2026-06-06T14:25:08Z http://journal.islamiconomic.or.id/index.php/ijei/oai

oai:ojs.journal.islamiconomic.or.id:article/89 2021-11-12T07:52:13Z ijei:ART

THE EFFECT OF CUSTOMERS’ INCOME, BUSINESS CAPITAL, MARGIN AND COLLATERAL VALUE ON MURABAHAH FINANCING DEMAND AT BANK BNI SYARIAH MIKRO KANTOR CABANG PEMBANTU PRAYA. Sukmana, Muhammad Zia Anggi income, capital, margin, collateral and murabaha Abstract. The Effect of Customers’ Income, Business Capital, Margin and Collateral Value on Murabahah Financing Demand at Bank BNI Syariah Mikro Kantor Cabang Pembantu Praya. The study was objective to analyzed effect of customers’ income, business capital, margin and collateral value on murabaha financing demand at Bank BNI Syariah Mikro Kantor Cabang Pembantu Praya. Type of research was explanation study with quantitative approach. Population of the study is customers’ entire murabaha product. Sampling method applied non probability sampling. Data was collected by means of observation, interview, and questionnaire sheets. Data was analyzed via OLS multiple regression. Hypothesis testing are held two methods namely partial test (t-test) to examine effect of each independents variables individually and overall test (F-test) to examine effect of all independent variables simultaneously. Result of the study indicated that income and margin has significant effect on murabaha demand with t-stat is larger than tα, respectively. In the other hand, both business capital and collateral value has no significant effect on its demand, these variable indicated t-stat less than tα. Simultaneously these independent variables on murabaha demand have significant effect. Abstrak. Pengaruh Pendapatan Pelanggan, Modal Bisnis, Margin, Dan Nilai Collateral Terhadap Pembiayaan Murabahah Pada Bank Bni Syariah Mikro Kantor Cabang Pembantu Praya. Penelitian ini bertujuan untuk menganalisis pengaruh pendapatan nasabah, modal, margin pembiayaan serta nilai jaminan terhadap permintaan pembiayaan murabahah pada Bank BNI Syariah Mikro Kantor Cabang Pembantu Praya. Jenis penelitian adalah penelitian eksplanasi dengan menggunakan pendekatan kuantitatif. Populasi dalam penelitian adalah semua nasabah pembiayaan produk murabahah di Bank BNI Syariah KCP Praya. Sampel penelitian menggunakan non probability. Pengumpulan data menggunakan teknik observasi dan wawancara. Pengumpulan data dengan menggunakan kuisioner (angket). Analisis data menggunakan teknik analisis regresi linear berganda. Secara parsial pendapatan nasabah dan margin pembiayaan berpengaruh signifikan terhadap permintaan pembiayaan murabahah pada Bank BNI Syariah Mikro Cabang Pembantu Praya. Sedangkan modal dan nilai jaminan tidak berpengaruh signifikan terhadap permintaan pembiayaan murabahah pada Bank BNI Syariah Mikro Cabang Pembantu Praya. Secara simultan pendapatan nasabah, margin pembiayaan, modal, dan nilai jaminan tidak berpengaruh signifikan terhadap permintaan pembiayaan murabahah pada Bank BNI Syariah Mikro Cabang Pembantu Praya. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-06-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/89 10.32678/ijei.v9i1.89 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 1 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/89/67 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/257 2021-07-12T01:02:01Z ijei:ART

IMPLEMENTATION OF GREEN SUPPLY CHAIN MANAGEMENT IN HALAL SUPPLY CHAIN MANAGEMENT - A CONCEPTUAL MODEL Firdiansyah, Fitra Azkiya Rosidi, Achmad Nur Iman, Aldi Khusmufa Halal industry; Green Industry; Industrial Supply Chain Management Industrial estates are usually reflected in the existence of a certain standardization. The green industrial area was born with Green Supply Chain Management. The halal industry gave birth to Halal supply chain management. So far, there has not been an application of an environmentally friendly concept in the halal industrial area that applies the concept of Halal supply chain management. The concept of Halal supply chain management should complement the existing concepts. This is what the researchers then found a middle way to do by continuing to carry out Halal Supply Chain Management which is also environmentally friendly. This research is a literature study by examining the quality of the study, the process of collecting and sorting data according to the intended object, data analysis, interpretation of the results, and recommendations of the research results. The results of the analysis show that Halal is reflected in Halal Supply Chain Management, while Green Supply Chain Management reflects “thoyyībān” (good) in the environment. The two concepts basically become one unit in "hālalān thoyyībān". So that the results of research with the implementation of environmentally friendly concepts in the supply chain of the halal industry have an additional positive impact in three aspects, namely. Financial, Environmental, and Social Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2021-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/257 10.32678/ijei.v12i1.257 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 1 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/257/107 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/51 2019-07-19T03:08:52Z ijei:ART

oai:ojs.journal.islamiconomic.or.id:article/576 2025-03-23T14:09:35Z ijei:ART

Unemployment Alleviation Strategy Through The Implementation of Zakat Commandment Syamsuri, Syamsuri Mabarroh, Inda Taqiya Nurfattah, Arizqiya Shuib, Mohd Sollehudin Zakat, Unemployment, Consumptive Zakat has an important role as an instrument to realize income equality and maintain balance in society, one of which is overcoming unemployment. This research aims to find out how the strategy of distributing zakat funds can alleviate unemployment by Islamic law. This research examines the theoretical relationship between the pattern and mechanism of zakat management, viewed from a sharia perspective, and its economic impact. This is literature research by reviewing books and journals discussing productive zakat in poverty alleviation efforts. This study is a descriptive comparative analysis. The data collected is analyzed using the content analysis method, a technique used to analyze the meaning of the data collected through literature research. The results of this study indicate that the role of zakat in overcoming unemployment is getting better economically through the distribution of consumptive zakat. The consumptive assistance will increase Mustahik's purchasing power to meet their needs. The increase in purchasing power has a positive impact on increasing a company's production. With the increasing demand for the product, companies need to improve their production capacity. The company will hire more labour to meet the increased demand, and consequently, the problem of unemployment can be overcome Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/576 10.32678/ijei.v14i2.576 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/576/141 Copyright (c) 2023 Syamsuri Syamsuri, Inda Taqiya Mabarroh, Arizqiya Nurfattah, Mohd Sollehudin Shuib

oai:ojs.journal.islamiconomic.or.id:article/31 2021-07-02T09:48:10Z ijei:ART

APLIKASI ETOS KERJA DALAM BERBAGAI PROFESI SOHARI, SOHARI Etos Kerja; Profesi Abstract. The Applications of Work Ethic in Different Professions. Islam as a balanced religion gives the principles that are important to regulate all aspects of human life, both concerning worship, social, economic and legal. To discus, muamalah Islam has also give a clear guidance to find and achieve the profit. In trading, Islam has given a very good ethos that a person who buy and sale must use a transparent mekanism and do as they liked. In this regard, it becomes extremely urgent for Muslims business to learn the basic principles of doing business and others behave in a way to have a good work ethic which is blessed by Allah SWT. Good work ethic turned out to be devastating for the economic agents or employees. Mainly in produce, in the life of society, people who are successful and succeed in life are those who constantly use their time for activities that are beneficial and are always serious in doing something, they assume that time is money. In contrast, people who love useless, will not succeed even he will be crushed by the times. Therefore, a Muslim should expend all his ability to seek a job with a vengeance. However, that provision must be earned to seek sustenance kosher, do not put a lot of income alone, without regard to the established, of course, any kind of work is not prohibited as long as not contrary to the Islamic shariah. In the work, he uses his or her ability and in accordance also with expertise, working by hand using their own capabilities as described in the above hadith is the most excellent work.Abstrak. Aplikasi Etos Kerja Dalam Berbagai Profesi. Sebagai agama yang seimbang Islam memberikan prinsip-prinsip yang penting untuk mengatur segala aspek kehidupan manusia, baik yang menyangkut peribadatan, sosial, ekonomi dan hukum. Dalam membahas muamalah Islam juga telah memberikan pedoman yang jelas dalam mencari dan mencapai keuntungan. Dalam jual beli Islam telah memberikan etos yang sangat baik yaitu seseorang harus melakukan jual beli dengan jalan yang dilakukan secara transparan dan dilakukan suka sama suka. Berkenaan dengan hal tersebut, menjadi sangat urgen bagi para pelaku bisnis muslim untuk mempelajari prinsip-prinsip dasar dalam berbisnis dan berperilaku yang lainnya dengan cara mempunyai etos kerja yang baik yang diridhai oleh Allah SWT. Etos kerja yang baik ternyata akan berpengaruh bagi para pelaku ekonomi atau para karyawan, terutama dalam menghasilkan. Dalam kehidupan di masyarakat, orang-orang yang  sukses dan berhasil dalam hidupnya adalah mereka yang senantiasa menggunakan waktunya untuk kegiatan yang bermanfaat dan selalu serius dalam mengerjakan sesuatu, mereka menganggap bahwa waktu adalah uang (time is money), Sebaliknya, orang-orang yang suka tidak berguna, tidak akan meraih kesuksesan bahkan ia akan tergilas oleh zaman. Oleh karena itu, seorang muslim selayaknya mengeluarkan segala kemampuannya untuk mencari rezeki dengan sekuat tenaga. Akan tetapi, rezeki yang diusahakannya untuk mencari rezeki haruslah halal, tidak mengutamakan penghasilan yang banyak semata, tanpa mengindahkan antara yang telah ditetapkan, tentu saja, pekerjaan apapun tidak dilarang selama tidak bertentangan dengan syari'at Islam. Dalam bekerja, ia menggunakan tangannya atau kemampuannya serta sesuai pula dengan keahliannya, Bekerja dengan menggunakan tangan dan kemampuan sendiri sebagaimana dijelaskan dalam hadis di atas adalah pekerjaan yang paling baik. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2015-04-20 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/31 10.32678/ijei.v6i1.31 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 1 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/31/32 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/879 2026-03-09T07:42:00Z ijei:ART

The Influence of Regulation, Halal Awareness, and Business Prospects on Halal Certification Decisions for MSMEs in Medan City Ritonga, Rizka Sabila Nasution, Muhammad Lathief Ilhamy Tambunan, Khairina Regulations, Halal Awareness, Business Prospects, Halal Certification, MSMEs The halal industry continues to experience significant growth globally, as awareness of halal products increases. In Indonesia, this sector is a national priority, especially in encouraging MSMEs to obtain halal certification. However, the level of certification among MSMEs is still low, including in Medan City, which has great potential in the development of the halal industry. The research objective is to examine the effect of halal awareness regulations, as well as business prospects on MSME decisions to obtain halal certification in Medan City. This study uses a quantitative approach with primary data sources obtained through distributing questionnaires to 100 respondents. The sampling technique uses a non-probability sampling method with a purposive sampling approach, namely determining the sample based on certain criteria that are relevant to the research objectives. Data analysis was carried out using statistical tests in the form of multiple linear regression to determine the effect of each independent variable on MSME halal certification decisions. The results showed that regulation, halal awareness, and business prospects have a significant effect on MSME halal certification decisions in Medan City, with halal awareness as the dominant factor. This finding implies the importance of the role of education, simplification of regulations, and increasing halal market literacy for business actors, which directly supports the strengthening of the Islamic economy through the application of sharia principles in MSME economic activities, and encourages the creation of a competitive and sustainable halal ecosystem. This study reinforces the importance of applying sharia principles to empower MSMEs through halal certification Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/879 10.32678/ijei.v16i1.879 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/879/167 Copyright (c) 2025 Rizka Sabila Nasution, Muhammad Lathief Ilhamy Nasution, Khairina Tambunan

oai:ojs.journal.islamiconomic.or.id:article/1404 2026-05-19T06:01:18Z ijei:ART

Determinants of MSMEs’ Adoption of Islamic Banking Products: The Role of Halal Lifestyle, Islamic Financial Literacy, and Trust Qholishoh, Ziadatul Nur Yuningrum, Heny Muyassarah, Muyassarah Halal Lifestyle; Islamic Financial Literacy; Trust; MSMEs; Islamic Banking. Micro, Small, and Medium Enterprises (MSMEs) play an important role in supporting Indonesia’s economic growth; however, the market share of Islamic banking remains relatively small compared to conventional banking, particularly among MSME actors. This indicates that the utilization of Islamic banking products by MSMEs is still limited and may be influenced by behavioral and cognitive factors. Previous studies tend to examine financial literacy or trust separately, leaving limited understanding of how halal lifestyle, Islamic financial literacy, and trust simultaneously influence MSMEs’ decisions to use Islamic banking products. This study aims to analyze the influence of halal lifestyle, Islamic financial literacy, and trust on MSMEs’ decisions to use Islamic banking products in Central Java. This study employs a quantitative approach using primary data collected from 100 MSME actors through questionnaires and analyzed using multiple linear regression. The results show that halal lifestyle and trust have a positive and significant effect on MSMEs’ decisions to use Islamic banking products, while Islamic financial literacy shows a significant negative effect, indicating that higher literacy may encourage MSME actors to be more critical and selective when choosing financial institutions. The three variables simultaneously explain 62.7% of the variation in MSME decisions, with trust identified as the most dominant factor. These findings contribute to the consumer behavior theory perspective in Islamic finance by integrating halal lifestyle, Islamic financial literacy, and trust in explaining MSME financing decisions in Islamic banking. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2026-05-19 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article http://journal.islamiconomic.or.id/index.php/ijei/article/view/1404 10.32678/ijei.v17i1.1404 Islamiconomic : Jurnal Ekonomi Islam; Vol 17, No 1 (2026) 2541-4127 2085-3696 10.32678/ijei.v17i1 en Copyright (c) 2026 Authors

oai:ojs.journal.islamiconomic.or.id:article/139 2020-12-25T08:26:16Z ijei:ART

ANALISIS TINGKAT EFISIENSI BADAN PENGELOLA ZAKAT DI TIGA NEGARA ASEAN (INDONESIA, MALAYSIA DAN SINGAPURA) Subardi, Hani Meilita Purnama Sukmadilaga, Citra Yuliafitri, Indri Efisiensi, Badan Pengelola Zakat, DEA Zakat diyakini dapat menjadi sarana untuk menciptakan keadilan distribusi kekayaan masyarakat. Namun, nyatanya realita yang muncul di Indonesia menunjukkan bahwa dana zakat yang berhasil dikumpulkan masih jauh dari potensi yang ada. Di Malaysia, permasalahan distribusi zakat juga masih banyak ditemukan di berbagai negara bagian yang ada. Oleh karena itu dibutuhkan optimalisasi zakat melalui efisiensi. Penelitian ini bertujuan untuk mengetahui tingkat efisiensi Badan Pengelola Zakat di ASEAN khususnya Indonesia, Malaysia dan Singapura selaku negara yang memiliki Organisasi Pengelola Zakat dan mempublikasikan laporan keuangannya pada periode 2013 hingga 2017. Efisiensi pada penelitian ini diolah mengguakan Data Envelopment Analysis (DEA) dengan pendekatan produksi. Metode ini mengukur rasio antara input dan output yang diperbandingkan antar Badan Pengelola Zakat yang diteliti. Variabel output yang digunakan pada penelitian ini meliputi dana terhimpun dan dana tersalurkan. Sedangkan variabel input yang digunakan adalah Biaya Personalia, Biaya Operasional dan Biaya Sosialisasi. Hasil dari penelitian ini menunjukkan bahwa Efisiensi optimal secara konsisten selama lima tahun dimilki oleh MAIK dan MUIS sedangkan pada BAZNAS sempat mengalami inefisiensi pada tahun 2013 sebesar 84,73% dan pada tahun 2015 sebesar 75,14%. Kontribusi penelitian ini dapat menjadi alat evaluasi bagi Badan Pengelola Zakat dalam hal mengelola dana dan mengatur strategi dalam penghimpunan dan penyaluran dana lebih baik lagi. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/139 10.32678/ijei.v11i1.139 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 1 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/139/98 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/386 2023-06-12T23:27:33Z ijei:ART

