income, Business Capital, Margin and Collateral Value on Murabahah Financing Demand at Bank BNI Syariah Mikro Kantor Cabang Pembantu Praya. The study was objective to analyzed effect of customers’ income, business capital, margin and collateral value on murabaha financing demand at Bank BNI Syariah Mikro Kantor Cabang Pembantu Praya. Type of research was explanation study with quantitative approach. Population of the study is customers’ entire murabaha product. Sampling method applied non probability sampling. Data was collected by means of observation, interview, and questionnaire sheets. Data was analyzed via OLS multiple regression. Hypothesis testing are held two methods namely partial test (t-test) to examine effect of each independents variables individually and overall test (F-test) to examine effect of all independent variables simultaneously. Result of the study indicated that income and margin has significant effect on murabaha demand with t-stat is larger than tα, respectively. In the other hand, both business capital and collateral value has no significant effect on its demand, these variable indicated t-stat less than tα. Simultaneously these independent variables on murabaha demand have significant effect. Abstrak. Pengaruh Pendapatan Pelanggan, Modal Bisnis, Margin, Dan Nilai Collateral Terhadap Pembiayaan Murabahah Pada Bank Bni Syariah Mikro Kantor Cabang Pembantu Praya. Penelitian ini bertujuan untuk menganalisis pengaruh pendapatan nasabah, modal, margin pembiayaan serta nilai jaminan terhadap permintaan pembiayaan murabahah pada Bank BNI Syariah Mikro Kantor Cabang Pembantu Praya. Jenis penelitian adalah penelitian eksplanasi dengan menggunakan pendekatan kuantitatif. Populasi dalam penelitian adalah semua nasabah pembiayaan produk murabahah di Bank BNI Syariah KCP Praya. Sampel penelitian menggunakan non probability. Pengumpulan data menggunakan teknik observasi dan wawancara. Pengumpulan data dengan menggunakan kuisioner (angket). Analisis data menggunakan teknik analisis regresi linear berganda. Secara parsial pendapatan nasabah dan margin pembiayaan berpengaruh signifikan terhadap permintaan pembiayaan murabahah pada Bank BNI Syariah Mikro Cabang Pembantu Praya. Sedangkan modal dan nilai jaminan tidak berpengaruh signifikan terhadap permintaan pembiayaan murabahah pada Bank BNI Syariah Mikro Cabang Pembantu Praya. Secara simultan pendapatan nasabah, margin pembiayaan, modal, dan nilai jaminan tidak berpengaruh signifikan terhadap permintaan pembiayaan murabahah pada Bank BNI Syariah Mikro Cabang Pembantu Praya. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-06-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/89 10.32678/ijei.v9i1.89 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 1 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/89/67 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/257 2021-07-12T01:02:01Z ijei:ART

IMPLEMENTATION OF GREEN SUPPLY CHAIN MANAGEMENT IN HALAL SUPPLY CHAIN MANAGEMENT - A CONCEPTUAL MODEL Firdiansyah, Fitra Azkiya Rosidi, Achmad Nur Iman, Aldi Khusmufa Halal industry; Green Industry; Industrial Supply Chain Management Industrial estates are usually reflected in the existence of a certain standardization. The green industrial area was born with Green Supply Chain Management. The halal industry gave birth to Halal supply chain management. So far, there has not been an application of an environmentally friendly concept in the halal industrial area that applies the concept of Halal supply chain management. The concept of Halal supply chain management should complement the existing concepts. This is what the researchers then found a middle way to do by continuing to carry out Halal Supply Chain Management which is also environmentally friendly. This research is a literature study by examining the quality of the study, the process of collecting and sorting data according to the intended object, data analysis, interpretation of the results, and recommendations of the research results. The results of the analysis show that Halal is reflected in Halal Supply Chain Management, while Green Supply Chain Management reflects “thoyyībān” (good) in the environment. The two concepts basically become one unit in "hālalān thoyyībān". So that the results of research with the implementation of environmentally friendly concepts in the supply chain of the halal industry have an additional positive impact in three aspects, namely. Financial, Environmental, and Social Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2021-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/257 10.32678/ijei.v12i1.257 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 1 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/257/107 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/386 2023-06-12T23:27:33Z ijei:ART

Cash Waqf Literacy in Indonesia: Literature Studies and Perspectives of Islamic Economics Academics Jannah, Nurul Soemitra, Andri Literacy; Literature Studies; Cash Waqf; Academic Perspective; Mapping Research Cash waqf in Indonesia has become a topic of discussion in the world of scientific articles, both national and international scientific articles. In addition, cash waqf has also been regulated in law but all of this does not make the literacy of Muslims in Indonesia increase related to cash waqf, this can be seen from the waqf funds collected are not optimal if look at the condition of Muslims in Indonesia. This study uses a qualitative approach to content analysis by using the FGD method as a complement to this research. The results in this study, there is still a lack of public literacy related to cash waqf by looking at several previous studies so that academics provide several strategies and inputs to improve public literacy related to cash waqf, so that people have awareness in cash waqf. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/386 10.32678/ijei.v13i2.386 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 2 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/386/131 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/20 2021-07-02T09:47:05Z ijei:ART

STRATEGI INOVASI PRODUK DALAM MENCAPAI KEUNGGULAN KOMPETITIF JANNAH, MUKHLISHOTUL Inovasi; Keunggulan; Kompetitif Kondisi persaingan bisnis yang makin kompetitif dan lingkungan bisnis yang dinamis dan penuh ketidakpastian menuntut perusahaan untuk mencari terobosan baru dan mengimplementasikan strategi yang sesuai dan selaras dengan perubahan lingkungan bisnis. Perusahaan harus mampu menciptakan, mengeksploitasi, dan mencapai keunggulan kompetitif dengan cara menciptakan nilai–nilai daya saing perusahaan yang lebih baik dibandingkan para pesaing. Untuk mencapainya, perusahaan harus mampu menerapkan strategi dan nilai–nilai yang berbeda dan tidak dapat ditiru oleh pesaingnya. Salah satu strategi tersebut adalah melalui inovasi. Inovasi merupakan salah satu kunci untuk dapat memenangkan persaingan.Dengan melakukan inovasi, perusahaan berharap dapat menciptakan produk yang benar-benar baru atau lain dari yang sebelumnya atau membuat produk yang merupakan perbaikan dari produk yang telah ada sebelumnya. Dalam mengkonsumsi suatu produk, konsumen tidak hanya sebatas melihat pada nilai atau fungsi dari suatu produk yang dibutuhkan, tetapi konsumen juga memperhatikan apakah produk yang dipilih memiliki nilai tambah atau kelebihan dibandingkan dengan produk lain yang sejenis. Keinginan inilah yang harus dimengerti oleh produsen sebagai landasan untuk melakukan proses inovasi. Perkembangan inovasi yang berhasil akan menjadi strategi yang tepat untuk mempertahankan kedudukan produk di pasar. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-05-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/20 10.32678/ijei.v5i1.20 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 1 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/20/21 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/744 2025-09-10T08:19:37Z ijei:ART

Does Bank Health Affect Sharia Bank Financing in The Satellite City of Jakarta? Suko Wiryanto, Fadhli Yetty, Fitri Nopiyanti, Anita RGEC; Financing; Satellite City; Sharia Bank Various factors can influence the size of distribution financing in banking. To monitoring for existence The company continues financing distribution can be allocated appropriately optimally, banks need to pay attention to internal factors in assessing the level of health banks that can influence the distribution of financing. Internal bank health assessment This research is based on POJK No.8/POJK.03/2014 using bank health assessments with a risk approach (RGEC), measurement focuses on quantitative measurements use financial ratios, financial reports, therefore the variables are used are NPF, ROA, and CAR. The annual reports of the 3 largest Sharia Banks in Depok City were used as research samples. By method secondary data collection using multiple linear analysis and SPSS for data analysis. The research results show that NPF, ROA and CAR are partially positive haven’t a significant influence but simultaneously has quite a significant influence towards the distribution of financing at Depok’s Sharia Banks.  Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journal.islamiconomic.or.id/index.php/ijei/article/view/744 10.32678/ijei.v15i2.744 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/744/160 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/72 2021-07-02T09:45:08Z ijei:ART

