2026-04-18T05:04:01Z https://journal.islamiconomic.or.id/index.php/ijei/oai

oai:ojs.journal.islamiconomic.or.id:article/132 2019-02-10T09:34:36Z ijei:CVRvol9no2

oai:ojs.journal.islamiconomic.or.id:article/559 2025-03-23T14:09:35Z ijei:ART

Evaluation of Financial Technology's Performance in Islamic Banking across Indonesia, Malaysia, and Brunei Darussalam Rahmi, Asri Noer Palupi, Ade Siska Pratiwi, Silvia Annisa Buys, Witrie Financial Technology; ROA; FDR;DER; BOPO This research aims to analyze the effect of financial technology on financial performance in Islamic banking Indonesia, Malaysia and Brunei. The measurement method used in this research the percentage of income derived from the financial technology in the financial statements presented in Islamic banking registered with the Financial Services Authority (OJK). The data used is secondary data obtained from the annual financial statements. population in this research Islamic banking in Indonesia period 2016-2020. The sampling method in this research using purposive sampling method. The number of samples obtained is 129 samples. The data analysis used is the classical assumption test and multiple linear regression analysis. The method analysis data using SPSS version 25. The results of the analysis that has been carried out in this research, it shows that FDR, DER, BOPO, Inflation and Islamic Banking have a significant effect on financial technology in Islamic banking. Meanwhile, financial performance represented by ROA has a significant negative effect on financial technology. Where the increasing income generated by Islamic banking does not necessarily mean that the bank will improve the quality of its financial technology. All variable contribution to the development of financial technology in Islamic banking in Indonesia, Malaysia and Brunei. This shows that the realization that had carried out describes the situation and the condition of the financial performance of Islamic banking on the financial technology. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/559 10.32678/ijei.v14i2.559 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/559/161 Copyright (c) 2023 Authors

oai:ojs.journal.islamiconomic.or.id:article/33 2021-07-02T09:49:40Z ijei:ART

DIGITALISASI EKONOMI SYARIAH ANSORI, AAN Digitalisasi; Syariah Abstract. Digitalization of Islamic Economics. Digitizing sharia economy can be expanded in various economic aspects of both microeconomics and macroeconomics. Now, the role of digital is very unusual, almost all economies using information and communication technologies or digitalisation, both in packaging products or in marketing the product, making it easier and quicker distribution of information used to make economic growth more quickly and there is no limit to the support digital technology and information technology. Information technology has penetrated keindividu (personal) can support the digitization era of information and communication in the conventional economy and sharia economy, the technology is now in the palm of your hand gadgets such as mobile applications that can be downloaded and installed with features easily understood by the user. Similarly, in the world of banking, Islamic banking in conducting its activities in cooperation with information technology to establish Islamic banking information system by creating a special application (app) that can simplify all the processes of ownership in the existing transaction. Establishment of the digital society as a result of the accelerated by the development and application of information and communication technology is very intensive in all fields of economy, marketing, finance, services, education and so forth. Thus, digitization is formed to allow users in the transaction, so that the economy increased.Abstrak. Digitalisasi Ekonomi Syariah. Digitalisasi ekonomi syariah dapat merambah dalam berbagai aspek ekonomi baik ekonomi mikro maupun ekonomi makro. Sekarang ini peran digital sangat luar biasa, hampir semua perekonomian menggunakan teknologi informasi dan komunikasi atau digitalisasi, baik dalam mengemas produk ataupun dalam memasarkan produk, sehingga lebih  mudah dan  lebih cepat dalam distribusi informasi yang digunakan untuk membuat pertumbuhan ekonomi semakin cepat dan tiada batas dengan dukungan teknologi digital dan teknologi informasi. Teknologi informasi yang sudah merambah keindividu (personal) dapat mendukung era digitalisasi informasi dan komunikasi pada ekonomi konvensional maupun ekonomi syariah, teknologi tersebut sekarang sudah dalam genggaman tangan pengguna gadget seperti aplikasi mobile yang dapat diunduh dan dipasang dengan fitur mudah dimengerti oleh user. Demikian pula di dunia perbankan, dalam melakukan kegiatannya perbankan syariah bekerja sama dengan bidang teknologi informasi untuk membangun sistem informasi perbankan syariah dengan membuat aplikasi khusus (app) yang dapat mempermudah semua proses-proses transaksi yang ada diperbankan. Terbentuknya masyarakat digital akibat dari tersebut dipacu oleh perkembangan dan penerapan teknologi informasi dan komunikasi yang sangat intensif di semua bidang baik ekonomi, pemasaran, keuangan, jasa, pendidikan dan sebagainya. Maka, digitalisasi terbentuk untuk memudahkan pengguna dalam melakukan transaksi, sehingga perekonomian meningkat. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-03-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/33 10.32678/ijei.v7i1.33 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 1 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/33/34 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/876 2026-03-09T07:42:00Z ijei:ART

Estimation of Multivariate-GARCH Models to Stock Return an Islamic Banks in Indonesia and Malaysia Ibrahim, Zaini Anita, Anita Marfuah, Siti Fitriani, Nurul Investment Knowledge; Investor Behavior; Psychological Readiness; Religiosity This research aims to forecast Islamic banking stock returns and compare the stock performance of Islamic banks in Indonesia and Malaysia. This research uses the Generalized Autoregressive Conditional Heteroscedasticity (GARCH) method in estimating stock volatility with variance based on market models, known as the Conditional-Capital Pricing Asset Model (C-CAPM). The sample selection technique used a purposive sampling method, and a sample of three commercial Islamic shares in Indonesia and four shares of Bank Islam Malaysia were obtained. The research results prove that Islamic Commercial Bank shares on the Indonesian and Malaysian Stock Exchanges are efficient shares so they are recommended to own, with a ranking based on actual return calculations in Indonesia, namely: 37.7% (BRIS); 35.5% (PNBS); 5.70% (BTPS); and in Malaysia. as follows: 35.7% (KFH); 13.6% (AFIN); 1.70% (RAJHI); 1.0% (CIMB). The Welch F-test with the C-CAPM model proves no difference between the stock returns of Islamic banks in Indonesia and Malaysia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/876 10.32678/ijei.v16i1.876 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/876/178 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/96 2021-11-12T07:52:23Z ijei:ART

KONSEP PENGELOLAAN KOPERASI PESANTREN UNTUK KESEJAHTERAAN EKONOMI MASYARAKAT: TELAAH SURAH AL-HASYR AYAT 7 Rijalul FIkri, Ahmad Lutfi Yasin, Muaidy Jupri, Akhmad Kata Kunci: Pengelolaan Koperasi; Pertumbuhan Ekonomi; Perkembangan Ekonomi; Kesejahteraan Ekonomi. Keywords: Cooperative Management; Economic growth; Economic development; Economic Welfare. Abstract. The Management of Islamic Boarding Schools Cooperative Concept for Community Economic Welfare: Study of Surah Al-Hasyr Verse: 7. Al-Qur'an with its verses becomes the economic foundation that has given the principles of life in relationships between man and his fellowmen. It contains rules and guidance for his loyalists to do good things and stay away from actions that are considered vandalism and tyranny. Therefore, Al-Qur’an which is foundation of the whole teachings of Islam is not just about the collection of rules and prohibitions, but provides assurance for the realization of economic prosperity of the community. In this article, the writer intends to reveal the clarity of the concept of pesantren cooperative management for the economic welfare of community in the perspective of sura al-Hashr verse 7. Al-Quran believes that economic welfare is not only the problem of economic distribution materially but also concerning non material and other fields. Therefore, to achieve growth and development materially and spiritually, Islamic Economics has characteristics in its growth, which is all-round, balanced, realistic, fair, responsible, sufficient and focusing on human beings in accordance with their right as khalifah on earth. These characteristics indicate that the goal of growth and economic development in Islam is the opportunity of all members of any community of race, religion and character to gain prosperity, so that everyone can experience the blessings and grace of Allah. Al-Qur'an demands all of its loyalists to carry out the whole teaching of Islam in all aspects of their life. The consequence of this concept is that economic welfare should be viewed as the embodiment of God's command to his servants. So that economic welfare is a continuous effort of mankind to do the best, both to God and fellow human beings based on the guidance of Al-Quran. Abstrak. Konsep Pengelolaan Koperasi Pesantren Untuk Kesejahteraan Ekonomi Masyarakat: Telaah Surah Al-Hasyr Ayat 7. Al-Quran dengan ayat-ayatnya menjadi landasan ekonomi yang telah memberikan prinsip-prinsip kehidupan dalam menjalin hubungan antara manusia dengan sesamanya. Di dalamnya berisi aturan dan sekaligus tuntutan agar pengikut-pengikutnya berbuat hal-hal yang baik dan menjauhi tindakan yang dianggap pengerusakan dan kedzaliman. Oleh karenanya Al-Quran yang menjadi landasan dari keseluruhan ajaran Islam tidak sekedar berisi tentang kumpulan peraturan dan larangan, tetapi memberikan jaminan untuk terwujudnya kesejahteraan ekonomi masyarakat. Pada artikel ini, penulis bermaksud mengungkap kejelasan konsep pengelolaan koperasi pesantren untuk kesejahteraan ekonomi masyarakat dalam perpektif surat al-Hasyr  ayat 7. Al-Quran memandang bahwa kesejahteraan ekonomi bukan semata-mata hanya permasalahan distribusi ekonomi secara materi semata-mata tetapi juga menyangkut unsur non materi dan bidang-bidang yang lainnya. Oleh karena itu, untuk mencapai pertumbuhan dan perkembangan secara material dan spiritual tersebut, Ekonomi Islam mempunyai karakteristik dalam pertumbuhannya, yaitu serba meliputi, berimbang, realistis, berkeadilan, tanggungjawab, mencukupi dan berfokus pada manusia sesuai dengan haknya sebagai khalifah di muka bumi. Karakteristik tersebut menunjukkan bahwa tujuan pertumbuhan dan pembangunan ekonomi dalam Islam adalah adanya kesempatan semua anggota masyarakat apapun ras, agama dan karakternya – untuk mendapatkan kesejahteraan, sehingga semua orang dapat merasakan nikmat dan karunia Allah Swt. Al-Quran menuntut para pengikutnya untuk menjalankan keseluruhan ajaran Islam dalam semua aspek kehidupannya. Konsekuensi dari konsep ini adalah kesejahteraan ekonomi harus dipandang sebagai perwujudan perintah Tuhan kepada hamba-hambanya. Sehingga kesejahteraan ekonomi  merupakan upaya terus menerus dari umat manusia untuk berbuat sebaik-baiknya, baik kepada Tuhan maupun kepada sesama manusia berdasarkan petunjuk Al-Quran Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/96 10.32678/ijei.v9i2.96 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/96/69 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/273 2022-12-19T17:47:47Z ijei:ART

THE EFFECT OF HALAL AWARENESS AND FOOD INGREDIENTS ON CONSUMER INTERESTS OF CULINARY SEAFOOD BEACH TOURISM Najmudin, Najmudin Syihabudin, Syihabudin Fatoni, Ahmad Food Ingredients; Halal Awareness; Purchase Interest. This study aims to determine (1). The effect of halal awareness on consumer buying interest in coastal tourism seafood culinary SMEs. (2). The influence of foodstuffs on consumer buying interest in coastal tourism seafood culinary SMEs. And (3). The influence of halal awareness and foodstuffs on consumer buying interest in coastal tourism seafood culinary SMEs. The object of this research is the culinary consumers of Seafood Kedaikita in Gope beach. The research method used is a quantitative method. The data collection method used a questionnaire. Data were analyzed using multiple linear regression method. The results of this study indicate that (1). Halal awareness affects the buying interest of consumers of beach tourism culinary SMEs. Shown by the value of t is greater than t table (6,851 1. 668) and the significance value is smaller than the alpha value (0.000 0.05) (2). Foodstuffs affect consumer buying interest in coastal tourism culinary SMEs. Shown by the value of t count greater than t table (5.784 1.668) and the significance value is smaller than the alpha value (0.000 0.05). (3). Halal awareness and food ingredients have a positive and significant effect on the purchase interest of consumers of coastal tourism culinary SMEs. Shown by the value of F count greater than F table (32,930 3.12) and the significance value is smaller than the alpha value (0.000 0.05) 0.05). (3). Halal awareness and food ingredients have a positive and significant effect on the purchase interest of consumers of coastal tourism culinary SMEs. Shown by the value of F count greater than F table (32,930 3.12) and the significance value is smaller than the alpha value (0.000 0.05) 0.05). (3). Halal awareness and foodstuffs have a positive and significant effect on the purchase interest of consumers of coastal tourism culinary SMEs. Shown by the value of F count greater than F table (32,930 3.12) and the significance value is smaller than the alpha value (0.000 0.05) Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2021-07-12 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/273 10.32678/ijei.v12i1.273 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 1 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/273/108 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/423 2023-06-30T18:40:24Z ijei:ART

Sales and Marketing Strategies in The Marketplace by Businesses in Solo Raya Ma'ruf, Aminudin Maidina Fadila, Putri Liski Aulia, Sausan Sales, Marketing, Marketplace, Business Actors, Online Business Every human being buys and sells to meet their needs and desires, technological developments make it easy for everyone to do various jobs, especially in buying and selling activities. This study aims to examine the strategies used by business owners at Shopee to increase their sales and marketing. This study adopts qualitative research methods with data collection techniques used are interviews with several business actors at Shopee by asking questions through Google Forms. The results of this study are sales and marketing strategies carried out by business owners to encourage business growth, namely improving product quality, using advertisements, introducing products in detail to consumers, and maintaining service performance. In this study, several factors were found to support business actors selling on Shopee, namely a wide range, easy access, and a free shipping and payment system on the spot. The results of this research can be put forward by research implications that may be useful in the future by business actors at Shopee. This paper humbly attempted to be used as an additional reference for further studies with similar topics, namely sales and marketing strategies in the Shopee marketplace. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/423 10.32678/ijei.v14i1.423 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 1 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/423/133 Copyright (c) 2023 Aminudin Ma’ruf, Putri Maidina Fadila, Sausan Liski Aulia

oai:ojs.journal.islamiconomic.or.id:article/22 2021-07-02T09:47:44Z ijei:ART

DASAR HUKUM EKONOMI ISLAM ITANG, ITANG hukum; ekonomi; Islam Ekonomi Islam terbangun dari dasar hukum Naqli dan Aqli. Dalil Naqli adalah dalil yang di ambil dari  Al-qur’an atau hadits Nabi Muhammad SAW. Dalil Naqli bisa diartikan juga seperti tanda bukti atau petunjuk dari teks ayat Al-Qur'an, yang tertera dalam mushaf al-Qur’an atau Hadis mutawatir, yang tertera didalam kitab-kitab hadis, lalu diambil dan disalin dari tulisan yang telah baku. Dalil tersebut kebenarannya merupakan kebenaran yang haqiqi/mutlak. Sedang dalil Aqli adalah dalil yang bisa di nalar oleh akal. Dalil aqli bisa diartikan juga seperti petunjuk dan pertimbangan akal fikiran yang sehat dan obyektif, tidak dipengaruhi oleh keinginan, ambisi atau kebencian dari emosi. Tegasnya dalil aqli adalah penerimaan akal secara murni dan bebas, kebenarannya merupakan nisbi (relatif), karena merupakan prodak manusia. Adapun bentuk dalil aqli berupa Ijtihad: ijma dan qiyas. Dari dua dasar hukum tersebut, bahwa prinsip prinsip ekonomi Islam tidak boleh menyimpang dari al-Qur'an dan al-Hadits. Sedang dalam pengembangan pemikiran ekonomi Islam tidak lepas dari dasar hukum aqli berupa Ijti Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-04-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/22 10.32678/ijei.v5i2.22 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 2 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/22/23 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/825 2026-03-09T07:42:00Z ijei:ART

Systematic Literature Review (SLR): Optimizing the Potential of Sharia Tourism in Indonesia to Improve Competitiveness and Local Economic Prosperity Pasaribu, Yogi Oriena Nawawi, Zuhrinal M Syahriza, Rahmi Competitiveness; Economic Welfare; Optimization; Sharia Tourism. Sharia tourism is one of the sectors that has great potential in supporting economic growth and the welfare of local communities in Indonesia. Considering that Indonesia is the country with the largest Muslim majority population in the world, optimizing the potential of sharia tourism can be an important strategy to attract domestic and international tourists who are looking for a tourism experience that is in accordance with Islamic principles. This study aims to identify various challenges and solutions needed in optimizing the potential of sharia tourism in Indonesia through the Systematic Literature Review (SLR) approach. This study is based on 13 research journals published between 2018 and 2023. The results of the analysis show that low competitiveness, lack of infrastructure, and limited understanding of the concept of sharia tourism are the main obstacles in the development of this sector. The proposed solutions include the development of supporting infrastructure, education of industry players about sharia principles, innovation in halal tourism products, and synergy between the government, industry players, and local communities. Optimizing sharia tourism in Indonesia is expected to improve local economic welfare by creating jobs and encouraging the growth of sharia-based MSMEs. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/825 10.32678/ijei.v16i1.825 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/825/163 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/76 2021-07-02T09:45:08Z ijei:ART

PENGARUH INFLASI DAN NILAI TUKAR TERHADAP INDEKS SAHAM SYARIAH INDONESIA Setyani, Octavia Inflasi; Nilai Tukar; Indeks Saham Syariah Indonesia Indeks Saham Syariah Indonesia (ISSI) merupakan indeks saham yang mencerminkan keseluruhan saham syariah yang tercatat di Bursa Efek Indonesia dan terdaftar dalam Daftar Efek Syariah. Dilihat dari pergerakan ISSI yang mengalami perkembangan signifikan tentu hal tersebut dipengaruhi oleh beberapa variabel makroekonomi dan moneter, seperti inflasi, jumlah uang beredar, nilai tukar, dan lain-lain.Penelitian ini bertujuan 1) Untuk mengetahui pengaruh secara parsial antara inflasi dan nilai tukar terhadap Indeks Saham Syariah Indonesia, 2) Untuk mengetahui pengaruh secara simultan antara inflasi dan nilai tukar terhadap Indeks Saham Syariah Indonesia, 3) Untuk mengetahui besarnya pengaruh antara inflasi dan nilai tukar terhadap Indeks Saham Syariah Indonesia. Penelitian ini menggunakan metode analisis deskriptif, uji asumsi klasik, analisis regresi berganda, uji F, uji t, koefisien korelasi, dan koefisien determinasi dengan bantuan program SPSS.Berdasarkan hasil pengujian menunjukkan bahwa variabel inflasi secara parsial tidak berpengaruh signifikan terhadap Indeks Saham Syariah Indonesia. Hal ini dapat dilihat dari nilai t hitung pada variabel inflasi lebih kecil dari t tabel, yaitu (-1,0972,002), serta nilai signifikansi yang lebih besar dari 0,05, yaitu (0,2770,05). Dan variabel nilai tukar secara parsial tidak berpengaruh signifikan terhadap Indeks Saham Syariah Indonesia. Hal ini dapat dilihat dari nilai t hitung pada variabel nilai tukar lebih kecil dari t tabel, yaitu (-1,4932,002), serta nilai signifikansi yang lebih besar dari 0,05, yaitu (0,1410,05). Sedangkan variabel inflasi dan nilai tukar secara simultan tidak berpengaruh signifikan terhadap Indeks Saham Syariah Indonesia. Hal ini dapat dilihat dari nilai F hitung lebih kecil dari F tabel, yaitu (1,9343,16), serta nilai signifikansi yang lebih besar dari 0,05, yaitu (0,1540,05). Adapun hasil perhitungan koefisien determinasi (R2) adalah sebesar 0,064. Hal ini berarti variabel inflasi dan nilai tukar dapat menjelaskan pengaruhnya terhadap Indeks Saham Syariah Indonesia sebesar 6,4% sedangkan sisanya 93,6% dijelaskan oleh variabel lain diluar penelitian Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-01-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/76 10.32678/ijei.v8i2.76 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 2 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/76/58 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/191 2020-12-25T08:26:16Z ijei:ART

RELEVANSI FATWA DSN-MUI PADA PRAKTIK AKAD IJARAH PEMBIAYAAN MULTIJASA Kasanah, Nurul Mustaqim, Muhamad Akad ijarah, pembiayaan multijasa, fatwa DSN-MUI Tulisan ini bertujuan menganalisis tentang relevansi praktik akad ijarah pada pembiayaan multijasa yang terjadi di PT. BPRS Gala Mitra Abadi Grobogan apakah sudah sesuai dengan Fatwa DSN-MUI No. 44/DSN-MUI/VII/2004 tentang pembiayaan multijasa dan tentang cara penentuan ujrahnya. Jenis penelitian ini adalah penelitian lapangan dengan menggunakan pendekatan kualitatif. Data diperoleh dengan menggunakan metode wawancara, dokumentasi dan observasi, kemudian dianalisis menggunakan metode analisis deskriptif. Hasil penelitian ini menunjukkan bahwa: Pertama, praktik akad ijarah pada pembiayaan multijasa yang diterapkan oleh PT. BPRS Gala Mitra Abadi Grobogan kurang sesuai dengan Fatwa DSN-MUI No. 44/DSN-MUI/VII/2004 tentang pembiayaan multijasa dikarenakan pihak PT. BPRS Gala Mitra Abadi Grobogan memberikan dana/uangnya langsung kepada nasabah. Kedua, penetapan ujrah pada pembiayaan multijasa ini sudah ditentukan oleh pihak PT. BPRS Gala Mitra Abadi Grobogan berdasarkan lamanya jangka waktu yang diambil oleh nasabah dalam membayar angsurannya. Namun, ujrah ini juga bersifat fleksibel yakni ketika nasabah mampu mengembalikan pinjaman lebih cepat daripada waktu yang ditentukan maka akan mendapatkan diskon (pengurangan) ujrah. Penelitian ini membuktikan bahwa tidak semua lembaga keuangan syariah menjalankan fatwa DSN-MUI. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/191 10.32678/ijei.v11i1.191 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 1 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/191/100 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/13 2021-07-02T09:46:41Z ijei:ART