Cash Waqf Literacy in Indonesia: Literature Studies and Perspectives of Islamic Economics Academics Jannah, Nurul Soemitra, Andri Literacy; Literature Studies; Cash Waqf; Academic Perspective; Mapping Research Cash waqf in Indonesia has become a topic of discussion in the world of scientific articles, both national and international scientific articles. In addition, cash waqf has also been regulated in law but all of this does not make the literacy of Muslims in Indonesia increase related to cash waqf, this can be seen from the waqf funds collected are not optimal if look at the condition of Muslims in Indonesia. This study uses a qualitative approach to content analysis by using the FGD method as a complement to this research. The results in this study, there is still a lack of public literacy related to cash waqf by looking at several previous studies so that academics provide several strategies and inputs to improve public literacy related to cash waqf, so that people have awareness in cash waqf. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/386 10.32678/ijei.v13i2.386 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 2 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/386/131 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/20 2021-07-02T09:47:05Z ijei:ART

STRATEGI INOVASI PRODUK DALAM MENCAPAI KEUNGGULAN KOMPETITIF JANNAH, MUKHLISHOTUL Inovasi; Keunggulan; Kompetitif Kondisi persaingan bisnis yang makin kompetitif dan lingkungan bisnis yang dinamis dan penuh ketidakpastian menuntut perusahaan untuk mencari terobosan baru dan mengimplementasikan strategi yang sesuai dan selaras dengan perubahan lingkungan bisnis. Perusahaan harus mampu menciptakan, mengeksploitasi, dan mencapai keunggulan kompetitif dengan cara menciptakan nilai–nilai daya saing perusahaan yang lebih baik dibandingkan para pesaing. Untuk mencapainya, perusahaan harus mampu menerapkan strategi dan nilai–nilai yang berbeda dan tidak dapat ditiru oleh pesaingnya. Salah satu strategi tersebut adalah melalui inovasi. Inovasi merupakan salah satu kunci untuk dapat memenangkan persaingan.Dengan melakukan inovasi, perusahaan berharap dapat menciptakan produk yang benar-benar baru atau lain dari yang sebelumnya atau membuat produk yang merupakan perbaikan dari produk yang telah ada sebelumnya. Dalam mengkonsumsi suatu produk, konsumen tidak hanya sebatas melihat pada nilai atau fungsi dari suatu produk yang dibutuhkan, tetapi konsumen juga memperhatikan apakah produk yang dipilih memiliki nilai tambah atau kelebihan dibandingkan dengan produk lain yang sejenis. Keinginan inilah yang harus dimengerti oleh produsen sebagai landasan untuk melakukan proses inovasi. Perkembangan inovasi yang berhasil akan menjadi strategi yang tepat untuk mempertahankan kedudukan produk di pasar. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-05-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/20 10.32678/ijei.v5i1.20 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 1 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/20/21 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/744 2025-09-10T08:19:37Z ijei:ART

Does Bank Health Affect Sharia Bank Financing in The Satellite City of Jakarta? Suko Wiryanto, Fadhli Yetty, Fitri Nopiyanti, Anita RGEC; Financing; Satellite City; Sharia Bank Various factors can influence the size of distribution financing in banking. To monitoring for existence The company continues financing distribution can be allocated appropriately optimally, banks need to pay attention to internal factors in assessing the level of health banks that can influence the distribution of financing. Internal bank health assessment This research is based on POJK No.8/POJK.03/2014 using bank health assessments with a risk approach (RGEC), measurement focuses on quantitative measurements use financial ratios, financial reports, therefore the variables are used are NPF, ROA, and CAR. The annual reports of the 3 largest Sharia Banks in Depok City were used as research samples. By method secondary data collection using multiple linear analysis and SPSS for data analysis. The research results show that NPF, ROA and CAR are partially positive haven’t a significant influence but simultaneously has quite a significant influence towards the distribution of financing at Depok’s Sharia Banks.  Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article http://journal.islamiconomic.or.id/index.php/ijei/article/view/744 10.32678/ijei.v15i2.744 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/744/160 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/72 2021-07-02T09:45:08Z ijei:ART

ANALISIS KEBERHASILAN USAHA CUCI SEPEDA MOTOR DI KOTA SERANG DILIHAT DARI BESARNYA MODAL, KUALITAS PELAYANAN DAN HARGA Aja, Guli Nuryanto, Uli Wildan Motor Washing, Capital Amount, Service Quality, Price  Abstract. Success Analysis of Motorcycle Washing Business in Serang City in View Of Capital Amount, Service Quality and Price. The purpose of this research is to determine the magnitude of the effect of capital, service quality and price on the success of motor washing business in Serang City. The analysis is conducted to the owner who engage in motor washing business and consumers who use the services of motor wash. By analyzing the variables partially and together it is expected to obtain the relationship and the magnitude of the correlation between the three factors to the success of the motor washing business in Serang City. This research also explains descriptively economic influence with existing steam motor effort in Serang City. This research uses a survey method with the 32 samples of owner motor washing and 110 consumers. The results of this research are expected to be useful for entrepreneurs who perform motor wash business and useful for the development of science in particular can be a scientific journal and learning framework that can be developed into the future of learning reference. Abstrak . Analisis Keberhasilan Usaha Cuci Sepeda Motor di Kota Serang di Lihat Dari Besarnya Modal, Kualitas Pelayanan dan Harga. Tujuan penelitian ini adalah untuk mengetahui besarnya pengaruh dari modal, kualitas pelayanan dan harga terhadap keberhasilan usaha cuci motor di Kota Serang. Analisa dilakukan terhadap pelaku usaha yang menggeluti usaha cuci motor serta konsumen yang menggunakan jasa cuci motor. Dengan menganalisa variabel-variabel tersebut secara parsial dan bersama sama diharapkan dapat diperoleh hubungan dan besarnya korelasi antara ketiga faktor terhadap keberhasilan usaha cuci motor di Kota Serang. Penelitian ini juga menjelaskan secara deskriptif pengaruh ekonomi dengan adanya usaha steam motor yang ada di Kota Serang. Penelitian ini menggunakan metode survey dengan jumlah sampel yang digunakan yaitu sebanyak 32 tempat pencucian motor serta 110 konsumen yang menggunakan jasa cuci motor tersebut. Hasil penelitian ini diharapkan dapat berguna bagi pengusaha yang menggeluti usaha cuci motor serta bermanfaat bagi pengembangan ilmu pengetahuan khususnya dapat menjadi jurnal ilmiah serta kerangka belajar yang dapat dikembangkan kedepannya menjadi bahan pembelajaran.  Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-01-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/72 10.32678/ijei.v8i2.72 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 2 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/72/56 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/986 2026-04-10T16:58:59Z ijei:ART

Islamic Crowdfunding Model for Accelerating Asset Growth in Sharia Cooperatives: A Case Study of KSBB Krisnaningsih, Diah Ardiani, Ninda Nugroho, Tofan Tri Nur Aini, Dyah Ayu Saputri, Dian Maharani Islamic Crowdfunding; Asset Growth; Islamic Finance; Cooperative Development. This study analyzes the implementation of sharia loan crowdfunding at Koperasi Syariah Berkah Bersama (KSBB) as an innovative financing model to accelerate asset growth and the accumulation of third-party funds (DPK) in non-bank financial institutions. Using a qualitative case study approach, data were collected through in-depth interviews with KSBB management, members, and beneficiaries (shahibul maal and mudharib), supported by observations of the KSBB Universe platform and relevant documentation. The findings reveal that the adoption of sharia crowdfunding significantly increased KSBB’s assets from IDR 513 million in 2020 to IDR 6.9 billion in 2023 (growth of 1,350%) through the use of WhatsApp-based crowdfunding, and further to IDR 13.8 billion in March 2024 (growth of 150%) after the introduction of the KSBB Universe platform. Key success factors include KSBB’s hybrid role as a consumer cooperative, sharia financing provider, and crowdfunding operator; the application of syariah contracts (murabahah, mudharabah, musyarakah); strict project feasibility analysis; strong community trust and religious values; and the adoption of a digital platform that enhances transparency and accessibility. However, challenges remain in terms of members’ financial literacy, limited regulatory frameworks for cooperative-based crowdfunding, and the need for stronger human resource capacity. The study contributes theoretically by extending the discourse on sharia crowdfunding beyond fintech startups into cooperative-based models, and practically by offering insights into how cooperatives can adapt crowdfunding mechanisms to strengthen financial sustainability and promote sharia-based financial inclusion in Indonesia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-09-09 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article http://journal.islamiconomic.or.id/index.php/ijei/article/view/986 10.32678/ijei.v16i2.986 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/124 2021-07-02T09:51:37Z ijei:ART

INVESTASI DAN GAYA HIDUP INVESTOR PEREMPUAN MODERN DI KOTA PALEMBANG lemiyana, lemiyana lemiyana investment, life style, investor,capital market, Structural equation Model This study aimed to test whether there is any influence between the investment and lifestyle the investor women customers of Bursa Efek Indonesia in Palembang city. The object of this study were investor women in capital market of Bursa Efek indonesia in Palembang city. The sampling methods collection used is the Non Probability sampling and Judgmental Sampling. The sampling taken as many as 150 investor women customers of Bursa Efek Indonesia in Palembang city. Further analysis of data using Structural Equation Model analysis techniques or SEM. The results of the testing that was done show that: first, the variable investment have significant influence on variable investor women customer’s Bursa Efek Indonesia in Kota Palembang.  Second, the lifestyle variable has significant on variable investor women customer’s Bursa Efek Indonesia in Kota Palembang Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/124 10.32678/ijei.v10i1.124 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 1 (2019) 2541-4127 2085-3696 10.32678/ijei.v10i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/124/83 http://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/124/8 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/379 2023-06-12T23:45:38Z ijei:ART

Islamic Banking in the Development of Creative Economy in Banten Yakin, Ikin Ainul Banking, Creative Economy, MUI Perspective of Banten Province In the view of the MUI (Indonesian Ulema Council), especially the Banten Province MUI as an independent institution that has a role in the development of Islamic banking and the development of the creative economy in Banten, therefore it can be input and solution for economic growth and progress in Banten. Therefore, the importance of developing the creative economy in Banten is supported by several elements, including sharia banking which is quite developed in Banten Province. In this study, the author uses a qualitative research method based on the philosophy of postpositivism, used to examine the condition of natural objects, the author uses a type of field research with interviews and literature studies related to the discussion that author will examine, which is housed in the secretariat of the MUI Banten Province. From the study results, it can be concluded that the Islamic banking system will be an alternative solution for economic improvement and will be admired around the world if applied according to Islamic law. Islamic banking must continue to be strengthened by religious institutions with a Ta'awun system with good, professional, and honest management. It will reflect an economic system that is admired throughout the world. The role of the Banten Province MUI as an independent institution in the Banten province is very much needed, especially in the development of the creative economy in Banten by the vision, mission, and work program of the Banten Province MUI. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/379 10.32678/ijei.v13i1.379 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 1 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/379/121 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/11 2021-07-02T09:45:58Z ijei:ART

APLIKASI SISTEM DISKON PSIKOLOGIKAL DALAM STRATEGI PENETAPAN HARGA DITINJAU DARI HUKUM ISLAM (Studi di Carrefour Serang) YOUTEFANI, SITI AISYAH Persaingan bisnis merupakan aktivitas ekonomi yang penting sebagai acuan untuk meningkatkan kualitas produksi. Banyak metode kontemporer yang digunakan para pelaku usaha untuk menghadapi persaingan. Teori mutakhir yang kini tengah diusung adalah neuromarketing yang faktanya bisa mempengaruhi psikologi konsumen sehingga dengan mudah tertarik untuk mengkonsumsi produk yang ditawarkan. Dengan cara mempengaruhi psikologi, ada pebisnis yang melakukan penipuan supaya dapat meraup keuntungan sebesar-besarnya. Contohnya dengan praktek diskon psikologikal yang dinaikkan harganya terlebih dahulu lalu kemudian didiskon. Umumnya praktek tersebut biasa terjadi di perusahan-perusahaan ritel besar. Oleh karena itu, penulis mencoba studi kasus di perusahaan Carrefour.Ada tiga tujuan yang ingin dicapai mellaui penelitian ini. Pertama, untuk mengetahui kebijakan penetapan harga pada perusahaan Carrefour ditinjau dari sudut pandang Islam. Kedua, untuk mengetahui konsep neuromarketing dalam perspektif Islam, dan tujuan ketiga untuk mengetahui tinjauan hukum Islam terhadap diskon psikologikal.Hasil studi lapangan dan studi pustaka diperoleh tiga kesimpulan sebagai berikut: Pertama, beberapa strategi yang diterapkan Carrefour dalam menjalankan bisnisnya ternyata ada yang sesuai dan ada yang tidak sesuai syari’at Islam. Terdapat aplikasi ghabn faahisy atau penipuan dalam prakteknya. Ghabn faahisy haram dalam Islam. Kedua, konsep neuromarketing tidak dilarang dalam Islam selama dilakukan dengan transparan dan jujur, karena asal dari mu’amalah adalah boleh. Ketiga, diskon psikologikal bisa juga diqiyaskan dengan odd pricing, yang dalam aplikasinya terdapat ghabn faahisy atau tadlis atau najasy atau tipuan yang hukum keharamannya sudah jelas Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-03-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/11 10.32678/ijei.v4i1.11 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 1 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/11/12 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/704 2025-09-10T08:19:37Z ijei:ART