ANALISIS KEBERHASILAN USAHA CUCI SEPEDA MOTOR DI KOTA SERANG DILIHAT DARI BESARNYA MODAL, KUALITAS PELAYANAN DAN HARGA Aja, Guli Nuryanto, Uli Wildan Motor Washing, Capital Amount, Service Quality, Price  Abstract. Success Analysis of Motorcycle Washing Business in Serang City in View Of Capital Amount, Service Quality and Price. The purpose of this research is to determine the magnitude of the effect of capital, service quality and price on the success of motor washing business in Serang City. The analysis is conducted to the owner who engage in motor washing business and consumers who use the services of motor wash. By analyzing the variables partially and together it is expected to obtain the relationship and the magnitude of the correlation between the three factors to the success of the motor washing business in Serang City. This research also explains descriptively economic influence with existing steam motor effort in Serang City. This research uses a survey method with the 32 samples of owner motor washing and 110 consumers. The results of this research are expected to be useful for entrepreneurs who perform motor wash business and useful for the development of science in particular can be a scientific journal and learning framework that can be developed into the future of learning reference. Abstrak . Analisis Keberhasilan Usaha Cuci Sepeda Motor di Kota Serang di Lihat Dari Besarnya Modal, Kualitas Pelayanan dan Harga. Tujuan penelitian ini adalah untuk mengetahui besarnya pengaruh dari modal, kualitas pelayanan dan harga terhadap keberhasilan usaha cuci motor di Kota Serang. Analisa dilakukan terhadap pelaku usaha yang menggeluti usaha cuci motor serta konsumen yang menggunakan jasa cuci motor. Dengan menganalisa variabel-variabel tersebut secara parsial dan bersama sama diharapkan dapat diperoleh hubungan dan besarnya korelasi antara ketiga faktor terhadap keberhasilan usaha cuci motor di Kota Serang. Penelitian ini juga menjelaskan secara deskriptif pengaruh ekonomi dengan adanya usaha steam motor yang ada di Kota Serang. Penelitian ini menggunakan metode survey dengan jumlah sampel yang digunakan yaitu sebanyak 32 tempat pencucian motor serta 110 konsumen yang menggunakan jasa cuci motor tersebut. Hasil penelitian ini diharapkan dapat berguna bagi pengusaha yang menggeluti usaha cuci motor serta bermanfaat bagi pengembangan ilmu pengetahuan khususnya dapat menjadi jurnal ilmiah serta kerangka belajar yang dapat dikembangkan kedepannya menjadi bahan pembelajaran.  Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-01-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/72 10.32678/ijei.v8i2.72 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 2 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/72/56 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/1404 2026-06-24T06:43:06Z ijei:ART

Determinants of MSMEs’ Adoption of Islamic Banking Products: The Role of Halal Lifestyle, Islamic Financial Literacy, and Trust Qholishoh, Ziadatul Nur Yuningrum, Heny Muyassarah, Muyassarah Halal Lifestyle; Islamic Financial Literacy; Trust; MSMEs; Islamic Banking. Micro, Small, and Medium Enterprises (MSMEs) play an important role in supporting Indonesia’s economic growth; however, the market share of Islamic banking remains relatively small compared to conventional banking, particularly among MSME actors. This indicates that MSMEs' use of Islamic banking products remains limited and may be influenced by behavioral and cognitive factors. Previous studies tend to examine financial literacy or trust separately, leaving a limited understanding of how halal lifestyle, Islamic financial literacy, and trust simultaneously influence MSMEs’ decisions to use Islamic banking products. This study aims to analyze the influence of halal lifestyle, Islamic financial literacy, and trust on MSMEs’ decisions to use Islamic banking products in Central Java. This study employs a quantitative approach, collecting primary data from 100 MSME actors via questionnaires and analyzing them using multiple linear regression. The results show that a halal lifestyle and trust have a positive and significant effect on MSMEs’ decisions to use Islamic banking products, whereas Islamic financial literacy has a significant negative effect, suggesting that higher literacy may encourage MSME actors to be more critical and selective in their choice of financial institutions. The three variables simultaneously explain 62.7% of the variation in MSME decisions, with trust identified as the most dominant factor. These findings contribute to the consumer behavior perspective in Islamic finance by integrating halal lifestyle, Islamic financial literacy, and trust to explain MSME financing decisions in Islamic banking. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2026-05-19 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/1404 10.32678/ijei.v17i1.1404 Islamiconomic : Jurnal Ekonomi Islam; Vol 17, No 1 (2026) 2541-4127 2085-3696 10.32678/ijei.v17i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/1404/190 Copyright (c) 2026 Authors

oai:ojs.journal.islamiconomic.or.id:article/139 2020-12-25T08:26:16Z ijei:ART

ANALISIS TINGKAT EFISIENSI BADAN PENGELOLA ZAKAT DI TIGA NEGARA ASEAN (INDONESIA, MALAYSIA DAN SINGAPURA) Subardi, Hani Meilita Purnama Sukmadilaga, Citra Yuliafitri, Indri Efisiensi, Badan Pengelola Zakat, DEA Zakat diyakini dapat menjadi sarana untuk menciptakan keadilan distribusi kekayaan masyarakat. Namun, nyatanya realita yang muncul di Indonesia menunjukkan bahwa dana zakat yang berhasil dikumpulkan masih jauh dari potensi yang ada. Di Malaysia, permasalahan distribusi zakat juga masih banyak ditemukan di berbagai negara bagian yang ada. Oleh karena itu dibutuhkan optimalisasi zakat melalui efisiensi. Penelitian ini bertujuan untuk mengetahui tingkat efisiensi Badan Pengelola Zakat di ASEAN khususnya Indonesia, Malaysia dan Singapura selaku negara yang memiliki Organisasi Pengelola Zakat dan mempublikasikan laporan keuangannya pada periode 2013 hingga 2017. Efisiensi pada penelitian ini diolah mengguakan Data Envelopment Analysis (DEA) dengan pendekatan produksi. Metode ini mengukur rasio antara input dan output yang diperbandingkan antar Badan Pengelola Zakat yang diteliti. Variabel output yang digunakan pada penelitian ini meliputi dana terhimpun dan dana tersalurkan. Sedangkan variabel input yang digunakan adalah Biaya Personalia, Biaya Operasional dan Biaya Sosialisasi. Hasil dari penelitian ini menunjukkan bahwa Efisiensi optimal secara konsisten selama lima tahun dimilki oleh MAIK dan MUIS sedangkan pada BAZNAS sempat mengalami inefisiensi pada tahun 2013 sebesar 84,73% dan pada tahun 2015 sebesar 75,14%. Kontribusi penelitian ini dapat menjadi alat evaluasi bagi Badan Pengelola Zakat dalam hal mengelola dana dan mengatur strategi dalam penghimpunan dan penyaluran dana lebih baik lagi. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/139 10.32678/ijei.v11i1.139 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 1 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/139/98 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/11 2021-07-02T09:45:58Z ijei:ART