ENTREPRENEURIAL QUOTIENT (ENTRE-Q): KECERDASAN WIRAUSAHA Peristiwo, Hadi Seorang wirausahawan yang memiliki kecerdasan yang optimal akan memiliki peluang untuk mencapai kesuksesan. Dalam hal ini terdapat perbedaan antara kecerdasan emosional dan kecerdasan intelektual. Daniel Goleman mengungkapkan bahwa kecerdasan intelektual yang dimiliki oleh sesorang merupakan bakat turunan yang tidak dapat untuk diubah, serta merupakan ciri bawaan seseorang sejak lahir. Sedangkan yang dimaksud dengan kecerdasan emosional adalah jembatan (gate) antara apa yang seseorang tersebut ketahui dengan apa yang seseorang tersebut lakukan.Emosi bisnis bagi seorang wirausahawan sangat penting, dalam hal ini emosi yang bersifat positif. Emosi dapat memacu seseorang untuk melakukan proses kreatifitas dan inovasi. Emosi yang utama dalam kesuksesan wirausaha adalah antusiasme. Bisnis tanpa disertai dengan emosi seolah tidak memiliki gairah. Hal tersebut yang membuat individu tidak memiliki nyali serta keberanian untuk melakukan kegiatan berwirausaha, apalagi bersaing dengan wirausahawan lain yang sama-sama menjual produk yang sejenis. Mereka yang bisa eksis dan bertahan dalam melakukan usaha bisnis adalah mereka yang menang dalam persaingan.Jiwa kreatif merupakan kunci utama dalam menggapai sebuah kesuksesan. Ketika seseorang memiliki jiwa kreatif, maka tentu akan terus berkarya. Kreatifitas dari wirausahawan sangat dibutuhkan dalam dunia usaha karena semakin meningkatnya persaingan dari berbagai lingkungan bisnis.Setiap orang harus berani memulai atau mengembangkan bisnisnya sendiri. Hal inilah yang disebut dengan kecerdasan wirausaha atau entrepreneurial quotient (Entre-Q).Sebagian besar wirausaha yang memiliki Entre-Q selalu mengedepankan semangat dan kecerdasan setiap menghadapi tantangan, hal ini biasanya dibangun melalui pemikiran-pemikiran dari wirausahawan tersebut Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-04-22 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/13 10.32678/ijei.v4i2.13 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 2 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/13/17 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/740 2025-03-23T13:41:52Z ijei:ART

Analysis of Halal Supply Chain Policy and Its Impact on Sharia Business and Economic Growth Peristiwo, Hadi Firdaus, Farhan Haryati, Sri Halal Supply Chain; Business; Sharia Economy As the global Muslim population grows, the demand for halal goods and services is rising, necessitating a comprehensive strengthening of the halal value chain. This effort is crucial for enhancing the potential of Sharia-compliant businesses and the broader Islamic economy. This study seeks to evaluate the performance of key strategic entities involved in halal supply chain policies and to determine the significant impact of these policies on Sharia business and economic growth. Employing a literature review method, this research systematically searched published articles from 2010 to 2022 across databases such as Sage, Elsevier Science, and Taylor Francis. Keywords used included "halal supply chain," "Sharia business," and "Islamic economy." The findings reveal that the effectiveness of halal supply chain policies, including their formulation and implementation, plays a critical role in safeguarding the integrity and robustness of the halal supply chain, thereby significantly influencing the development of Sharia-compliant businesses and economic growth. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/740 10.32678/ijei.v15i1.740 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/740/152 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/125 2019-12-31T05:50:26Z ijei:ART

Strategi Pengembangan Wakaf Produktif untuk Kesejahteraan Umat Utami, Anisa Fitria Wakaf Produktif; Nadzir Yayasan UNISMA;Kesejahteraan Umat Abstract. The Strategy Of Productive Waqf Management For General Welfare (Case Study On Nadzir Of Malang Islamic University Foundation). The purpose of this research is to find out the strategy of productive waqf management for general welfare that conducted by The Nadzir of Universitas Islam Malang Foundation. Malang City still has a quite high poverty rate that is 4,6%. Waqf is an instrumen in islamic economy that can solve poverty beside zakat. The development of waqf in Malang City is increased every year plus there are many waqf asset that spreaded in all sub-district in Malang City. The Nadzir of Universitas Islam Malang Foundation that domiciled in Malang City was given funds by Kementrian Agama with waqf fund agreement. The purpose of that waqf fund is as the example on productive waqf management. The Nadzir of Universitas Islam Malang Foundation has succeed in developing eleven VIP Rooms in UNISMA Hospital. 70% from the outcomes of that management, are used to development and management of the VIP Rooms and used to develop a minimarket that spreaded in several regions. 20% from the outcomes of productive waqf management was channeled to the 40 mauquf alaih periodically. Abstrak. Strategi Pengelolaan Wakaf Produktif untuk Kesejahteraan Umat (Studi Kasus di Nadzir Yayasan Universitas Islam Malang). Penelitian ini bertujuan untuk mengetahui strategi pengelolaan wakaf produktif untuk kesejahteraan umat yang dilakukan oleh Nadzir Yayasan Universitas Islam Malang. Kota Malang masih memiliki tingkat kemiskinan yang cukup tinggi yaitu sebesar 4,6 %. Wakaf merupakan salah satu instrumen dalam ekonomi islam yang mampu mengatasi kemiskinan selain zakat. Perkembangan wakaf di Kota Malang semakin meningkat tiap tahunnya ditambah banyak aset wakaf yang tersebar di seluruh kecamatan di Kota Malang. Nadzir Yayasan Universitas Islam Malang yang berkedudukan di Kota Malang diberi dana oleh Kementrian Agama dengan akad dana wakaf. Tujuan dari dana wakaf tersebut adalah sebagai percontohan dalam pengelolaan wakaf secara produktif. Nadzir Yayasan Universitas Islam Malang telah berhasil membangun Ruang VIP di Rumah Sakit UNISMA sebanyak 11 kamar, 70% dari hasil pengelolaan tersebut digunakan untuk pengembangan dan pengelolaan Ruang VIP serta digunakan untuk membangun minimarket yang tersebar di beberapa daerah. 20% hasil pengelolaan wakaf produktif disalurkan kepada sekitar 40 mauquf alaih secara periodik. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/125 10.32678/ijei.v10i2.125 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 2 (2019) 2541-4127 2085-3696 10.37035/ijei.v10i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/125/89 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/989 2026-04-10T16:58:59Z ijei:ART

Implementation of Sharia Financial Products for MSMEs in Medan: Perspectives of Entrepreneurs and Financial Institutions Abdi, Yudistira Chandra, Andriana Alnazhira Rokan, Mustafa Kamal Sani, Imaduddin Islamic finance; Financial Literacy; Product Innovation; Financial inclusion This study examines the role of sharia financial products in supporting MSMEs in Medan, the challenges encountered, and potential solutions for optimization. Using a qualitative case study with 12 informants, data were gathered through in-depth interviews, field observations, and document analysis. The findings show that MSMEs’ understanding and acceptance of sharia financial products remain limited due to low literacy and a preference for conventional finance. Key challenges include complex procedures, restricted access, weak product innovation, and insufficient regulatory support at the local level. To address these barriers, the study proposes strengthening financial literacy education, developing innovative products tailored to micro-enterprises, enhancing digital infrastructure, and encouraging collaboration among government, financial institutions, and business communities. The novelty of this research lies in its dual perspective, integrating insights from both MSME actors and Islamic financial institutions, which is rarely examined in prior studies. This dual lens provides a more holistic understanding of the interaction between demand and supply in sharia finance. The study contributes to the Islamic economics literature by presenting the unique case of Medan, while offering policy implications that emphasize localized literacy strategies, regulatory reforms, and innovation to achieve inclusive and competitive sharia finance aligned with maqasid al-shariah. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-09-04 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journal.islamiconomic.or.id/index.php/ijei/article/view/989 10.32678/ijei.v16i2.989 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/115 2021-07-02T09:51:37Z ijei:ART

Praktek Pengembangan Bagi Hasil Peternakan Sapi Masyarakat Kecamatan Barebbo Kabupaten Bone Sulawesi Selatan Marzuki, Sitti Nikmah Bagi Hasil, Peternakan Abstrak. Praktek Pengembangan Bagi Hasil Peternakan Sapi Masyarakat Kecamatan Barebbo Kabupaten Bone Sulawesi Selatan. Praktik bagi hasil peternakan masyarakat masih sering terjadi permasalahan yang muncul karena sistem bagi hasil yang tidak jelas, seperti halnya jika terjadi peristiwa force majeur  pada saat perjanjian bagi hasil. Misalnya terjadi kematian terhadap anak sapi dari hasil peternakan sapi atau induknya sapi yang mengalami kematian. Penelitian ini mengungkap dan menganalisis praktek bagi hasil dan pendapatan masyarakat peternak sapi.  Penelitian ini menggunakan teknik pengumpulan data melalui observasi dan wawancara dengan analisis deskriptif kualitatif. Praktek pengembangan bagi hasil peternakan sapi di Kecamatan barebbo Sistem peternakan sapi di Kecamatan Barebbo pada umumnya menggunakan tiga sistem yaitu  teknik pemeliharaan ekstensif, teknik pemeliharaan intensif dan teknik pemeliharaan semiintensif dengan pendapatan peternak rata 2.000.000 – Rp. 5.000.000 setiap satu ekor sapi tergantung dari kondisi sapi dan teknik bagi hasil yang disepakati. Jika peternak melakukan kerjasama ternak sapi 2 sapi maka peternak akan memiliki keuntungan yang lebih besar. Sistem bagi hasil didasarkan pada  yang dilakukan  Sistem bagi hasil yang diterapkan berdasarkan pendapatan, bagi hasil berdasarkan laba kotor dan bagi hasil berdasarkan laba bersih. Sistem bagi hasil yang paling dominan digunakan oleh masyarakat peternak sapi di Kecamatan Barebbo adalah bagi hasil berdasarkan laba kotor.  Sistem ini dipandang lebih adil dan memberikan mashlahah kepada kedua belah pihak. Sistem ini dapat meningkatkan ekonomi masyarakat peternak di Kecamatan Barebbo Kabupaten Bone.  Universitas Islam Negeri Sultan Maulana Hasanuddin Banten IAIN Bone 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/115 10.32678/ijei.v10i1.115 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 1 (2019) 2541-4127 2085-3696 10.32678/ijei.v10i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/115/85 https://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/115/5 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/362 2023-06-12T23:45:38Z ijei:ART

The Interest to Buy Home Industry Products of the Baduy Tribe: the Effectiveness of Sharia Marketing Mix and Religiosity Najmudin, Najmudin Syihabudin, Syihabudin Ma'zumi, Ma'zumi Sujai, Sujai Sujanah, Nanah Marketing Mix; Buying Interest; Religiosity This study aims to analyze (1) the effect  of sharia marketing mix on the interest in buying Baduy ethnic home industry products, (2) the influence of religiosity on the interest in buying the Baduy ethnic home industry products, and (3) the influence of the sharia marketing mix and religiosity on the interest in buying home industry products. Baduy tribe. The object of this research is the home industry product of the Baduy Tribe. Respondents who became the research population were visitors to the Baduy Tribe settlement and prioritized consumers who had bought Baduy Tribe home industry products. The sample taken in this study amounted to 85 respondents. The research method used is a quantitative method with data collection methods in the form of a questionnaire. Data were analyzed using a multiple linear regression test. The results of this study indicate that (1) the Islamic marketing mix has a significant positive effect on the interest in buying Baduy ethnic home industry products, (2) religiosity has a significant positive effect on the interest in buying Baduy home industry products. (3) Islamic marketing mix and religiosity have a significant positive effect on the interest in buying Baduy ethnic home industry products, with a total contribution 29.8 percent influence, while the remaining 70.02 are influenced by other variables not examined in this research. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/362 10.32678/ijei.v13i1.362 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 1 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/362/123 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/5 2021-07-02T09:47:44Z ijei:ART

REKAYASA PEMBANGUNAN APLIKASI INDEK KINERJA DOSEN (IKD) BERBASIS WEB DI IAIN SULTAN MAULANA HASANUDDIN BANTEN ANSORI, AAN Rekayasa pembangunan aplikasi IKD merupakan merancang, mendesain aplikasi yang akan dibangun berdasarkan ketentuan dan alur kerja (SOP) dosen yang sudah berlaku secara aturan di dalam organisasi atau instansi yang di implementasikan dalam bentuk logika algoritman yang di terjemahkan dalam bahasa pemrogram (coding program) aplikasi perangkat lunak IKD yang dibentuk dan dapat mengolah data kinerja secara otomatis dalam formulasi aturan perhitungan secara nilai sehingga menghasilkan katagori-katagori penilai dosen secara objektif.Dosen merupakan pengerak dan pencetak yang akan mewarnai pemikiran dan pengetahuan yang dibentuk pada mahasiswa (transfer knowladge) tentunya dosen harus mempunyai kinerja yang baik dan terukur dalam bidang pengajaran, penelitian dan pengabdian kepada masyarakat, untuk dapat mentransferkan ilmu pengetahuan kepada mahasiswa dalam bidang keilmuan masing-masing dosen untuk dapat meningkatkan dan menghasilkan mahasiswa/mahasiswi yang dapat berkompetisi dan bersaing pada bidangnya di dunia kerja atau di pendidikan selanjutnya.Penelitian ini dilakukan untuk merekayasa pembanguna sistem aplikasi IKD yang dibentuk dari buku panduan peraturan dosen yang ada dan berlaku di kampus IAIN SMH Banten dan kinerja dosen yang harus dikontrol semua aktifitas kegiatan tridarma dosen dan didokemtasikan melalu aplikasi IKD ini, sehingga semua aktifitas dosen terekam pada database IKD untuk memudahkan pengolahan data kinerja dosen dari awal sampai dengan akhir kegiatan/aktifitas dosen yang bersangkutan dengan cara mengisi username dan passwordnya saja sudah dapat melihat semua kegiatan dosen yang bersangkutan.Hasil penelitian diperoleh bahwa rekayasa pembanguan aplikasi IKD yang dibentuk sebagai perangkat lunak dapat mendatabasekan semua aktifitas kinerja dosen yang sudah diformulasikan berdasarkan aturan yang berlaku, dosen atau pimpinan dapat memantau/mengetahui data kinerja dosen disetiap semster atau tahun akademik, cukup login pada aplikasi IKD, sudah dapat mengetahui profil dosen dan kinerja dosennya, berdasarkan bukti-bukti akurat yang diisi dan diupload oleh dosen yang bersangkutan Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-11-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/5 10.32678/ijei.v5i2.5 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 2 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/5/5 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/666 2025-03-23T13:41:52Z ijei:ART

How the Promotional Strategies and Innovations of Korean Halal Products Featured in Korean Dramas Can Influence The Purchase Decisions and Consumer Interest Anggeraini, Ria Junaidi, Heri Maulana, Chandra Zaki Halal Product; Promotion; Innovation; Consumer Behavior This study aims to analyze the impact of promotion and innovation of Korean Halal Products in Korean dramas on purchasing decisions through consumer interest in Palembang City. The research method employed a quantitative approach with statistical analysis using SmartPLS 4. Primary data was collected from respondents in Palembang City. The analysis results indicate that promotion and innovation of Korean Halal Products in Korean dramas significantly influence purchasing decisions positively. Furthermore, promotion and innovation also significantly affect consumer interest in these products. These findings suggest that promotions and innovations through Korean drama media play a crucial role in enhancing purchasing decisions and consumer interest in Korean Halal Products in Palembang City. The conclusions from this study support the theory that promotion and innovation play a role in influencing consumer behavior regarding purchasing decisions and interest in halal products. The practical implications of this research can assist marketing practitioners in planning effective promotion strategies for marketing Korean Halal Products in the Indonesian market, particularly in Palembang City. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/666 10.32678/ijei.v15i1.666 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/666/154 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/138 2020-05-17T23:11:26Z ijei:ART

PENERAPAN JASA PINJAMAN DALAM SIMPAN PINJAM DI KOPERASI Fatriansyah, Alif Ilham Akbar Service Loan, Inconsistency, Al-Qardh, and Debt. Jasa Pinjaman merupakan bagian dari Koperasi didalam unit usaha Simpan Pinjam, yang dihasikan atas ketidakkonsistenan dalam penerapan suatu prinsip, apakah koperasi menggunakan prinsip syariah atau prinsip konvensional sehingga akan menghasilkan penyimpangan. Hal ini bisa tercermin karena jasa pinjaman yang selama ini terjadi di Koperasi Simpan Pinjam merupakan gabungan dari Al-Qardh yang mewakili dari prinsip syariah dan Hutang yang mewakili dari prinsip konvensional. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/138 10.32678/ijei.v10i2.138 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 2 (2019) 2541-4127 2085-3696 10.37035/ijei.v10i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/138/88 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/872 2026-03-09T07:42:00Z ijei:ART

Fostering Social Cohesion: The Impact of Citizen Participation in Pakistan Nadir, Muhammad Bashir, Saima Civic Engagement; Social Cohesion; Policy Implementation; Grassroots Participation; Inclusive Development Social cohesion is a critical element in ensuring political stability, inclusive development, and sustainable governance in diverse societies. This study examines the relationship between civic participation and social cohesion in Pakistan, with particular emphasis on the role of participatory governance, community engagement, and policy frameworks in promoting inclusive development. Using a qualitative analytical approach, the study draws on academic literature, government policies, and civil society initiatives to evaluate how citizen participation strengthens social bonds, collective identity, and trust among diverse social groups. The findings suggest that civic engagement initiatives—including youth participation programs, community development projects, and interfaith dialogue platforms—play an important role in bridging ethnic, religious, and socio-economic divisions. However, challenges such as economic inequality, political instability, and limited policy implementation continue to hinder the effectiveness of these initiatives. Drawing on insights from Islamic economics, the study highlights the potential of Islamic social finance instruments, such as zakat, waqf, and sadaqah, to support community development and reduce socio-economic disparities. Furthermore, the principle of shura (consultative governance) provides a normative framework for strengthening participatory decision-making processes. The study concludes that combining participatory governance with Islamic economic principles can provide a culturally grounded approach to enhancing social cohesion and inclusive development in Pakistan. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/872 10.32678/ijei.v16i1.872 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/872/188 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/102 2021-11-12T07:52:23Z ijei:ART

EPISTEMOLOGI EKONOMI ISLAM DAN MAQASID SYARIAH DALAM KURIKULUM EKONOMI ISLAM DI PERGURUAN TINGGI Muliadi, Selamat Epistemology; Islamic economics; Curriculum Abstract. The Epistemology of Sharia Economy and Maqasid Sharia in Islamic Economics Curriculum in the Higher Education. The potencies and roles of Universities both Islamic Higher Education (PTA) and Public Higher Education (PTU) in providing human resources through Islamic economic and finance learning development that accommodates the competencies of industries demand. Islamic economic as discipline has foundation of epistemology. The main problem in the development of economic and Islamic finance in Indonesia is still the gap between the needs of industry and graduate from college. This study aims to analyze how epistemology and the development Islamic economic and curriculum structure of Islamic economics in universities that teach Islamic economic and what is effective approach to be applied so that graduates can meet the needs of financial industry Islamic economic. The method used in this study is a content analysis is used to explain the depth of the curriculum of Islamic economic in university. Based on the results of the study found that the difference was the presence of Islamic economic learning system in higher education so that graduates produced by universities that teach Islamic economic is still little that can meet the market needs of Islamic financial industry.  Abstrak. Epistemologi Ekonomi Islam dan Maqasid Syariah Dalam Kurikulum Ekonomi Islam di Perguruan Tinggi. Potensi dan peran Universitas baik Pendidikan Tinggi Islam (PTA) dan Pendidikan Tinggi Publik (PTU) dalam menyediakan sumber daya manusia melalui pengembangan pembelajaran ekonomi dan keuangan Islam yang mengakomodasi kompetensi permintaan industri. Ekonomi Islam sebagai disiplin memiliki fondasi epistemologi. Masalah utama dalam pengembangan ekonomi dan keuangan Islam di Indonesia masih kesenjangan antara kebutuhan industri dan lulusan dari perguruan tinggi. Penelitian ini bertujuan untuk menganalisis bagaimana epistemologi dan pengembangan ekonomi Islam dan struktur kurikulum ekonomi Islam di universitas yang mengajarkan ekonomi Islam dan apa pendekatan yang efektif untuk diterapkan sehingga lulusan dapat memenuhi kebutuhan industri keuangan ekonomi Islam. Metode yang digunakan dalam penelitian ini adalah analisis isi yang digunakan untuk menjelaskan kedalaman kurikulum ekonomi Islam di universitas. Berdasarkan hasil penelitian ditemukan bahwa perbedaan itu adalah adanya sistem pembelajaran ekonomi Islam dalam pendidikan tinggi sehingga lulusan yang dihasilkan oleh perguruan tinggi yang mengajarkan ekonomi Islam masih sedikit yang dapat memenuhi kebutuhan pasar industri keuangan syariah Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/102 10.32678/ijei.v9i2.102 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/102/74 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/294 2022-02-14T09:11:02Z ijei:ART

The Efficiency and Effectiveness of The Distribution of Zakat Funds in Yogyakarta 's Baznas Hidayatulloh, Muhammad Lutfi Rohim, Ade Nur Hasbi, Sahlan efficiency, effectiveness, zakat distribution Zakat is one of the instruments of economic development that is still minimal in maximizing its potential. Although the collection and distribution continues to increase every year, in fact there are still many problems in the zakat management organization. These problems include inefficiency in operational costs and HR costs in the Zakat Management Organization and the ineffective distribution of zakat to be able to convert mustahik into muzakki. This study aims to analyze the level of efficiency and effectiveness of the distribution of zakat funds in Yogyakarta’s Baznas. The research method uses a descriptive qualitative approach with secondary data from the publication of the Yogyakarta’s Baznas financial statements in 2017 – 2019 using an efficiency ratio with the Zakat Core Principle and Allocation to Collection Ratio. The results showed that the level of efficiency by using the total operating costs for the total amil rights, the total operational costs for the total collection and the total HR costs for the total collection for three years of operation was running efficiently. At the level of effectiveness using Gross ACR, Gross ACR Non-Amil, Zakah Allocation Ratio and Zakah Allocation Ratio Non-Amil has been effective for three years of operation. Recommendations from researchers are to always improve the collection and distribution of zakat funds so that they remain in the efficient and effective category. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-02-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/294 10.32678/ijei.v12i2.294 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 2 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/294/114 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/384 2023-06-30T18:40:24Z ijei:ART