The Impact of Macroeconomic and Monetary Policy on the Indonesia Islamic Index Rachmawaty, Rachmawaty JII; ISSI; Macro Economic; Monetary Policy Global economic uncertainties, such as fluctuating commodity prices, geopolitical tensions, and the ongoing effects of the COVID-19 pandemic, continue to influence market dynamics, requiring adaptive monetary policies to support economic recovery and stability. In order to have a better understanding of how monetary policy instruments designed for Islamic finance impact the Sharia stock market and how the uncertainty of macroeconomics can drive the fluctuation of the Sharia stock market, there are two obtained indicators were used, namely Jakarta Islamic Index (JII) represent the liquid stock and Jakarta Islamic Stock Index (ISSI) represent the whole stock in Sharia stock market. The method used ordinary least square using E-VIEWS 10, with independent variables such as money supply, economic growth, inflation, and exchange rate. Data was observed from 2012 up to 2023. The results of this research indicate that JII and ISSI exhibited similar reactions only to changes in inflation. However, their responses diverged regarding changes in the exchange rate, money supply, and economic growth. Notably, a significant impact was observed only from the money supply on ISSI and from the simultaneous effects of the exchange rate, money supply, economic growth, and inflation on ISSI. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/704 10.32678/ijei.v15i2.704 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/704/153 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/56 2021-07-02T09:48:46Z ijei:ART

MENGENAL MARKETING DAN MARKETERS SYARIAH MIFTAH, AHMAD Marketing; Marketer Abstrak. Mengenal Marketing dan Marketers Syariah. Bagi dunia bisnis yang berorientasi profit termasuk lingkup bisnis syariah yang mengarah kepada falah dan profit oriented, kegiatan pemasaran (marketing) merupakan suatu kebutuhan utama dan menjadi suatu keharusan.Oleh karena itu dunia bisnis perlu untuk mengemas kegiatan pemasarannya secara terpadu dan terus menerus untuk melakukan riset pasar. Pemasaran harus dikelola secara profesional sehingga kebutuhan dan keinginan konsumen akan segera terpenuhi dan terwujud. Strategi pemasaran yang efisien harus dapat memberikan gambaran yang jelas dan terarah tentang apa yang dilakukan oleh marketers dalam menggunakan setiap kesempatan atau peluang pada beberapa sasaran pemasaran usaha bisnis syariah Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2015-08-15 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/56 10.32678/ijei.v6i2.56 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 2 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/56/46 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/107 2021-11-12T07:52:23Z ijei:ART

LITERASI KEUANGAN SYARIAH DAN PONDOK PESANTREN (STUDI KASUS PONDOK MODERN ASY-SYIFA BALIKPAPAN) Ahyar, Muhammad Khozin Literasi Keuangan; Perbankan Syariah; Pesantren Abstract. Islamic Financial and Islamic Boarding School Literacy (Case study at Modern Islamic Boarding School Asy-Syifa Balikpapan). This study aims to determine the understanding or the Islamic banking literacy among teachers councils of Pondok Modern Ash-Shifa Balikpapan. Besides, the reason for selecting the board of teachers in the use of banking products and services also been discussed in this study. The lack of use of the products and services of Islamic banking among teachers councils of Pondok Modern Ash-Shifa is the focus of the problem in this research. Boarding school as a religious institution to study various classical and contemporary books, especially those related fiqh muamalah is an institution that has an important role in providing Islamic financial literacy for the community. Boarding charismatic cleric is one of the most important figures to provide insight to the public about Islamic banking. However, in reality Pondok Modern Balikpapan Ash-Shifa is not like that. The research method used by writer is a qualitative research survey data collection techniques and interviews. The survey states that 50 members of the council of teachers surveyed, only 16 members of the board of teachers who use Islamic banking products. Furthermore the survey stated that the entire board teachers are customers of savings products sharia. The results of the interview proved that literacy on Islamic banking in Pondok Modern Ash-Shifa Balikpapan still low (less literate). Low literacy Islamic banking is due to lack of socialization and education more depth to the board of teachers Pondok Modern Ash-Shifa.  Abstrak. Literasi Keuangan Syariah dan Pondok Pesantren (Studi Kasus Pondok Modern Asy-Syifa Balikpapan). Penelitian ini bertujuan untuk mengetahui pemahaman atau literasi perbankan syariah di kalangan dewan guru Pondok Modern Ash-Shifa Balikpapan. Selain itu, alasan untuk memilih dewan guru dalam penggunaan produk dan layanan perbankan juga telah dibahas dalam penelitian ini. Kurangnya penggunaan produk dan layanan perbankan Islam di kalangan dewan guru Pondok Modern Ash-Shifa adalah fokus masalah dalam penelitian ini. Pesantren sebagai lembaga keagamaan untuk mempelajari berbagai buku klasik dan kontemporer, terutama yang terkait fiqh muamalah adalah lembaga yang memiliki peran penting dalam memberikan literasi keuangan Islam bagi masyarakat. Membajak ulama kharismatik adalah salah satu tokoh terpenting untuk memberikan wawasan kepada masyarakat tentang perbankan Islam. Namun, kenyataannya Pondok Modern Balikpapan Ash-Shifa tidak seperti itu. Metode penelitian yang digunakan oleh penulis adalah teknik pengumpulan data survey penelitian kualitatif dan wawancara. Survei tersebut menyatakan bahwa 50 anggota dewan guru yang disurvei, hanya 16 anggota dewan guru yang menggunakan produk perbankan syariah. Selanjutnya survei menyatakan bahwa seluruh pengurus dewan adalah pelanggan produk tabungan syariah. Hasil wawancara membuktikan bahwa literasi perbankan Islam di Pondok Modern Ash-Shifa Balikpapan masih rendah (kurang melek huruf). Rendahnya literasi perbankan Islam adalah karena kurangnya sosialisasi dan pendidikan yang lebih mendalam kepada dewan guru Pondok Modern Ash-Shifa. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/107 10.32678/ijei.v9i2.107 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/107/72 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/288 2021-07-12T01:02:01Z ijei:ART

THE FRAME OF SHARIA ECONOMIC ON PAYLATER PAYMENT SYSTEM Al-Mahbubah, Rif’atul Muzayanah Nurwakhidah, Ana E-Commerce; Paylater; Bai 'As-Salam. This study aims to investigate the payment system mechanism in Paylater in Shopee e-commerce, as well as to find out the contract used in the payment system and to review the system in the frame of Islamic law. This research was prompted upon a loan system namely Paylater provided by Shopee e-commerce, one of the biggest markerplaces in Indonesia, which offers loans with installment system. The method used in this research was a field research method. In this study, the researchers gathered data by themselves. The data was obtained from the application regarding public knowledge of Paylater Shoppe payments. The results showed that the payment system mechanism is relatively easy to follow since the application provides simple and practical instructions. Meanwhile, the contract used in Paylater payments is bai 'as-salam, where there are still similarities and differences that still need to be studied. In conclusion, in a review of Islamic law the Paylater system is categorized as usury and gharar Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2021-07-12 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/288 10.32678/ijei.v12i1.288 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 1 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/288/112 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/2 2021-07-02T09:46:41Z ijei:ART

WAKAF PRODUKTIF DALAM MENINGKATKAN PEMBERDAYAAN EKONOMI UMAT ITANG, ITANG Wakaf merupakan aset perekonomian umat Islam yang sangat potensial apabila diberdayakan secara optimal. Selama ini wakaf terkesan konsumtif kurang dirasakan manfaatnya bagi banyak orang. Sebenarnya wakaf  yang sudah terlanjur konsumtif dapat diberdayakan kembali menjadi produktif. Kebanyakan peruntukan wakaf berkisar kepada Masjid, Makam, Majlis Ta’lim, Pesantren dan Sarana Pendidikan yang tergolong benda bergerak. Donasi wakaf tersebut akan menjadi produktif dengan berbasis kepada ekonomi. Demikian juga terhadap benda wakaf yang bergerak seperti Uang, Logam Mulia, Hak Cipta, Kendaraan dan benda bergerak lainnya. Hal tersebut akan tepat sasaran sesuai dengan tujuan wakaf dalam meningkatkan pemberdayaan ekonomi umat Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-11-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/2 10.32678/ijei.v4i2.2 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 2 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/2/2 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/615 2025-03-23T13:41:52Z ijei:ART

Islamic Economic Perspective on The Implementation of Zakat in Promoting Economic Growth Ainia, Zawida Humaidi, Muchtim Zakat; Economic Growth; Islamic Perspective This study aims to find out how the implementation of zakat in encouraging economic growth. The research method used in this study is qualitative type with a descriptive approach method.   The data collection technique uses library research techniques. To increase the economic growth of the community, what must be done by the BAZNAS institution is to emphasize the function of zakat. The inhibiting factors in the implementation of zakat to help increase economic growth are caused by several factors, namely, knowledge about the importance of zakat has not been well socialized, and there is still a lack of muzakki trust in amil zakat in zakat management. Furthermore, zakat also plays a role in economic growth. With the zakat given to mustahiq, the purchasing power of an item will increase and have an impact on increasing the production of a company which means there will be an increase in production capacity and can add to the country's economy aggressively. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/615 10.32678/ijei.v15i1.615 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/615/146 Copyright (c) 2024 Zawida Ainia, Muchtim Humaidi

oai:ojs.journal.islamiconomic.or.id:article/36 2021-07-02T09:49:40Z ijei:ART

MENGGAGAS PENDIDIKAN BERWAWASAN KEWIRAUSAHAAN DI PERGURUAN TINGGI ISLAM: STUDI KASUS FAKULTAS SYARI`AH DAN EKONOMI ISLAM IAIN “SMH” BANTEN 2014-2015 HIDAYAH, NUR Islam; kewirausahaan; pendidikan kewirausahaan Abstract. Initiating the Education based on Entrepreneurship in Islamic College: a Study at Syariah and Islamic Economic Faculty IAIN "SMH" Banten 2014-2015. There has been a concern over a high unemployment rate among graduates of Islamic higher education and a low proportion of entrepreneurs in Indonesia. In fact, a high proportion of entrepreneurs is one of indicators of a country’s welfare. This has generated a question: to what extent do Islamic values cultivate entrepreneurial culture among its adherents? How to cultivate entrepreneurial culture in Islamic higher education? This paper will investigate this matter using a case study of Faculty of Islamic Law and Economics at Banten State Institute for Islamic Studies. The paper argues that the curriculum at the faculty of Islamic Law and Economics has not been oriented towards building entrepreneurial culture. The curriculum consists of subjects to enhance the students’ competence and skills to prepare them as bachelors of syari`ah economics for the professions such as manager, lecturer, researcher, syari`ah auditor, etc, instead of preparing them for entrepreneurs who are capable to build his or her own business from the scratch. To propose Islamic entrepreneurship study program at the FSEI of IAIN SMHB, it is important to havea strong political will not only from the internal IAIN but also higher authoritative body such as the Ministry of Religious Affairs to facilitate this from not only the accreditation process but also financial support. A further feasibility study needs to be undertaken to build its infrastructure such as qualified lecturers, appropriate curriculum structure, and recruitment student system. Since this field has a strong link with a ‘real sector’, there has been an urgent need to build cooperations with business sector to enable the students to undertake their apprentice and build their networks to facilitate their ability to develop their own business. Abstrak. Menggagas Pendidikan Berwawasan Kewirausahaan Di Perguruan Tinggi Islam: Studi Kasus Fakultas Syari`Ah Dan Ekonomi Islam Iain “Smh” Banten 2014-2015. Penelitian ini berangkat dari keprihatinan terhadap tingginya tingkat pengangguran di kalangan para sarjana lulusan perguruan tinggi (Islam) dan masih rendahnya proporsi pengusaha di Indonesia. Padahal tingginya proporsi pengusaha dapat menjadi salah satu indikator kemakmuran sebuah negara. Oleh karena itu timbul pertanyaan sejauh mana nilai-nilai Islam mendorong budaya wirausaha di kalangan umatnya? Dan bagaimana budaya wirausaha ditumbuh-kembangkan di lembaga pendidikan tinggi Islam? Penelitian ini bersifat deskriptif eskploratif dengan studi kasus pendidikan kewirausahaan di Fakultas Syari`ah dan Ekonomi Islam (FSEI) IAIN “SMH” Banten. Hasil penelitian menunjukkan bahwa kurikulum prodi-prodi yang ada di FSEI belum sepenuhnya berwawasan kewirausahaan. Mahasiswa umumnya banyak dibekali dengan kompetensi dan ketrampilan yang mempersiapkan mereka sebagai sarjana ekonomi syari`ah yang akan mengisi profesi-profesi yang membutuhkan kompetensi di bidang ini seperti manajer, dosen, peneliti, dewan pengawas syariah, dan sebagainya, ketimbang profesi wirausahawan yang berkompetensi untuk merintis usaha dari bawah. Untuk membangun prodi kewirausahaan Islam/bisnis syari`ah di FSEI IAIN SMHB dibutuhkan political will yang kuat dari tidak hanya pihak kampus tetapi juga lembaga otoritas seperti Diktis Kemenag untuk memfasilitasi berdirinya prodi ini baik dari segi perizinan maupun pendanaan. Studi kelayakan awal yang lebih komprehensif perlu dilakukan untuk memetakan kebutuhan sarana dan prasarana seperti kebutuhan formasi dosen yang qualified di bidangnya, struktur kurikulum yang dapat membekali mahasiswa dengan berbagai karakter dan ketrampilan sebagai (calon) pengusaha handal, dan sistem perekrutan untuk menjaring calon mahasiswa unggul. Mengingat profesi ini sangat berhubungan erat dengan sektor rill, perlu dibangun berbagai kerjasama dengan dunia usaha yang dapat digunakan oleh mahasiswa tidak hanya sebagai ‘laboratorium hidup’ dari ilmu yang digelutinya, tetapi juga sarana membangun networking yang dapat memfasilitasi mereka berjejaring sehingga lebih memudahkan ketika akan memulai usahanya kelak Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-03-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/36 10.32678/ijei.v7i1.36 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 1 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/36/37 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/907 2025-09-10T08:19:37Z ijei:ART