APLIKASI SISTEM DISKON PSIKOLOGIKAL DALAM STRATEGI PENETAPAN HARGA DITINJAU DARI HUKUM ISLAM (Studi di Carrefour Serang) YOUTEFANI, SITI AISYAH Persaingan bisnis merupakan aktivitas ekonomi yang penting sebagai acuan untuk meningkatkan kualitas produksi. Banyak metode kontemporer yang digunakan para pelaku usaha untuk menghadapi persaingan. Teori mutakhir yang kini tengah diusung adalah neuromarketing yang faktanya bisa mempengaruhi psikologi konsumen sehingga dengan mudah tertarik untuk mengkonsumsi produk yang ditawarkan. Dengan cara mempengaruhi psikologi, ada pebisnis yang melakukan penipuan supaya dapat meraup keuntungan sebesar-besarnya. Contohnya dengan praktek diskon psikologikal yang dinaikkan harganya terlebih dahulu lalu kemudian didiskon. Umumnya praktek tersebut biasa terjadi di perusahan-perusahaan ritel besar. Oleh karena itu, penulis mencoba studi kasus di perusahaan Carrefour.Ada tiga tujuan yang ingin dicapai mellaui penelitian ini. Pertama, untuk mengetahui kebijakan penetapan harga pada perusahaan Carrefour ditinjau dari sudut pandang Islam. Kedua, untuk mengetahui konsep neuromarketing dalam perspektif Islam, dan tujuan ketiga untuk mengetahui tinjauan hukum Islam terhadap diskon psikologikal.Hasil studi lapangan dan studi pustaka diperoleh tiga kesimpulan sebagai berikut: Pertama, beberapa strategi yang diterapkan Carrefour dalam menjalankan bisnisnya ternyata ada yang sesuai dan ada yang tidak sesuai syari’at Islam. Terdapat aplikasi ghabn faahisy atau penipuan dalam prakteknya. Ghabn faahisy haram dalam Islam. Kedua, konsep neuromarketing tidak dilarang dalam Islam selama dilakukan dengan transparan dan jujur, karena asal dari mu’amalah adalah boleh. Ketiga, diskon psikologikal bisa juga diqiyaskan dengan odd pricing, yang dalam aplikasinya terdapat ghabn faahisy atau tadlis atau najasy atau tipuan yang hukum keharamannya sudah jelas Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-03-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/11 10.32678/ijei.v4i1.11 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 1 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/11/12 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/704 2025-09-10T08:19:37Z ijei:ART

The Impact of Macroeconomic and Monetary Policy on the Indonesia Islamic Index Rachmawaty, Rachmawaty JII; ISSI; Macro Economic; Monetary Policy Global economic uncertainties, such as fluctuating commodity prices, geopolitical tensions, and the ongoing effects of the COVID-19 pandemic, continue to influence market dynamics, requiring adaptive monetary policies to support economic recovery and stability. In order to have a better understanding of how monetary policy instruments designed for Islamic finance impact the Sharia stock market and how the uncertainty of macroeconomics can drive the fluctuation of the Sharia stock market, there are two obtained indicators were used, namely Jakarta Islamic Index (JII) represent the liquid stock and Jakarta Islamic Stock Index (ISSI) represent the whole stock in Sharia stock market. The method used ordinary least square using E-VIEWS 10, with independent variables such as money supply, economic growth, inflation, and exchange rate. Data was observed from 2012 up to 2023. The results of this research indicate that JII and ISSI exhibited similar reactions only to changes in inflation. However, their responses diverged regarding changes in the exchange rate, money supply, and economic growth. Notably, a significant impact was observed only from the money supply on ISSI and from the simultaneous effects of the exchange rate, money supply, economic growth, and inflation on ISSI. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/704 10.32678/ijei.v15i2.704 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/704/153 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/56 2021-07-02T09:48:46Z ijei:ART

MENGENAL MARKETING DAN MARKETERS SYARIAH MIFTAH, AHMAD Marketing; Marketer Abstrak. Mengenal Marketing dan Marketers Syariah. Bagi dunia bisnis yang berorientasi profit termasuk lingkup bisnis syariah yang mengarah kepada falah dan profit oriented, kegiatan pemasaran (marketing) merupakan suatu kebutuhan utama dan menjadi suatu keharusan.Oleh karena itu dunia bisnis perlu untuk mengemas kegiatan pemasarannya secara terpadu dan terus menerus untuk melakukan riset pasar. Pemasaran harus dikelola secara profesional sehingga kebutuhan dan keinginan konsumen akan segera terpenuhi dan terwujud. Strategi pemasaran yang efisien harus dapat memberikan gambaran yang jelas dan terarah tentang apa yang dilakukan oleh marketers dalam menggunakan setiap kesempatan atau peluang pada beberapa sasaran pemasaran usaha bisnis syariah Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2015-08-15 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/56 10.32678/ijei.v6i2.56 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 2 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/56/46 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/986 2026-04-10T16:58:59Z ijei:ART

Islamic Crowdfunding Model for Accelerating Asset Growth in Sharia Cooperatives: A Case Study of KSBB Krisnaningsih, Diah Ardiani, Ninda Nugroho, Tofan Tri Nur Aini, Dyah Ayu Saputri, Dian Maharani Islamic Crowdfunding; Asset Growth; Islamic Finance; Cooperative Development. This study analyzes the implementation of sharia loan crowdfunding at Koperasi Syariah Berkah Bersama (KSBB) as an innovative financing model to accelerate asset growth and the accumulation of third-party funds (DPK) in non-bank financial institutions. Using a qualitative case study approach, data were collected through in-depth interviews with KSBB management, members, and beneficiaries (shahibul maal and mudharib), supported by observations of the KSBB Universe platform and relevant documentation. The findings reveal that the adoption of sharia crowdfunding significantly increased KSBB’s assets from IDR 513 million in 2020 to IDR 6.9 billion in 2023 (growth of 1,350%) through the use of WhatsApp-based crowdfunding, and further to IDR 13.8 billion in March 2024 (growth of 150%) after the introduction of the KSBB Universe platform. Key success factors include KSBB’s hybrid role as a consumer cooperative, sharia financing provider, and crowdfunding operator; the application of syariah contracts (murabahah, mudharabah, musyarakah); strict project feasibility analysis; strong community trust and religious values; and the adoption of a digital platform that enhances transparency and accessibility. However, challenges remain in terms of members’ financial literacy, limited regulatory frameworks for cooperative-based crowdfunding, and the need for stronger human resource capacity. The study contributes theoretically by extending the discourse on sharia crowdfunding beyond fintech startups into cooperative-based models, and practically by offering insights into how cooperatives can adapt crowdfunding mechanisms to strengthen financial sustainability and promote sharia-based financial inclusion in Indonesia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-09-09 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journal.islamiconomic.or.id/index.php/ijei/article/view/986 10.32678/ijei.v16i2.986 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/124 2021-07-02T09:51:37Z ijei:ART

INVESTASI DAN GAYA HIDUP INVESTOR PEREMPUAN MODERN DI KOTA PALEMBANG lemiyana, lemiyana lemiyana investment, life style, investor,capital market, Structural equation Model This study aimed to test whether there is any influence between the investment and lifestyle the investor women customers of Bursa Efek Indonesia in Palembang city. The object of this study were investor women in capital market of Bursa Efek indonesia in Palembang city. The sampling methods collection used is the Non Probability sampling and Judgmental Sampling. The sampling taken as many as 150 investor women customers of Bursa Efek Indonesia in Palembang city. Further analysis of data using Structural Equation Model analysis techniques or SEM. The results of the testing that was done show that: first, the variable investment have significant influence on variable investor women customer’s Bursa Efek Indonesia in Kota Palembang.  Second, the lifestyle variable has significant on variable investor women customer’s Bursa Efek Indonesia in Kota Palembang Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/124 10.32678/ijei.v10i1.124 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 1 (2019) 2541-4127 2085-3696 10.32678/ijei.v10i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/124/83 https://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/124/8 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/379 2023-06-12T23:45:38Z ijei:ART

Islamic Banking in the Development of Creative Economy in Banten Yakin, Ikin Ainul Banking, Creative Economy, MUI Perspective of Banten Province In the view of the MUI (Indonesian Ulema Council), especially the Banten Province MUI as an independent institution that has a role in the development of Islamic banking and the development of the creative economy in Banten, therefore it can be input and solution for economic growth and progress in Banten. Therefore, the importance of developing the creative economy in Banten is supported by several elements, including sharia banking which is quite developed in Banten Province. In this study, the author uses a qualitative research method based on the philosophy of postpositivism, used to examine the condition of natural objects, the author uses a type of field research with interviews and literature studies related to the discussion that author will examine, which is housed in the secretariat of the MUI Banten Province. From the study results, it can be concluded that the Islamic banking system will be an alternative solution for economic improvement and will be admired around the world if applied according to Islamic law. Islamic banking must continue to be strengthened by religious institutions with a Ta'awun system with good, professional, and honest management. It will reflect an economic system that is admired throughout the world. The role of the Banten Province MUI as an independent institution in the Banten province is very much needed, especially in the development of the creative economy in Banten by the vision, mission, and work program of the Banten Province MUI. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/379 10.32678/ijei.v13i1.379 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 1 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/379/121 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/2 2021-07-02T09:46:41Z ijei:ART