Strengthening The Management of Funeral Expenses System: Towards Digitalization and Sustainable Outcomes Zakaria, Zarabizan Abdullah, Nor Hazlina Funeral Expenses; Khairat Kematian; Management The study was conducted to identify current effectiveness of funeral expenses (khairat kematian) management system in Muslim community. Findings from the survey could lead to the development of a system that can provide excellent services and effective solutions to the funeral expenses management system in the Muslim community. A concise description of the common issues that need to be addressed has been detailed out using Ishikawa Fishbone Diagram. A survey using Google Form was chosen as a method of data collection. 60 respondents comprising various ages and states in Malaysia were involved in the survey. Ishikawa Fishbone Analysis tool was used to identify the causes that contribute to ineffectiveness of the funeral expenses management system. The outcomes of the responses obtained from the survey were analyzed using SWOT Analysis. There were several strategies and action plans suggested at the end of this project paper. These studies and outcomes will trigger macro and micro impacts in context of more effective communication network through an integrated mobile application system. In a nutshell, the proposed e-khidmat system is expected to be an effective solution to the funeral expenses management system. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/384 10.32678/ijei.v14i1.384 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 1 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/384/138 Copyright (c) 2023 Zarabizan Zakaria, Nor Hazlina Abdullah

oai:ojs.journal.islamiconomic.or.id:article/29 2021-07-02T09:48:10Z ijei:ART

FAKTOR-FAKTOR YANG MEMPENGARUHI KEGAGALAN USAHA JANNAH, MUKHLISHOTUL Kegagalan Usaha; Kesalahan Manajemen Abstract. The Factors of Business Failure.  The changes in macroeconomic conditions may affect the survival of a company. There are many companies which struck a snag financially when economic crisis on middle year 1997, and some of them into bankruptcy. On the year end of 2008, global financial crisis at various states caused on company viability. The viability of a company not only based on the external factors, but also caused by internal company management. An enterprise is not always good developed as expected but in practice many companies have failed on business. Business failure is not limited to one industry or a particular company, but can be experienced by all industries or companies. There are various factors can cause business failure, such as economic factors, management fault, and natural disasters. The failure of companies will have an impact on the company's financial difficulties. There are many factors that lead the companies into financial difficulties, but most of factor either directly or indirectly is due to management errors happen repeatedly. Lastly, the accumulation of management incompetence in managing the company that finally resulted in the failure of company.Abstrak. Faktor-Faktor Yang Mempengaruhi Kegagalan Usaha. Perubahan kondisi ekonomi makro dapat mempengaruhi kelangsungan hidup suatu perusahaan. Ketika terjadi krisis ekonomi pada pertengahan tahun 1997, banyak perusahaan yang mengalami kesulitan keuangan dan bahkan beberapa diantaranya mengalami kebangkrutan. Krisis keuangan global yang terjadi pada akhir tahun 2008 pun berdampak pada kelangsungan hidup perusahaan diberbagai negara. Kelangsungan hidup suatu perusahaan tidak hanya dipengaruhi oleh kondisi di luar perusahaan, tetapi juga oleh pengelolaan perusahaan yang kurang baik. Suatu perusahaan tidak selalu berkembang dengan baik sebagaimana diharapkan. Dalam praktik, banyak perusahaan yang mengalami kegagalan. Kegagalan bisnis tidak terbatas pada satu industri atau perusahaan tertentu, tapi dapat dialami oleh semua industri atau perusahaan. Ada berbagai faktor yang dapat menyebabkan perusahaan mengalami kegagalan, diantaranya adalah faktor ekonomi, kesalahan manajemen, dan bencana alam. Perusahaan yang mengalami kegagalan dalam operasinya akan berdampak pada kesulitan keuangan perusahaan. Ada banyak faktor yang mengakibatkan perusahaan mengalami kesulitan keuangan, tapi kebanyakan penyebabnya, baik langsung atau tidak langsung adalah karena kesalahan manajemen yang terjadi berulang-ulang. Akumulasi ketidakmampuan manajemen dalam mengelola perusahaan inilah yang akhirnya mengakibatkan kegagalan perusahaan. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2015-04-20 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/29 10.32678/ijei.v6i1.29 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 1 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/29/30 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/841 2026-03-09T07:42:00Z ijei:ART

Development of Islamic Bank Performance Measurement Using The Maslahah Performa (MaP) Approach Maulida, Syahdatul Firdaus, Achmad Maslahah Performa; Maqashid Sharia; Sharia Banking The objective of the research is to develop a performance measurement model for Islamic banks using the Maslahah Performa (MaP) approach. The performance measurement model encompasses six MaP maslahah orientations, namely worship, internal processes, talent, learning, customers, and wealth, with each maslahah orientation comprising specific measures, formulas, and targets. The development of performance measures is informed by a comprehensive array of sources, including the Qur'an and Hadith, financial statements, sustainability reports, Islamic bank governance, and regulations established by the OJK and Bank Indonesia. The research design entailed an exploratory study, wherein secondary data was obtained from financial reports, sustainability reports, Islamic bank governance reports, OJK and Bank Indonesia regulations, and other sources. Data samples were obtained from the annual reports of Bank Syariah Indonesia and Bank Muamalat. The selection of these two banks was made with the consideration that they can represent the classification of the Bank Group Based on Tier 1 Capital (KBMI). The findings from the data analysis were then used to develop a more comprehensive understanding of the application of maqashid sharia in measuring the performance of Islamic banks. The implications of this study for Islamic banking practitioners are that the application of the MaP model can help make more maqashid sharia-based decisions, ensuring a balance between profitability and social sustainability. Moreover, the findings of this study can serve as a foundation for regulators to formulate policies and regulations that more effectively support the integration of maqashid sharia principles in the performance assessment of Islamic banks. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/841 10.32678/ijei.v16i1.841 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/841/168 Copyright (c) 2025 Syahdatul Maulida, Achmad Firdaus

oai:ojs.journal.islamiconomic.or.id:article/135 2019-12-31T05:50:26Z ijei:ART

FACTORS INFLUENCING WILLINGNESS TO CONTRIBUTE IN CASH WAQF: CASE OF SOUTH TANGERANG, INDONESIA Ahmad, Hudzaifah waqf, cash waqf, willingness, knowledge, income, social culture, promotion Abstract: Factors Influencing Willingness to Contribute in Cash Waqf: Case of South Tangerang, Indonesia. Waqf has long been the backbone of community service in Indonesia, especially in the fields of religion and education. Considering the importance of waqf in the socio-economic field in Indonesia, the government expanded the scope of waqf which was originally only in the form of fixed assets and then added with movable assets such as money. As a country with the largest Muslim population in the world, Indonesia has a huge cash waqf potential. But this potential has not been able to be optimized by the government or the private sector. The problem of the lack of awareness of Muslims in Indonesia about cash waqf is the main obstacle. There are several factors that influence one's willingness to do cash waqf, namely knowledge, income, social culture, and promotion. To determine the influence of these factors, the data obtained from respondents from the survey instrument adopted were subjected to descriptive analysis statistical analysis. The findings indicate that all factors significantly affect a person's willingness to do cash waqf. Recommendations contingent on research findings were offered.  Abstrak. Faktor-Faktor yang Mempengaruhi Kesediaan untuk Berkontribusi dalam Wakaf Tunai: Kasus Tangerang Selatan, Indonesia. Wakaf telah lama menjadi tulang punggung pengabdian masyarakat di Indonesia, khususnya di bidang agama dan pendidikan. Mengingat pentingnya wakaf dalam bidang sosial ekonomi di Indonesia, pemerintah kemudian memperluas cakupan wakaf yang semula hanya berupa aset tetap menjadi ditambah dengan aset bergerak seperti uang. Sebagai negara dengan populasi Muslim terbesar di dunia, Indonesia memiliki potensi wakaf tunai yang besar. Tetapi potensi ini belum dapat dioptimalkan oleh pemerintah atau sektor swasta. Masalah kurangnya kesadaran umat Islam di Indonesia tentang wakaf tunai adalah kendala utama. Ada beberapa faktor yang mempengaruhi kemauan seseorang untuk melakukan wakaf tunai, yaitu pengetahuan, pendapatan, sosial budaya, dan promosi. Untuk menentukan pengaruh faktor-faktor ini, data yang diperoleh dari responden dari instrumen survei yang diadopsi menjadi sasaran analisis deskriptif analisis statistik. Temuan menunjukkan bahwa semua faktor secara signifikan mempengaruhi kesediaan seseorang untuk melakukan wakaf tunai. Rekomendasi yang bergantung pada temuan penelitian ditawarkan. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten Islamic International University of Malaysia 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/135 10.32678/ijei.v10i2.135 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 2 (2019) 2541-4127 2085-3696 10.37035/ijei.v10i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/135/91 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/192 2021-03-31T03:04:19Z ijei:ART

ENCOURAGE PEOPLE’S INTEREST TO DO CASH WAQF Hadiyati, Puji Gladys, Annisa Indah Iqbal, Muhammad Cash Waqf; Knowledge; Understanding; Awareness; Promotion; Interest. This study aims to identify the community interest to cash waqf. The population of this study are people living in Jabodetabek area. Variables used in this study include knowledge, understanding, awareness and promotion of community interest to cash waqf. Simple Random Sampling is the sampling method in this research and regression with ordinary least squared approach become its analysis method. The results show that knowledge and understanding do not have an influence on the community interest to doo cash waqf, while the awareness and promotion variables affect the community interest to do cash waqf. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-12-25 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/192 10.32678/ijei.v11i2.192 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 2 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/192/105 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/26 2016-11-12T12:22:49Z ijei:ART

oai:ojs.journal.islamiconomic.or.id:article/381 2023-06-12T23:19:01Z ijei:ART

The Influence of Income, Education, Consumption and Islamic Corporate Governance on Muzakki's Decision Septiana, Indah Income; Education; Consumption; ICG; Muzakki. Muzakki's decision could have an important role in terms of knowing people’s preferences or tendencies in terms of whether to prefer to pay zakat in formal institutions such as BAZNAS, LAZ, Dompet Dhuafa. or prefer to directly give to mustahiq. This study    has limitations in terms of focusing only on analyzing the influence of variable   income, education, consumption, and Islamic corporate governance. This research focuses on analyzing the influence of income, education, consumption, Islamic good corporate on muzakki decisions in choosing where to pay zakat in Palembang city.  The study data uses secondary and primary data, secondary data to determine the number of populations and samples obtained from the Central Statistics Agency (BPS).  This research variable is obtained by directly interviewing and using questionnaires as their intrusion in data collection.   Analytical tools are used in analyzing using binary logistic regression.  finding from this study shows that income is the deciding factor in the decision to choose where to pay zakat. While based on the results of partially variable tests showed that income, and Islamic Corporate Governance had a positive and significant effect on the decision of the place to pay zakat. While consumption has a negative and significant influence on the decision of choosing place to pay zakat. Overall variables independent (income, education, consumption, Islamic corporate governance) is able to explain the dependent variable (decision to pay zakat) of 83%. The remaining 17 percent was explained by variables outside the model or by other variables that were not studied. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/381 10.32678/ijei.v13i2.381 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 2 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/381/129 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/18 2021-07-02T09:47:05Z ijei:ART

ANALISIS PERTUMBUHAN DANA PIHAK KETIGA SEBELUM DAN SESUDAH KELUARNYA KEBIJAKAN OFFICE CHANNELING DI PERBANKAN INDONESIA LUSTIANAH, MERI SYARIFUDIN, EFI Office chanelling; bank; DPK Ketika badai krisis ekonomi datang melanda Indonesia pada pertengahan tahun 1997 perbankan konvensional banyak terpuruk, sebaliknya perbankan syari’ah relatif aman dari goncangan krisis. Kemajuan perbankan syariah tidak lepas dari dukungan UU No 10 tahun 1998 tentang perbankan UU No 7 tahun 1992 dan terbitnya UU No 23 tahun 1999 tentang Bank Indonesia (BI). Adapun perkembangan selanjutnya adalah dikeluarkannya fatwa tentang haram bunga bank oleh Majelis Ulama Indonesia (MUI) pada tahun 2003. Karena Bank Syari’ah dapat bertahan bahkan mengalami kemajuan pesat, sudah seharusnya perbankan syari’ah terus disosialisasikan. Pada saat itu kendala bank syari’ah adalah keterbatasan jaringan. Oleh karena itu pada tahun 2006 dalam PBI NO. 8/3/PBI/2006 terbentuklah kebijakan Office Channelling yang artinya mekanisme layanan syari’ah, dimana bank konvensional ang dapat membuka layanan syari’ah atau dinamakan Unit Usaha Syari’ah.Dari latar belakang tersebut dapat dituliskan dalam rumusan masalah: Adakah perbedaan jumlah Dana Pihak Ketiga setelah keluarnya kebijakan Office Channelling? Serta bagaimana caranya agar pertumbuhan Dana Pihak Ketiga tumbuh dengan signifikan setelah keluarnya kebijakan Office Channelling? Tujuan dari penelitian ini adalah Untuk mengetahui seberapa besar dampak keluarnya kebijakan Office Channeling, dan untuk membandingkan pertumbuhan Dana Pihak Ketiga sebelum dan sesudah keluarnya kebijakan Office Channeling. Data yang digunakan dalam penelitian ini adalah data sekunder yaitu data yang telah tersedia di website Bank Indonesia melalui publikasi bank. Analisis data dalam penelitian ini menggunakan deskriptip statistik, dan uji t dua sampel berpasangan (paired sample t test).Kesimpulan dari hasil penelitian ini adalah dari 18 perbankan di Indonesia yang menggunakan layanan syari’ah (office chanelling) sebelum keluarnya kebijakan layanan syariah jumlah Dana Pihak Ketiga sebesar Rp. 200 Triliun, dan sesudah keluarnya kebijakan layanan syari’ah jumlah Dana Pihak Ketiga sebesar Rp. 300 Triliun. pertumbuhan jumlah Dana Pihak Ketiga setelah keluarnya kebijakan office channelling meningkat sebesar 50%. Hasil uji t, diperoleh thitung  (-2,354) ttabel (-2,109). Maka Ho  ditolak dan Ha  diterima, hal tersebut dapat disimpulkan bahwa terdapat perbedaan yang signifikan terhadap pertumbuhan Dana Pihak Ketiga sebelum dan sesudah keluarnya kebijakan Office Channelling Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-05-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/18 10.32678/ijei.v5i1.18 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 1 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/18/19 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/780 2025-03-23T14:09:35Z ijei:ART

Contribution of Islamic Financial Institutions in Channeling Productive Financing to The Halal Industrial Ecosystem in Supporting Sustainable Development Goals (SDGs) Peristiwo, Hadi Yama, Arifeen SDGs; Halal Industry; Ecosystem; Finance Islamic finance is becoming part of that and can realize destination development sustainability in Indonesia, increasing its role as an institution. There is a lot of finance related to distribution financing productive to sector halal industrial ecosystem. Financing productive institutions Islamic finance against sector halal industry is the embodiment of economy sharia by kaffah (complete). This study uses a qualitative approach. The method used in this research is qualitative descriptive analysis. This study's data sources came from books, journals, and interviews with related informants about the role of Islamic finance in the distribution of productive financing to sector halal industrial ecosystems in supporting sustainable development goals (SDGs). Results show that instruments, both productive and investment financing provided and carried out by Islamic financial institutions, have an important role, especially in increasing the halal industrial sector. In addition, it can be seen that from the financing aspect, Islamic financial institutions channel more to the consumptive sector. The halal industry is an industrial sector with great potential if Islamic financial institutions fully support its sustainability Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/780 10.32678/ijei.v14i2.780 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/780/159 Copyright (c) 2024 Hadi Peristiwo, Arifeen Yama

oai:ojs.journal.islamiconomic.or.id:article/74 2021-07-02T09:45:58Z ijei:ART

PENYELESAIAN SENGKETA DALAM EKONOMI SYARI’AH SUGANDA, ASEP DADAN Ekonomi syari’ah, shulh, tahkim, wilayat al-Qadha Allah SWT memerintahkan hamba-Nya untuk memutuskan suatu hukum atau menghukumi manusia dengan apa-apa yang diturunkan-Nya. Seperti halnya Rasulullah SAW, beliau secara langsung mengadili dan menghukumi perkara yang muncul di tengah-tengah masyarakat dengan hukum dan aturan yang diturunkan Allah SWT. Termasuk dalam hal yang berkaitan dengan harta benda. Ketika terjadi persengketaan ekonomi syari’ah, maka diperlukan suatu instrumen penting sebagai solusi yang adil bagi para pihak-pihak yang bersengketa. Dengan menggunakan model shulh (perdamaian), tahkim (arbitrase) dan wilayat al-Qadha (Kekuasaan Kehakiman) diharapkan dapat menjadi solusi dalam persengketaan ekonomi syari’ah ini. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-03-03 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/74 10.32678/ijei.v4i1.74 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 1 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/74/54 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/1351 2026-04-10T16:58:59Z ijei:ART

Analysis of Cash Waqf Endowment Fund as a Sharia Investment in Indonesia and Saudi Arabia Rahmi, Asri Noer Syurmita, Syurmita Wirman, Ade Hawariyuni, Weni Sudarsono, Heri Cash Waqf; Endowment Funds; Investment This study examines the role of cash waqf endowment funds as an Islamic investment instrument, with a comparative focus on LAZ Al-Azhar Indonesia and waqf institutions in Saudi Arabia. Cash waqf represents an innovative model of sustainable Islamic finance that integrates Sharia-compliant investment principles with broader socio-economic development objectives. This research aims to analyze the contribution of cash waqf investment funds to socio-economic outcomes, particularly income enhancement, healthcare improvement, and educational development. While also assessing their financial sustainability. Using a qualitative-descriptive and comparative approach based on financial reports and institutional data from 2022 to 2024, the findings indicate a significant increase in the implementation of productive waqf during the observed period. The results demonstrate that cash waqf funds have contributed positively to social welfare indicators, including poverty alleviation, hunger reduction, improved access to education, and the promotion of decent work opportunities. Furthermore, the integration of digital financial technology has enhanced efficiency and transparency in the collection and management of cash waqf, while simultaneously lowering entry barriers for waqif participation. The study also finds that the financial management of cash waqf institutions, particularly LAZ Al-Azhar Indonesia, reflects a high level of transparency and accountability, thereby strengthening institutional trust and sustainability. These findings highlight the strategic potential of cash waqf as a viable instrument for advancing inclusive and sustainable development within the framework of Islamic economics. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journal.islamiconomic.or.id/index.php/ijei/article/view/1351 10.32678/ijei.v16i2.1351 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en https://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/1351/330 https://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/1351/331 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/140 2020-12-25T08:26:16Z ijei:ART

ANALISIS KINERJA PENGELOLAAN ZAKAT DI BADAN AMIL ZAKAT NASIONAL (BAZNAS) KOTA YOGYAKARTA Haidir, M Samsul Indeks Zakat Nasional, poverty, performance zakat, macro dimension, micro dimension AbstractZakat is a means of worship that must be fulfilled by Muslims, where it involves a servant's horizontal relationship with God. The realization of the collection of zakat and infaq by BAZNAS in Yogyakarta in 2016 reached 4.38 billion rupiah. As for the purpose of this study is to evaluate the performance of the government and society in managing zakat, the performance of zakat institutions, and the influence of zakat on the welfare of those who have the right to receive zakat in Yogyakarta. This research was conducted using survey methods through interviews using questionnaires. Samples were selected using purposive sampling technique. The analysis was carried out using the National Zakat Index using the Mixed Method. The results showed that the performance of zakat management in Yogyakarta was quite good with an index value of 0.4878.  Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/140 10.32678/ijei.v11i1.140 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 1 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/140/96 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/9 2021-07-02T09:45:58Z ijei:ART

PENGARUH PEMBERIAN INSENTIF TERHADAP KINERJA KARYAWAN JANNAH, MUKHLISHOTUL Tujuan utama dari suatu bisnis adalah mendapatkan keuntungan. Sedangkan  yang memberikan keuntungan bukan hanya pelanggan, tetapi ada sumber daya manusia yang merupakan faktor produksi yang bisa membuat keinginan pelanggan bisa terpenuhi. Di sinilah peran sumber daya manusia, sejak bahan baku yang masih berada di suplier, dalam proses produksi, hingga barang ke tangan pelanggan. Di sisi lain perusahaan harus menyadari bahwa karyawan sebagai mahluk sosial pada dasarnya memiliki berbagai macam kebutuhan yang semakin lama semakin bertambah. Untuk itu perusahaan harus memperhatikan kesejahteraan baik berupa materi maupun non materi kepada karyawan beserta keluarganya. Hal ini dapat membuat para pegawai bersemangat dalam bekerja, terciptanya ketenangan, loyal terhadap perusahaan dan mau memberikan segala kemampuannya dalam bekerja, sehingga kinerja karyawan menjadi lebih optimal.Dalam meningkatkan kinerja karyawan diperlukan analisis terhadap faktor-faktor yang mempengaruhinya dengan memperhatikan kebutuhan dari para pegawai, diantaranya adalah upah atau gaji dan insentif. Insentif dapat digunakan sebagai salah satu alat untuk memotivasi karyawan dalam rangka untuk meningkatkan kinerja mereka dan merangsang para karyawan untuk berperan aktif dalam pencapaian tujuan perusahaan Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-03-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/9 10.32678/ijei.v4i1.9 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 1 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/9/10 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/738 2025-03-23T13:41:52Z ijei:ART

