COMPARISON OF ISLAMIC BANKS PERFORMANCE AND CONVENTIONAL BANKS PERFORMANCE IN MUSLIM-MAJORITY PROVINCES AND NON-MUSLIM MAJORITY PROVINCES

Eko Fajar Cahyono*  -  Islamic Economic Department Faculty of Economics and Business Universitas Airlangga, Indonesia
M. Fariz Fadillah Mardianto  -  Departemen of Mathematics, Faculty of Science and Technology, Airlangga University, Indonesia
Tika Widiastuti  -  Islamic Economic Department Faculty of Economics and Business Universitas Airlangga, Indonesia

(*) Corresponding Author

This study aims to look a universality services Islāmic banking and conventional bank services and products in Indonesia by testing whether the services and products of conventional Islāmic banks and conventional banks accepted by all groups, both Muslims and non-Muslims. The method used was the Multivariate Analysis of Variance (MANOVA) test by comparing Islāmic banks performance and conventional banks performance represented by several financial ratios in a number of provinces in Indonesia. There are two provincial categories, namely the first group is a provincial province with a most Muslim population and the second is a class of provincial provinces with a most non-Muslim population in Indonesia.

Keywords : Universality, Bank, Islamic Bank, Bank Performance, MANOVA

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ISLAMICONOMIC: Jurnal Ekonomi Islam
Published by Departement of Islamic Economics, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten - Indonesia
Main Building of Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten, Jenderal Sudirman Street, No. 30 Serang 421188 Banten Indonesia
Phone: +62 812-2960-4000
Website: https://journal.islamiconomic.or.id/
Email: asep.dadan@uinbanten.ac.id

ISSN: 2085-3696 (Print)
ISSN: 2541-4127 (Online)

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