WAKAF PRODUKTIF DALAM MENINGKATKAN PEMBERDAYAAN EKONOMI UMAT ITANG, ITANG Wakaf merupakan aset perekonomian umat Islam yang sangat potensial apabila diberdayakan secara optimal. Selama ini wakaf terkesan konsumtif kurang dirasakan manfaatnya bagi banyak orang. Sebenarnya wakaf  yang sudah terlanjur konsumtif dapat diberdayakan kembali menjadi produktif. Kebanyakan peruntukan wakaf berkisar kepada Masjid, Makam, Majlis Ta’lim, Pesantren dan Sarana Pendidikan yang tergolong benda bergerak. Donasi wakaf tersebut akan menjadi produktif dengan berbasis kepada ekonomi. Demikian juga terhadap benda wakaf yang bergerak seperti Uang, Logam Mulia, Hak Cipta, Kendaraan dan benda bergerak lainnya. Hal tersebut akan tepat sasaran sesuai dengan tujuan wakaf dalam meningkatkan pemberdayaan ekonomi umat Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-11-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/2 10.32678/ijei.v4i2.2 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 2 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/2/2 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/615 2025-03-23T13:41:52Z ijei:ART

Islamic Economic Perspective on The Implementation of Zakat in Promoting Economic Growth Ainia, Zawida Humaidi, Muchtim Zakat; Economic Growth; Islamic Perspective This study aims to find out how the implementation of zakat in encouraging economic growth. The research method used in this study is qualitative type with a descriptive approach method.   The data collection technique uses library research techniques. To increase the economic growth of the community, what must be done by the BAZNAS institution is to emphasize the function of zakat. The inhibiting factors in the implementation of zakat to help increase economic growth are caused by several factors, namely, knowledge about the importance of zakat has not been well socialized, and there is still a lack of muzakki trust in amil zakat in zakat management. Furthermore, zakat also plays a role in economic growth. With the zakat given to mustahiq, the purchasing power of an item will increase and have an impact on increasing the production of a company which means there will be an increase in production capacity and can add to the country's economy aggressively. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/615 10.32678/ijei.v15i1.615 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/615/146 Copyright (c) 2024 Zawida Ainia, Muchtim Humaidi

oai:ojs.journal.islamiconomic.or.id:article/36 2021-07-02T09:49:40Z ijei:ART

MENGGAGAS PENDIDIKAN BERWAWASAN KEWIRAUSAHAAN DI PERGURUAN TINGGI ISLAM: STUDI KASUS FAKULTAS SYARI`AH DAN EKONOMI ISLAM IAIN “SMH” BANTEN 2014-2015 HIDAYAH, NUR Islam; kewirausahaan; pendidikan kewirausahaan Abstract. Initiating the Education based on Entrepreneurship in Islamic College: a Study at Syariah and Islamic Economic Faculty IAIN "SMH" Banten 2014-2015. There has been a concern over a high unemployment rate among graduates of Islamic higher education and a low proportion of entrepreneurs in Indonesia. In fact, a high proportion of entrepreneurs is one of indicators of a country’s welfare. This has generated a question: to what extent do Islamic values cultivate entrepreneurial culture among its adherents? How to cultivate entrepreneurial culture in Islamic higher education? This paper will investigate this matter using a case study of Faculty of Islamic Law and Economics at Banten State Institute for Islamic Studies. The paper argues that the curriculum at the faculty of Islamic Law and Economics has not been oriented towards building entrepreneurial culture. The curriculum consists of subjects to enhance the students’ competence and skills to prepare them as bachelors of syari`ah economics for the professions such as manager, lecturer, researcher, syari`ah auditor, etc, instead of preparing them for entrepreneurs who are capable to build his or her own business from the scratch. To propose Islamic entrepreneurship study program at the FSEI of IAIN SMHB, it is important to havea strong political will not only from the internal IAIN but also higher authoritative body such as the Ministry of Religious Affairs to facilitate this from not only the accreditation process but also financial support. A further feasibility study needs to be undertaken to build its infrastructure such as qualified lecturers, appropriate curriculum structure, and recruitment student system. Since this field has a strong link with a ‘real sector’, there has been an urgent need to build cooperations with business sector to enable the students to undertake their apprentice and build their networks to facilitate their ability to develop their own business. Abstrak. Menggagas Pendidikan Berwawasan Kewirausahaan Di Perguruan Tinggi Islam: Studi Kasus Fakultas Syari`Ah Dan Ekonomi Islam Iain “Smh” Banten 2014-2015. Penelitian ini berangkat dari keprihatinan terhadap tingginya tingkat pengangguran di kalangan para sarjana lulusan perguruan tinggi (Islam) dan masih rendahnya proporsi pengusaha di Indonesia. Padahal tingginya proporsi pengusaha dapat menjadi salah satu indikator kemakmuran sebuah negara. Oleh karena itu timbul pertanyaan sejauh mana nilai-nilai Islam mendorong budaya wirausaha di kalangan umatnya? Dan bagaimana budaya wirausaha ditumbuh-kembangkan di lembaga pendidikan tinggi Islam? Penelitian ini bersifat deskriptif eskploratif dengan studi kasus pendidikan kewirausahaan di Fakultas Syari`ah dan Ekonomi Islam (FSEI) IAIN “SMH” Banten. Hasil penelitian menunjukkan bahwa kurikulum prodi-prodi yang ada di FSEI belum sepenuhnya berwawasan kewirausahaan. Mahasiswa umumnya banyak dibekali dengan kompetensi dan ketrampilan yang mempersiapkan mereka sebagai sarjana ekonomi syari`ah yang akan mengisi profesi-profesi yang membutuhkan kompetensi di bidang ini seperti manajer, dosen, peneliti, dewan pengawas syariah, dan sebagainya, ketimbang profesi wirausahawan yang berkompetensi untuk merintis usaha dari bawah. Untuk membangun prodi kewirausahaan Islam/bisnis syari`ah di FSEI IAIN SMHB dibutuhkan political will yang kuat dari tidak hanya pihak kampus tetapi juga lembaga otoritas seperti Diktis Kemenag untuk memfasilitasi berdirinya prodi ini baik dari segi perizinan maupun pendanaan. Studi kelayakan awal yang lebih komprehensif perlu dilakukan untuk memetakan kebutuhan sarana dan prasarana seperti kebutuhan formasi dosen yang qualified di bidangnya, struktur kurikulum yang dapat membekali mahasiswa dengan berbagai karakter dan ketrampilan sebagai (calon) pengusaha handal, dan sistem perekrutan untuk menjaring calon mahasiswa unggul. Mengingat profesi ini sangat berhubungan erat dengan sektor rill, perlu dibangun berbagai kerjasama dengan dunia usaha yang dapat digunakan oleh mahasiswa tidak hanya sebagai ‘laboratorium hidup’ dari ilmu yang digelutinya, tetapi juga sarana membangun networking yang dapat memfasilitasi mereka berjejaring sehingga lebih memudahkan ketika akan memulai usahanya kelak Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-03-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/36 10.32678/ijei.v7i1.36 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 1 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/36/37 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/907 2025-09-10T08:19:37Z ijei:ART