Optimization Strategy for The HEBITREN Program and Halal Value Chain in Developing The Sharia Economy Br. Lumban Tobing, Fanny Asyifa Harahap, Isnaini Daulay, Aqwa Naser Islamic boarding school; Halal Value Chain; SOAR Analysis; Sharia Economics There is a problem that often arises: Islamic boarding schools are still lacking in terms of income to manage and drive the Islamic boarding school economy. Islamic boarding schools are often only fixated on student dues as a funding source for various purposes, including economic development and infrastructure. Therefore, the researcher intends to analyze one way to encourage the economic independence of Islamic boarding schools through the optimization of the Hebitren program and the potential of the halal value chain for the development of the Islamic economy in Islamic boarding schools. The method raised in this study is a qualitative method where the researcher goes directly to the location of the case study to obtain information which then the results of the study are processed and analyzed using the SOAR framework and the IFAS / IFES matrix and then described descriptively. The results of the study show that the most appropriate strategy to optimize the economic independence of Islamic boarding schools through the Hebitren program and the potential of the halal value chain is the SA strategy, namely developing quality human resources and playing an active role in developing business models based on Islamic values, streamlining the concept of halal value chain, managing Islamic boarding school assets, entrepreneurship training, and strengthening business networks Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/738 10.32678/ijei.v15i1.738 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/738/147 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/43 2021-07-02T09:50:09Z ijei:ART

EKONOMI ISLAM DALAM KAJIAN FIQH KONTEMPORER; STUDI AWAL TENTANG JAMINAN FIDUSIA BAIHAQI, WAZIN Ekonomi Islam; Fiqh Kontemporer; Jaminan Fidusia Abstract. Preliminary Study on Fiduciary in Fiqh Contemporary of Islamic Economics Studies. The main purpose of Islamic law is for the benefit of the people. The benefit is measured by the jurisprudence usul doctrine known as al kulliyatul kahms or sharia maqashid. One of the goals of Islamic law is hifdz al-mal (to maintain and guarantee of property ownership). The implementation of economic law to regulate all economic activities should be ensured to give benefits to Muslims. Therefore, Islam provides the rules of muamalah in commercing, leasing, fiduciary, etc. Nowadays, the diversity forms of economic transactions increasing rapidly, one of them is fiduciary. Fiduciary is a form of guarantee that adopted by the legal system of law in Indonesia from Netherlands since the colonial era to the present. Fiduciary guarantee begins popular used as a follow-up agreement on financing transactions; this is because the collateral still handling in the guarantor, also provide the convenience for the guarantor to take the advantage from the collateral. This model almost not discussed in the classical fiqh muamalah although some jurists have discussed about it. As the response of the development of economic transactions, it would need to practice more about the fiduciary in the discourse perspective of Islamic economics law. In order to avoid the Maisir, Gharar, Haram, and Riba in Islamic transactions, therefore, the National Sharia Council (DSN) issued the fatwa Number. 68 /DSN-MUI/III/2008 about the Rahn Tasjily that similar to the fiduciary while still complying with the rules of fiqh muamalah.Abstrak. Ekonomi Islam Dalam Kajian Fiqh Kontemporer Studi Awal Tentang Jaminan Fidusia. Studi Awal Tentang Jaminan Fidusia Dalam Kajian Fiqh Kontemporer Ekonomi Islam. tujuan utama hukum dalam Islam adalah untuk kemaslahatan ummat. kemaslahatan tersebut diukur dengan doktrin ushul fiqh yang dikenal dengan sebutan al kulliyatul kahms atau maqashid syariah. Salah satu tujuan dari hukum Islam adalah hifdz al-mal yaitu memelihara dan menjamin kepemilikan harta benda. Pelaksanaan hukum ekonomi untuk mengatur segala kegiatan ekonomi haruslah dapat dipastikan memberi kemanfaatan bagi ummat Islam. Oleh karena itu, Islam memberikan aturan-aturan dalam muamalah seperti jual beli, sewa-menyewa, gadai dan sebagainya. Kini bentuk transaksi ekonomi semakin beragam, salah satunya adalah bentuk jaminan fidusia. Fidusia merupakan bentuk jaminan yang dipraktekkan di Belanda kemudian diadopsi oleh sistem hukum di Indonesia sejak zaman kolonialisme hingga sekarang. Jaminan fidusia semakin populer digunakan sebagai perjanjian ikutan dalam transaksi pembiayaan, karena barang jaminan tetap dalam penguasaan pemberi jaminan sehingga memberi kemudahan bagi pemberi jaminan untuk memanfaatkan barang jaminan. Model jaminan seperti ini tidak banyak dibahas dalam fiqh muamalah klasik walaupun beberapa fuqaha telah membahasnya. Sebagai respon dari perkembangan transaksi ekonomi, perlu kiranya praktek jaminan fidusia ini diangkat dalam wacana perspektif hukum ekonomi Islam. Dengan pertimbangan kemaslahatan ummat agar terhindar dari transaksi ekonomi yang mengandung Maisir, Gharar, Haram, Riba, dan Bathil. Oleh karena itu, Dewan Syari’ah Nasional (DSN) mengeluarkan fatwa Nomor 68/DSN-MUI/III/2008 tentang rahn tasjily yang memiliki bentuk perjanjaian yang hampir sama dengan jaminan fidusia namun tetap memenuhi kaidah-kaidah fiqh muamalah Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/43 10.32678/ijei.v7i2.43 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 2 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/43/44 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/988 2026-04-10T16:58:59Z ijei:ART

Strengthening Competitiveness through Sharia-Based Digitalization: A Case Study of Kampung Tahu Binjai City Indonesia Hendra, Hendra Riska, Zunaida Soemitra, Andri Nasution, Faisal Digitalization; Creative Industry; Sharia Economics; UMKM; Competitiveness This study aims to analyze the role of digitalization in enhancing the competitiveness of sharia-based creative industries, identify the challenges faced, and formulate strategies to optimize digital transformation in the tofu production center of Kampung Tahu, Binjai City. Using a qualitative approach with a case study method, data were collected through in-depth interviews with twelve informants, field observations, and document analysis related to digitalization and sharia economic policies. Thematic analysis with an inductive approach was employed to process the data, supported by triangulation for validity. The findings reveal that digitalization contributes significantly to expanding market access, improving operational efficiency, and reinforcing sharia principles through transparent and halal-compliant financial systems. However, challenges remain, including low digital literacy, limited infrastructure, weak understanding of digital sharia practices, and insufficient institutional support. To address these, several strategies are proposed, such as sharia-based digital literacy programs, equitable infrastructure development, multi-stakeholder collaboration, and the establishment of halal digital ecosystems. This research provides a unique contribution by presenting a contextual model of sharia-oriented digitalization strategies for traditional food-based MSMEs, an area rarely explored in existing literature, thereby offering both theoretical enrichment and practical guidance for inclusive and sustainable sharia economic transformation. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-08-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journal.islamiconomic.or.id/index.php/ijei/article/view/988 10.32678/ijei.v16i2.988 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/129 2021-07-02T09:51:37Z ijei:ART

VIRTUAL ACCOUNT SANTRI : IKHTIYAR PESANTREN DALAM MEMBERIKAN LAYANAN PRIMA BERORIENTASI CUSTOMER SATISFACTION DI PONDOK PESANTREN Baharun, Hasan Ardillah, Rizaqil Virtual accounts, Pesantren, Costumer Satisfaction This article presents the services which is provided by Nurul Jadid Islamic Boarding School using the Virtual Account payment method. In essence, the purpose of a service is to provide a sense of satisfaction for the people who is being served. To achieve this level of satisfaction must be accompanied by facilities and personnel from each side. In providing a service we are required to be sensitive to the wishes and needs of customers. Through the Virtual Account method can be implemented in financial management, especially in the payment process in an educational institution because it can provide convenience, and can be guaranteed in the process of payment transactions. By using this method, the Islamic Boarding School's treasurer can provide services in the form of convenience, guarantees, and concerns of Islamic Students (Santri) or Islamic Student's Parent (Walisantri) when processing payment transactions. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/129 10.32678/ijei.v10i1.129 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 1 (2019) 2541-4127 2085-3696 10.32678/ijei.v10i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/129/81 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/269 2023-06-12T23:45:38Z ijei:ART

Panic Buying In The Era of Covid-19 Pandemic: Consumer Behavior Perspective of Monzer Khaf Faizah, Fita Nurotul Khabibah, Ani Nur Afidah, Siti Covid-19; Panic Buying; Consumption; Mozer Khaf Covid-19 has a diverse impact on various sectors of human life and causes several phenomena, one of which is the phenomenon of panic buying. Concern over the closure of a number of public facilities resulted in the price of masks, hand sanitizers, tissues, soap and other basic necessities, experiencing scarcity due to excessive demand. That resulted in an increase in prices on several items on the market. Of course, consumer behavior is very contrary to Islam, because it can damage the economic order in society. The purpose of this study is to review panic buying in the pvidemic era 19th in the perspective of consumer behavior according to Monzer Khaf. The analytical method used in this research is the study of literature. The data used in the study are secondary data that are reviewed from existing studies and some other literature. In the first part of this study reviewing panic buying, the second part will review the impact of panic buying, the third research will review the consumption theory of Monzer Khaf and the last analysis of the relationship of the phenomenon of panic buying with the consumption theory of Mozer Khaf. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/269 10.32678/ijei.v13i1.269 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 1 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/269/119 https://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/269/74 Copyright (c) 2022 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/85 2019-07-19T03:07:22Z ijei:ART

oai:ojs.journal.islamiconomic.or.id:article/593 2025-03-23T14:09:35Z ijei:ART

Prospects and Challenges of Green Sukuk for Sustainable Development Projects in Malaysia Sulaiman, Ahmad Azam Mohamad, Mohammad Taqiuddin Mustapa, Siti Salwani Islamic Capital Market; Green Sukuk The issuance of green Sukuk in mid-2017 has become an increasingly attractive mechanism for investors and issuers to increase the capital of projects, assets or other activities that benefit the economy, environment and whole of society. The main objective of this study is to examine the current status of green Sukuk since it was published from July 2017 to March 2018 as well as review the prospects and challenges of green Sukuk in Malaysia. This study critically examines the various literature, aimed at emphasizing possible opportunities for future success and challenges to investors in investing in green Sukuk. The results of this study show that the possibilities and opportunities of green Sukuk in the future through various prospects can have a positive impact to encourage the growth of green Sukuk. In the fast-growing capital market in Malaysia, challenges are inevitable and may arise when organizations assess whether issuing green Sukuk is the right course of action. The findings of this study provide useful information to individual investors, investment companies and implemental companies to identify prospects and challenges in implementing green Sukuk so that the preparation and improvement in complying with sharia law can be done, achieve the purpose of environmentally friendly investment as well as generate good profits.  Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journal.islamiconomic.or.id/index.php/ijei/article/view/593 10.32678/ijei.v14i2.593 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 en Copyright (c) 2023 Authors

oai:ojs.journal.islamiconomic.or.id:article/34 2021-07-02T09:49:40Z ijei:ART

FINANCING TO DEPOSIT RATIO (FDR) SEBAGAI SALAH SATU PENILAIAN KESEHATAN BANK UMUM SYARIAH (Study Kasus Pada Bank BJB Syariah Cabang Serang) RASYIDIN, DIDIN Financing to Deposit Ratio; Kesehatan Bank Abstract. Study on Assessment the Commercial Islamic Bank by Financing to Deposit Ratio (FDR) at BJB Syariah Serang. Islamic bank is a bank that operates without relying on interest. Islamic banks can also be interpreted as financial institutions/ banks operations and products are developed based on the Quran and Hadith. Antonio and Perwataatmadja distinguish two senses, namely the Islamic banks and banks operating with Islamic Shari'a principles. Islamic Bank is a bank that operates with Islamic Shari'a and an ordinance operating refers to the provisions of the Qur'an and hadith. The purpose of this study is to determine how percentage and how does the calculation of Financing to Deposit Ratio of Bank Jawa Barat Syariah at the end of 2013. The method used in this research is descriptive cualitative method. Qualitative research method is a method to investigate an object that can not be measured by numbers or other sizes that are exact. The conclusion of the study is the Financing to Deposit Ratio (FDR) at Bank BJB Syariah is 104.28%. This means that banks liquidity ability to anticipate the needs of liquidity and liquidity risk management is weak is ranked fourth compositeAbstrak. Financing to Deposit Ratio (FDR) Sebagai Salah Satu Penilaian Kesehatan Bank Umum Syariah (Study Kasus Pada Bank BJB Syariah Cabang Serang). Bank syariah adalah bank yang beroperasi tanpa mengandalkan bunga. bank syariah juga dapat diartikan sebagai lembaga keuangan yang operasional dan produknya dikembangkan berdasarkan Al-Quran dan Hadis. Antonio dan Perwataatmadja membedakan dua pengertian, yaitu bank syariah dan bank yang beroperasi dengan prinsip syariat Islam. Bank syariah adalah bank yang beroperasi dengan syariat dan tata cara Islam yang mengacu pada ketentuan Al-Qur'an dan hadits. Tujuan dari penelitian ini adalah untuk menentukan bagaimana persentase dan bagaimana perhitungan Financing to Deposit Ratio Bank Jawa Barat Syariah pada akhir 2013. Metode yang digunakan dalam penelitian ini adalah metode deskriptif analisis kualitatif. Kesimpulan dari penelitian ini adalah Pembiayaan to Deposit Ratio (FDR) di Bank BJB Syariah adalah 104,28%. Ini berarti bahwa kemampuan likuiditas bank untuk mengantisipasi kebutuhan likuiditas dan manajemen risiko likuiditas lemah berada di peringkat keempat. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-03-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/34 10.32678/ijei.v7i1.34 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 1 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/34/35 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/882 2026-03-09T07:42:00Z ijei:ART

Research Quantity in Enhancing Public Literacy on Cash Waqf Linked Sukuk: Bibliometric Analysis Using Vosviewer Safitri, Nurfala Rohman, Muhammad Abdul Sahroni, Abdullah Kurniawan, Cecep Soleh Cash Waqf Linked Sukuk (CWLS), Research Quantity, Public Literacy, and Bibliometric Analysis This study explores the need to enhance Cash Waqf Linked Sukuk (CWLS) literacy to promote its development in Indonesia. As an innovative instrument linking cash waqf with sukuk, CWLS has the potential to drive sustainable social and economic growth. However, limited public awareness hinders its adoption. Using bibliometric analysis and digital trend data from tools like Publish or Perish (PoP) and Vosviewer, this research identifies gaps in CWLS literature and societal literacy. Data collected from PoP, focusing on the keyword "CWLS from 2018 to 2025," revealed 175 publications, 1,330 citations, an h-index of 7, g-index of 190, and an average of 845.97 citations per year. Network visualization analysis showed that topics related to individual intention and role in CWLS literacy had low occurrences (12 and 11, totally only 23 occurrences) in Cluster 3, compared to Cluster 1, which had 161 occurrences. Additionally, no significant direct relationship was found between the role variable from Cluster 3 and the BWI (Indonesian Waqf Board) variable from Cluster 1, indicating a conceptual gap in understanding the roles of individuals and institutions in CWLS literacy. These findings underline the need for improved CWLS literacy campaigns, particularly through collaboration between BWI and stakeholders. This study contributes to Islamic economics literature and provides strategies to enhance CWLS literacy and implementation in Indonesia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/882 10.32678/ijei.v16i1.882 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/882/175 Copyright (c) 2025 Nurfala Safitri, Muhammad Abdul Rohman, Abdullah Sahroni, Cecep Soleh Kurniawan

oai:ojs.journal.islamiconomic.or.id:article/91 2021-11-12T07:52:23Z ijei:ART

PENGARUH VARIABEL MAKROEKONOMI TERHADAP INDEKS HARGA SAHAM SYARIAH (STUDI KASUS DI INDONESIA DAN MALAYSIA) Adiningtyas, Desy Trishardiyanti Macroeconomic variables, Sharia stock price index. Abstract. The Effect of Macroeconomic Variables on Sharia Stock Price Index (Case Study in Indonesia and Malaysia). The purpose of this research is to know the effect of macroeconomic variables (inflation, exchange rate, world crude oil price and world gold price) on sharia stock price index in Indonesia and Malaysia. By using Error Correction Model as the method, this research utilizes time series monthly data from March 2015 until February 2018. The finding shows that in long-term, inflation in Indonesia, exchange rate of rupiah, world crude oil price and world gold price had significant effect on Jakarta Islamic Index. In short-term, inflation in Indonesia, world crude oil price, world gold price had not significant effect on Jakarta Islamic Index and exchange rate of rupiah had significant effect on Jakarta Islamic Index. Meanwhile, inflation in Malaysia, world crude oil price, world gold price had not significant effect on FTSE Bursa Malaysia Hijrah Syariah Index in long-term and short-term. And exchange rate of ringgit had significant effect on FTSE Bursa Malaysia Hijrah Syariah Index in long-term and short-term.   Abstrak. Pengaruh Variabel Makroekonomi Terhadap Indeks Harga Saham Syariah (Studi Kasus di Indonesia dan Malaysia). Tujuan dari penelitian ini adalah untuk mengetahui pengaruh variabel makroekonomi (inflasi, kurs, harga minyak mentah dunia dan harga emas dunia) terhadap indeks harga saham syariah di Indonesia dan Malaysia. Penelitian ini menggunakan metode Error Correction Model, dengan data time series bulanan dari Maret 2015 sampai dengan Februari 2018. Hasil penelitian ini menunjukan bahwa pada jangka panjang, inflasi Indonesia, kurs rupiah, harga minyak mentah dunia dan harga emas dunia berpengaruh terhadap Jakarta Islamic Index. Pada jangka pendek, inflasi Indonesia, harga minyak mentah dunia, harga emas dunia tidak berpengaruh terhadap Jakarta Islamic Index dan kurs rupiah berpengaruh terhadap Jakarta Islamic Index. Sementara itu, inflasi Malaysia, harga minyak mentah dunia, harga emas dunia tidak berpengaruh terhadap FTSE Bursa Malaysia Hijrah Syariah Index pada jangka panjang dan jangka pendek. Dan kurs ringgit berpengaruh terhadap FTSE Bursa Malaysia Hijrah Syariah Index pada jangka panjang dan jangka pendek. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/91 10.32678/ijei.v9i2.91 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/91/70 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/275 2021-07-12T01:02:01Z ijei:ART

ZAKAT COMMUNITY DEVELOPMENT AS THE KEY OF PRESSING POVERTY NUMBERS IN BANYUASIN REGENCY, SOUTH SUMATERA (MAQASHID SYARIAH APPROACH) Sahroni, Abdullah Zakat Community Development; BAZNAS; Poverty; CIBEST; Maqashid Syariah This research aimed to analize how the effectivity of the zakat on South Sumatra to the mustahik zakat community development throught Maqashid Syariah approachment, the method used in this research was mixed methodology by using data analize inquiries closed which was distributed to respondent with five alternative answers. The result of this research was concluded that, from ZCD program established by BAZNAS indeed having great contribution to evelate prosperity and detract poverty number in Banyuasin has not significant yet, this is because of lack of technics supervision and guidance from BAZNAS side in realizing the program. Meanwhile, through Maqashid Syariah approachment indeed there was an alteration however it is not significant yet, because Teluk Payo society still prioritize how do a living than worhisp regularly. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2021-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/275 10.32678/ijei.v12i1.275 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 1 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/275/110 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/357 2023-06-30T18:40:24Z ijei:ART

Double Taxation Avoidance Agreement (Tax Treaty) Against International Transactions According to the Islamic Economic Perspective Sa'idah, Firqotus Suryanto, Tulus Double Taxation Avoidance Agreement, Tax Treaty, International Transactions, Islamic Economics Holding a Double Taxation Avoidance Agreement (P3B) or a Tax treaty is to avoid double taxation. The presence or absence of this tax treaty greatly affects investors’ profits in international trade transactions. International transactions are needed by every country because with international transactions a country will have the opportunity to increase its economic growth. Through this international trade, a country will have the ability to expand its consumption possibilities. In the agreement, the avoidance of double taxation must also meet the principles that apply in taxes and must also meet the principles of Islamic economics and the conditions of tax collection according to Islamic principles. The purpose of this research is the analysis of double taxation avoidance agreements in international transactions according to the perspective of Islamic economics. In this research, the researcher uses the type of library research. The data collection method is in the form of documentation. The documentation that the author does is looking for documents or data that the author considers important to be taken, in the form of newspaper/magazine articles, journals, libraries, brochures, the internet, and books. This study concluded that the taxation method as part of the method in increasing state revenue administratively must be viewed as a universal method that should not be diverted towards favoring a particular person or entity. Simply, double taxation has unfair treatment because there are still unilateral methods that do not provide justice for citizens who have dual citizenship. The principle of justice is an important pillar in Islamic economics. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/357 10.32678/ijei.v14i1.357 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 1 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/357/134 Copyright (c) 2023 Firqotus Sa'idah, Tulus Suryanto

oai:ojs.journal.islamiconomic.or.id:article/23 2021-07-02T09:47:44Z ijei:ART

PROSPEK EKONOMI SYARIAH DI TENGAH PERSAINGAN EKONOMI ASEAN NOOR, MOHAMMAD SOLIHIN ASEAN; Persaingan; Ekonomi; Syariah Pembangunan ekonomi ditujukan untuk meningkatkan produktivitas, sehingga mampu meningkatkan kesejahteraan masyarakat. Perbaikan ekonomi diharapkan dapat menetes dan meresap ke semua lapisan masyarakat bawah (trickle down theory) terlebih untuk masyarakat di pedesaan. Dengan meningkatnya kesejahteraan, maka dengan sendirinya akan berangsur dapat menanggulangi kesenjangan sosial.Pembangunan ekonomi yang tidak memihak pada rakyat tingkat bawah, akan membuat kecemburuan sosial dan berpeluang untuk memperlebar kesenjangan sosial, yang pada gilirannya akan timbul ketimpangan pendapatan. Ketimpangan pendapatan akan berakibat pada kemiskinan. Oleh karena itu berbicara tentang kemiskinan tidak terlepas dari masalah kesenjangan sosial, karena keduanya merupakan aspek yang saling keterkaitan (interdependensi) dari tingkat kebutuhan manusia dalam meningkatkan kesejahteraan. Oleh karenanya pemerintah mengupayakan untuk mengurangi kesenjangan dengan menurunkan angka kemiskinan dan menghapuskan tingkat pengangguran. Untuk mewujudkan hal di atas perlu didampingi dengan konsep pembangunan ekonomi syariah yang memiliki sifat komprehensif dan berbasis moral spiritual. Karena ekonomi syariah melibatkan segala komponen masyarakat partisipasif, integratif dan akomodatif berdasarkan prinsip-prinsip keadilan dan pemerataan.Sistem ekonomi Islam memiliki konsekuensi duniawi dan ukhrawi, karena pada saat akad dilakukan berdasarkan hukum Islam. Tidak sedikit orang yang berani melanggar suatu kesepakatan atau perjanjian, bila hukum itu hanya berdasarkan hukum positif, akan tetapi tidak demikian bila dibarengi dengan perjanjian yang melibatkan masalah agama. Hal ini akan mampu meningkatkan kepercayaan diri yang memiliki kekuatan untuk bangkit menjaga kesinambungan stabilitas ekonomi yang cukup signifikan, yang pada gilirannya akan dapat mewujudkan dan merealisasikan komunitas ekonomi ASEAN (ASEAN Economic Comunity 2015) nanti. Di samping itu, sistem perekonomian syariah yang notebone mampu meminimalisir angka kemiskinan yakni dapat ditekan seminim mungkin dari beberapa kemajuan dan perkembangan ekonomi, akan menjadi sebuah opportunity dimana Indonesia akan menjadi sebuah kekuatan dalam menghadapi tantangan ekonomi ASEAN 2015 ke depan Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-08-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/23 10.32678/ijei.v5i2.23 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 2 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/23/24 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/647 2026-04-10T16:58:59Z ijei:ART