The Influence of Sharia Financial Literacy, Religiosity, Social Environment, E-commerce, Mobile Banking and Online Loans on Consumptive Behavior in Gen Z Amir, Faizal Adiba, Elfira Maya Dzikrulloh, Dzikrulloh Fadillah, Aulia Nur Hariyani, Happy Febrina Financial Literacy, Social Environmental Religiosity, E-commerce, Mobile Banking, Online Loans, Consumptive Behavior This study aims to determine the effect of Islamic financial literacy, religiosity, social environment, e-commerce, mobile banking, and online loans on consumer behavior in Gen Z. This study uses a quantitative approach with a data collection method in the form of a questionnaire via Google Form and distributing research questionnaires to 120 Gen Z respondents who use e-commerce and Mobile banking services. The data were analyzed using a multiple linear regression model using SPSS 25 software to test the effect of each independent variable (Islamic financial literacy, religiosity, social environment, e-commerce, mobile banking and online loans) on consumer behavior in Gen Z. The results showed that Islamic financial literacy had a negative and insignificant effect on consumer behavior in Gen Z, while the social environment, e-commerce, and online loans had a positive and significant effect on consumer behavior in Gen Z. Religiosity and Mobile banking had a positive and insignificant effect on consumer behavior in Gen Z. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/907 10.32678/ijei.v15i2.907 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/907/171 Copyright (c) 2024 Faizal Amir, Elfira Maya Adiba, Dzikrulloh Dzikrulloh, Aulia Nur Fadillah, Happy Febrina Hariyani

oai:ojs.journal.islamiconomic.or.id:article/87 2021-11-12T07:52:13Z ijei:ART

ANALISA MANAJEMEN PEMBIAYAAN MACET (STUDI PADA BMT MITRA MUAMALAH JEPARA) Anwar, Aan Zainul Laksono, Rudi Joko Darwanto, Darwanto Good Corporate Governance, bad financing, financing management. Abstrak. Analisa Manajemen Pembiayaan Macet (Studi Pada BMT Mitra Muamalah Jepara). Hampir setiap lembaga keuangan baik konvensional maupun syariah yang menyalurkan dana mengalami risiko pembiayaan masalah keuangan. Oleh karena itu, perlu dilakukan penelitian bagaimana pengelolaan pembiayaan macet pada lembaga keuangan syariah. Penelitian ini menganalisis dan menggambarkan penerapan Tata Kelola Perusahaan yang Baik (Good Corporate Governance - GCG) dalam pengelolaan pembiayaan dan menggambarkan strategi kebijakan dalam mengatasi pembiayaan macet yang ada di BMT Mitra Muamalah Jepara pada tahun 2015-2016, dengan metode pendekatan kualitatif (wawancara, observasi dan dokumentasi). ) Informan dalam penelitian ini adalah pemangku kepentingan BMT Mitra Muamalah Jepara dengan teknik purposive dan snowball sampling. Metode analisis dengan teknik analisis interaktif Miles dan Huberman. Hasil penelitian menunjukkan bahwa penerapan tata kelola perusahaan (GCG) pengelolaan pembiayaan buruk cukup baik dan dapat diterapkan untuk mengatasi masalah kredit macet yang terjadi di BMT Mitra Muamalah. Strategi untuk mengatasi kredit macet adalah membentuk tim perbaikan dan memperkuat prosedur operasi standar (SOP) pembiayaan dan memaksimalkan peran Account Officer (AO) sebagai pelaksana utama dalam proses pembiayaan penghentian non-performing.Abstract. Analysis of Financing Management Loss (Study on BMT Mitra Muamalah Jepara). Almost every financial institution both conventional or sharia that distributed funds experienced financing risk of financial problem. Therefore, it is necessary to research how the management of financial institutions especially sharia make efforts to minimize the financing of jams. This paper analyses and describes the implementation of Good Corporate Governance (GCG) in the management of financing and describes the policy strategy in overcoming the existing stalled financing in BMT Mitra Muamalah Jepara in 2015-2016, with qualitative approach method (interviews, observation and documentation) and trianggulasi techniques. Informants in this research are stakeholder BMT Mitra Muamalah Jepara by using purposive technique and snowball sampling. Method analyze with interactive analysis technique of Miles and Huberman. The result show that the implementation of corporate governance (GCG) on the management of bad financing has been quite good and can be applied to solve the problem of bad debts that occurred in BMT Mitra Muamalah. The strategy to overcome bad debts is to form a remedial team and strengthen standard operating procedures (SOP) of financing and maximize the role of Account Officer (AO) as the main implementer in the process of financing the termination of non-performing. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-06-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/87 10.32678/ijei.v9i1.87 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 1 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/87/63 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/173 2021-03-31T03:04:19Z ijei:ART

COMPARISON OF ISLAMIC BANKS PERFORMANCE AND CONVENTIONAL BANKS PERFORMANCE IN MUSLIM-MAJORITY PROVINCES AND NON-MUSLIM MAJORITY PROVINCES Cahyono, Eko Fajar Mardianto, M. Fariz Fadillah Widiastuti, Tika Universality, Bank, Islamic Bank, Bank Performance, MANOVA This study aims to look a universality services Islāmic banking and conventional bank services and products in Indonesia by testing whether the services and products of conventional Islāmic banks and conventional banks accepted by all groups, both Muslims and non-Muslims. The method used was the Multivariate Analysis of Variance (MANOVA) test by comparing Islāmic banks performance and conventional banks performance represented by several financial ratios in a number of provinces in Indonesia. There are two provincial categories, namely the first group is a provincial province with a most Muslim population and the second is a class of provincial provinces with a most non-Muslim population in Indonesia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-12-25 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/173 10.32678/ijei.v11i2.173 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 2 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/173/103 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/413 2023-06-30T18:40:24Z ijei:ART

The Effect of Islamic Capital Market Instruments on Indonesia's Economic Growth is Moderated by The Money Supply Adewiyah, Robiatul Bawono, Anton Economic Growth, Sharia Stock Index, Sukuk, Sharia Mutual Funds, Total Money Supply This article examines the relationship between Islamic capital market instruments and Indonesia's economic growth, taking into account the moderating role of the money supply. With the rise of Islamic finance and the increasing significance of the Islamic capital market, understanding the dynamics between these instruments and economic growth becomes crucial. The method used in this research is quantitative research which focused on the national economic growth in Indonesia from the year 2011 to 2021. The data were used from the economic growth, Sharia stock index, sukuk, Sharia mutual funds, and total money supply in Indonesia from the period of research which is the quarterly data. The results of this study are that the Islamic stock index has a positive effect on economic growth. Sukuk has a positive effect on economic growth. On the other hand, sharia mutual funds do not affect economic growth. The money supply is not able to moderate the effect of the Sukuk on economic growth. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/413 10.32678/ijei.v14i1.413 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 1 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/413/136 Copyright (c) 2023 Robiatul Adewiyah, Anton Bawono

oai:ojs.journal.islamiconomic.or.id:article/25 2021-07-02T09:47:44Z ijei:ART

KONSEP WAKAF TUNAI SUGANDA, ASEP DADAN Wakaf; Tunai Kata wakaf (jamaknya: awqaf) mengandung arti mencegah atau penahanan. Lebih jauh dapat dikatakan juga bahwa wakaf sebagai sesuatu yang substansi (wujud aktiva) dipertahankan, sementara hasil atau manfaatnya digunakan sesuai dengan keinginan dari orang yang menyerahkan (waqif) dengan proses legal sesuai dengan fungsi wakaf yang disebutkan dalam UU No.41 Tahun 2004 Pasal 5 yang menyatakan wakaf berfungsi untuk mewujudkan potensi dan manfaat ekonomis harta benda wakaf untuk kepentingan ibadah dan untuk memajukan kesejahteraan umum. Wakaf tunai merupakan dana yang dihimpun oleh pengelola wakaf (nadzir) melalui penerbitan sertifikat wakaf tunai yang dibeli oleh masyarakat. Wakaf tunai dapat juga diartikan mewakafkan harta berupa uang atau surat berharga yang dikelola oleh institusi (perbankkan atau lembaga keuangan syari’ah) yang keuntungannya akan disedekahkan, dengan syarat modalnya tidak bisa dikurangi untuk sedekahnya, sedangkan dana wakaf yang terkumpul selanjutnya dapat digulirkan dan diinvestasikan oleh nadzir ke dalam berbagai sektor usaha yang halal dan produktif, sehingga keuntungannya dapat dimanfaatkan untuk pembangunan umat dan bangsa secara keseluruhan. Komisi Fatwa Majelis Ulama Indonesia telah menetapkan fatwa berkenaan dengan wakaf tunai yang menyatakan bahwa (1) wakaf uang (cash wakaf atau waqf al-Nuqud) adalah wakaf yang dilakukan seseorang, kelompok orang, lembaga atau badan hukum dalam bentuk uang tunai, (2) termasuk ke dalam pengertian uang adalah surat-surat berharga, (3) wakaf uang hukumnya boleh (jawaz),  (4) wakaf uang hanya boleh disalurkan dan digunakan untuk hal-hal yang dibolehkan secara syar’i, dan (5) nilai pokok wakaf uang harus dijamin kelestariannya, tidak boleh dijual, dihibahkan dan atau diwariskan. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-08-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/25 10.32678/ijei.v5i2.25 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 2 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/25/26 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/833 2025-04-16T22:49:20Z ijei:ART

Social, Economic, and Health Empowerment in Pandeglang through a Community-Based Model Syarifudin, Efi Sugondo, Sigit Iko S. Ndolu, Juliana Community Empowerment; Economic Resilience; Social Cohesion; Health Awareness; Sustainable Development, Community-based empowerment is crucial in enhancing social, economic, and health conditions, particularly in rural areas such as Pandeglang. This study explores a community-based model's impact on improving residents' well-being by fostering economic resilience, social cohesion, and health awareness. Through participatory approaches, including capacity-building programs, entrepreneurship training, and health education, this research aims to assess the effectiveness of community-driven initiatives in creating sustainable development. Data collection involves surveys, interviews, and field observations involving key stakeholders such as local government, community leaders, and beneficiaries. The findings indicate that active community participation, supported by strategic collaborations, significantly enhances economic productivity, strengthens social networks, and improves health outcomes. The study concludes that a well-structured community-based model is a sustainable framework for addressing socio-economic and health challenges in Pandeglang, providing valuable insights for policymakers and development practitioners. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/833 10.32678/ijei.v14i2.833 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/833/165 Copyright (c) 2023 Authors

oai:ojs.journal.islamiconomic.or.id:article/924 2026-04-10T16:58:59Z ijei:ART

Digital Payment, E-Commerce, and Social Media Effects on Halal Culinary Purchase Decisions: Evidence from Yogyakarta, Indonesia Farhatannisa, Ifa Azzahra Surur, Miftahus E-Payment; E-Commerce; Social Media; Purchase Decisions; Halal Culinary. The development of science and technology in the food sector enables food or beverage production to be carried out quickly and efficiently. One aspect that has received attention is the need for halal food or drinks. The concept of "halal" in Islam refers to anything that is permissible under Islamic law. This study aims to analyze the influence of e-payment, e-commerce, and social media on halal culinary purchase decisions in Yogyakarta (Case Study of Dimsum Narawi Consumers). The method used in this study is quantitative, with data collected as primary data. The population in this study consists of visitors who have purchased Dimsum Narawi in Yogyakarta. The sampling technique used is purposive sampling, with a sample of 100 respondents, and Levene's test is used. Primary data were collected through a questionnaire using Google Forms. The data analysis technique uses SmartPLS version 3.0. The results showed that the e-payment variable (X1) and social media (X3) affected purchase decisions, whereas the e-commerce variable (X2) did not. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/924 10.32678/ijei.v16i2.924 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/924/184 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/180 2019-12-31T05:50:26Z ijei:ART

BAZNAS STRATEGY FOR CAPITAL MARKET Anita, Anita BAZNAS; Zakat; Pasar Modal Syariah Abstract. BAZNAS Strategy For Capital Market. BAZNAS as the institution for managing zakat also helped to bring Indonesia's capital market to international awards. Because, only the Indonesian capital market has been provided with philanthropy facilities. The concept of Islamic philanthropy applied to the Indonesia Stock Exchange is the result of collaboration between BAZNAS and PT. Henan Putihrai Securities. Furthermore, this paper aims to introduce of stock zakat and sedekah, including schemes and operational mechanisms of the program. Furthermore, the formulation of the discussion is: (1) The Meaning of Islamic Philanthropy, (2) The Concept of Philanthropy in the Capital Market, and (3) Schema and Mechanisms of stock Zakat and sedekah. Abstrak. Langkah Strategis BAZNAS Menuju Pasar Modal. Baznas sebagai lembaga untuk mengelola zakat juga membantu membawa pasar modal Indonesia ke penghargaan internasional. Sebab, hanya pasar modal Indonesia yang diberikan fasilitas filantropi. Konsep filantropi Islam yang diterapkan di Bursa Efek Indonesia adalah hasil kolaborasi antara BAZNAS dan PT. Henan Putihrai Securities. Selanjutnya, makalah ini bertujuan untuk memperkenalkan stok zakat dan sedekah, termasuk skema dan mekanisme operasional program. Selanjutnya, rumusan diskusi adalah: (1) Makna Filantropi Islam, (2) Konsep Filantropi di Pasar Modal, dan (3) Skema dan Mekanisme Stok Zakat dan Sedekah. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/180 10.32678/ijei.v10i2.180 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 2 (2019) 2541-4127 2085-3696 10.37035/ijei.v10i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/180/93 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/407 2023-06-12T23:19:01Z ijei:ART