The Influence of Sharia Financial Literacy, Religiosity, Social Environment, E-commerce, Mobile Banking and Online Loans on Consumptive Behavior in Gen Z Amir, Faizal Adiba, Elfira Maya Dzikrulloh, Dzikrulloh Fadillah, Aulia Nur Hariyani, Happy Febrina Financial Literacy, Social Environmental Religiosity, E-commerce, Mobile Banking, Online Loans, Consumptive Behavior This study aims to determine the effect of Islamic financial literacy, religiosity, social environment, e-commerce, mobile banking, and online loans on consumer behavior in Gen Z. This study uses a quantitative approach with a data collection method in the form of a questionnaire via Google Form and distributing research questionnaires to 120 Gen Z respondents who use e-commerce and Mobile banking services. The data were analyzed using a multiple linear regression model using SPSS 25 software to test the effect of each independent variable (Islamic financial literacy, religiosity, social environment, e-commerce, mobile banking and online loans) on consumer behavior in Gen Z. The results showed that Islamic financial literacy had a negative and insignificant effect on consumer behavior in Gen Z, while the social environment, e-commerce, and online loans had a positive and significant effect on consumer behavior in Gen Z. Religiosity and Mobile banking had a positive and insignificant effect on consumer behavior in Gen Z. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/907 10.32678/ijei.v15i2.907 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/907/171 Copyright (c) 2024 Faizal Amir, Elfira Maya Adiba, Dzikrulloh Dzikrulloh, Aulia Nur Fadillah, Happy Febrina Hariyani

oai:ojs.journal.islamiconomic.or.id:article/107 2021-11-12T07:52:23Z ijei:ART

LITERASI KEUANGAN SYARIAH DAN PONDOK PESANTREN (STUDI KASUS PONDOK MODERN ASY-SYIFA BALIKPAPAN) Ahyar, Muhammad Khozin Literasi Keuangan; Perbankan Syariah; Pesantren Abstract. Islamic Financial and Islamic Boarding School Literacy (Case study at Modern Islamic Boarding School Asy-Syifa Balikpapan). This study aims to determine the understanding or the Islamic banking literacy among teachers councils of Pondok Modern Ash-Shifa Balikpapan. Besides, the reason for selecting the board of teachers in the use of banking products and services also been discussed in this study. The lack of use of the products and services of Islamic banking among teachers councils of Pondok Modern Ash-Shifa is the focus of the problem in this research. Boarding school as a religious institution to study various classical and contemporary books, especially those related fiqh muamalah is an institution that has an important role in providing Islamic financial literacy for the community. Boarding charismatic cleric is one of the most important figures to provide insight to the public about Islamic banking. However, in reality Pondok Modern Balikpapan Ash-Shifa is not like that. The research method used by writer is a qualitative research survey data collection techniques and interviews. The survey states that 50 members of the council of teachers surveyed, only 16 members of the board of teachers who use Islamic banking products. Furthermore the survey stated that the entire board teachers are customers of savings products sharia. The results of the interview proved that literacy on Islamic banking in Pondok Modern Ash-Shifa Balikpapan still low (less literate). Low literacy Islamic banking is due to lack of socialization and education more depth to the board of teachers Pondok Modern Ash-Shifa.  Abstrak. Literasi Keuangan Syariah dan Pondok Pesantren (Studi Kasus Pondok Modern Asy-Syifa Balikpapan). Penelitian ini bertujuan untuk mengetahui pemahaman atau literasi perbankan syariah di kalangan dewan guru Pondok Modern Ash-Shifa Balikpapan. Selain itu, alasan untuk memilih dewan guru dalam penggunaan produk dan layanan perbankan juga telah dibahas dalam penelitian ini. Kurangnya penggunaan produk dan layanan perbankan Islam di kalangan dewan guru Pondok Modern Ash-Shifa adalah fokus masalah dalam penelitian ini. Pesantren sebagai lembaga keagamaan untuk mempelajari berbagai buku klasik dan kontemporer, terutama yang terkait fiqh muamalah adalah lembaga yang memiliki peran penting dalam memberikan literasi keuangan Islam bagi masyarakat. Membajak ulama kharismatik adalah salah satu tokoh terpenting untuk memberikan wawasan kepada masyarakat tentang perbankan Islam. Namun, kenyataannya Pondok Modern Balikpapan Ash-Shifa tidak seperti itu. Metode penelitian yang digunakan oleh penulis adalah teknik pengumpulan data survey penelitian kualitatif dan wawancara. Survei tersebut menyatakan bahwa 50 anggota dewan guru yang disurvei, hanya 16 anggota dewan guru yang menggunakan produk perbankan syariah. Selanjutnya survei menyatakan bahwa seluruh pengurus dewan adalah pelanggan produk tabungan syariah. Hasil wawancara membuktikan bahwa literasi perbankan Islam di Pondok Modern Ash-Shifa Balikpapan masih rendah (kurang melek huruf). Rendahnya literasi perbankan Islam adalah karena kurangnya sosialisasi dan pendidikan yang lebih mendalam kepada dewan guru Pondok Modern Ash-Shifa. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/107 10.32678/ijei.v9i2.107 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/107/72 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/288 2021-07-12T01:02:01Z ijei:ART

THE FRAME OF SHARIA ECONOMIC ON PAYLATER PAYMENT SYSTEM Al-Mahbubah, Rif’atul Muzayanah Nurwakhidah, Ana E-Commerce; Paylater; Bai 'As-Salam. This study aims to investigate the payment system mechanism in Paylater in Shopee e-commerce, as well as to find out the contract used in the payment system and to review the system in the frame of Islamic law. This research was prompted upon a loan system namely Paylater provided by Shopee e-commerce, one of the biggest markerplaces in Indonesia, which offers loans with installment system. The method used in this research was a field research method. In this study, the researchers gathered data by themselves. The data was obtained from the application regarding public knowledge of Paylater Shoppe payments. The results showed that the payment system mechanism is relatively easy to follow since the application provides simple and practical instructions. Meanwhile, the contract used in Paylater payments is bai 'as-salam, where there are still similarities and differences that still need to be studied. In conclusion, in a review of Islamic law the Paylater system is categorized as usury and gharar Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2021-07-12 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/288 10.32678/ijei.v12i1.288 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 1 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/288/112 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/413 2023-06-30T18:40:24Z ijei:ART

The Effect of Islamic Capital Market Instruments on Indonesia's Economic Growth is Moderated by The Money Supply Adewiyah, Robiatul Bawono, Anton Economic Growth, Sharia Stock Index, Sukuk, Sharia Mutual Funds, Total Money Supply This article examines the relationship between Islamic capital market instruments and Indonesia's economic growth, taking into account the moderating role of the money supply. With the rise of Islamic finance and the increasing significance of the Islamic capital market, understanding the dynamics between these instruments and economic growth becomes crucial. The method used in this research is quantitative research which focused on the national economic growth in Indonesia from the year 2011 to 2021. The data were used from the economic growth, Sharia stock index, sukuk, Sharia mutual funds, and total money supply in Indonesia from the period of research which is the quarterly data. The results of this study are that the Islamic stock index has a positive effect on economic growth. Sukuk has a positive effect on economic growth. On the other hand, sharia mutual funds do not affect economic growth. The money supply is not able to moderate the effect of the Sukuk on economic growth. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/413 10.32678/ijei.v14i1.413 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 1 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/413/136 Copyright (c) 2023 Robiatul Adewiyah, Anton Bawono

oai:ojs.journal.islamiconomic.or.id:article/25 2021-07-02T09:47:44Z ijei:ART

KONSEP WAKAF TUNAI SUGANDA, ASEP DADAN Wakaf; Tunai Kata wakaf (jamaknya: awqaf) mengandung arti mencegah atau penahanan. Lebih jauh dapat dikatakan juga bahwa wakaf sebagai sesuatu yang substansi (wujud aktiva) dipertahankan, sementara hasil atau manfaatnya digunakan sesuai dengan keinginan dari orang yang menyerahkan (waqif) dengan proses legal sesuai dengan fungsi wakaf yang disebutkan dalam UU No.41 Tahun 2004 Pasal 5 yang menyatakan wakaf berfungsi untuk mewujudkan potensi dan manfaat ekonomis harta benda wakaf untuk kepentingan ibadah dan untuk memajukan kesejahteraan umum. Wakaf tunai merupakan dana yang dihimpun oleh pengelola wakaf (nadzir) melalui penerbitan sertifikat wakaf tunai yang dibeli oleh masyarakat. Wakaf tunai dapat juga diartikan mewakafkan harta berupa uang atau surat berharga yang dikelola oleh institusi (perbankkan atau lembaga keuangan syari’ah) yang keuntungannya akan disedekahkan, dengan syarat modalnya tidak bisa dikurangi untuk sedekahnya, sedangkan dana wakaf yang terkumpul selanjutnya dapat digulirkan dan diinvestasikan oleh nadzir ke dalam berbagai sektor usaha yang halal dan produktif, sehingga keuntungannya dapat dimanfaatkan untuk pembangunan umat dan bangsa secara keseluruhan. Komisi Fatwa Majelis Ulama Indonesia telah menetapkan fatwa berkenaan dengan wakaf tunai yang menyatakan bahwa (1) wakaf uang (cash wakaf atau waqf al-Nuqud) adalah wakaf yang dilakukan seseorang, kelompok orang, lembaga atau badan hukum dalam bentuk uang tunai, (2) termasuk ke dalam pengertian uang adalah surat-surat berharga, (3) wakaf uang hukumnya boleh (jawaz),  (4) wakaf uang hanya boleh disalurkan dan digunakan untuk hal-hal yang dibolehkan secara syar’i, dan (5) nilai pokok wakaf uang harus dijamin kelestariannya, tidak boleh dijual, dihibahkan dan atau diwariskan. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-08-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/25 10.32678/ijei.v5i2.25 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 2 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/25/26 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/833 2025-04-16T22:49:20Z ijei:ART