The Nexus Between Maqasid al Sharia and Affordable Housing Program: A Systematic Review Ghoni, Muhammad Abdul Affandi, Muhammad Taufiq Maqasid al Sharia; Affordable Housing; Systematic Literature Review; Legal Regulations The affordable housing can be defined as housing for low-income people (MBR), who have limited ability to obtain housing and supported by government of Indonesia within the financing program throughout Islamic banking as stated in the Minister of Public Works and Public Housing Regulation Number 1 of 2021 on criteria for low-income people (MBR), easy requirements to build and own a house. This emphasizes the importance of affordable housing for low-income people is to promote the welfare of the people that in accordance to the objectives of the Shariah (Maqasid al Sharia). The current study examines the nexus between Maqasid al Sharia and legal regulation of republic Indonesia as the basis of affordable housing program. To explore and optimize the harmonization the objectives of the Shariah (Maqasid al Sharia) and legal regulation of republic Indonesia, we analyze the legal regulations contents of republic Indonesia to expose the indicators and spirits of the objectives of the Shariah (Maqasid al Sharia) in the affordable housing programs. Using Systematic review tool, these indications and spirit of the objectives of the Shariah (Maqasid al Sharia) are identified on the basis reviewed and analysis of legal regulation. A systematic study results show that, the indicators, and spirits of the Maqasid al Sharia; protection of religion (din), protection of life (Nafs), protection of intellect (Aql), protection of wealth (Mal), and protection of lineage (Nasl) are reflected in the legal regulation of Republic of Indonesia as groundbreaking affordable housing program. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-08-04 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journal.islamiconomic.or.id/index.php/ijei/article/view/647 10.32678/ijei.v16i1.647 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/71 2021-07-02T09:45:08Z ijei:ART

PENGARUH PERSEPSI KEADILAN PAJAK DALAM PERATURAN PEMERINTAH REPUBLIK INDONESIA NOMOR 46 TAHUN 2013 TERHADAP KEPATUHAN DALAM MEMENUHI KEWAJIBAN PERPAJAKAN Wulandari, Soliyah Budiaji, Andrie General Fairness, Exchanges with Government, Special Provisions, The Structure of Tax Rates, Self-Interest, and Compliance in Fulfilling Taxation Obligations. The purpose of this research is to analyze the influence of perceptions of tax fairness towards compliance in fulfilling taxation of obligations. Azmi and Perumal (2008) identified five of tax fairness dimension: general fairness, exchanges with government, special provisions, tax rates, and self-interest towards individual taxpayers compliance.This research used primary data obtained by distributing questionnaire to micro and small business owners in Center of Promotion and Marketing Horticultural Department of Marine and Agriculture DKI Jakarta. Multiple regression analysis was used to identify dimensions of tax fairness that influence compliance in fulfilling taxation obligations.The results of this research indicate that general fairness and the structure of tax rates influence towards compliance of micro and small businesses in fulfilling taxation obligations, while exchange with government, special provisions, and self-interest does not influence towards compliance of micro and small businesses in fulfilling taxation obligations.   Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-01-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/71 10.32678/ijei.v8i2.71 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 2 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/71/59 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/197 2021-03-31T03:04:19Z ijei:ART

INFLUENCE ANALISYS OF MUDHARABAH, MUSHARAKAH, AND MURABAHAH FINANCING TO PROFITABILITY OF SHARIA COMMERCIAL BANK IN INDONESIA 2016-2019 WITH NON PERFORMING FINANCING AS INTERVENING VARIABLE Dewantara, Aditama Bawono, Anton Financing, NPF, Profitability This study aims to determine the effect of mudharabah, musharakah, and murabahah financing on profitability through problem financing as a mediating variable. The examined data was sourced from the annual report of Islamic Banking Statistics published by the Otoritas Jasa Keuangan (OJK). The used analytical method is multiple regression and path analysis. The results of this study indicate that mudharabah, musharakah and murabahah financing do not have a significant effect on profitability directly. And then based on the path analysis stated that problematic financing can mediate the influence of musharakah financing on profitability, but it cannot mediate mudharabah and murabahah. The difference between this study with the others is the use of NPF as intervening variable wich is still rarely used by other researchers. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten IAIN Salatiga 2020-12-25 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/197 10.32678/ijei.v11i2.197 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 2 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/197/101 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/14 2021-07-02T09:46:41Z ijei:ART

AKUNTANSI SEBAGAI SUATU SIKLUS FERIEKA, HENDRIETA Akuntansi adalah suatu proses mencatat, mengklasifikasi, meringkas, mengolah dan menyajikan data, transaksi serta kejadian yang berhubungan dengan keuangan sehingga dapat digunakan oleh orang yang menggunakannya dengan mudah dimengerti untuk pengambilan suatu keputusan serta tujuan lainnya. Sehingga tujuan utama akuntansi adalah menyajikan informasi ekonomi dari suatu kesatuan ekonomi kepada pihak-pihak yang berkepentingan.Faktor desakan pasar dan desakan peraturan mempengaruhi penyediaan informasi keuangan kepada pihak luar perusahaan, dan mempengaruhi isi maupun penyampaian laporan keuangan. Laporan keuangan adalah laporan manajemen kepada pemegang saham untuk menjawab pertanyaan-pertanyaan manajemen mengenai keadaan perusahaan secara rinci. Bermula dari tanggapan lisan hingga tertulis yang juga meliputi misalnya laporan produksi dan eksplorasi. Faktor-faktor yang mempengaruhi pemberian informasi kepada pihak luar mempertimbangkan juga keputusan perusahaan dan keputusan pihak lain misalnya serikat industri dan dagang serta pialang. Manajemen mempunyai kebijaksanaan dalam mengungkapkan Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-04-22 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/14 10.32678/ijei.v4i2.14 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 2 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/14/14 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/751 2025-09-10T08:19:37Z ijei:ART

Comparative Analysis of Financial Performance of Firms Listed on the Jakarta Islamic Index Ariska, Ella Batubara, Maryam Syahriza, Rahmi Financial; Performance; JII; EVA; FVA In the context of evaluating company performance, both Economic Value Added (EVA) and Financial Value Added (FVA) provide a comprehensive measure that goes beyond traditional financial ratios, incorporating aspects of value creation for investors and stakeholders. This study aims to address the inconsistencies found in previous research by examining the performance of companies listed on the Jakarta Islamic Index (JII) using EVA and FVA methods. The research employs a quantitative descriptive approach, analyzing data from companies listed on the JII, accessible via the IDX.co.id website. The EVA analysis results for these companies reveal a positive significance, indicating that they are capable of delivering added value to investors. Similarly, the FVA analysis also shows a positive significance, suggesting that companies can enhance investor value, particularly through efficient management of depreciation expenses, which can increase the FVA value. A T-test was conducted to compare the financial performance using EVA and FVA methods, and the results indicate a significant difference between the two, suggesting that the variances are not the same. Both EVA and FVA calculations yield positive results, indicating strong financial performance for the companies analyzed. Notably, the FVA values are found to be greater than the EVA values, underscoring the potential for greater value creation from a financial standpoint. This study contributes to the understanding of how different performance measures can provide insights into company value creation, offering a more nuanced view of financial health for companies listed on the Jakarta Islamic Index. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/751 10.32678/ijei.v15i2.751 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/751/157 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/59 2021-07-02T09:50:36Z ijei:ART

ANJAK PIUTANG (FACTORING) DALAM EKONOMI ISLAM Aprianto, Naerul Edwin Kiky Anjak Piutang, Hiwalah, Ekonomi Islam Dalam dunia bisnis, pelaku bisnis dan perusahaan selalu ingin memperlancar barang produksinya, sehingga dapat meningkatkan keuntungan dan mempercepat perputaran modal yang pada gilirannya akan mendorong pertumbuhan ekonomi. Dengan semakin tingginya kebutuhan masyarakat terhadap barang-barang, maka menyebabkan banyak perusahaan menyediakan dana segar yang diperoleh dari lembaga anjak piutang (factoring). Lembaga pembiayaan anjak piutang diartikan sebagai badan usaha yang melakukan kegiatan pembiayaan dalam bentuk pembelian dan atau pengalihan serta pengurusan piutang jangka pendek. Oleh karena itu, tulisan ini akan mengkaji tentang konsep anjak piutang (factoring) dalam perspektif ekonomi Islam dengan menggunakan pendekatan teori hiwalah. Selain itu, tulisan ini juga akan menguraikan manfaat dalam perjanjian anjak piutang (factoring), serta perbedaan konsep anjak piutang secara syariah dan konvensional. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2017-08-09 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/59 10.32678/ijei.v8i1.59 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 1 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/59/49 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/843 2026-04-10T16:58:59Z ijei:ART

The Potential of Halal Tourism for Regional Economy and Community Income: Evidence from South Kalimantan Syaugi, Syaugi Asyahri, Yusuf El Wafa, Faqih Halal Tourism; South Kalimantan; Economic Potential; Economic Impact; Community Income The purpose of this study is to analyze the potential of halal tourism for the regional economy and its impact on community income in South Kalimantan. This study employs a combination of qualitative and quantitative approaches. The sampling technique employed was cluster sampling in three districts/cities, with a sample size of 100 respondents determined through quota sampling. The data collection technique used was structured interviews, followed by triangulation to validate the interview results. Data analysis was conducted using the Miles and Huberman approach to identify the potential for halal tourism, while quantitative analysis employed the multiplier effect approach to measure the economic impact. The study's results demonstrate the potential of halal tourism in South Kalimantan, highlighting its appeal through river destinations, floating markets, religious sites, natural attractions, marine activities, culture, and cuisine. The Keynesian Local Income Multiplier value is 1.09. Meanwhile, the Type I Income Multiplier Ratio is 3.63 and Type II is 4.15, indicating a significant increase in the income of business owners, workers, and local consumption. This study contributes to the Islamic economic literature by providing halal tourism development that not only supports regional economic growth but also aligns with Sharia principles to create mutual benefits. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journal.islamiconomic.or.id/index.php/ijei/article/view/843 10.32678/ijei.v16i2.843 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/155 2021-07-02T09:51:37Z ijei:ART

PROMOSI DAERAH DAN E – MARKETING PARIWISATA HALAL TERHADAP KEPUTUSAN BERKUNJUNG WISATAWAN DI YOGYAKARTA Safira, Raja Ela Sholikah, Winda Rahmanto, Dhidhin Noer Ady E-Marketing; Pariwisata Halal; Promosi Pariwisata Abstract. Regional Promotion and E-Marketing of Halal Tourism against Tourist Visits in Yogyakarta. This research was conducted to find out how the influence of Halal Tourism Promotion Based on E-Marketing against Tourist Visits in Yogyakarta. Promotion is an important thing that needs to be considered in attracting tourists. In this millennial era, the development of technology very fast, many activities using technology. Furthermore, the using of E-Marketing more suitable for increasing the number of tourists. This research used multiple linear regression method with moderating variables to show the influence of Halal Tourism Promotion Based on E-Marketing Against Tourist Visits in Yogyakarta with data collection techniques used were questionnaires and observations. The result of this research was found that using E-Marketing can increase tourist’s interest to visit halal tourism in Yogyakarta. When using regional promotions only gained 7% and when using E-Marketing increased to 67%.  Abstrak.  Promosi Daerah dan E–Marketing Pariwisata Halal Terhadap Keputusan Berkunjung Wisatawan di Yogyakarta.  Penelitian ini dilakukan untuk mengetahui bagaimana pengaruh Promosi Pariwisata Halal Berbasis E-Marketing Terhadap Keputusan Berkunjung Wisatawan di Yogyakarta. Promosi merupakan hal penting yang perlu dilakukan dan diperhatikan dalam menarik minat wisatawan. Di era milenial ini teknologi sangat berkembang dengan pesat, sehingga banyak aktivitas yang dilakukan menggunakan teknologi. Dengan demikian penggunaan E-Marketing dinilai cocok untuk meningkatkan wisatawan. Metode pengujian adalah dengan menggunakan metode regresi linier berganda dengan variabel moderating untuk menunjukkan hasil dari penelitian pengaruh Promosi Pariwisata Halal Berbasis E-Marketing Terhadap Keputusan Berkunjung Wisatawan di Yogyakarta. Teknik pengumpulan data yang digunakan adalah menggunakan kuesioner dan observasi. Dari hasil penelitian ini ditemukan bahwa penggunaan E-Marketing dapat meningkatkan minat wisatawan untuk berkunjung ke pariwisata halal di Yogyakarta. Pada awalnya ketika menggunakan promosi daerah hanya memperoleh sebesar 7% dan ketika menggunakian E-Marketing meningkat menjadi 67%. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/155 10.32678/ijei.v10i1.155 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 1 (2019) 2541-4127 2085-3696 10.32678/ijei.v10i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/155/87 https://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/155/19 https://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/155/20 https://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/155/21 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/418 2023-06-12T23:31:22Z ijei:ART

A Comparative Study: Return and Risk Measurement Gold versus Islamic Mutual Fund Anita, Anita Aree, Srawut Return; Risk; Gold; Mutual Fund This study aims to determine the comparison between the return and risk of metal “gold” investment with the return of Islamic mutual fund during the period 2011 to 2019. The information Using data of gold prices and Net Asset Value (NAV) for the daily period. This study exploits the purposive sampling techniques and obtained 5 islamic mutual fund companies. This research applied an independent t-Test to Compare the return of the two investment instruments by Mann-Whitney. Test and result prove that there are differences at alpha 0,05. It was concluded that "gold" investment provides higher return than Islamic mutual fund but a non-significant difference in risk Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/418 10.32678/ijei.v13i2.418 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 2 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/418/124 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/6 2021-07-02T09:48:10Z ijei:ART

ANALISIS TEORI BAI’ TAWARRUQ DALAM MUAMALAH MALIYAH SUGANDA, ASEP DADAN Pesatnya perkembangan berbagai macam transaksi dalam muamalah maliyah menjadikan perdebatan dikalangan para ulama. Sebagian pihak memperbolehkan transaksi tersebut, sebagian lainnya melarangnya. Dalam bai’ tawarruq misalnya, beberapa ulama membolehkan transaksinya dan sebagian lainnya melarang pelaksanaannya. Diantara ulama yang membolehkan bai’ tawarruq yaitu para ulama klasik dari madzhab Hanafi, Syafi’i dan Hambali seperti Abdul Aziz bin Baz dan Muhammad ibn Shaleh al-Uthaymin. Sementara ulama yang melarang transaksi ini adalah Ibnu Taimiyah dan Abu Hanifah. Sebagian dari mazhab Maliki juga menganggap tawarruq menyerupai transaksi al-innah. Demikian pula dengan Umar bin Abdul ‘Aziz, Muhammad bin al-Hasan, Ibnul Qayim, dan Ibnu Taimiyah dari mazhab Hambali juga menolak transaksi tawarruq. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-11-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/6 10.32678/ijei.v6i1.6 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 1 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/6/6 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/645 2025-03-23T13:41:52Z ijei:ART

The Influence of Financial Performance and Company Size on Zakat Payments of PT. Bank Muamalat Indonesia Tbk Anisah, Rahmi Rohim, Ade Nur Company Size; Corporate Zakat; Financial Performance The development of total assets of Islamic Commercial Banks (BUS) continues to increase every year. In addition, the potential for zakat in Indonesia is also increasing every year, including from the corporate zakat sector. However, the increase is not in line with the realization of national zakat collection. In fact, corporate zakat has the highest contribution compared to other types of zakat, especially in terms of zakat potential. An in-depth analysis of the factors that influence corporate zakat payment is needed. This study aims to analyze several factors that affect corporate zakat such as ROA, CAR, FDR, NPF and Company Size. The research was conducted at PT Bank Muamalat Indonesia Tbk using secondary data. This research data was analyzed by multiple linear regression. The research sample used data published in the financial statements of PT Bank Muamalat Indonesia Tbk in 2012 - 2022. The results of this study state that the variables ROA, CAR, FDR, NPF and Company Size together have an effect on corporate zakat. As well as, partially states that the ROA variable affects the company's zakat, while the CAR, FDR, NPF and Company Size variables have no effect on corporate zakat. The results of this study are expected to contribute to the level of literacy and realization of corporate zakat collection, especially from the BUS sector. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/645 10.32678/ijei.v15i1.645 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/645/143 Copyright (c) 2024 Rahmi Anisah, Ade Nur Rohim

oai:ojs.journal.islamiconomic.or.id:article/39 2021-07-02T09:50:09Z ijei:ART

DEVELOPING ISLAMIC ECONOMICS AS A BODY OF KNOWLEDGE: ISSUES AND CHALLENGES FURQONI, HAFAS Islamic economics; Islamic worldview; foundations; discipline; knowledge accumulation Abstract. Developing Islamic Economics as a Body of Knowledge: Issues and Challenges. Islamic economics is challenged whether it can be called a discipline in the sense of having a clear subject-matter, well-organized body of knowledge, methodology to appraise theories and systematic accumulation of knowledge. Islamic economics is still in the formative stage to be a discipline. Systematization of its body of knowledge is still in the progress. Many fundamental issues need to be seriously addressed by the scientific community for Islamic economics to be a legitimate discipline. This paper attempts to identify several challenges to be answered by Islamic economics scientific community in their effoert to develop a solid body of knowledge of Islamic economics. Embarking from the Islamic worldview that gives foundations in our understanding of economic phenomena, efforts are to be put to develop the conceptual scheme, methodology to appraise and evaluate theory and Islamic ethics framework. The answer to those challenges will determine the scientific direction of Islamic economics, ensurea sustainable growth of knowledge and expedite the speed of the evolutional process of Islamic economics towards becoming a distinct discipline.Abstrak. Mengembangkan Ekonomi Islam sebagai Inti dari Ilmu Pengetahuan: Masalah dan Tantangan. Ekonomi Islam ditantang apakah itu dapat disebut disiplin dalam arti materi yang jelas, inti dari ilmu pengetahuan yang terorganisir dengan baik, metode untuk menilai teori dan akumulasi sistematis ilmu pengetahuan. Ekonomi Islam masih dalam tahap formatif untuk menjadi suatu disiplin. Sistematisasi bod nya pengetahuan masih dalam kemajuan. Banyak masalah mendasar perlu ditangani serius oleh komunitas ilmiah untuk ekonomi Islam menjadi disiplin yang sah. Tulisan ini mencoba untuk mengidentifikasi beberapa tantangan yang harus dijawab oleh ekonomi Islam komunitas ilmiah dalam effoert mereka untuk mengembangkan tubuh yang kuat dari pengetahuan ekonomi Islam. Memulai dari pandangan dunia Islam yang memberikan dasar-dasar dalam pemahaman kita tentang fenomena ekonomi, upaya yang harus dihukum untuk mengembangkan skema konseptual, metodologi untuk menilai dan mengevaluasi kerangka teori dan etika Islam. Jawaban untuk tantangan-tantangan akan menentukan arah ilmiah ekonomi Islam, ensurea pertumbuhan yang berkelanjutan pengetahuan dan mempercepat kecepatan proses evolusional ekonomi Islam menuju menjadi disiplin yang berbeda. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/39 10.32678/ijei.v7i2.39 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 2 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/39/40 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/891 2026-03-09T07:42:00Z ijei:ART