Could Pan-Islamism Be a Politically Economic Solution in Indonesia? Syamsuri, Syamsuri Khotimah, Husnul Umam, Khoirul Pan-Islamism; Political Economy; Jamaluddin Al-Afghani The economy in Indonesia is currently not doing well. This can be seen from indonesia's economic growth data which is minus to 5.32 percent, which causes the Indonesian economy to become fragile and requires us to continue to think about how to stabilize the economy again. So a strong analysis and an intelligent way of thinking are needed in overcoming this problem.  This study aims to offer a concept from one of the Islamic authorities, namely Jamaluddin Al-Afghani, with his Islamic reform, namely Pan-Islamism in overcoming political economic problems that occur in Indonesia. By using descriptive analytical methods and qualitative approaches that contradicthis thinking, namely Pan-Islamism with several other Islamic scientists' thoughts and coupled with using data from previous studies. Finally, this article presents the concept of political economy which is believed to be able to create a better Indonesian economy. Some of the principles emphasized are the need for the Islamic world to unite together against foreign forces in the crucible of Pan Islamism, because the source of weakness of the Islamic world is the weak solidarity of Muslims. Then Muslims must unite both in political and economic terms, the Leader of the State must spread his call and ideas about reform and renewal in all aspects of life, whether political, economic, social and cultural, are comprehensive for all Muslims around the world where Individuals help each other. So that it can be applied to achieve the political renewal of human economy in this era. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/407 10.32678/ijei.v13i2.407 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 2 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/407/126 http://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/407/86

oai:ojs.journal.islamiconomic.or.id:article/16 2021-07-02T09:46:41Z ijei:ART

ETOS KERJA DALAM PERSPEKTIF ISLAM SOHARI, SOHARI Etos; kerja; Islam Karakteristik etos kerja Islami digali dan dirumuskan berdasarkan konsep iman sebagai fondasi dan amal shalih sebagai bentuk yang terbangun di atasnya, dengan memberi prioritas penekanan pada etos kerja beserta prinsip-prinsip dasarnya. Etos kerja apapun menurut pemahaman Qur’ani tidak dapat menjadi Islami bila tidak dilandasi konsep iman dan amal shalih, sebab sekalipun kerja itu bermanfaat dan bersifat keduniaan bagi banyak orang, tanpa dasar iman tidak akan membuahkan pahala di akhirat kelak.Dalam aplikasinya di masyarakat, etos kerja seringkali tidak sesuai dengan ajaran yang telah dicontohkan oleh Nabi Muhammad SAW, misalnya bekerja tidak memperhitungkan halal dan haramnya. Dalam ajaran Islam ditentukan bahwa usaha yang terbaik adalah usaha seseorang dengan tangannya sendiri dan setiap jual beli yang mabrur (tidak ada tipu daya) Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-04-22 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/16 10.32678/ijei.v4i2.16 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 2 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/16/16 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/753 2025-09-10T08:19:37Z ijei:ART

Factor Influencing of GCG and Service Quality to Increase Customer Loyalty in Islamic Bank Zarkasyi, Muhammad Ridlo Nurfattah, Arizqiya Kamaluddin, Imam Cahyani, Meitria Good Coorporate Governance, Service Quality, Trust, Loyalty This research aims to find out the effect of service quality and the implementation of GCG on customer trust, knowing the effect of trust on customer loyalty, and knowing the effect of service quality and the implementation of GCG on customer loyalty. The data that was successfully collected was then analyzed using SEM with AMOS 24 software. The findings in this study state that: a) The implementation of GCG affects customer trust, as well as the quality of service, and has a positive influence on customer trust. b) There is a positive and significant influence of customer trust on customer loyalty. c) the quality of service and the implementation of GCG do not affect customer loyalty. The existence of the customer trust factor as a mediator is getting stronger with no positive influence on service quality and GCG distribution on customer loyalty. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/753 10.32678/ijei.v15i2.753 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/753/155 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/62 2021-07-02T09:50:36Z ijei:ART

ANALISIS PERTUMBUHAN PEMBIAYAAN UMKM TERHADAP PERTUMBUHAN LABA BERSIH BPRS DI INDONESIA Roy, Mochamad Indrajit Pembiayaan UMKM, Laba bersih BPRS Bagi hasil dari Pembiayaan UMKM dapat menjadi tambahan Laba bagi BPRS. Meningkatnya jumlah Pembiayaan UMKM akan meningkatkan pula tambahan pendapatan atau penghasilan BPRS dari sistem Bagi Hasil yang dijalankan. Dengan kata lain, semakin bertumbuhnya jumlah Pembiayaan akan meningkatkan pula pertumbuhan Laba BPRS.Data yang digunakan berupa data deret waktu (time series) periode 2014 hingga November 2016. Data yang digunakan adalah pertumbuhan Pembiayaan UMKM sebagai variabel bebas, dan pertumbuhan Laba bersih. Analisis data yang dilakukan dengan menggunakan analisis regresi sederhana.Setelah dilakukan uji asumsi klasik, data yang dianalisis memenuhi kriteria asumsi klasik.  Analisis regresi sederhana dilakukan, dan dari hasil uji hipotesis, menunjukkan nilai signifikansi sebesar 0,013 lebih kecil dari nilai a 0,05. Sehingga hipotesis alternatif (Ha) diterima. Maka dari itu dapat disimpulkan bahwa pertumbuhan Pembiayaan UMKM berpengaruh nyata terhadap pertumbuhan Laba bersih BPRS. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2017-08-09 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/62 10.32678/ijei.v8i1.62 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 1 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/62/52 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/130 2021-11-12T07:52:23Z ijei:CVRvol9no2

Cover IJEI Vol 9 No 2 Cover, Cover Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-02-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Editorial Information application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/130 10.32678/ijei.v9i2.130 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/130/78 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/306 2022-02-14T09:11:02Z ijei:ART

Analysis Efficiency of Islamic Bank in Indonesia and Saudi Arabia With Data Envelopment Analysis Approach Hibatullah, Ilham Nurcahyani, Anggita Efficiency; Islamic Banking; Data Envelopment Analysis (DEA); Indonesia; Saudi Arabia This study aims to measure the level of performance efficiency of Islamic banks in Indonesia and Saudi Arabia from 2018 to 2020; and Analyzing improvement targets that can be carried out by Islamic banks in Indonesia and Saudi Arabia to achieve optimum performance using the Data Envelopment Analysis (DEA) method. Data analysis was carried out using the MaxDEA program version 8.2. The sampling technique in this study was done by purposive sampling. The object of this research is the 4 largest Islamic banks in each country. Input and Output Variable data are obtained from financial reports from 2018 - 2020. The results show that the average efficiency value of Indonesian Islamic Banks is higher than the average efficiency of Saudi Arabian Islamic Banks in the 2018 and 2019 periods. using both the CRS and VRS models. As for the 2020 period, the opposite applies where the average efficiency value of Saudi Arabian Islamic Banks outperforms Indonesian Islamic Banks with the same two measurement models. As a whole, the average efficiency value of Saudi Arabian Islamic Banks is superior to the CRS model, while the Indonesian Islamic Bank's VRS model has a higher average efficiency value. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-02-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/306 10.32678/ijei.v12i2.306 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 2 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/306/117 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/1 2021-07-02T09:46:41Z ijei:ART

PENGARUH PEMBIAYAAN KONSUMTIF DAN PRODUKTIF TERHADAP PENDAPATAN BANK SYARI’AH MANDIRI KCP CIKANDE PERIODE OKTOBER 2010 SAMPAI JUNI 2013 ADHIM, FAUZAN Perbankan  sebagai  salah  satu  lembaga  keuangan  yang  kegiatan utamanya  adalah menghimpun dana dari masyarakat dan menyalurkan kembali kepada  masyarakat dalam bentuk pembiayaan. Sebagian besar aset BSM KCP Cikande sendiri berasal dari bagi hasil dan marjin pembiayaan yang disalurkan oleh bank. Akan tetapi dari kedua produk pembiayaan yakni pembiayaan konsumtif dan produktif belum terukur besar pengaruhnya terhadap pendapatan bank itu sendiri. Masalah yang dirumuskan dalam penelitian ini adalah: 1) Apakah ada pengaruh signifikan pembiayaan konsumtif dan produktif terhadap pendapatan BSM KCP Cikande periode Oktober 2010 samapi Juni 2013. 2) Manakah diantara pembiayaan konsumtif dan produktif yang mempunyai pengaruh dominan terhadap pendapatan BSM KCP Cikande periode Oktober 2010 sampai Juni 2013. Adapun tujuan dari penelitian ini adalah: 1) Untuk mengetahui Apakah ada pengaruh signifikan pembiayaan konsumtif dan produktif terhadap pendapatan BSM KCP Cikande periode Oktober 2010 samapi Juni 2013. 2) Untuk mengetahui manakah diantara pembiayaan konsumtif dan produktif yang mempunyai pengaruh dominan terhadap pendapatan BSM KCP Cikande periode Oktober 2010 sampai Juni 2013. Analisis yang digunakan adalah analisis regresi linier berganda. Berdasarkan hasil penelitian secara simultan pembiayaan konsumtif dan produktif secara bersama-sama berpengaruh signifikan terhadap pendapatan BSM KCP Cikande. Dari hasil koefisien korelasi menunjukkan bahwa f hitung = 81,948 f tabel = 3,32, hal ini menyatakan bahwa secara bersama-sama kedua variabel pembiayaan berpengaruh signifikan terhadap pendapatan BSM KCP Cikande periode Oktober 2010 sampai Juni 2013. Dari hasil regresi yang telah diperoleh yaitu pendapatan = 9,060 + 1,168 konsumtif + 1,034 produktif. Hal ini menggambarkan diantara kedua pembiayaan yakni pembiayaan konsumtif  X­1 sebesar 1,168 dan produktif sebesar  1,034, yang artinya pembiayaan konsumtiflah yang lebih dominan  mempengaruhi pendapatan Bank BSM KCP Cikande periode Oktober 2010 sampai Juni 2013. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-11-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/1 10.32678/ijei.v4i2.1 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 2 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/1/8 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/717 2025-09-10T08:19:37Z ijei:ART

Leveraging Blue Ocean Strategy: Cutting-Edge Approaches to Cafe Management Development Ningrum, Laila Dwi Yafiz, Muhammad Harahap, Muhammad Ikhsan Blue Ocean Strategy; Innovation; Survival Strategy In an increasingly competitive cafe market, innovation as a primary strategy is crucial to enhancing competitiveness and business growth in Tanjung Morawa. However, the challenges of effectively implementing innovation in cafe management may hinder cafes' ability to adapt to changing market trends and fluctuating consumer preferences quickly. Therefore, this research explores the role of innovation as a survival strategy in cafe management in Tanjung Morawa. Using the Blue Ocean Strategy approach, the study analyzes how innovation can enable cafes to create or redefine markets by offering unique value propositions and distinguishing themselves from competitors. The research methodology is descriptive qualitative, utilizing primary and secondary data sources, including surveys, interviews, documentation, and data analysis. Key informants include the owners of Skala Coffee, Cafe Abah Awak, and Selow Time Coffee. Data analysis techniques involve data reduction, presentation, and conclusion drawing. Findings demonstrate that innovation plays a crucial role in enhancing cafe competitiveness, with factors such as monitoring market trends, flexibility in responding to change, product quality, pricing, service delivery, and customer experience identified as keys to success. The practical implication of this research is that cafe owners must continue to foster innovation as part of their survival strategy in a competitive market environment. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/717 10.32678/ijei.v15i2.717 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/717/142 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/41 2021-07-02T09:50:09Z ijei:ART

PENGARUH KEPUASAN MUZAKKI, TRANSPARANSI DAN AKUNTABILITAS PADA LEMBAGA AMIL ZAKAT TERHADAP LOYALITAS MUZAKKI (Studi Persepsi Pada LAZ Rumah Zakat) YULIAFITRI, INDRI KHOIRIYAH, ASMA NUR kepuasan; transparansi; akuntabilitas; loyalitas; lembaga amil zakat Abstract. The Influence of Muzakki Satisfaction, Transparency and Accountability in the Amil Zakat Institution toward Loyalty Muzakki (Perception Study on LAZ Rumah Zakat). This study aimed to analyze the effect of each variable that Muzakki satisfaction, transparency and accountability in the Amil Zakat Institution toward loyalty Muzakki. As a nonprofit organization, Lembaga Amil Zakat needs to pay attention the Muzakki satisfaction, transparency and accountability of institutions to increase loyalty Muzakki. In this study, data were collected through a questionnaire with accidental sampling. Respondents in this study were Muzakki or person paying zakat through LAZ Rumah Zakat. The analysis multiple linear regression technique used to solve it. The results showed that both independent variables are Muzakki satisfaction and transparency has positive influence on loyalty Muzakki. This means that the more high satisfaction Muzakki and transparency of the institution, the more high loyalty of Muzakki. On the other hand, the accountability of independent variables have no influence on loyalty Muzakki.Abstrak. Pengaruh Kepuasan Muzakki, Transparansi dan Akuntabilitas Pada Lembaga Amil Zakat Terhadap Loyalitas Muzakki (Studi Persepsi Pada LAZ Rumah Zakat). Penelitian ini bertujuan untuk menganalisis pengaruh masing-masing variabel yaitu kepuasan muzakki, transparansi dan akuntabilitas pada Lembaga Amil Zakat terhadap loyalitas muzakki. Sebagai organisasi nonprofit, Lembaga Amil Zakat perlu memerhatikan kepuasan para muzakki, transparansi dan akuntabilitas lembaganya untuk meningkatkan loyalitas muzakki. Dalam penelitian ini data dikumpulkan melalui kuesioner dengan accidental sampling. Responden pada penelitian ini adalah muzakki atau orang yang membayarkan zakat melalui LAZ Rumah Zakat. Teknik analisis yang digunakan adalah analisis regersi linear berganda.Hasil penelitian ini menunjukkan bahwa kedua variabel independen yaitu kepuasan muzakki dan transparansi mempunyai pengaruh yang positif terhadap loyalitas muzakki.Artinya semakin tinggi kepuasan muzakki dan transparansi lembaga maka semakin tinggi pula loyalitas muzakki. Sedangkan variabel independen akuntabilitas tidak memiliki pengaruh terhadap loyalitas muzakki. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/41 10.32678/ijei.v7i2.41 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 2 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/41/42 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/906 2026-03-09T07:42:00Z ijei:ART