Social, Economic, and Health Empowerment in Pandeglang through a Community-Based Model Syarifudin, Efi Sugondo, Sigit Iko S. Ndolu, Juliana Community Empowerment; Economic Resilience; Social Cohesion; Health Awareness; Sustainable Development, Community-based empowerment is crucial in enhancing social, economic, and health conditions, particularly in rural areas such as Pandeglang. This study explores a community-based model's impact on improving residents' well-being by fostering economic resilience, social cohesion, and health awareness. Through participatory approaches, including capacity-building programs, entrepreneurship training, and health education, this research aims to assess the effectiveness of community-driven initiatives in creating sustainable development. Data collection involves surveys, interviews, and field observations involving key stakeholders such as local government, community leaders, and beneficiaries. The findings indicate that active community participation, supported by strategic collaborations, significantly enhances economic productivity, strengthens social networks, and improves health outcomes. The study concludes that a well-structured community-based model is a sustainable framework for addressing socio-economic and health challenges in Pandeglang, providing valuable insights for policymakers and development practitioners. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/833 10.32678/ijei.v14i2.833 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/833/165 Copyright (c) 2023 Authors

oai:ojs.journal.islamiconomic.or.id:article/87 2021-11-12T07:52:13Z ijei:ART

ANALISA MANAJEMEN PEMBIAYAAN MACET (STUDI PADA BMT MITRA MUAMALAH JEPARA) Anwar, Aan Zainul Laksono, Rudi Joko Darwanto, Darwanto Good Corporate Governance, bad financing, financing management. Abstrak. Analisa Manajemen Pembiayaan Macet (Studi Pada BMT Mitra Muamalah Jepara). Hampir setiap lembaga keuangan baik konvensional maupun syariah yang menyalurkan dana mengalami risiko pembiayaan masalah keuangan. Oleh karena itu, perlu dilakukan penelitian bagaimana pengelolaan pembiayaan macet pada lembaga keuangan syariah. Penelitian ini menganalisis dan menggambarkan penerapan Tata Kelola Perusahaan yang Baik (Good Corporate Governance - GCG) dalam pengelolaan pembiayaan dan menggambarkan strategi kebijakan dalam mengatasi pembiayaan macet yang ada di BMT Mitra Muamalah Jepara pada tahun 2015-2016, dengan metode pendekatan kualitatif (wawancara, observasi dan dokumentasi). ) Informan dalam penelitian ini adalah pemangku kepentingan BMT Mitra Muamalah Jepara dengan teknik purposive dan snowball sampling. Metode analisis dengan teknik analisis interaktif Miles dan Huberman. Hasil penelitian menunjukkan bahwa penerapan tata kelola perusahaan (GCG) pengelolaan pembiayaan buruk cukup baik dan dapat diterapkan untuk mengatasi masalah kredit macet yang terjadi di BMT Mitra Muamalah. Strategi untuk mengatasi kredit macet adalah membentuk tim perbaikan dan memperkuat prosedur operasi standar (SOP) pembiayaan dan memaksimalkan peran Account Officer (AO) sebagai pelaksana utama dalam proses pembiayaan penghentian non-performing.Abstract. Analysis of Financing Management Loss (Study on BMT Mitra Muamalah Jepara). Almost every financial institution both conventional or sharia that distributed funds experienced financing risk of financial problem. Therefore, it is necessary to research how the management of financial institutions especially sharia make efforts to minimize the financing of jams. This paper analyses and describes the implementation of Good Corporate Governance (GCG) in the management of financing and describes the policy strategy in overcoming the existing stalled financing in BMT Mitra Muamalah Jepara in 2015-2016, with qualitative approach method (interviews, observation and documentation) and trianggulasi techniques. Informants in this research are stakeholder BMT Mitra Muamalah Jepara by using purposive technique and snowball sampling. Method analyze with interactive analysis technique of Miles and Huberman. The result show that the implementation of corporate governance (GCG) on the management of bad financing has been quite good and can be applied to solve the problem of bad debts that occurred in BMT Mitra Muamalah. The strategy to overcome bad debts is to form a remedial team and strengthen standard operating procedures (SOP) of financing and maximize the role of Account Officer (AO) as the main implementer in the process of financing the termination of non-performing. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-06-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/87 10.32678/ijei.v9i1.87 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 1 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/87/63 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/173 2021-03-31T03:04:19Z ijei:ART

COMPARISON OF ISLAMIC BANKS PERFORMANCE AND CONVENTIONAL BANKS PERFORMANCE IN MUSLIM-MAJORITY PROVINCES AND NON-MUSLIM MAJORITY PROVINCES Cahyono, Eko Fajar Mardianto, M. Fariz Fadillah Widiastuti, Tika Universality, Bank, Islamic Bank, Bank Performance, MANOVA This study aims to look a universality services Islāmic banking and conventional bank services and products in Indonesia by testing whether the services and products of conventional Islāmic banks and conventional banks accepted by all groups, both Muslims and non-Muslims. The method used was the Multivariate Analysis of Variance (MANOVA) test by comparing Islāmic banks performance and conventional banks performance represented by several financial ratios in a number of provinces in Indonesia. There are two provincial categories, namely the first group is a provincial province with a most Muslim population and the second is a class of provincial provinces with a most non-Muslim population in Indonesia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-12-25 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/173 10.32678/ijei.v11i2.173 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 2 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/173/103 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/407 2023-06-12T23:19:01Z ijei:ART

Could Pan-Islamism Be a Politically Economic Solution in Indonesia? Syamsuri, Syamsuri Khotimah, Husnul Umam, Khoirul Pan-Islamism; Political Economy; Jamaluddin Al-Afghani The economy in Indonesia is currently not doing well. This can be seen from indonesia's economic growth data which is minus to 5.32 percent, which causes the Indonesian economy to become fragile and requires us to continue to think about how to stabilize the economy again. So a strong analysis and an intelligent way of thinking are needed in overcoming this problem.  This study aims to offer a concept from one of the Islamic authorities, namely Jamaluddin Al-Afghani, with his Islamic reform, namely Pan-Islamism in overcoming political economic problems that occur in Indonesia. By using descriptive analytical methods and qualitative approaches that contradicthis thinking, namely Pan-Islamism with several other Islamic scientists' thoughts and coupled with using data from previous studies. Finally, this article presents the concept of political economy which is believed to be able to create a better Indonesian economy. Some of the principles emphasized are the need for the Islamic world to unite together against foreign forces in the crucible of Pan Islamism, because the source of weakness of the Islamic world is the weak solidarity of Muslims. Then Muslims must unite both in political and economic terms, the Leader of the State must spread his call and ideas about reform and renewal in all aspects of life, whether political, economic, social and cultural, are comprehensive for all Muslims around the world where Individuals help each other. So that it can be applied to achieve the political renewal of human economy in this era. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/407 10.32678/ijei.v13i2.407 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 2 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/407/126 https://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/407/86