Analysis of the Auction Mechanism for Rahn Collateral in Islamic Pawnshops Mukit, Abd Setiawan, Firman Auction mechanics; Rahn guarantees; Sharia pawnshops The auction mechanism for pledged goods (rahn) in Islamic pawnshops represents a crucial intersection between Sharia compliance and the application of Islamic business ethics. This study aims to critically examine the auction procedures at Pegadaian Syariah Blega Branch and assess their conformity with core ethical values in Islamic economics. Employing a qualitative descriptive method, data were gathered through direct observation, semi-structured interviews with both employees and customers, and document analysis. The results indicate that the auction process is carried out in a transparent and professional manner, involving key stages such as item reappraisal, formal customer notification, public auction announcements, and an open and competitive bidding system. These procedures align not only with fiqh provisions concerning rahn but also reflect fundamental Islamic ethical values, including honesty (ṣidq), justice (‘adālah), and trustworthiness (amānah). The study concludes that the auction mechanism implemented at Pegadaian Syariah Blega Branch is not merely compliant with the formal legal framework but also serves as a concrete embodiment of Sharia-based ethical business practices. This contributes meaningfully to strengthening ethical governance within Islamic financial institutions and underscores the importance of integrating moral values into operational mechanisms. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/891 10.32678/ijei.v16i1.891 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/891/170 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/133 2021-11-12T07:52:13Z ijei:PRFvol9no1

Preface IJEI Vol 9 No 1 Preface, Preface Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-05-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/133 10.32678/ijei.v9i1.133 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 1 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/133/79 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/259 2022-02-14T09:11:02Z ijei:ART

Analysis of The Impact of Macroeconomic Variables on The Sharia Index of Indonesia Fitriansyah, Rahmat Darwanto, Darwanto Macroeconomics; ISSI; Syariah stocks; VECM This study intends to analyze the impact of macroeconomic variables on the indonesian sharia stock index. using vector error correction modeling (vecm) and variable money supply, industrial production index, consumer price index, exchange rate, bank interest rates, and indonesian sharia bank certificates as independent variables. findings / originality: the results show that the industrial production index, the exchange rate has a significant positive effect and the variable money supply, the consumer price index, and the sharia bank indonesia certificate have a significant negative effect on issi. granger's causality results prove that only the money supply and industrial production index have causality, but there is a one-way relationship including the indonesian syariah bank certificate to the money supply, the exchange rate, and the consumer price index. bank interest rates on sharia indonesia bank certificates, sharia indonesia bank certificates against consumer price indexes and exchange rates, and industrial production index. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-02-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/259 10.32678/ijei.v12i2.259 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 2 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/259/115 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/589 2025-04-16T22:54:08Z ijei:ART

KAMISEDEKAH Program Majoring in Sharia Economics in The Welfare of The People Jannah, Mukhlishotul Hadiyyin, Ikhwan KamiSedekah; Welfare; Bussines; Islamic Social Finanace Alms are small acts of kindness meant to help others and promote social empathy. The KAMISEDEKAH program, run by the Department of Sharia Economics at UIN Sultan Maulana Hasanuddin Banten, aims to create job opportunities, reduce crime, and strengthen community bonds. This study highlights key aspects of the program. The KAMISEDEKAH program supported the department’s mission to improve education, research, and community service in Islamic economics. The program is a concrete way to serve the community. KAMISEDEKAH has both short-term and long-term programs. Short-term programs include: 1) Helping with emergency student tuition, 2) Disaster relief, 3) Gift-giving, 4) Revolving capital for students, 5) Mass circumcision funding, 6) Qurban (sacrifice) funding, 7) Orphan compensation, and 8) COVID-19 assistance. Long-term programs include: 1) Scholarships for the poor until graduation, 2) Opening kiosks, and 3) Establishing a FEBI clinic. The donation process works as follows: Every Thursday, students contribute IDR 2,000 each, which is collected by the class leaders and then submitted to the Department Student Association (HMJ) for Sharia Economics, Sharia Banking, and Sharia Insurance. Lecturers and staff contribute IDR 5,000 each, coordinated by the academic manager. The KAMISEDEKAH program aims to share resources and bring joy to everyone. The recipients' income varies, with the highest at IDR 2,250,000 and the lowest at IDR 600,000. On average, recipients earn IDR 1,000,000 per month. Most recipients have irregular jobs with low pay. The program helps ease their financial burden by allowing them to save money on daily expenses. In conclusion, the KAMISEDEKAH program contributes to the community's well-being and helps improve the lives of those in need. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/589 10.32678/ijei.v14i2.589 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/589/166 Copyright (c) 2023 Mukhlishotul Jannah, Ikhwan Hadiyyin

oai:ojs.journal.islamiconomic.or.id:article/30 2021-07-02T09:48:10Z ijei:ART

ANALISA HUKUM ISLAM TERHADAP MASALAH PERLINDUNGAN KONSUMEN YANG TERJADI ATAS JUAL BELI E-COMMERCE HUMAEMAH, RATU Jual beli; e-commerce; perlindungan konsumen Abstract. Analysis of Islamic Law on Problems of Consumer Protection in E-Commerce Trading.  Nowadays, trading through internet which named by e-commerce is growing rapidly. This practice of trade is involved between Moslem circle and also non Moslem. Therefore, the discussion based on normative philosophical and practical for those who want to conduct the transactions using e-commerce. In general, the concept of e-commerce is buying and selling goods orders known and practiced during the early generations of Islam as Bai’ as-Salam. Futhermore, trading orders today made through media of internet technology. In the advanced technology it is possible come problems that could harm the consumers. So, in this study present the trading rights to protect all consumer e-commerce in terms of UUPK in Islamic view. From the analysis, e-commerce transactions UUPK not violate consumer rights at all, and if there is a problem in the trading of e-commerce, the principle of giving freedom khiyar rights in Islam and to the parties agreed to establish an agreement to determine its own form and content of a agreement. Therefore, the parties who make an agreement can set up their own legal relationship between them and affirmed article 1320 of the Civil Code says that the condition is the occurrence of an engagement with the agreement, skills, and because certain things are lawful, if all of these conditions are met then the electronic commerce considered legally.Abstrak. Analisa Hukum Islam Terhadap Masalah Perlindungan Konsumen Yang Terjadi Atas Jual Beli E-Commerce. Saat ini trend Jual beli dengan menggunakan internet yang dinamakan dengan e-commerce sangat berkembang pesat. Dan yang terlibat dalam penggunaannya kalangan muslim maupun non muslim. Maka dari itu dilakukan pembahasan untuk menjadi dasar normatif filosofis dan praktis bagi mereka yang ingin melakukan transaksi dengan menggunakan e-commerce. Secara umum konsep e-commerce, yaitu membeli dan menjual pesanan barang telah dikenal dan dipraktekkan selama generasi awal Islam, namanya Bai 'as-Salam, di masa kontemporer ini jual beli pesanan dilakukan melalui media tekhnologi internet. Dalam tekhnologi canggih tersebut tidak menutup kemungkinan terjadi permasalahan yang dapat merugikan konsumen. Jadi Pembahasan ini menyajikan perlindungan hak-hak konsumen e-commerce yang ditinjau dari UUPK dalam pandangan islam. Dari hasil analisis dalam UUPK transaksi e-commerce tidak melanggar hak konsumen sama sekali dan bila terjadi permasalahan dalam jual beli e commerce terdapat hak Khiyar di dalam Islam dan asas memberi kebebasan kepada para pihak yang sepakat untuk membentuk suatu perjanjian untuk menentukan sendiri bentuk serta isi suatu perjanjian. Dengan demikian para pihak yang membuat perjanjian dapat mengatur sendiri hubungan hukum diantara mereka dan di pertegas dalam pasal 1320 KUHPerdata dikatakan bahwa syarat terjadinya suatu perikatan adalah dengan adanya kesepakatan, kecakapan, hal tertentu dan sebab yang halal, apabila kesemua syarat tersebut terpenuhi maka perdagangan elektronik dianggap sah secara hukum. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2015-04-20 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/30 10.32678/ijei.v6i1.30 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 1 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/30/31 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/847 2026-03-09T07:42:00Z ijei:ART

Women Entrepreneurship and Its Contribution to The Development of Halal Food Industry: A Bibliometric Analysis Atiah, Isti Nuzulul Latif, Sahraman D. Hadji Industry; Women Entrepreneurship; Female Entrepreneurship; Islamic Economics; Community Resilience. In some developing countries, women's entrepreneurship, especially in the food industry, plays a significant role in creating jobs, increasing household income, and growing the local business sector. This study aims to identify research trends on the theme of women entrepreneurship and its contribution to the development of the halal food industry. Data sources were taken from Scopus by entering the keywords “Women Entrepreneurship” OR “Female Entrepreneurship” AND “Food Industry” OR “Halal Food Industry” in the document search field. As a result, 45 journal articles were found that match the research topic. The documents were then analyzed using VOSviewer software to get 173 keywords, which were then visualized and mapped with a bibliometric network. From the results of the VOSviewer analysis, it was found that the theme of women's entrepreneurship and its contribution to the halal food industry is still relatively under-researched, indicating a high opportunity for future research. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/847 10.32678/ijei.v16i1.847 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/847/176 Copyright (c) 2025 Isti Nuzulul Atiah, Sahraman D. Hadji Latif

oai:ojs.journal.islamiconomic.or.id:article/88 2021-11-12T07:52:13Z ijei:ART

ANALISIS EFISIENSI BANK UMUM SYARIAH HASIL PEMISAHAN DAN NON PEMISAHAN SERTA FAKTOR-FAKTOR YANG MEMPENGARUHINYA (STUDI PADA BANK UMUM SYARIAH YANG TERDAFTAR DI OTORITAS JASA KEUANGAN PADA PERIODE 2011-2016) Fadilah, Fitri Yuliafitri, Indri Efisiensi; Pemisahan; Stochastic Frontier Approach; Ukuran Bank; CAR; ROA NPF; FDR; BOPO Abstrak. Pengaruh Pendapatan Pelanggan, Modal Bisnis, Margin, Dan Nilai Collateral Terhadap Pembiayaan Murabahah Pada Bank Bni Syariah Mikro Kantor Cabang Pembantu Praya. Penelitian ini bertujuan untuk mengukur efisiensi Bank Umum Syariah hasil pemisahan dan non-pemisahan serta menganalisis perbedaan efisiensi Bank Umum Syariah hasil pemisahan dan non-pemisahan. Selain itu, juga akan menganalisis pengaruh ukuran bank, Capital Adequacy Ratio (CAR), Return on Assets (ROA), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR) serta Biaya Operasional terhadap Pendapatan Operasional (BOPO) terhadap efisiensi. Populasi dalam penelitian ini sebanyak 13 Bank Umum Syariah, sedangkan sampel dalam penelitian ini adalah sebanyak 6 Bank Umum Syariah yang terbagi menjadi 2 kelompok bank yaitu bank hasil pemisahan dan bank bukan hasil pemisahan. Metode yang digunakan untuk mengukur efisiensi adalah Stochastic Frontier Approach (SFA) dengan pendekatan intermediasi. Uji Mann Whitney U-Test digunakan untuk menganalisis perbedaan Bank Umum Syariah hasil pemisahan dan non-pemisahan.Metode Generalized Least Squared (GLS) digunakan untuk mengetahui pengaruh faktor determinan terhadap efisiensi. Hasil penelitian ini menunjukkan bahwa tidak terdapat perbedaan efisiensi antara Bank Umum Syariah hasil pemisahan dan non-pemisahan. Hasil penelitian lainnya menunjukkan bahwa ukuran bank dan FDR berpengaruh positif signifikan terhadap efisiensi, serta NPF berpengaruh negatif signifikan terhadap efisiensi. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-06-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/88 10.32678/ijei.v9i1.88 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 1 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/88/66 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/242 2021-03-31T03:04:19Z ijei:ART

THE RELATIONS BETWEEN FISCAL AND MONETARY POLICY IN STATE BUDGET MANAGEMENT IN INDONESIA ACCORDING TO ABU UBAID AL QASIM BIN SALAM Syamsuri, Syamsuri Jamilah, Adinda Muftiviany Nur Monetary Policy; Fiscal Policy; APBN; Abu Ubaid Al-Qasim The study aim to analyze fiscal and monetary policy in the management of indonesia's state budget according to Abu Ubaid Al-Qasim. This research takes the form of a historical figure, namely historical research on one of the lives of a person that includes ideas, thoughts, as well as influential things in the formation of his thoughts. Thus the method used in this study is the library (research Library) with the object of research is Abu Ubaid Al-Qasim about his thoughts on the economic development of Islam, which is analyzed from his work al-Amwal. To obtain data through In this research, the primary data collection is carried out by anlyzing journal, and some books which reevan to this research. The result of this study is that fiscal and monter policy that runs in Indoensia in managing the State Budget is considered not to be running effectively and has not been able to solve the problem of the State because the system used contains usury. Thus, the mechanism of conformity according to Islam from abuubaid's view brings the right solution that the instrument is like zakat, jizyah, khumus, kharaj into a very effective management instrument of state budget and finance because the proper allocation according to the needs of the State and does not contain usury. Research Limitations of this research is limited by examining how fiscal and monetary policy in managing finance and state budget according to Abu Ubaid Al-Qasim in his Book al-Amwal by looking at the phenomena of financial management centered in BaitulMaal during the time of Prophet Muhammad and his caliphs. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-12-25 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/242 10.32678/ijei.v11i2.242 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 2 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/242/106 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/38 2019-07-19T03:09:33Z ijei:ART

oai:ojs.journal.islamiconomic.or.id:article/404 2023-06-12T23:19:01Z ijei:ART

The Effect of Exchange, SBIS, and Profit-Based Financing on The Level of Risk of Financing Problems Sari, Willa Fatika Mahrus, Miftahul Yasmin, Yasmin Exchange Rates; Bank Indonesia Sharia Certificates (SBIS); Revenue-Based Financing; Troubled Financing This study aims to determine the effect of exchange rates, Bank Indonesia Sharia Certificates (SBIS), and profit-based financing on the level of risk of financing problems in Sharia Commercial Banks in Indonesia. The data used were the secondary data from January 2015 to October 2021. The population was the Sharia Commercial Bank in Sharia Banking Statistics published by the Financial Services Authority (OJK), by using non-probability sampling technique. The data analysis used was multiple linear regression using STATA software. The results of this study indicate that partially the independent variable namely the exchange rate has an insignificant negative effect on the risk level of problem financing. Moreover, SBIS has a significant negative effect on the level of risk of non-performing financing, and profit-based financing has a significant negative effect on the level of risk of financing problems. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/404 10.32678/ijei.v13i2.404 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 2 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/404/130 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/19 2021-07-02T09:47:05Z ijei:ART

PRESERVASI NASABAH PERBANKAN DALAM MENGGUNAKAN SARANA E-BANKING PERISTIWO, HADI Preservasi; nasabah; E-banking E-Banking merupakan salah satu pelayanan perbankan tanpa cabang (branchless), yaitu berupa fasilitas yang akan memudahkan nasabah untuk melakukan transaksi perbankan tanpa perlu untuk datang ke kantor di mana suatu bank tersebut berada.Dalam perkembangan teknologi informasi industri perbankan seperti halnya E-Banking, pihak bank harus memperhatikan aspek perlindungan nasabah khususnya keamanan yang berhubungan dengan perlindungan nasabah. Didalam security (keamanan) jaringan on-line E-Banking sendiri terdapat 4 (empat) layanan, yaitu keamanan koneksi nasabah, keamanan data transaksi, keamanan koneksi server serta keamanan jaringan sistem informasi dari server komputer.Peran tekhnologi informasi dalam dunia perbankan sangatlah mutlak, dimana kemajuan suatu sistem perbankan ditopang oleh peran tekhnologi informasi. Semakin berkembang dan kompleks fasilitas yang diterapkan perbankan untuk memudahkan pelayanan, berarti semakin beragam dan kompleks adopsi tekhnologi yang dimiliki oleh suatu bank.Implementasi e-banking di Indonesia terbilang cukup sukses. Best practice pada implementasi e-banking di perbankan Indonesia ini tidak lain adalah luasnya penggunaan layanan perbankan berbasis internet pada masyarakat umum Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-05-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/19 10.32678/ijei.v5i1.19 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 1 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/19/20 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/564 2025-09-08T15:55:58Z ijei:ART

Feasibility Study for Transitioning from Conventional Banking to Islamic Banking Maskuroh, Nihayatul Suganda, Asep Dadan Akbar, Kurni Feasibility Study; Higher Education; Islamic Banking; Financial Transformation This study examines the feasibility and strategic approach for transitioning the Faculty of Economics and Islamic Business (FEBI) at UIN Sultan Maulana Hasanuddin Banten from conventional to Islamic banking. The transformation aims to align institutional operations with Islamic economic principles and strengthen ideological consistency. A quantitative SWOT (Strengths, Weaknesses, Opportunities, Threats) analysis integrated with the Analytic Network Process (ANP) was employed to prioritize strategic alternatives, using Super Decisions software. Data were collected through surveys, interviews, and document analysis involving faculty members, staff, and students. The Internal Factor Evaluation (IFE) score of 3.60 and the External Factor Evaluation (EFE) score of 2.68 position the faculty in Quadrant I of the SWOT matrix, indicating an aggressive strategy. Survey results show 56.5% of respondents consider the shift “fairly important” and 50.8% view it as a valuable educational opportunity. Recommended strategies emphasize leveraging strengths to seize opportunities, addressing weaknesses, and mitigating threats. The findings suggest that transitioning to Islamic banking is both feasible and strategically advantageous, offering practical implications for policy alignment and operational implementation in higher education institutions seeking Sharia-compliant transformation Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/564 10.32678/ijei.v15i1.564 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/564/181 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/146 2019-12-31T05:50:26Z ijei:ART

Feasibility Study Program Zakat Community Development Studi Kasus: Desa Mekarsari, Kabupaten Garut Nurhasanah, Elis zakat community development, Zakat Village Index, Feasibility Study Abstract. Feasibility Study of Zakat Community Development Programs Case Study: Mekarsari, Garut. This paper assessed the feasibility of community-based zakat (zakat community development) recipients and proposing relevant empowerment programs to alleviate mustahiq community conditions in Mekarsari Village, Garut District. Assessment tool used in this research adopted by Puskas BAZNAS was Zakat Village Index (IDZ). Result showed that Mekarsari Village reached 0.55, with the score of economic dimension index reached 0.39, 0.54 for the health dimension, 0.64 for the education deimension, social and humanitarian dimension and da’wah dimension are 0.55, 0.68 respectively. Thus, Mekarsari Village in Garut District cauld be considered for assistance by zakat fund based on calculation of IDZ. The empowerment program relevant to the condition of the mustahiq community in Garut District was community economic improvement through empowerment of economic potential owned based on consideration of the value of the economic dimension had the lowest value of the five IDZ variable. Abstrak. Feasibility Study Program Zakat Community Development Studi Kasus: Desa Mekarsari, Kabupaten Garut. Artikel ini bertujuan mengukur kelayakan mustahik berbasis komunitas (Zakat community development) dan mengusulkan program pemberdayaan yang relevan untuk mengurangi kondisi komunitas mustahik di Desa Mekarsari, Kabupaten Garut. Alat ukur yang digunakan dalam penelitian ini diadopsi dari Puskas BAZNAS yaitu Indeks Desa Zakat. Hasil menunjukan bahwa Desa Mekarsari memiliki nilai IDZ 0.55, dengan nilai dimensi ekonomi 0.39, 0.54 nilai dimensi kesehatan, 0.64 nilai dimensi pendidikan, dimensi sosial dan kemanusiaan serta dakwah masing masing dengan nilai 0.55, 0.68. Dengan demikian, Desa Mekarsari di Kabupaten Garut dapat dipertimbangakan utnutk dibantu oleh dana zakat berdasarkan hasil perhitungan IDZ. Program yang relevan dengan kondisi komunitas mustahik di Desa mekarsari adalah meningkatkan ekonomi komunitas melalui pemberdayaan potensi ekonomi yang dimiliki berdasar pada pertimbangan nilai dimensi ekonomi yang memiliki nilai terendah dari kelima variabel IDZ. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten Universitas Siliwangi 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/146 10.32678/ijei.v10i2.146 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 2 (2019) 2541-4127 2085-3696 10.37035/ijei.v10i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/146/90 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/1363 2026-04-18T02:45:38Z ijei:ART

Effectiveness of The BYOND Application in Gold Installment Transactions at Bank Syariah Indonesia: Phenomenological Study Rahayu, Elisa Tri Noor Hasan, Dony Burhan Application; Effectiveness; BYOND; Gold Installments; Sharia Fintech This study aims to determine the effectiveness of the BYOND by BSI application in supporting gold installment transactions at Bank Syariah Indonesia based on user experience. The approach used is a qualitative descriptive phenomenology (Husserlian) transcendental approach involving several informants, consisting of active customers and employees of Bank Syariah Indonesia KCP Lamongan, selected through purposive sampling techniques until data saturation is reached. Data were collected through in-depth semi-structured interviews and analyzed using NVivo 14 through thematic coding techniques based on the stages of Moustakas and Colaizzi. The results show that the application's effectiveness is determined by three main pillars: technological ease, sharia compliance, and the quality of the user experience. This third pillar contributes significantly to customer trust and loyalty, in line with the Technology Acceptance Model (TAM) which contradicts the sharia compliance dimension. Identified obstacles include network disruptions, limited gold stock, OTP errors, and low digital literacy in understanding digital sharia contracts. This research contributes to the development of Islamic fintech literature by offering a three-pillar model as a framework for evaluating the effectiveness of digital Islamic banking applications, while also providing strengthening of technological infrastructure and sustainable Islamic education programs. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2026-04-18 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journal.islamiconomic.or.id/index.php/ijei/article/view/1363 10.32678/ijei.v17i1.1363 Islamiconomic : Jurnal Ekonomi Islam; Vol 17, No 1 (2026) 2541-4127 2085-3696 10.32678/ijei.v17i1 en Copyright (c) 2026 Authors

oai:ojs.journal.islamiconomic.or.id:article/159 2020-12-25T08:26:16Z ijei:ART

PENERAPAN PSAK 109 PELAPORAN KEUANGAN AKUNTANSI ZAKAT DAN INFAQ/SHADAQAH PADA LAZISMU Hanjani, Andreani Azizah, Kholifah Nur Gunawan, Barbara the Amil Zakat Infaq Sadaqah Institution of Muhammadiyah, the record of financial report, the implementation of PSAK 109 The purpose of this study is to know the implementation of PSAK 109 at LAZISMU and to evaluate the suitability of financial report of LAZISMU with PSAK 109. The research method used in this study is descriptive qualitative. This research was conducted at LAZISMU and the information of the research was obtained from interviews and documentation.The results of the study show that LAZISMU mostly implements PSAK 45 about the financial report of non-profit entities where the profits are not obtained through business but are obtained from social and humanity. In reporting the financial report, LAZISMU only implements the program summary that records each zakat and infaq / sadaqah fund and the percentage given to each asnaf. This is contrast with the implementation of PSAK 109 where the record of financial report consists of the reports of financial position, changes in funds, changes in assets under management, cash flow and notes on financial statements. From the results, it is concluded that the record of financial report at LAZISMU is not fully in accordance with PSAK 109. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/159 10.32678/ijei.v11i1.159 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 1 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/159/97 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/10 2021-07-02T09:45:58Z ijei:ART