Integrating Good Governance Business Sharia into Maqasid Sharia: Evidence from Islamic Rural Banks in Indonesia Zarkasyi, Muhammad Ridlo Handayani, Agung Lia Lahuri, Setiawan bin Djayusman, Royyan Ramdhani Ibnu, Adi Rahmannur Good Governance Business Sharia; Maqashid Sharia; Islamic Banking This study explores the implementation of Good Governance Business Sharia (GGBS) at PT BPRS Mitra Mentari Sejahtera through the framework of Maqasid Shariah. The research examines how governance principles rooted in Sharia values are translated into institutional practices and how they contribute to the realization of ethical and sustainable business objectives. Using a descriptive qualitative approach with a case study design, data were collected through interviews, documentation, and institutional reports, then analyzed using Atlas.ti 09. Findings reveal that BPRS Mitra Mentari Sejahtera has effectively incorporated GGBS principles by promoting transparency, accountability, and adherence to Sharia ethics. However, limited public disclosure—particularly the unavailability of annual reports—remains a major challenge, potentially weakening stakeholder trust and institutional credibility. The study emphasizes the need for stronger transparency mechanisms, enhanced collaboration with Sharia supervisory bodies, and continuous education to reinforce Maqasid Shariah within governance structures. Overall, this research underscores the pivotal role of GGBS in achieving Sharia objectives and advancing ethical governance in the Islamic financial sector. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/906 10.32678/ijei.v16i1.906 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/906/182 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/58 2021-11-12T07:52:13Z ijei:ART

IMPLEMENTASI BENTUK-BENTUK AKAD BERNAMA DALAM LEMBAGA KEUANGAN SYARIAH Aprianto, Naerul Edwin Kiky Akad Bernama, Lembaga Keuangan Syariah Abstrak. Implementasi Bentuk-Bentuk Akad Bernama Dalam Lembaga Keuangan Syariah. Pada dasarnya, Islam adalah agama yang sempurna mencakup segala bidang kehidupan manusia. Sebagai makhluk sosial, manusia tidak bisa lepas untuk berhubungan dengan orang lain dalam memenuhi kebutuhan hidup. Kebutuhan manusia sangat beragam, sehingga secara pribadi tidak mampu untuk memenuhinya dan harus berhubungan dengan orang lain. Hubungan antara satu manusia dengan manusia lain dalam memenuhi kebutuhan harus terdapat aturan yang menjelaskan hak dan kewajiban keduanya berdasarkan kesepakatan. Proses untuk membuat kesepakatan dalam memenuhi kebutuhan keduanya, yaitu dengan proses untuk berakad atau melakukan kontrak. Dalam pembahasan fikih, akad atau kontrak yang dapat digunakan bertransaksi sangat beragam, sesuai dengan karakteristik dan spesifikasi kebutuhan yang ada. Oleh karena itu, tulisan ini akan mengkaji bentuk-bentuk akad yang lebih berfokus pada bentuk-bentuk akad bernama. Hal ini merupakan syarat yang utama bagi orang yang melakukan aktivitas ekonomi dan bisnis serta memiliki akibat hukum bagi pihak yang berakad. Abstract. Implementation of Akad Bernama in Sharia Financial Institutions. Property played an important role and have a significant influence in human life. As social beings, humans cannot escape to connect with others in meeting the needs of life. Human needs are very diverse, so personally not able to fulfill it and to be in touch with others. The relationship between one human being with another human being to meet the needs there must be rules that define the rights and obligations of both consensual. The process for making a deal to meet the needs of both the process for berakad or perform a contract. In the discussion of jurisprudence, the contract or contracts which can be used to transact very diverse, according to the characteristics and specifications of the existing needs. Therefore, this paper will examine the forms of contract that is more focused on forms of contract named. This is the main requirement for people doing business and economic activity. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-06-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/58 10.32678/ijei.v9i1.58 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 1 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/58/68 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/267 2021-07-12T07:16:21Z ijei:ART

SUKUK WAQF FOR THE DEVELOPMENT OF ISLAMIC EDUCATIONAL INSTITUTIONS Syamsuri, Syamsuri Putri, Eka Risana Zein, Anisa Rosdiana Handayani, Resi Sukuk; Waqf; Islamic Educational Board Education becomes an urgency in improving the quality of human life. Improving the quality of education is one of the goals of maqashid shariah, waqf as the property of the people whose benefits are intended for the continuity of the benefit of the people becomes one of the potential to be associated as a source of provision of educational institutions to improve the quality of human resources, considering that man is the caliph fil ardl and as an agent of change. The purpose of this study will explain about sukuk waqf in the development of Islamic education. In this study, the authors used qualitative research types using descriptive analysis. Information and data obtained from various sources from related aspects related to research issues with the source of books, journals, or other sources relevant to the discussion with the aim to reach conclusions about the benefit of sukuk waqf in the development of Islamic educational institutions. Waqf and sukuk integrated will be two phenomenal financial instruments by combining modern schemes of waqf asset development with securities that produce sukuk waqf. In integrating sukuk wakaf, educational institutions can use innovative product waqf models by using sukuk issued by waqf institutions as nadzir, as well as istitusi as third parties. This paper is limited by the scope of discussions related to waqf and Islamic educational institutions, as well as sukuk waqf that can be used as one of the innovations in the development of waqf assets in educational institutions. This research is expected to be used by practitioners of waqf, wakif, nazir, to be used as material in the management and development of productive waqf, especially in Islamic educational institutions. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2021-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/267 10.32678/ijei.v12i1.267 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 1 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/267/109 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/68 2019-07-19T03:08:09Z ijei:ART

oai:ojs.journal.islamiconomic.or.id:article/501 2025-03-23T14:09:35Z ijei:ART

The Effects of Unemployment, Management of Zakat Funds, and Economic Expansion on Poverty Alam, Azhar Suratman, Asyifa Syauqi Setyowati, Eni Zakat; Unemployment; Economic Growth; Poverty; OLS; Indonesia This study aims to determine whether there is an impact of unemployment, management of zakat funds, and economic growth on poverty. With data sources from the Central Statistics Agency and BAZNAS from 2015-2020, the study used Ordinary Least Square (OLS) regression analysis to test the effect of independent variables on dependent variables. The results of this study show that zakat has a significant negative influence on poverty rates. Unemployment in this study shows its considerable effect on poverty. Meanwhile, economic growth has no significant impact on the poverty rate. The findings recommend that the government evaluate economic growth that the poor still need to enjoy fully. This research is also expected to pave the way for the community to know the role of zakat and economic growth in helping fellow human beings and also helping the country. The government can also contribute to increasing community socialisation about the impact of zakat on the country.   Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/501 10.32678/ijei.v14i2.501 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/501/139 Copyright (c) 2023 Authors

oai:ojs.journal.islamiconomic.or.id:article/32 2021-07-02T09:48:10Z ijei:ART

KONTRIBUSI PERBANKAN SYARIAH TERHADAP PEREKONOMIAN BANTEN IBRAHIM, ZAINI Pertumbuhan; ekonomi; Banten; PDRB; bank syariah Abstract. The Contribution of Islamic Banking on the Banten Economy. The development of Islamic banking in Banten can be seen from the four aspects, such as amount of assets, DPK, financing and credit risks. Even indicates the good growth, but the performance of Islamic banking from the total banking in Banten region is still relatively small. Until the fourth quarter of 2013, the share of Islamic banking assets in Banten only reached 6.78 percent of total banking assets in the province of Banten. Likewise, the share of Islamic banking on third party funds amounted only 5.20 percent. While the financing extended by the Islamic banking in Banten province amounted  only 7.61 percent of total bank credit in Banten Province. This research was conducted with a view to determine the contribution of Islamic banking to increase PDRB Banten Province. This research uses 60 samples, including monthly data from January 2009 until December 2013 consisted of PDRB Banten, DPK and financing Islamic banking in Banten. The data were analyzed using multiple linear regression with the help of software eviews. The results showed that the DPK data processing and financing not partial effect on PDRB increase in Banten. However DPK and financing jointly/ simultaneous effect on PDRB Banten. Figures determination coefficient of 53% shows the value of the contribution of Islamic banking and finance sector generally, to the economic progress of Banten. The remaining 47% was contributed by other sectors that are not included in this study. The high contribution of Islamic banking to Banten’s economy must be supported by the preparation of adequate infrastructure, especially concerned to improve the quality and quantity of human resources in the Islamic economics and finance area. Beside that, we must give the encouragement to the government of Banten in order to increase the proportion of decentralized funds placement in Islamic financial institutions.Abstrak. Kontribusi Perbankan Syariah Terhadap Perekonomian Banten. Perkembangan perbankan syariah di Banten dapat dilihat dari empat aspek, yaitu jumlah aset, DPK, pembiayaan dan resiko kredit. Meski terus menunjukkan perkembangan yang baik, namun kinerja perbankan syariah terhadap total perbankan di wilayah Banten masih relatif kecil. Sampai triwulan IV 2013, pangsa aset perbankan syariah di Banten baru mencapai 6,78 persen dari total aset perbankan di wilayah Provinsi Banten. Demikian juga dengan pangsa penghimpunan DPK perbankan syariah hanya sebesar 5,20 persen. Sementara itu pembiayaan yang disalurkan oleh perbankan syariah di Provinsi Banten hanya sebesar 7,61 persen dari total kredit perbankan di Provinsi Banten. Penelitian ini dilakukan dengan maksud untuk mengetahui kontribusi perbankan syariah terhadap peningkatan PDRB Provinsi Banten. Riset ini menggunakan 60 sampel, meliputi data bulanan sejak Januari 2009 sampai Desember 2013 terdiri dari PDRB Banten, DPK dan pembiayaan perbankan syariah di Banten. Teknik analisis data menggunakan regresi linier berganda dengan bantuan software eviews. Hasil pengolahan data menunjukkan bahwa DPK dan pembiayaan tidak berpengaruh secara parsial terhadap peningkatan PDRB Banten. Namun DPK dan pembiayaan secara bersama-sama/ simultan berpengaruh terhadap PDRB Banten. Angka koefisien determinasi sebesar 53% menunjukkan nilai kontribusi perbankan syariah, dan umumnya sektor keuangan, terhadap kemajuan perekonomian Banten. Sisanya 47% disumbangkan oleh sektor lain yang tidak dimasukkan dalam penelitian ini. Tingginya kontribusi perbankan syariah terhadap perekonomian Banten harus direspon dengan penyiapan infrastruktur yang memadai, terutama berkaitan dengan peningkatan kualitas dan kuantitas sumber daya manusia yang menguasai bidang ekonomi dan keuangan Islam. Diperlukan juga dorongan untuk Pemprov Banten agar meningkatkan proporsi penempatan dana desentralisasi di lembaga keuangan syariah. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2015-04-20 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/32 10.32678/ijei.v6i1.32 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 1 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/32/33 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/768 2026-03-09T07:42:00Z ijei:ART

Exploration of Halal Tourism: Impact of Halalpreneur Business Innovation and Sustainable Development Faizah, Fita Nurotul Agustina, Refi halal tourism, innovation, halalpreneur, SDGs, Semarang The research objective is to explore the impact of halal tourism on halalpreneurs innovation and its contribution to Sustainable Development Goals (SDGs) in Semarang City. Using qualitative methods, researchers collected primary data through non-participant observation and interviews with tourism managers, tourists, and MSME players. Secondary data was collected in the form of documentation. The research objects were Old City, MAJT and Marina Beach. The data obtained were then analyzed using descriptive qualitative. The results showed significantly that halal tourism encourages business innovation among halalpreneurs because of the competitive environment. The innovation is in the form of improving the quality of products, services, and marketing strategies to attract more visitors. Furthermore, halal tourism is able to have a positive impact on sustainable development goals (SDGs), especially SDG 1, 8, 9, 10, 11, 12, and 17. The implication of this research is to emphasize the importance of the government's role and cooperation between stakeholders in efforts to increase halal tourism, thus encouraging sustainable development in Semarang City Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/768 10.32678/ijei.v16i1.768 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/768/185 Copyright (c) 2025 Fita Nurotul Faizah, Refi Agustina

oai:ojs.journal.islamiconomic.or.id:article/1410 2026-05-29T01:56:06Z ijei:ART

Understanding Cash Waqf Intention among Academics: The Role of Financial Literacy as a Moderating Variable Zulkarnaen, Zulkarnaen Asyari, Asyari Puteri, Hesi Eka Alfin, Aidil Literacy; Information Media; Monetary Waqf; Religiosity; Attitudes Despite Indonesia’s substantial potential for cash waqf, its realization remains far below expectations, indicating relatively low public interest in participating in cash waqf initiatives. This study aims to examine the effects of attitudes, subjective norms, religiosity, and information media on the intention to participate in cash waqf, with cash waqf literacy positioned as a moderating variable among lecturers of the Faculties of Islamic Economics and Business at State Islamic Religious Universities (PTKIN) in West Sumatra. This research employs a quantitative approach using a survey method. Primary data were collected through questionnaires distributed to 150 lecturers and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4 software. The findings reveal that attitudes, subjective norms, religiosity, and information media significantly and positively influence cash waqf intention. However, cash waqf literacy does not significantly moderate the relationships between these variables and cash waqf intention. These findings contrast with prior studies suggesting that cash waqf literacy plays a significant role in enhancing participation intention. The absence of a moderating effect indicates that the determinants proposed in the Theory of Reasoned Action (TRA) exert a strong and direct influence independently of literacy levels. Practically, the results imply that waqf institutions and nazhir should reconsider their strategic focus by shifting from literacy-based campaigns toward strengthening transparency, trust, and institutional credibility, particularly when targeting academics and upper-middle-class Muslim communities. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2026-05-29 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article http://journal.islamiconomic.or.id/index.php/ijei/article/view/1410 10.32678/ijei.v17i1.1410 Islamiconomic : Jurnal Ekonomi Islam; Vol 17, No 1 (2026) 2541-4127 2085-3696 10.32678/ijei.v17i1 en Copyright (c) 2026 Authors