oai:ojs.journal.islamiconomic.or.id:article/16 2021-07-02T09:46:41Z ijei:ART

ETOS KERJA DALAM PERSPEKTIF ISLAM SOHARI, SOHARI Etos; kerja; Islam Karakteristik etos kerja Islami digali dan dirumuskan berdasarkan konsep iman sebagai fondasi dan amal shalih sebagai bentuk yang terbangun di atasnya, dengan memberi prioritas penekanan pada etos kerja beserta prinsip-prinsip dasarnya. Etos kerja apapun menurut pemahaman Qur’ani tidak dapat menjadi Islami bila tidak dilandasi konsep iman dan amal shalih, sebab sekalipun kerja itu bermanfaat dan bersifat keduniaan bagi banyak orang, tanpa dasar iman tidak akan membuahkan pahala di akhirat kelak.Dalam aplikasinya di masyarakat, etos kerja seringkali tidak sesuai dengan ajaran yang telah dicontohkan oleh Nabi Muhammad SAW, misalnya bekerja tidak memperhitungkan halal dan haramnya. Dalam ajaran Islam ditentukan bahwa usaha yang terbaik adalah usaha seseorang dengan tangannya sendiri dan setiap jual beli yang mabrur (tidak ada tipu daya) Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-04-22 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/16 10.32678/ijei.v4i2.16 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 2 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/16/16 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/753 2025-09-10T08:19:37Z ijei:ART

Factor Influencing of GCG and Service Quality to Increase Customer Loyalty in Islamic Bank Zarkasyi, Muhammad Ridlo Nurfattah, Arizqiya Kamaluddin, Imam Cahyani, Meitria Good Coorporate Governance, Service Quality, Trust, Loyalty This research aims to find out the effect of service quality and the implementation of GCG on customer trust, knowing the effect of trust on customer loyalty, and knowing the effect of service quality and the implementation of GCG on customer loyalty. The data that was successfully collected was then analyzed using SEM with AMOS 24 software. The findings in this study state that: a) The implementation of GCG affects customer trust, as well as the quality of service, and has a positive influence on customer trust. b) There is a positive and significant influence of customer trust on customer loyalty. c) the quality of service and the implementation of GCG do not affect customer loyalty. The existence of the customer trust factor as a mediator is getting stronger with no positive influence on service quality and GCG distribution on customer loyalty. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/753 10.32678/ijei.v15i2.753 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/753/155 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/62 2021-07-02T09:50:36Z ijei:ART

ANALISIS PERTUMBUHAN PEMBIAYAAN UMKM TERHADAP PERTUMBUHAN LABA BERSIH BPRS DI INDONESIA Roy, Mochamad Indrajit Pembiayaan UMKM, Laba bersih BPRS Bagi hasil dari Pembiayaan UMKM dapat menjadi tambahan Laba bagi BPRS. Meningkatnya jumlah Pembiayaan UMKM akan meningkatkan pula tambahan pendapatan atau penghasilan BPRS dari sistem Bagi Hasil yang dijalankan. Dengan kata lain, semakin bertumbuhnya jumlah Pembiayaan akan meningkatkan pula pertumbuhan Laba BPRS.Data yang digunakan berupa data deret waktu (time series) periode 2014 hingga November 2016. Data yang digunakan adalah pertumbuhan Pembiayaan UMKM sebagai variabel bebas, dan pertumbuhan Laba bersih. Analisis data yang dilakukan dengan menggunakan analisis regresi sederhana.Setelah dilakukan uji asumsi klasik, data yang dianalisis memenuhi kriteria asumsi klasik.  Analisis regresi sederhana dilakukan, dan dari hasil uji hipotesis, menunjukkan nilai signifikansi sebesar 0,013 lebih kecil dari nilai a 0,05. Sehingga hipotesis alternatif (Ha) diterima. Maka dari itu dapat disimpulkan bahwa pertumbuhan Pembiayaan UMKM berpengaruh nyata terhadap pertumbuhan Laba bersih BPRS. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2017-08-09 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/62 10.32678/ijei.v8i1.62 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 1 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/62/52 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/924 2026-04-10T16:58:59Z ijei:ART

Digital Payment, E-Commerce, and Social Media Effects on Halal Culinary Purchase Decisions: Evidence from Yogyakarta, Indonesia Farhatannisa, Ifa Azzahra Surur, Miftahus E-Payment; E-Commerce; Social Media; Purchase Decisions; Halal Culinary. The development of science and technology in the food sector enables food or beverage production to be carried out quickly and efficiently. One aspect that has received attention is the need for halal food or drinks. The concept of "halal" in Islam refers to anything that is permissible under Islamic law. This study aims to analyze the influence of e-payment, e-commerce, and social media on halal culinary purchase decisions in Yogyakarta (Case Study of Dimsum Narawi Consumers). The method used in this study is quantitative, with data collected as primary data. The population in this study consists of visitors who have purchased Dimsum Narawi in Yogyakarta. The sampling technique used is purposive sampling, with a sample of 100 respondents, and Levene's test is used. Primary data were collected through a questionnaire using Google Forms. The data analysis technique uses SmartPLS version 3.0. The results showed that the e-payment variable (X1) and social media (X3) affected purchase decisions, whereas the e-commerce variable (X2) did not. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/924 10.32678/ijei.v16i2.924 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/924/184 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/180 2019-12-31T05:50:26Z ijei:ART

BAZNAS STRATEGY FOR CAPITAL MARKET Anita, Anita BAZNAS; Zakat; Pasar Modal Syariah Abstract. BAZNAS Strategy For Capital Market. BAZNAS as the institution for managing zakat also helped to bring Indonesia's capital market to international awards. Because, only the Indonesian capital market has been provided with philanthropy facilities. The concept of Islamic philanthropy applied to the Indonesia Stock Exchange is the result of collaboration between BAZNAS and PT. Henan Putihrai Securities. Furthermore, this paper aims to introduce of stock zakat and sedekah, including schemes and operational mechanisms of the program. Furthermore, the formulation of the discussion is: (1) The Meaning of Islamic Philanthropy, (2) The Concept of Philanthropy in the Capital Market, and (3) Schema and Mechanisms of stock Zakat and sedekah. Abstrak. Langkah Strategis BAZNAS Menuju Pasar Modal. Baznas sebagai lembaga untuk mengelola zakat juga membantu membawa pasar modal Indonesia ke penghargaan internasional. Sebab, hanya pasar modal Indonesia yang diberikan fasilitas filantropi. Konsep filantropi Islam yang diterapkan di Bursa Efek Indonesia adalah hasil kolaborasi antara BAZNAS dan PT. Henan Putihrai Securities. Selanjutnya, makalah ini bertujuan untuk memperkenalkan stok zakat dan sedekah, termasuk skema dan mekanisme operasional program. Selanjutnya, rumusan diskusi adalah: (1) Makna Filantropi Islam, (2) Konsep Filantropi di Pasar Modal, dan (3) Skema dan Mekanisme Stok Zakat dan Sedekah. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/180 10.32678/ijei.v10i2.180 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 2 (2019) 2541-4127 2085-3696 10.37035/ijei.v10i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/180/93 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/1 2021-07-02T09:46:41Z ijei:ART