PENGKARAKTERAN WIRAUSAHA MUSLIM WAZIN, WAZIN Setiap perilaku individu yang nampak ketika berinteraksi dengan orang lain selalu dipengaruhi oleh sikapnya. Sikap merupakan kumpulan dari berfikir, keyakinan dan pengetahuan yang dihayati oleh seseorang sehingga membentuk kecenderungan berperilaku.Istilah akhlak hanya dikenal dalam khasanah keilmuan agama Islam. Akhlak adalah tabiat  yang dimiliki individu, yang tanpa mempertimbangkan lebih dahulu dalam melakukan perbuatan baik dan menjadi kebiasaan yang berulang-ulang. Pengertian ini  menunjukkan bahwa akhlak merupakan sikap yang bersifat menetap dan tidak hanya sekedar kumpulan aktivitas atau tingkah laku manusia. Akhlak adalah sikap hidup muslim yang berisi seperangkat nilai dan pemahaman tentang hal-hal yang baik dan buruk yang berfungsi mengatur hubungan antar manusia, manusia dengan Tuhan, dan manusia dengan lingkungannya. Tulisan ini membahas tentang kaitan antara sikap wirausaha muslim dengan akhlak Islam.Wirausaha diartikan sebagai orang yang mempunyai semangat, sikap, perilaku dan kemampuan kewirausahaan.Sedangkan kewirausahaan adalah semangat, sikap, perilaku dan kemampuan seseorang dalam menangani usaha atau kegiatan yang mengarah pada upaya mencari, menciptakan serta menerapkan cara kerja, teknologi dan produk baru dengan meningkatkan efisiensi dalam rangka memberikan pelayanan yang lebih baik dan atau memperoleh keuntungan yang lebih besar. Dari pengertian wirausaha dan kewirausahaan ini dapat dinyatakan bahwa wirausaha menunjuk pada penggambaran sebuah karakter yang harus dimiliki oleh seseorang yang sedang menjalankan usahanya demi memperoleh keuntungan. Istilah karakter dalam psikologi digunakan kepada integrasi kebiasaan, sentimen dan ideal yang membuat tindakan seseorang relatif stabil dan dapat diramalkan.  Menurut antropologi dan sosiologi, karakter biasanya dikaitkan dengan sifat suatu kelompok masyarakat. Akhlak Islam merupakan konsep ideal penggambaran karakter muslim sebagai individu maupun kelompok. Terdapat pembahasan khusus tentang akhlak Islam yang mendasari karakter wirausaha muslim yang disebut dengan etika bisnis Islam. Akhlak yang mendasari bisnis Islam dipengaruhi oleh pemahaman-pemahaman yang bersumber dari Al  Qur’an dan Sunnah (hadist) yang mencakup beberapa poin, diantaranya adalah bahwa harta adalah milik Allah dan manusia hanya diberi kewenangan untuk mengelolalanya, perintah untuk berlaku jujur dan berperilaku baik serta ramah dalam melakukan transaksi bisnis.  Pada akhir tulisan ini dikutip beberapa penelitian yang membuktikan bahwa akhlak Islam berpengaruh signifikan terhadap perkembangan bisnis yang dilakukan oleh pedagang muslim Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-03-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/10 10.32678/ijei.v4i1.10 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 1 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/10/11 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/739 2025-09-10T08:19:37Z ijei:ART

Halal Social Media Marketing Activities on Wardah Halal Cosmetic Purnomowati, Indah Halal; Social Media; marketing; quality; Loyalty This study aims to describe the halal social media marketing activities related to Wardah halal cosmetics. It examines how these marketing activities influence consumer loyalty and the quality of relationships with cosmetic buyers. The research was conducted among consumers at cosmetic retail stores using purposive sampling, with 200 respondents. Data analysis was performed using Structural Equation Modeling via the LISREL application. The findings indicate that halal social media marketing activities can foster a strong quality of relationship with Muslim women. Furthermore, consumer loyalty has a greater impact on halal social media marketing activities than relationship quality. This suggests that satisfaction with the Islamic values inherent in halal products and their marketing methods, which align with Islamic principles, particularly appeals to Muslim women. This study provides insights for Wardah Halal Cosmetics to consistently uphold halal values in product quality and apply social media marketing under Islamic law Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/739 10.32678/ijei.v15i2.739 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/739/148 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/55 2021-07-02T09:48:46Z ijei:ART

MENGURANGI TINGKAT RISIKO DENGAN MANAJEMEN ISLAMI SUGANDA, ASEP DADAN Risiko; Manajemen Islami Abstrak. Mengurangi Tingkat Risiko Dengan Manajemen Islami. Dalam menjalankan kegiatan ekonomi dan bisnis adakala kita disuguhkan dengan ketidakpastian dan berbagai permasalahan yang akan timbul. Ketidakpastian yang menimbulkan kemungkinan menguntungkan dikenal dengan istilah peluang (opportunity), sedangkan ketidakpastian yang menimbulkan akibat yang merugikan dikenal dengan istilah risiko (risk). Manajemen Islami telah memberikan solusi untuk mengurangi tingkat risiko dalam ketidakpastian tersebut, yaitu dengan menggunakan tiga level pendekatan rancang bangun ekonomi syariah. Pertama, sebagai pondasi yaitu;Tauhid, Adil, Nubuwah, Khilafah, Ma’ad.Level kedua yaitu tiang atau pilar, terdiri dari; Multiple Ownership, Freedom to Act., Social Justice. Ketiga, level terakhir merupakan atap bangunan yaitu Akhlak yang mulia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2015-08-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/55 10.32678/ijei.v6i2.55 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 2 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/55/45 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/984 2026-04-10T16:58:59Z ijei:ART

The Influence of E-Commerce, Digital Payments, and Digital Literacy on MSME Income in The Perspective of Islamic Economics Rifa'i, Alwi Nurbaiti, Nurbaiti Ilhamy Nasution, Muhammad Lathief E-commerce; Digital Payment; Digital Literacy; MSME Income; Islamic Economics The rapid advancement of digital technologies has transformed business landscapes, offering micro, small, and medium enterprises (MSMEs) unprecedented opportunities to enhance competitiveness and income. In Muslim-majority contexts, such as Medan Johor, this transformation must align with Islamic economic principles to ensure both economic and ethical value creation. This study employs a quantitative survey of 98 MSME actors, measuring the effects of e-commerce, digital payment, and digital literacy on income. Using multiple linear regression, the results demonstrate that all three variables exert a positive and significant impact, with digital literacy emerging as the most influential driver of effective technology adoption. These findings resonate with Islamic economic principles of maslahah (public benefit), efficiency, and the prohibition of gharar (excessive uncertainty), which emphasize transparency, utility, and blessings in economic transactions. The study extends existing literature by embedding Islamic economic perspectives within the MSME digitalization discourse and by capturing the socio-religious nuances of a localized setting. Policy implications include fostering Shariah-compliant digital literacy programs, strengthening regulatory frameworks, and enhancing the role of Islamic financial institutions in delivering technology-based, Shariah-compliant financing solutions to empower MSMEs sustainably. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-09-01 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/984 10.32678/ijei.v16i2.984 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/984/180 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/119 2021-07-02T09:51:37Z ijei:ART

Analisis Pengaruh Labelisasi Halal Terhadap Keputusan Pembelian Produk Kosmetik: Studi Kasus Kota Pontianak Rakhi, Hayet Label halal, Kosmetik Halal, Keputusan Membeli AbstractKeyakinan dan pemahaman konsumen terhadap kehalalan dan keharaman suatu produk menjadi pertimbangan utama dalam aktifitas konsumsi. Keputusan membeli Kosmetik berlabel halal menjadi pertimbangan utama oleh konsumen dibandingkan dengan harga, merk dan atribut produk. Penggunaan Kosmetik yang tidak jelas status kehalalan nya akan memberikan dampak yang buruk bagi penggunaannya dari berbagai aspek. Jumlah produk yang telah bersertifikat halal di Indonesia memiliki presentase yang masih rendah jika dibandingkan dengan produk yang beredar. Tujuan penelitian ini untuk menganalisis pengaruh labelisasi halal terhadap keputusan pembelian kosmetik pada masyarakat kota Pontianak. Penelitian ini menggunakan data primer dengan jumlah 60 responden dari usia 15-64 tahun dari semua pekerjaan. Instrumen pengumpulan data dalam penelitian ini menggunakan kuesioner dengan metode survei eksplanatif serta dilakukan deep interview. Hasil tabulasi data dilakukan analisis deskriptif dan regresi. Hasil penelitian ini menunjukkan 43,3 persen responden termotivasi untuk menggunakan kosmetik berlabel halal; 53,3 persen responden memperhatikan kehalalan Kosmetik; 56,7 persen responden yakin kosmetik yang berlabel halal terjamin kualitasnya; 61,66 persen responden menjadikan label halal sebagai pertimbangan utama dalam membeli kosmetik, 53,3 persen responden mementingkan kehalalan dibandingkan harga kosmetik, dan 73,3 persen responden merasa puas jika menggunakan kosmetik berlabel halal. Responden tidak apatis dan mementikan label halal dalam menggunakan kosmetik. Hasil uji t menunjukkan bahwa tabel t hitung sebesar 8,385 t tabel sebesar 1,671. Hasil regresi menunjukkan bahwa label halal berpengaruh 78,07 persen terhadap keputusan responden membeli kosmetik sedangkan 21,93 persen dipengaruhi faktor lainnya. Keywords     : Label halal, Kosmetik Halal, Keputusan Membeli Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/119 10.32678/ijei.v10i1.119 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 1 (2019) 2541-4127 2085-3696 10.32678/ijei.v10i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/119/82 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/400 2023-06-12T23:45:38Z ijei:ART

Comparison of Firm Value through Capital Structure Analysis in Indonesia and Malaysia Royadi, Refi Nabillah Wulandari, Soliyah Romli, Nurhanani bin Mohd Hussin, Mohd Yahya Capital Structure; Firm Value; Tobin’s Q The optimal funding composition can be obtained using capital structure analysis. Firm value has a big influence on the investment decisions of investors, because firm value can reflect the financial stability and the level of risk faced by the company. This study aims to determine the effect of capital structure in the form of Debt Assets Ratio (DAR) and Debt Equity Ratio (DER) on the firm value, the object in this study is a company listed on the Jakarta Islamic index and a company listed on the FTSE Bursa Malaysia Hijrah Syariah Index. While the firm value indicator used is Tobin's Q. The approach taken in this study uses a quantitative approach Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/400 10.32678/ijei.v13i1.400 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 1 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/400/120 Copyright (c) 2022 Islamiconomic

oai:ojs.journal.islamiconomic.or.id:article/4 2021-07-02T09:47:05Z ijei:ART

PENGARUH STRATEGI PEMASARAN TERHADAP MINAT NASABAH MEMILIH PRODUK TABUNGANKU (Studi di Bank Muamalat Indonesia Cabang Serang) FITRIANI, LAILA AINI, ASTI Hasil wawancara penulis dengan dengan custumer service Bank Muamalat Indonesia Cabang Serang menyatakan jumlah seluruh nasabah tabunganku dari bulan Mei 2010 sampai Oktober 2013 berjumlah 578 orang. Hal ini menunjukkan kurangnya minat nasabah terhadap program tabunganku yang salah satu penyebabnya adalah tidak efektifnya strategi pemasaran dan posisi kantor yang kurang strategis. Stategi pemasaran pada dasarnya memberikan panduan tentang kegiatan yang akan dijalankan untuk dapat tercapainya tujuan pemasaran suatu pemasaran. Mulai dari pemenuhan produk (product), penetapan harga (price), pengiriman barang (place), dan mempromosikan barang (promotion). Masalah yang diangkat dalam riste ini adalah: 1. Apa alasan nasabah dalam memilih produk tabunganku? 2. Berapa besar pengaruh strategi pemasaran terhadap minat nasabah memilih produk tabunganku pada Bank Muamalat Indonesia Cabang Serang?Sampel yang digunakan dalam penelitian ini adalah nasabah yang menggunakan tabunganku di Bank Muamalat Cabang Serang. Jenis data yang digunakan adalah primer dengan menyebar angket/kuesioner kepada nasabah yang menggunakan produk tabunganku. Metode yang digunakan adalah analisis deskriptif,  uji t, koefisien korelasi dan koefisien determinasi.Dari hasil penelitian, terhadap 41 orang responden, penulis menyimpulkan bahwa strategi pemasaran berpengaruh signifikan terhadap minat nasabah memilih produk tabunganku. Dari hasil statistik menggunakan SPSS ver 16.00 hal ini dapat dilihat dari angka korelasi sebesar 57% yang artinya hubungan kedua variabel adalah sedang. Dari hasil tersebut menunjukkan bahwa   lebih besar dari     yaitu sebesar (4,360 1,70). Hal ini berarti bahwa    ditolak dan    diterima, artinya bahwa ada pengaruh antara Strategi pemasaran terhadap minat nasabah memilih produk tabunganku. Nilai R sebesar 0.572 yang artinya pengaruh strategi pemasaran terhadap minat nasabah memilih produk tabunganku sedang. Nilai  = 0,328 artinya bahwa 32,8% perubahan tabunganku dipengaruhi oleh strategi pemasaran, dan sisanya (100% - 32,8% = 67,2%) dipengaruhi oleh variabel lain yang tidak dibahas dalam penelitian ini Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-11-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/4 10.32678/ijei.v5i1.4 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 1 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/4/4 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/668 2025-03-23T14:09:35Z ijei:ART

Self-Evaluation With SWOT Analysis and ANP in The Sharia Business Management Department Maskuroh, Nihayatul Suganda, Asep Dadan Nurhayati, Siti Self-Evaluation; Management; Business This study aims to find out how the efforts of the Faculty of Economics and Islamic Business, UIN Sultan Maulana Hasanuddin Banten, in developing the Sharia Business Management (SBM) study program with all the strengths, weaknesses, and opportunities in dealing with various existing threats. This research uses a feasibility study method for the SBM program with quantitative SWOT analysis and the Analysis Network Process approach to formulate alternative strategies using Super Decisions software. Based on the data obtained, it can be concluded that the positioning of the Sharia Business Management study program, according to the respondents, is quite important and reaches a percentage of 56.5 with the argument that the mastery of Sharia-based business management is quite important as much as 50.8%. Meanwhile, from the Internal Factor Evaluation and External Factors Evaluation metrics, it can be seen that the position of the X axis is at point 3.60, and the position of the Y axis is at point 2.68. Therefore, because the meeting point between the X and Y axes is in quadrant I, so the strategy used is progressive (aggressive), namely maximizing the Strengths-Opportunities strategy by paying attention to other strategies such as Weakness-Opportunities, Strengths-Threats, and Weakness-Threats Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/668 10.32678/ijei.v14i2.668 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/668/140 Copyright (c) 2023 Authors

oai:ojs.journal.islamiconomic.or.id:article/35 2021-07-02T09:49:40Z ijei:ART

BADAN USAHA KOPERASI DAN BADAN USAHA NON KOPERASI (Studi Komparatif) ITANG, ITANG Badan Usaha; Koperasi dan non Koperasi Abstrak. The Comparative Study on Cooperative Enterprise and Non-Cooperative Enterprises. This paper would like to learn deeply on cooperative business enterprise and non-cooperative enterprises. Cooperative is a pillar of the Indonesian economy. In fact cooperative business entity does not exist as non-cooperative enterprises. The difference can be found from several aspects; firstly, Institutional aspects (1. In terms of membership, 2. The meeting of members, 3. The management of the Board of Directors, 4. the Board of Commissioners, 5. The management, 6. The education) and secondly, Business aspects (1. The purpose, 2. The capital, 3. The legality, 3. Advantages).Abstrak. Badan Usaha Koperasi dan Badan Usaha Non-Koperasi (Studi Komparatif). Tulisan ini ingin melihat dari dekat badan usaha koperasi dan badan usaha non koperasi. Koperasi merupakan soko guru perekonomian Indonesia yang mesti dipertahankan keberadaannya, pada kenyataannya badan usaha koperasi ini tidak eksis keberadaannya seperti badan usaha non koperasi. Adapun perbedaannya adalah  dapat dilihat dari beberapa aspek, yaitu: a. Aspek kelembagaan, yaitu: 1. Dilihat dari segi keanggotaan, 2. Dilihat dari rapat anggota, 3. Dilihat dari kepengurusan Direksi, 4. Dilihat dari Dewan Komisaris, 5. Dilihat dari manajemen, 6. Dilihat dari pendidikan. b. Aspek usaha, yaitu: 1. Tujuan, 2. Modal, 3. Badan Hukum, 3. Aspek Keuntungan. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-03-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/35 10.32678/ijei.v7i1.35 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 1 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/35/36 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/892 2026-03-09T07:42:00Z ijei:ART

Analysis of Murabaha Non-Performing Finance Strategy at BPRS SPM Pamekasan Hasanah, Yuliana Hidayatul Qadariyah, Lailatul Strategy; Problematic Financing; Non-performing Finance; Murabaha; Sharia Compliance This study aims to analyze the resolution strategies for Non-Performing Financing (NPF) in murabahah contracts at PT BPRS Sarana Prima Mandiri Pamekasan and assess their alignment with Sharia principles. Employing a descriptive qualitative method, data were obtained through observation, semi-structured interviews, and document analysis. The findings indicate that NPF arises from both internal factors—such as moral hazard and fund misallocation—and external factors like business failure and economic shocks. To address this, the bank implements a dual-track resolution framework: non-litigation strategies grounded in Islamic ethical values (musyawarah and ta’awun), including collection efforts, rescheduling, reconditioning, restructuring, and repayment incentive programs; and litigation mechanisms, specifically through the small claims court system as a last resort. These strategies are systematically structured into a conceptual model that integrates risk sources, resolution mechanisms, and expected outcomes in accordance with maqāṣid al-sharīʿah, especially the protection of wealth (ḥifẓ al-māl), life (ḥifẓ al-nafs), and dignity (ḥifẓ al-ʿirḍ). The study contributes both theoretically—by proposing a localized, Sharia-compliant NPF resolution framework—and practically, by offering policy recommendations such as early warning systems, documentation digitalization, and capacity-building in legal and Sharia literacy. These strategies are essential for maintaining institutional resilience and the sustainability of Islamic microfinance. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/892 10.32678/ijei.v16i1.892 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/892/169 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/94 2021-11-12T07:52:23Z ijei:ART

KAJIAN HUKUM DAN IMPLEMENTASI WAKAF HARTA BERGERAK DI INDONESIA: WAKAF UANG DAN SAHAM Paksi, Girindra Mega Manzilati, Asfi Ekawaty, Marlina cash and share waqf, waqf implementation, literature study, legal study Abstract. The Implementation and Legality Review of Movable Treasure Endowments in Indonesia: Endowments of Money and Shares. Endowment or Waqf is a non-market wealth distribution methods alongside zakah, infaq, and sadaqa. Particularly in Indonesia, waqf practice is identical with fixed asset donation notably land and building. The utilization of most waqf asset in Indonesia is not economically productive, such as mosque and cemetery. The aims of this study are to analyze the precept of cash and share waqf and its implementations. This study is classified as a literature review with qualitative approach. A Meta-synthesis method is applied as analyzing tools. Results shows that most Islamic scholar allow cash and shares to be used as waqf object. Both cash and share waqf can be implemented into two models. Cash waqf can be implemented as mutual fund or converted into other fixed asset. While share waqf implementation can be done through corporate waqf and individual share waqf. Abstrak. Kajian Hukum dan Implementasi Wakaf Harta Bergerak di Indonesia: Wakaf Uang dan Saham. Wakaf adalah metode distribusi kekayaan non-pasar bersama zakat, infaq, dan shadaqah. Khususnya di Indonesia, praktik wakaf identik dengan sumbangan aset tetap, terutama tanah dan bangunan. Pemanfaatan sebagian besar aset wakaf di Indonesia tidak produktif secara ekonomi, seperti masjid dan pemakaman. Tujuan dari penelitian ini adalah untuk menganalisis kas dan share wakaf dan implementasinya. Penelitian ini diklasifikasikan sebagai tinjauan pustaka dengan pendekatan kualitatif. Metode Meta-synthesis diterapkan sebagai alat analisis. Hasilnya menunjukkan bahwa sebagian besar ulama Islam mengizinkan uang tunai dan saham untuk digunakan sebagai objek wakaf. Baik kas dan share wakaf dapat diimplementasikan ke dalam dua model. Wakaf uang tunai dapat diimplementasikan sebagai reksadana atau dikonversi menjadi aset tetap lainnya. Sedangkan pelaksanaan wakaf saham dapat dilakukan melalui wakaf korporat dan wakaf saham individu Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/94 10.32678/ijei.v9i2.94 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/94/71 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/283 2021-07-12T01:02:01Z ijei:ART