oai:ojs.journal.islamiconomic.or.id:article/161 2020-12-25T08:26:16Z ijei:ART

PENGARUH SYARIAH MARKETING DAN CITRA PERUSAHAAN TERHADAP KEPUASAN NASABAH JASINDO OTO PADA PT ASURANSI JASINDO SYARIAH KANTOR PEMASARAN MEDAN Utari, Ivo Mei Agus, Rizal Azhar, Azhar Syariah Marketing, Citra Perusahaan, Kepuasan Nasabah ABSTRACTThis research entitled Effect of Shariah Marketing and Coorporate Image on Customer Satisfaction JasindoOto At PT Asuransi JasindoSyariah Medan Marketing Office. This research used a quantitative approach which purposed to answer the question about whether there is the influence of sharia marketing and corporate image partially and simultaneously on customer satisfaction. Data was collected by distributing questionnaires with a sample of 74 respondents using multiple linear regression analysis. The research showed that the validity and reliability test are declared valid and reliable. Sharia marketing hypothesis test a positive and significant impact on customer satisfaction, this is evidenced by the significant value of 0.0000.05 with a strong correlation of 0.575 and the image of the company and significant positive effect on customer satisfaction, this is evidenced by the significant value of 0.000.05 with enough correlation of 0.333. Then for simultaneous test of 26.134 with a significance of 0.000. This means simultaneously independent variables significant positive effect on the dependent variable of customer satisfaction.Keywords: Sharia Marketing, Corporate Image, Customer SatisfactionABSTRAKPenelitian ini berjudul Pengaruh Syariah Marketing Dan Citra Perusahaan Terhadap Kepuasan Nasabah JasindoOto Pada PT Asuransi Jasindo Syariah Kantor Pemasaran Medan. Penelitian ini menggunakan pendekatan kuantitatif yang bertujuan untuk menjawab pertanyaan tentang apakah terdapat pengaruh syariah marketing dan citra perusahaan secara parsial dan simultan terhadap kepuasan nasabah. Pengumpulan data dilakukan dengan penyebaran kuesioner dengan sampel sebanyak 74 responden dengan menggunakan metode analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa uji validitas dan reliabilitas dinyatakan valid dan reliabel. Uji Hipotesis Syariah marketing berpengaruh positif dan signifikan terhadap kepuasan nasabah, dibuktikan dengan nilai signifikansi 0,0000,05 dengan korelasi yang kuat sebesar 0,575 dan citra perusahaan berpengaruh positif dan signifikan terhadap kepuasan nasabah, dibuktikan dengan nilai signifikansi 0,0010,05 dengan korelasi yang cukup sebesar 0,333. Kemudian untuk uji simultan sebesar  26,134 dengan signifikansi sebesar 0,000. Hal ini berarti secara simultan variabel bebas berpengaruh positif signifikan terhadap variabel terikat yakni kepuasan nasabah.Kata Kunci: Syariah Marketing, Citra Perusahaan, Kepuasan Nasabah Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/161 10.32678/ijei.v11i1.161 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 1 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/161/99 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/356 2023-06-12T23:46:21Z ijei:ART

The Role of E-Commerce Tax on Indonesian State Revenue During the Covid-19 Pandemic in Islamic Economic Perspective Atika, Ria Suryanto, Tulus E-Commerce Tax; State Revenue; Covid-19; Pandemic; Islamic Economic Perspective The Covid-19 pandemic is changing economic trends at this time. E-commerce grew rapidly in recent years and has become more intense due to the Covid-19 pandemic. E-Commerce Tax provides solutions in the midst of the Covid-19 pandemic. The purpose of this writing is to illustrate the role of the E-commerce Tax on Indonesia's State Revenue during the Covid-19 pandemic in an Islamic Economic Perspective. The method used is descriptive qualitative research with secondary data sources and documentation data collection methods. Based on an analysis of data obtained from journals, books, and the internet in the form of company records or documentation, government documentation or government publications, industry analysis by media, websites and others, it was found that E-commerce Tax has a role in Indonesia's state revenues by increasing state tax revenues during the Covid-19 pandemic. In the Islamic Economic Perspective the tax set in e-commerce is in accordance with Islamic teachings, because it is set on the basis of achieving justice between conventional business actors and also online business actors.  Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/356 10.32678/ijei.v13i1.356 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 1 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/356/132 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/21 2021-07-02T09:47:05Z ijei:ART

MURABAHAH DALAM HUKUM POSITIF DAN IMPLEMENTASI PADA PRAKTEK PEMBIAYAAN KONSUMEN WAZIN, WAZIN Murabahah; Hukum Positif Praktek ekonomi yang berkembang kini semakin luas dan beragam. Karena itu diperlukan aturan-aturan hukum yang baru dan diperbaharui agar dapat mengatasi masalah-masalah ekonomi yang memerlukan penanganan hukum. Hukum akan kehilangan eksistensi dan fungsinya jika tidak mampu mengatasi masalah yang terjadi di masyarakat.Secara historis perkembangan hukum Islam dalam hukum positif di Indonesia mengalami dinamika yang cukup panjang dari sejak masuknya Islam ke Indonesia hingga masa reformasi sekarang. Perkembangan yang cukup menggembirakan adalah ketika diterbitkan Kompilasi Hukum Ekonomi Syariah (KHES) serta diterbitkannya beberapa paket regulasi menyangkut praktek ekonomi syariah di Indonesia. Di Indonesia, bersamaan dengan berkembangnya perbankan syariah, maka kebutuhan untuk membahas konsep fiqh muamalah tidak hanya terbatas pada tataran wacana, tetapi juga harus tertuang pada hukum positif. Hal ini mengingat  praktek ekonomi syari’ah semakin berkembang, tidak hanya pada lembaga keuangan bank tetapi juga lembaga keuangan bukan bank. Beberapa bentuk transaksi syari’ah telah dipraktekan dalam kegiatan ekonomi termasuk di dalamnya akad dengan menggunakan prinsip murabahah.Salah satu paket regulasi yang cukup penting adalah terbitnya paket regulasi yang terkait dengan Perusahaan Pembiayaan yang melakukan kegiatan berdasarkan Prinsip Syariah, yaitu Peraturan tentang Kegiatan Perusahaan Pembiayaan Berdasarkan Prinsip Syariah dan Peraturan tentang Akad-Akad Yang Digunakan Dalam Kegiatan Perusahaan Pembiayaan Berdasarkan Prinsip Syariah.  Penerbitan paket regulasi tersebut adalah untuk memberikan landasan hukum yang memadai berkaitan dengan kegiatan Perusahaan Pembiayaan  syariah serta guna memenuhi kebutuhan masyarkat pada industri pembiayaan yang memerlukan keragaman sumber pembiayaan dan pendanaan berdasarkan pada Syariat Islam.Dalam kegiatan Perusahaan Pembiayaan yang berdasar prinsip syariah ini terdapat prinsip-prinsip transaksi murabahah khususnya pada kegiatan Pembiayaan Konsumen. Beberapa ketentuan mengenai murabahah tertuang dalam Pasal 23 Peraturan Ketua Bapepam dan LK No. PER-04/BL/2007. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-05-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/21 10.32678/ijei.v5i1.21 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 1 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/21/22 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/820 2026-03-09T07:42:00Z ijei:ART

The Influence of Customer Satisfaction on Service Quality at Bank Syariah Indonesia KCP Medan Simpang Limun Zuhra, Annisa Imsar, Imsar Anggraini, Tuti Customer Satisfaction Index; Customer Satisfaction; Service Quality This study aims to analyze the level of customer satisfaction regarding service quality at Bank Syariah Indonesia KCP Medan Simpang Limun using the Customer Satisfaction Index (CSI) approach. The method employed is quantitative research with a descriptive approach, involving 95 respondents selected through purposive sampling. The results show a significant effect between customer satisfaction and the quality of service provided. The simultaneous test (F-test) yielded a significance value of 0.000, which is less than 0.05, indicating that changes in customer satisfaction simultaneously affect service quality. The partial test (T-test) also supports this finding, where the calculated T value for the customer satisfaction variable is 11.201, much greater than the specified T table value of 1.985 with a significance level of 0.000. This study also results in a Customer Satisfaction Index (CSI) of 89.54%, which falls into the very satisfied category (81% - 100%). Thus, it can be concluded that Bank Syariah Indonesia KCP Medan Simpang Limun has successfully met customer expectations in terms of service quality, indicating that customer satisfaction is an important element that needs to be maintained and improved through continuous enhancement. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/820 10.32678/ijei.v16i1.820 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/820/162 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/60 2021-07-02T09:45:08Z ijei:ART

KEMISKINAN DALAM PERSPEKTIF EKONOMI POLITIK ISLAM Aprianto, Naerul Edwin Kiky Kemiskinan, Ekonomi Politik, Islam Kemiskinan merupakan masalah multidimensi karena berkaitan dengan ketidakmampuan akses secara ekonomi, politik, sosial budaya, dan partisipasi dalam masyarakat. Berbagai kebijakan dan program yang ada dirasakan masih kurang efektif dalam upaya menurunkan jumlah penduduk yang hidup di bawah garis kemiskinan. Hal ini terbukti dengan adanya kecenderungan peningkatan jumlah penduduk miskin dari masa ke masa. Dalam pandangan ekonomi politik Islam, kesinambungan antara keadilan sosial dan distribusi keadilan harus dijaga sehingga diperlukan individu-individu dengan moral yang tinggi. Terdapat dua poros strategi ekonomi politik yang dapat diupayakan untuk meredam pembengkakan kemiskinan. Pertama, kebijakan tidak langsung dengan jalan membenahi infrastruktur penyebab kemiskinan melalui jalur politik. Kedua, kebijakan langsung yang mengaitkan kelembagaan dengan strategi pengurangan kemiskinan, di mana pendekatan kelembagaan beranggapan bahwa pertumbuhan ekonomi dan distribusi tidak dapat diserahkan kepada pasar sehingga diperlukan intervensi pemerintah. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-01-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/60 10.32678/ijei.v8i2.60 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 2 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/60/57 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/1015 2025-09-10T08:21:31Z ijei:ART

Determinants of Sharia Stock Prices with Systematic Risk as an Intervening Variable Jannah, Mukhlishotul Elsa, Elsa Nawawi, Ma'mun Inflation; Interest Rates; Exchange Rates; Money Supply, Systematic Risk; Stock Prices Investment activities through sharia stock instruments carried out by investors aim to achieve returns in the future. However, in practice, investors find it difficult to assess the movement of sharia stock prices and the risks attached to each selected sharia security. As a consideration for making decisions and investing, the movement of sharia stock prices and systematic risk (stock beta) are constantly changing. Stock price movements and systematic risk (stock beta) are caused by various factors, one of which is the national economic condition, commonly referred to as macroeconomic indicators. The results of the study show that inflation, exchange rates, BI rates and money supply have no significant direct effect on systematic risk. The results of testing stock prices show that inflation and money supply have a direct but insignificant effect on stock prices, while exchange rates, BI rates and systematic risk have a direct and significant effect on stock prices. In addition, the results of the study show that inflation and exchange rates have a significant indirect effect on stock prices, while the BI rate and money supply have an indirect effect on stock prices but are not significant for companies listed on the Jakarta Islamic Index for the 2019-2021 period. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article http://journal.islamiconomic.or.id/index.php/ijei/article/view/1015 10.32678/ijei.v15i2.1015 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 en Copyright (c) 2023 Mukhlishotul Jannah, Elsa Elsa, Ma'mun Nawawi

oai:ojs.journal.islamiconomic.or.id:article/112 2021-07-02T09:51:37Z ijei:ART

WOMENPRENUER ALISA KHADIJAH SEBAGAI AGEN RECOVERY EKONOMI KELUARGA DAN MASYARAKAT DI PALEMBANG Mardiyah, Siti Asili, Asili Womenpreneur; Alisa Khadijah; Empowerment; Transformative Abstract. The Womenpreneur Alisa Khadija as an Economic Quality Changer in Family and Society in Palembang. The perception of women's role discrimination in the economic sector is because of the influence of cultural and sacred religious understanding that makes the role women runs is still because of the limitation to sustain the life. The Study is conducted by looking at the role and how the management of womenprenuer in improving the economic quality of family and society. The methodology used is mixed methods. Qualitative methods are used to examine how the Islamic economic transformation of womenpreneur with its description and exploratory analysis. The quantitative method is used by spreading questioner with Guttman scale using non-parametric inferesial analysis to management of Alisa Khalijah ICMI womenprenuer. The results of the study were found that transformative understanding of women's roles and management of community development programs not only makes women an object or perpetrator of development, but rather To plan programs, manage strategies and gain opportunities against existing challenges, to make womenpreneur able to become economic quality changer both in family and society without eliminating the boundaries of sharia. Abstrak. Womenprenuer Alisa Khadijah Sebagai Agen Recovery Ekonomi Keluarga dan Masyarakat di Palembang. Adanya persepsi diskriminasi peran perempuan dalam sektor ekonomi karena pengaruh budaya dan pemahaman keagamaan yang sakral menjadikan peranan yang dijalankan perempuan masih karena keterbatasan untuk mempertahankan hidup. Kajian ini ingin membangun bagaimana sebenarnya Ekonomi Islam mampu menjadikan perempuan yang pada awalnya hanya sebagai sosok yang pasif-konsumtif  menjadi sosok yang Aktif-Produktif dalam sektor ekonomi sehingga mampu menjadi agen dalam recovery ekonomi keluarga dan masyarakat. Kajian dilakukan dengan melihat peran dan bagaimana  manajemen womenprenuer dalam meningkatkan kualitas ekonomi keluarga dan masyarakat. Metodologi yang digunakan adalah mixed methods. Metode Kualitatif digunakan untuk mengkaji bagaimana Transformasi Ekonomi  Islam terhadap womenpreneur dengan analisis deskripsi dan eksploratif. Sedangkan metode Kuantitatif digunakan dengan menyebarkan questioner dengan skala Guttman mengunakan analisis inferesial non parametik terhadap peran dan manajemen womenpreneur Alisa Khalijah ICMI Palembang. Hasil kajian didapati bahwasanya Pemahaman transformatif dilakukan pada peran dan manajemen perempuan terhadap program-program pengembangan masyakat tidak hanya menjadikan perempuan sebagai objek atau pelaku dari pengembangan itu, tetapi lebih bagaimana mendampingi mereka untuk merencanakan program, mengatur strategi dan mendapatkan peluang terhadap tantangan yang ada. Kondisi ini menjadi satu tuntutan dalam Islam, bahawasanya bagaimana menjadikan womenpreneur mampu menjadi perubah kualitas ekonomi baik di keluarga dan masyarakat tanpa menghilangkan batas-batas syariahnya Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/112 10.32678/ijei.v10i1.112 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 1 (2019) 2541-4127 2085-3696 10.32678/ijei.v10i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/112/84 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/403 2023-06-12T23:45:38Z ijei:ART