PENGARUH PEMBIAYAAN KONSUMTIF DAN PRODUKTIF TERHADAP PENDAPATAN BANK SYARI’AH MANDIRI KCP CIKANDE PERIODE OKTOBER 2010 SAMPAI JUNI 2013 ADHIM, FAUZAN Perbankan  sebagai  salah  satu  lembaga  keuangan  yang  kegiatan utamanya  adalah menghimpun dana dari masyarakat dan menyalurkan kembali kepada  masyarakat dalam bentuk pembiayaan. Sebagian besar aset BSM KCP Cikande sendiri berasal dari bagi hasil dan marjin pembiayaan yang disalurkan oleh bank. Akan tetapi dari kedua produk pembiayaan yakni pembiayaan konsumtif dan produktif belum terukur besar pengaruhnya terhadap pendapatan bank itu sendiri. Masalah yang dirumuskan dalam penelitian ini adalah: 1) Apakah ada pengaruh signifikan pembiayaan konsumtif dan produktif terhadap pendapatan BSM KCP Cikande periode Oktober 2010 samapi Juni 2013. 2) Manakah diantara pembiayaan konsumtif dan produktif yang mempunyai pengaruh dominan terhadap pendapatan BSM KCP Cikande periode Oktober 2010 sampai Juni 2013. Adapun tujuan dari penelitian ini adalah: 1) Untuk mengetahui Apakah ada pengaruh signifikan pembiayaan konsumtif dan produktif terhadap pendapatan BSM KCP Cikande periode Oktober 2010 samapi Juni 2013. 2) Untuk mengetahui manakah diantara pembiayaan konsumtif dan produktif yang mempunyai pengaruh dominan terhadap pendapatan BSM KCP Cikande periode Oktober 2010 sampai Juni 2013. Analisis yang digunakan adalah analisis regresi linier berganda. Berdasarkan hasil penelitian secara simultan pembiayaan konsumtif dan produktif secara bersama-sama berpengaruh signifikan terhadap pendapatan BSM KCP Cikande. Dari hasil koefisien korelasi menunjukkan bahwa f hitung = 81,948 f tabel = 3,32, hal ini menyatakan bahwa secara bersama-sama kedua variabel pembiayaan berpengaruh signifikan terhadap pendapatan BSM KCP Cikande periode Oktober 2010 sampai Juni 2013. Dari hasil regresi yang telah diperoleh yaitu pendapatan = 9,060 + 1,168 konsumtif + 1,034 produktif. Hal ini menggambarkan diantara kedua pembiayaan yakni pembiayaan konsumtif  X­1 sebesar 1,168 dan produktif sebesar  1,034, yang artinya pembiayaan konsumtiflah yang lebih dominan  mempengaruhi pendapatan Bank BSM KCP Cikande periode Oktober 2010 sampai Juni 2013. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-11-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/1 10.32678/ijei.v4i2.1 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 2 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/1/8 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/717 2025-09-10T08:19:37Z ijei:ART

Leveraging Blue Ocean Strategy: Cutting-Edge Approaches to Cafe Management Development Ningrum, Laila Dwi Yafiz, Muhammad Harahap, Muhammad Ikhsan Blue Ocean Strategy; Innovation; Survival Strategy In an increasingly competitive cafe market, innovation as a primary strategy is crucial to enhancing competitiveness and business growth in Tanjung Morawa. However, the challenges of effectively implementing innovation in cafe management may hinder cafes' ability to adapt to changing market trends and fluctuating consumer preferences quickly. Therefore, this research explores the role of innovation as a survival strategy in cafe management in Tanjung Morawa. Using the Blue Ocean Strategy approach, the study analyzes how innovation can enable cafes to create or redefine markets by offering unique value propositions and distinguishing themselves from competitors. The research methodology is descriptive qualitative, utilizing primary and secondary data sources, including surveys, interviews, documentation, and data analysis. Key informants include the owners of Skala Coffee, Cafe Abah Awak, and Selow Time Coffee. Data analysis techniques involve data reduction, presentation, and conclusion drawing. Findings demonstrate that innovation plays a crucial role in enhancing cafe competitiveness, with factors such as monitoring market trends, flexibility in responding to change, product quality, pricing, service delivery, and customer experience identified as keys to success. The practical implication of this research is that cafe owners must continue to foster innovation as part of their survival strategy in a competitive market environment. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/717 10.32678/ijei.v15i2.717 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/717/142 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/41 2021-07-02T09:50:09Z ijei:ART

PENGARUH KEPUASAN MUZAKKI, TRANSPARANSI DAN AKUNTABILITAS PADA LEMBAGA AMIL ZAKAT TERHADAP LOYALITAS MUZAKKI (Studi Persepsi Pada LAZ Rumah Zakat) YULIAFITRI, INDRI KHOIRIYAH, ASMA NUR kepuasan; transparansi; akuntabilitas; loyalitas; lembaga amil zakat Abstract. The Influence of Muzakki Satisfaction, Transparency and Accountability in the Amil Zakat Institution toward Loyalty Muzakki (Perception Study on LAZ Rumah Zakat). This study aimed to analyze the effect of each variable that Muzakki satisfaction, transparency and accountability in the Amil Zakat Institution toward loyalty Muzakki. As a nonprofit organization, Lembaga Amil Zakat needs to pay attention the Muzakki satisfaction, transparency and accountability of institutions to increase loyalty Muzakki. In this study, data were collected through a questionnaire with accidental sampling. Respondents in this study were Muzakki or person paying zakat through LAZ Rumah Zakat. The analysis multiple linear regression technique used to solve it. The results showed that both independent variables are Muzakki satisfaction and transparency has positive influence on loyalty Muzakki. This means that the more high satisfaction Muzakki and transparency of the institution, the more high loyalty of Muzakki. On the other hand, the accountability of independent variables have no influence on loyalty Muzakki.Abstrak. Pengaruh Kepuasan Muzakki, Transparansi dan Akuntabilitas Pada Lembaga Amil Zakat Terhadap Loyalitas Muzakki (Studi Persepsi Pada LAZ Rumah Zakat). Penelitian ini bertujuan untuk menganalisis pengaruh masing-masing variabel yaitu kepuasan muzakki, transparansi dan akuntabilitas pada Lembaga Amil Zakat terhadap loyalitas muzakki. Sebagai organisasi nonprofit, Lembaga Amil Zakat perlu memerhatikan kepuasan para muzakki, transparansi dan akuntabilitas lembaganya untuk meningkatkan loyalitas muzakki. Dalam penelitian ini data dikumpulkan melalui kuesioner dengan accidental sampling. Responden pada penelitian ini adalah muzakki atau orang yang membayarkan zakat melalui LAZ Rumah Zakat. Teknik analisis yang digunakan adalah analisis regersi linear berganda.Hasil penelitian ini menunjukkan bahwa kedua variabel independen yaitu kepuasan muzakki dan transparansi mempunyai pengaruh yang positif terhadap loyalitas muzakki.Artinya semakin tinggi kepuasan muzakki dan transparansi lembaga maka semakin tinggi pula loyalitas muzakki. Sedangkan variabel independen akuntabilitas tidak memiliki pengaruh terhadap loyalitas muzakki. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/41 10.32678/ijei.v7i2.41 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 2 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/41/42 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/906 2026-03-09T07:42:00Z ijei:ART

Integrating Good Governance Business Sharia into Maqasid Sharia: Evidence from Islamic Rural Banks in Indonesia Zarkasyi, Muhammad Ridlo Handayani, Agung Lia Lahuri, Setiawan bin Djayusman, Royyan Ramdhani Ibnu, Adi Rahmannur Good Governance Business Sharia; Maqashid Sharia; Islamic Banking This study explores the implementation of Good Governance Business Sharia (GGBS) at PT BPRS Mitra Mentari Sejahtera through the framework of Maqasid Shariah. The research examines how governance principles rooted in Sharia values are translated into institutional practices and how they contribute to the realization of ethical and sustainable business objectives. Using a descriptive qualitative approach with a case study design, data were collected through interviews, documentation, and institutional reports, then analyzed using Atlas.ti 09. Findings reveal that BPRS Mitra Mentari Sejahtera has effectively incorporated GGBS principles by promoting transparency, accountability, and adherence to Sharia ethics. However, limited public disclosure—particularly the unavailability of annual reports—remains a major challenge, potentially weakening stakeholder trust and institutional credibility. The study emphasizes the need for stronger transparency mechanisms, enhanced collaboration with Sharia supervisory bodies, and continuous education to reinforce Maqasid Shariah within governance structures. Overall, this research underscores the pivotal role of GGBS in achieving Sharia objectives and advancing ethical governance in the Islamic financial sector. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/906 10.32678/ijei.v16i1.906 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/906/182 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/130 2021-11-12T07:52:23Z ijei:CVRvol9no2

Cover IJEI Vol 9 No 2 Cover, Cover Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-02-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Editorial Information application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/130 10.32678/ijei.v9i2.130 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/130/78 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam 1e4daf6b96ac04d90a6ec3e841e84586