SHARIA ACCOUNTING LITERATION AND FRAUDS PREVENTIVE ON FINANCIAL REPORTING IN SHARIA FINANCIAL INSTITUTIONS Rahmi, Asri Noer Islamic accounting literacy; preventive fraud; Islamic financial institutions The purpose of this study to know literacy and Islamic accounting applications against fraud prevention in financial reporting in Islamic Financial Institutions and to apply Islamic values to accountants or auditors in order to prevent fraud in financial reports that often occur. Fraud detection is essential to increasing the value of auditing, but there are many problems that can hinder the implementation of proper detection. Based on a review of various studies that have been carried out, the Sharia accounting application is good, which implements a profit sharing system (avoids usury), there is also a separation of financial reporting for each contract, separation of reporting zakat, infaq and shadaqah reporting. In detecting fraud prevention, there are four factors that can prevent fraud in financial reporting identified through this study. First, the auditing standards are insufficient to support proper detection. Second, the characteristics of the occurrence of fraud make it difficult to detect fraud. Third, there is a lack of knowledge of Islamic values in the Sharia accounting application so that fraud does not occur, and the fourth is that there must be awareness that financial statement analysis is not only responsibility for the company, interested parties and decision-holders, but also accountability. who will be accountable in the hereafter, if fraud occurs, then they must be prepared to bear their sins in the hereafter. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2021-07-12 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/283 10.32678/ijei.v12i1.283 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 1 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/283/111 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/411 2023-06-30T18:40:24Z ijei:ART

The Impact of Capital Structure and Profitability on Stock Prices in The Property Sector Companies and Real Estate Listed on The Indonesia Stock Exchange Innasya Puteri, Alya Wahyuni, Elmiliyani Capital Structure; Profitability; Stock Price The purpose of this study was to determine the effect of capital structure through the Debt-to-Equity Ratio (DER) and profitability through Return on Equity (ROE) on stock prices in property and real estate sector companies on the Indonesia Stock Exchange (IDX) for the 2016-2021 period. This type of research is field research (field research). By using a quantitative descriptive approach to describe the effect of capital structure, and profitability on stock prices of Property and Real Estate companies for the 2016-2021 period. The population in this study was 86 Property and Real Estate companies. With the purposive sampling technique, only 32 companies were sampled in this study. Data collection techniques use documentation techniques in the form of Annual Reports, statistical reports on annual stock movements, and other data through the Indonesia Stock Exchange website for 6 years. The results of the research that the authors obtained indicate that the Capital Structure through the Debt-to-Equity Ratio (DER) on stock prices. Profitability through Return on Equity (ROE) on stock prices has a negative effect. Capital Structure through Debt-to-Equity Ratio (DER) and Profitability through Return on Equity (ROE) can jointly affect the Stock Price. Based on the results of the coefficient of determination test, it is known that stock prices are influenced by capital structure and profitability by 3.4% while the remaining 96.6% is influenced by other variables outside of this study. Whereas the things that can affect changes in the price of shares are Return on Asset (ROA), return On Equity (ROE), Debt To Asset Ratio (DAR), Debt To Equity Ratio (DER), Book Value Per Share (BVS), Price Book Value (PBV), and Earning Per Share (EPS). Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/411 10.32678/ijei.v14i1.411 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 1 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/411/135 Copyright (c) 2023 Alya Innasya Puteri, Elmiliyani Wahyuni

oai:ojs.journal.islamiconomic.or.id:article/24 2021-07-02T09:47:44Z ijei:ART

PRODUKSI, DISTRIBUSI, DAN KONSUMSI DALAM ISLAM SARI, WIDYA Islam; Produksi; Distribusi; Konsumsi Pola konsumsi dan perilaku produksi menentukan roda perekonomian. Al-Qur’an sebagai sumber ajaran, memiliki ajaran tentang konsumsi, produksi dan distribusi disamping aktivitas-aktivitas perekonomian lainnya. Dalam konteks produksi, tentu saja produsen muslim sama sekali sebaiknya tidak tergoda oleh kebiasaan dan perilaku ekonom-ekonomi yang bersifat menjalankan dosa, memakan harta terlarang, menyebarkan permusuhan, berlawanan dengan sunnatullah, dan menimbulkan kerusakan di muka bumi. Walau bagaimanapun, secanggih alat untuk menghitung nikmat Allah pasti tidak akan menghitungnya.Dalam konseptual konsumsi ada beberapa prinsip yang harus dipatuhi oleh konsumen muslim, yang antara lain : prinsip halal dan baik, prinsip ketiadaan mengikuti hawa nafsu, prinsip sukur.Sistem  ekonomi  Islam menawarkan  sistem  penditribusian  ekonomi  yang mengedepankan  nilai  kebebasan  dalam  bertindak  dan  berbuat  dengan  dilandasi oleh ajaran agama serta nilai keadilan dalam kepemilikan yang disandarkan pada dua  sendi,  yaitu  kebebasan  dan  keadilan Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-08-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/24 10.32678/ijei.v5i2.24 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 2 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/24/25 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/832 2025-03-23T13:41:52Z ijei:ART

The Future of Waqf: Digital Transformation and Customer Adoption in Islamic Banking Zaki Fuadi, Nasrul Fahmi Khabibah, Ani Nur Irfan, Mohammad Cash Waqf; Transformation; Islamic Banking; Islamic Filantrophy This research explores Islamic bank customers' acceptance of the digitalization of cash waqf as a form of waqf transformation in Indonesia. Cash waqf has great potential to support the economic development of the people through social funding sources. By utilizing digital technology, cash waqf transformation aims to increase community participation, expand the scope of waqf, and realize broader social benefits. Based on the Unified Theory of Acceptance and Use of Technology (UTAUT) model, this research analyzes factors such as performance expectations, business expectations, social influence, and facilitating conditions on customer acceptance. The research results show that all variables have a significant influence, but aspects of religiosity, belief and other factors need to be investigated further. This research contributes to the development of a digitalization system for cash waqf in the sharia banking sector to increase inclusion and effectiveness of waqf. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journal.islamiconomic.or.id/index.php/ijei/article/view/832 10.32678/ijei.v%vi%i.832 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 en Copyright (c) 2024 Nasrul Fahmi Zaki Fuadi, Ani Nur Khabibah, Mohammad Irfan

oai:ojs.journal.islamiconomic.or.id:article/77 2021-07-02T09:45:08Z ijei:ART

MONOPOLI RENT SEEKING DAN DUMPING POLICY DALAM ETIKA BISNIS Masykuroh, Nihayatul Monopoli; Rent-Seeking; Dumping Policy; Etika Bisnis Abstract. Monopoly on Rent-Seeking and Dumping Policy in Business Ethics (Study on Muslim Economists’ Opinion). Monopoly on rent-seeking and dumping policy occurs because people leave the moral values in their business. Some people argue that business is purposive to gain the profit. Islam does not prohibit a person from doing business activity, either in the condition there is one seller (monopoly) or there are other sellers. In addition, Islam also does not prohibit a person stocking of goods for inventory purposes. The prohibition of monopoly on Rent-Seeking and dumping policy that caused of tyrannize, maltreat others, and include businesses that are not in accordance with ethics. An economic activity can be regarded as ikhtikar if it meets two conditions; first, the hoarding object is the goods of the community's needs; second; the purpose of stockpiling is to achieve profit above the normal profit.Abstrak. Monopoli Rent-Seeking dan Dumping Policy Dalam Etika Bisnis (Studi Pendapat Para Ekonom Muslim). Monopoli rent-seeking dan dumping policy terjadi didorong oleh realitas bisnis yang mengabaikan nilai-nilai moralitas. Bagi sementara pihak, bisnis adalah aktifitas ekonomi manusia yang bertujuan mencari laba semata-mata. Islam tidak melarang seseorang melakukan aktivitas bisnis, baik dalam kondisi dia merupakan satu-satunya penjual (monopoli) maupun ada penjual lain dan Islam juga tidak melarang seseorang menyimpan stok barang untuk keperluan persediaan. Aktifitas monopoli Rent-Seeking dan dumping policy merupakan suatu aktifitas ekonomi dalam bidang bisnis yang kegiatannya dilarang, karena dapat mendzalimi dan memudharatkan orang lain dan temasuk kepada bisnis yang tidak sesuai dengan etika bisnis. Akan tetapi  sebuah aktifitas ekonomi baru dapat dikatakan sebagai ikhtikar jika memenuhi setidaknya dua syarat; pertama, objek penimbunan merupakan barang-barang kebutuhan masyarakat, dan kedua; tujuan penimbunan adalah untuk meraih keuntungan diatas keuntungan normal. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2017-12-20 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/77 10.32678/ijei.v8i2.77 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 2 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/77/94 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/158 2021-04-15T13:22:32Z ijei:ART

EVALUATION OF DUAL BANKING SYSTEM IN BANKING IN INDONESIA Nurun Nikmah, Amanatun Nisfah Suryanto, Tulus Surono, Surono Dual Banking System; Conventional Banks; Islamic Banks Evaluation of Dual Banking System in Indonesia. Dual Banking System is the application of two banking systems in one banking institution, namely conventional banking and Islamic banking. Indonesia can optimize the dual banking system through strength share and weakness cover, namely Islamic banks are generally superior in terms of a more stable system in the face of market changes but have deficiencies in infrastructure, whereas conventional banks have large market and capital access and more infrastructure complete, but very vulnerable to crises due to the negative factors of economic integration which are already very strong. The superiority of the dual banking system concept is seen in two separate systems that operationally do not affect each other, but have one common goal, namely financial stability that supports economic growth. So, to achieve this goal the two systems can work together in external factors such as access to capital, infrastructure, supervision or clearing systems that can help interbank liquidity. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-12-25 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/158 10.32678/ijei.v11i2.158 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 2 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/158/102 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/15 2021-07-02T09:46:41Z ijei:ART

PERAN ZAKAT DALAM PENGEMBANGAN SEKTOR RIIL HUMAEMAH, RATU Zakat merupakan pajak yang bersifat relijius-ekonomik yang diwajibkan kepada muzakki oleh negara untuk dialokasikan kepada mustahik seperti yang telah ditetapkan dalam Al-Quran.Zakat yang juga merupakan kewajiban umat muslim dapat digunakan sebagai upaya pemerataan kekayaan. Hal ini dilihat dari banyaknya jenis-jenis zakat, penggunaanya bisa saja dikembangkan untuk sektor riil. Penekanan selanjutnya bagaimana umat Islam sendiri mempunyai keinginan yang kuat untuk menerapkan sistem ini, dan bagaimana pengelolaannya agar dapat tersalurkan merata sehingga tujuan dapat tercapai.Diantara cara meningkatkan penghasilan mustahik/kaum dhuafa, adalah pendistribusian zakat yang dilakukan dengan memberikan bantuan modal usaha bagi para mustahiq/kaum dhuafa. Karena salah satu sektor yang perlu mendapat perhatian dan dukungan adalah sektor riil. Adapun pengusaha besar, mereka memiliki akses modal dari banyak elemen. Sektor riil memiliki peran yang sangat besar dalam menyerap angka pengangguran, serta meningkatkan pertumbuhan ekonomi dan kesejahteraan masyarakat. Selain itu, kinerja sektor ini pun mempengaruhi kinerja sektor keuangan/moneter Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-04-22 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/15 10.32678/ijei.v4i2.15 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 2 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/15/15 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/745 2025-09-10T08:19:37Z ijei:ART

Enhancing Sharia Insurance Development in Indonesia: The Role of Fintech and Product Innovation Kusuma, Mitra Dewi Daulay, Aqwa Naser Nasution, Juliana Financial Technology; Product Innovation; Sharia Insurance Development This research uses quantitative methods and secondary data to investigate the impact of Financial Technology (Fintech) and product innovation on developing the Sharia insurance industry in Indonesia. The study uses multiple linear regression analysis to explore the relationship between independent variables (Fintech usage and product innovation) and the dependent variable (Sharia insurance development) for 2014-2023. Secondary data, sourced from reliable institutions such as financial reports and the Financial Services Authority (OJK), is analyzed to uncover these relationships. The findings reveal a significant positive correlation between both Fintech and product innovation and the overall development of Sharia insurance. Although product innovation alone does not show a significant statistical impact, it significantly affects Sharia insurance development when combined with Fintech. However, the influence of these variables is likely moderated by other factors such as regulatory changes, public perception, and economic conditions. This study enriches the existing literature on fintech and product innovation by providing empirical evidence of their effects on the growth of Sharia insurance in Indonesia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/745 10.32678/ijei.v15i2.745 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/745/156 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/63 2021-07-02T09:50:36Z ijei:ART

THE PROPERTY IN ISLAM (IMAM MUHAMMAD ABU ZAHRAH’S PERSPECTIVE) Syahir, Badrun Abdullah, Mustaffa Property; Provision; Infaq; Sadaqah Based on an observation through many communities, it is obviously that people are very careless on the possession of property, or even merely to get the advantage from it. They used not to think about, but prefer to neglect, the rightness of owning, the rightness of acquiring and the rightness of spending the property. In their mind is whatever they can gain, irrespective to the ethic and moral on the way of reaching and gaining, is totally belong to them, and they are free to do so ever. It is a very liberal concept of property.As a way of life, Islamic order ruled all aspects of life including the ownership of the property. There many verses of Al Qur’an as well as the teaching of the prophet Muhammad PBUH about the property. But the problem is there are many muslim scholars who has interpreted Al Qur’an on the fact and reality based only, and not due to the core of the mission of Al Qur’an. Not to pick the Qur’an teaching up to the life, or to build up the life depend on the doctrine of Qur’an, as it is ought to.Imam Muhammad Abu Zahrah, the famous and prominent Egyptian muslim scholar in the first twentieth century who has great intention and desire of the implementation of Islamic law was one who has keen interest on the issue of economy, especially on the issue of usury (riba). He has written several articles, papers and a book as well, on the subject of riba. Moreover, he has also written a set of Qur’anic Interpretation (Tafsiir) in which he commented on some verses concerning the property and wealth.   Universitas Islam Negeri Sultan Maulana Hasanuddin Banten no 2017-08-09 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/63 10.32678/ijei.v8i1.63 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 1 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/63/50 https://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/63/2 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/1027 2026-04-10T16:58:59Z ijei:ART

Optimizing Blockchain Waqf as An Instrument for The Sustainability of Pesantren Education Mahfudz, Akhmad Affandi Ihsan, Syahrul Syamsuri, Syamsuri Shuib, Mohd Sollehudin Blockchain; Optimization; Waqf; Sustainability; Pesantren The emergence of the need for sustainable education, makes waqf a potential solution to support pesantren education by utilizing technology. The role of blockchain as a cutting-edge technology and the development of waqf-based Pesantrens in Indonesia make this study crucial. This article discusses the optimization of waqf as an instrument to support the sustainability of pesantren education by utilizing blockchain technology. This study uses a qualitative methodology to explore the integration of blockchain technology in the pesantren waqf system comprehensively. This study uses a literature study approach from secondary data. The results of the study indicate that the implementation of blockchain in pesantren waqf can increase transparency through irreversible transaction recording, accelerate the distribution of benefits and maintain accountability with smart contracts, even its traceable nature can increase public or waqif trust in waqf management in Pesantrens. In addition, the purpose of this study is to provide an appropriate waqf optimization strategy by utilizing blockchain technology to produce sustainable education. The conclusion of this study emphasizes the use of blockchain which has great potential in optimizing waqf management for the sustainability of pesantren education, but its implementation requires the right adaptation strategy and readiness of waqf managers. The contribution of the study is in the form of literacy of blockchain-based waqf digitalization in Pesantrens and opens opportunities for further research related to practical and policy aspects. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-10-07 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/1027 10.32678/ijei.v16i2.1027 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/1027/183 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/143 2019-12-31T05:50:26Z ijei:ART

PENGARUH KEJELASAN LABELISASI HALAL DAN PERILAKU-BERAGAMA TERHADAP MINAT BELI KONSUMEN: ANALISIS DUA MODEL ALTERNATIF Apriyanto, Wahyu Dwi Heruwasto, Ignatius Labelisasi Halal, Kejelasan Label Halal, Perilaku Beragama, Hablumminallah, Hablumminannas, Produk Halal, Minat beli, Model Alternatif, Model Moderasi. Abstract. The Influence of Halal Labelization and Religious Behavior of Consumer Buying Interest: Analysis of Two Alternative Models. This research was conducted to determine the effect of clarity on halal labels, and religious attitudes and behavior on consumer buying interest. The attitude and behavior of Muslims in buying a product is influenced by the presence or absence of halal labels and religious attitudes and behavior. But at this time no one has examined the impact of the clarity / clarity of the halal label on a product in influencing the desires of Muslim consumers. In this study two models were developed, in which the first model wanted to see the impact of the clarity of halal labeling together with religious behavior as a purely independent variable effect on buying interest. Whereas alternative models or moderation models, want to see the possibility of halal label clarity as a moderating relationship between religious behavior and buying interest. This study shows that the clarity of the halal label is not a moderating variable on the relationship between religious behavior and buying interest, but it is a purely independent variable that together religious behavior encourages buying interest. The results showed that the clarity of the halal label is a major factor that can encourage buying interest in Muslim consumers. Then furthermore, the level of observance of Muslims in implementing religion/ religious observance also encourages interest in buying halal products. Abstrak: Pengaruh Kejelasan Labelisasi Halal dan Perilaku Beragama Terhadap Minat Beli Konsumen: Analisis Dua Model Alternatif. Penelitian ini melihat pengaruh kejelasan label halal, dan sikap serta perilaku beragama terhadap minat beli konsumen. Sikap dan perilaku umat muslim dalam membeli suatu produk dipengaruhi oleh ada tidaknya label halal serta sikap dan perilaku beragama. Tetapi saat ini belum ada yang meneliti dampak jelasannya / kejelasan label halal dalam suatu produk dalam mempengaruhi keinginan konsumen muslim. Dalam penelitian ini dikembangkan dua model, dimana model pertama ingin melihat dampak kejelasan labelisasi halal bersama-sama dengan perilaku beragama sebagai variabel independen murni pengaruhnya terhadap minat beli. Sedangkan model alternatif atau model moderasi, ingin melihat kemungkinan kejelasan label-halal sebagai moderasi hubungan antara perilaku beragama terhadap minat beli. Penelitian ini menunjukkan bahwa kejelasan label halal bukan merupakan variabel moderasi terhadap hubungan antara perilaku beragama dengan minat beli, tetapi merupakan variable independen murni yang bersama-sama perilaku beragama mendorong minat beli. Hasil penelitian menunjukkan bahwa kejelasan label halal merupakan faktor utama yang dapat mendorong minat beli konsumen muslim. Kemudian selanjutnya, tingkat ketaatan muslim dalam melaksanakan agama/ taat dalam beragama juga mendorong minat beli produk halal. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/143 10.32678/ijei.v10i2.143 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 2 (2019) 2541-4127 2085-3696 10.37035/ijei.v10i2 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/143/92 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/509 2023-03-06T06:55:05Z ijei:ART

MEMBANGUN BRAND (IMAGE) FAKULTAS DALAM RANGKA MENYONGSONG ERA FOURTH INDUSTRIAL REVOLUTION (4IR) Maskuroh, Nihayatul Suganda, Asep Dadan Nawawi, Ma'mun Brand (Image); Fourth Industrial Revolution; Added Value; Selling Point This study aims to determine how the efforts of the Faculty of Islamic Economics and Business, UIN Sultan Maulana Hasanuddin Banten to build a brand (image) in dealing with the Fourth Industrial Revolution, as well as the potential and opportunities of Faculty. The method of this research used descriptive qualitative by guided interviews were conducted to the stakeholders and faculty users. It can be seen that the the efforts of the Faculty to build the brand (image) in dealing with the Fourth Industrial Revolution through five aspects such; aspects of department accreditation, aspects of student achievement, aspects of graduate quality, aspects of excellent activities, and aspects of relations with alumni. Meanwhile, in order to optimize all the potentials and opportunities to build the brand (image), the Faculty of Islamic Economics and Business will implement an aggressive Grand Strategy with actively optimizing the strength to take advantages of all the opportunities. Furthermore, by carrying out this strategy, hopefully that the Faculty of Islamic Economics and Business have the added value and selling points in dealing with the Fourth Industrial Revolution. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-06-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/509 10.32678/ijei.v11i1.509 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 1 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/509/125 Copyright (c) 2023 Nihayatul Maskuroh, Asep Dadan Suganda, Ma'mun Nawawi

oai:ojs.journal.islamiconomic.or.id:article/7 2021-07-02T09:49:40Z ijei:ART

ANALISIS MINAT INVESTOR DI KOTA SERANG TERHADAP INVESTASI SYARIAH PADA PASAR MODAL SYARIAH PERISTIWO, HADI Penelitian ini dilakukan dengan latar belakang bahwa untuk lebih mengenalkan dan mengembangkan pasar modal syariah, maka diperlukan adanya kekuatan suatu basis investor lokal (daerah) serta ketersediaan produk investasi syariah dalam jangka panjang. Kajian penelitian ini dilakukan terhadap investor yang yang berdomisili di Kota Serang Provinsi Banten. Metode penelitian yang digunakan dalam penelitian ini adalah dengan menggunakan metode analisis kuantitatif dengan menggunakan metode deskriptif yaitu data penelitian yang disajikan dalam bentuk grafik atau tabel. Analisis serta interpretasi lebih lanjut dilakukan atas faktor-faktor yang sangat berpengaruh signifikan terhadap minat investor untuk berinvestasi syariah. Terdapat 2 (dua) faktor yang paling menentukan (signifikan) terhadap minat investor untuk berinvestasi syariah. Pertama adalah kehalalan terhadap imbal hasil yang akan diperoleh dalam berinvestasi efek-efek syariah. Kedua adalah keyakinan bahwa efek syariah tidak bertentangan dengan prinsip syariah. Berdasarkan atas hasil serta analisis kajian penelitian yang telah dilakukan maka dapat disimpulkan bahwa sebagian besar investor di Kota Serang berminat untuk berinvestasi syariah pada pasar modal syariah Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-11-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journal.islamiconomic.or.id/index.php/ijei/article/view/7 10.32678/ijei.v7i1.7 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 1 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i1 eng https://journal.islamiconomic.or.id/index.php/ijei/article/view/7/7 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam abf2a45f0c89a0275d09882addf253c6