Optimization of Management of Islamic Philanthropy Based on Productive Ownership Efforts for Empowering the Economic Independence Hasbi, M. Zidny Nafi' Widayanti, Ipuk Islamic Philanthropy, Productive Waqf, PMDG Economy Islamic philanthropy is a practice of generosity in the Islamic tradition through zakat, infaq, alms, and waqf (ZISWAF). In Islamic history, the practice of waqf has had a socio-economic impact on society. Waqf is one of the Islamic financial instruments that have the potential as an instrument for developing the national economy. Modern Islamic Boarding School Darussalam Gontor waqf institute has the highest structure in determining policy and economic development, namely the waqf institution. Among the boarding school that can be considered successful in managing productive waqf is Boarding School Darussalam Gontor. The purpose of this study is to analyze productive waqf managed by PMDG. The research method uses a qualitative descriptive approach. Data collection techniques include observation, documentation, and deep interviews. Data analysis uses Miles and Huberman's model theory. The findings of this study state that the collected waqf funds are managed properly and professionally so that the distribution of productive waqf can be carried out in a dialogical manner for the development of several business fields in PMDG. The implementation of productive waqf has long-term implications for PMDG, especially in the field of education and teaching. The growing facilities can have a big impact on improving the quality of education which is getting better. Productive waqf funds also contribute to the economy of the surrounding community. It is hoped that the productive waqf management model carried out by PMDG can be a reference for practitioners in managing productive waqf. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/403 10.32678/ijei.v13i1.403 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 1 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/403/122 http://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/403/84 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/12 2021-07-02T09:45:58Z ijei:ART

STRATEGI MENDORONG PERTUMBUHAN BANK SYARIAH DI INDONESIA IBRAHIM, ZAINI Sebagai bagian dari dual banking system, eksistensi perbankan syariah saat ini terus menunjukkan perkembangan positif. Walaupun market share baru sebesar lima persen, namun pertumbuhan setiap tahun yang mencapai 40 persen merupakan sinyal yang membanggakan untuk tetap dipertahankan. Identifikasi faktor pendorong kemajuan bank syariah bersumber dari internal dan eksternal. Faktor internal berupa kelangkapan regulasi. Ada dua regulasi yang signifikan mendorong akselerasi pertumbuhan perbankan syariah di tanah air, yaitu UU No. 21/2008 tentang Perbankan Syariah dan UU Pajak Pertambahan Nilai (PPN). Sedangkan faktor eksternal berupa perkembangan ekonomi global dan nasional. Ada lima strategi yang dirumuskan oleh Bank Indonesia agar bank syraiah dapat memberi dorongan positif bagi perekonomian nasional. Pertama, mendorong pembiayaan syariah ke sektor produktif; kedua, mendorong inovasi produk agar tidak kalah dengan produk yang dipasarkan bank konvensional; ketiga, melakukan koordinasi dengan lembaga pengawas baru, yaitu Otoritas Jasa Keuangan (OJK). Strategi keempat, mendorong efisiensi bank syariah dengan cara bersinergi dengan bank induk; kelima, semakin meningkatkan sosialiasi dan edukasi agar positioning bank syariah di mata nasabah semakin kuat Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-03-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/12 10.32678/ijei.v4i1.12 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 1 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/12/13 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/737 2025-09-10T08:19:37Z ijei:ART

Analysis of Community Perceptions on Halal Certification for Packaged Food Products Saragih, Dini Setiana Syahbudi, Muhammad Bi Rahmani, Nur Ahmadi Halal Certification; Consumer Perception; Packaging Products This study provides valuable insights into the perceptions of Silou Paribuan Village residents regarding halal certification, enhancing the understanding of consumer behavior in rural settings. The research analyzes how these residents perceive halal certification when purchasing packaged food products. A qualitative descriptive method was used, drawing on consumer behavior theory and Sharia economic principles to explore these perceptions. Data was gathered through interviews and surveys, with 96 individuals selected from a total population of 2,375 using the Slovin formula with a 10% margin of error. Simple random sampling was employed to ensure representative participation. The data was collected via a questionnaire that utilized a Likert scale to gauge respondents' attitudes. The analysis applied consumer perception theories, including attribution, gestalt, product quality, and marketing communications. The results revealed that the perception of halal certification among Silou Paribuan Village residents is generally positive, with an average score of 74%. Most respondents recognized the importance of halal certification when choosing packaged food products. However, the study's focus on a single village may limit the generalizability of its findings to broader populations or different cultural contexts. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/737 10.32678/ijei.v15i2.737 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/737/150 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/54 2021-07-02T09:50:36Z ijei:ART

INTEGRASI PAJAK DAN ZAKAT DI INDONESIA Ramadhan, Muhammad Rheza Zakat; Pajak; Penerimaan Negara; APBN Pemungutan dan pengelolaan zakat saat ini dilakukan oleh Badan Amil Zakat Nasional dan dibantu oleh Lembaga Amil Zakat yang didirikan masyarakat. Hal ini tentu menjadi permasalahan karena seharusnya pemerintah lah yang berkewajiban untuk melakukan pemungutan dan pengelolaan zakat. Kemudian dalam pengelolaannya pun dana zakat masih belum dikelola dengan baik, bahkan terkesan terdapat suatu bidang yang dibiayai baik oleh zakat maupun oleh pajak. Hal ini disebabkan oleh belum terintegrasinya sistem pajak dan zakat di Indonesia baik dalam pemungutannya maupun pengelolaannya. Penelitian ini menunjukkan bahwa terdapat beberapa belanja pemerintah yang dapat dibiayai oleh zakat sehingga dengan pemungutan dan pengelolaan zakat yang lebih baik, mengakibatkan adanya perbaikan dalam defisit anggaran pemerintah dan saldo utang pemerintah yang semakin berkurang. Selain itu, penelitian ini memberikan usulan mengenai integrasi sistem pemungutan pajak dan zakat di Indonesia serta bagaimana hubungan antara zakat dan pajak dalam hal kewajiban pemenuhannya yang terutang kepada seseorang atau suatu badan yang sama. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2017-08-09 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/54 10.32678/ijei.v8i1.54 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 1 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/54/47 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/108 2021-11-12T07:52:23Z ijei:ART

ANALISIS ZAKAT PRODUKTIF TERHADAP INDEKS KEMISKINAN, NILAI MATERIAL DAN SPIRITUAL PARA MUSTAHIK Hartono, Nono Anwar, Mohamad zakat produktif; kemiskinan; nilai material dan spiritual Abstract. The Analysis of Productive Zakat on Poverty Index, Material and Spiritual Value of Mustahik. This research intend to (1) analyze the changes of mustahik household income after receive assistance from productive zakah funds from Cirebon Zakat  Center and (2) identify the characteristics of material and spiritual values of mustahik after obtaining assistance from productive zakah funds from the Cirebon Zakat  Center based on the CIBEST model. This study uses a quantitative approach with data collection techniques in the form of observation, interviews and filling out questionnaires. The statistical test and data analysis used are paired data t test and CIBEST model. The results of the study showed that mustahik household income after receiving productive zakah funds experienced a significant change. Before the assistance of zakah, the average household income of mustahik are Rp. 1,110,563, and after getting zakah the average household income of mustahik rise to Rp. 1,653,000. This means that there is an increase in the average household income of mustahik by Rp. 542,437. Based on the CIBEST model, the material and spiritual value characteristics of mustahik after assistance productive zakah funds from Cirebon Zakat Center experienced a change. After the assistance, the number of mustahik households in the category of prosperous households (quadrant I) increased by 47.50 percent. Whereas, number of mustahik households that fall into the material poor category (quadrant II) decreased by 25.00 percent. Likewise, the number of mustahik households included in the category of spiritual poor (quadrant III) and absolute poverty (quadrant IV) fell by 54.55 percent and 90.91 percent respectively.  Abstrak. Analisis Zakat Produktif Terhadap Indeks Kemiskinan, Nilai Material Dan Spiritual Para Mustahik. Penelitian ini bermaksud mengkaji perubahan pendapatan rumah tangga mustahik setelah mendapatkan bantuan dana zakat produktif dari Zakat Center Thoriqotul Jannah Cirebon dan mengidentifikasi karakteristik nilai material dan spiritual mustahik setelah mendapatkan bantuan dana zakat produktif dari Zakat Center Thoriqotul Jannah Cirebon berdasarkan model CIBEST. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik pengumpulan data berupa observasi, wawancara dan pengisian kuesioner. Adapun uji statistik dan analisis data yang digunakan adalah uji t data berpasangan dan model CIBEST. Hasil penelitian menujukkan bahwa pendapatan rumah tangga mustahik setelah mendapatkan bantuan dana zakat produktif mengalami perubahan yang signifikan. Sebelum adanya bantuan dana zakat, rata-rata pendapatan rumah tangga mustahik adalah Rp 1.110.563 dan setelah mendapatkan bantuan dana zakat rata-rata pendapatan rumah tangga mustahik naik menjadi Rp. 1.653.000. Artinya terjadi peningkatan rata-rata pendapatan rumah tangga mustahik sebesar Rp. 542.437. Berdasarkan model CIBEST, karakteristik nilai material dan spiritual mustahik setelah mendapatkan bantuan dana zakat produktif dari Zakat Center Thoriqotul Jannah Cirebon mengalami perubahan. Setelah adanya bantuan dana zakat, jumlah rumah tangga mustahik yang berada pada kategori rumah tangga sejahtera (kuadran I) mengalami peningkatan sebesar 47.50 persen. Sedangkan jumlah rumah tangga mustahik yang masuk kategori miskin material (kuadran II) menurun 25.00 persen. Begitupun jumlah rumah tangga mustahik yang masuk kategori miskin spiritual (kuadran III) dan miskin absolut (kuadran IV) masing-masing turun sebesar 54.55 persen dan 90.91 persen. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/108 10.32678/ijei.v9i2.108 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/108/73 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/293 2022-02-14T09:11:02Z ijei:ART

Analysis of Factors Affecting Investor Behavior in Investing in Sharia Stock in Jakarta Makruf, Ilham Bahrully Supriyanto, Trisiladi Priyatno, Prima Dwi Investment Knowledge; Investor Behavior; Psychological Readiness; Religiosity The purpose of this study is to explain what factors can influence investor behavior in investing in Islamic stocks in Jakarta. The method used in this research is quantitative with a sample of 120 respondents. The subjects studied are investors who invest in Islamic stocks in Jakarta. The object of research used is Islamic stock. Data collection in this study was by using a questionnaire via google form. Data analysis used multiple linear regression using SPSS 23 software. The hypothesis in this study was tested using the T test, F test, and R2 test. The results of this study indicate that the psychological readiness variable and the religiosity variable have a partial effect and show a positive and significant effect, while the investment knowledge variable has no significant effect on investor behavior. Simultaneously, the variables of investment knowledge, psychological readiness, and religiosity have a simultaneous effect on investor behavior. The R2 test yielded a value of 21.9%, meaning that the independent variable studied in this study was able to explain the dependent variable by 21.9%,while 78.1% was explained by other variables not examined in this study.  Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-02-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/293 10.32678/ijei.v12i2.293 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 2 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/293/113 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/3 2021-07-02T09:45:58Z ijei:ART

PENGARUH EFEK SYARI’AH TERHADAP PENINGKATAN JUMLAH INVESTOR DI BURSA EFEK INDONESIA IRAWAN, KADI Indonesia sebagai negara muslim terbesar di dunia merupakan pasar yang sangat potensial untuk pengembangan industri keuangan syari’ahal. Pasar modal yang merupakan bagian dari industri keuangan syari’ah, mempunyai peran yang cukup penting untuk meningkatkan pangsa pasar industri keuangan syari’ah Indonesia. Meskipun perkembangannya relatif baru dibanding dengan perbankan syari’ah, tetapi seiring dengan pertumbuhan yang signifikan di industri pasar modal Indonesia, maka diharapkan pasar modal syari’ah Indonesia akan mengalami pertumbuhan yang pesat. Masalah yang diangkat dalam artikel ini yaitu bagaimana pengaruh saham syari’ah, sukuk, dan reksadana syari’ah secara parsial terhadap peningkatan jumlah investor di Bursa Efek Indonesia (BEI). Kemudian bagaimana pengaruh efek syari’ah tersebut secara simultan  terhadap peningkatan jumlah investor di BEI.Penelitian dilakukan dengan metode kuantitatif regresi berganda dalam bentuk logaritma yang ditaksir menggunakan metode OLS (Ordinary Least Square). Variabel yang diteliti adalah saham syari’ah (LnSaham), sukuk (LnSuku), dan reksadana syari’ah (LnReksadana), serta jumlah investor (LnInv) sebagai variabel dependen. Periode pengamatan selama Januari 2010 sampai November 2012.Hasil penelitian menjelaskan bahwa secara bersama-sama (simultan) melalui uji F terbukti ketiga variabel bebas berpengaruh signifikan terhadap jumlah investor. Sedangkan secara individu (parsial) melalui uji t, hanya variabel tingkat saham syari’ah yang berpengaruh signifikan terhadap jumlah investor di Bursa Efek Indonesia. Nilai R2 yang mencapai 0.665 menunjukkan bahwa 6,5% variasi jumlah investor dipengaruhi oleh ketiga efek syari’ah tersebut. Sedangkan 33,5% lainnya dijelaskan oleh variabel lain yang tidak dijelaskan dalam penelitian ini.Kontribusi saham syariah lebih besar dibanding efek syariah yang lain disebabkan kemudahan transaksi serta kemudahan investor dalam mengelola dana. Selain itu, pergerakan harga saham syariah lebih bervariasi karena menggunakan Continuous Auction System (sistem lelang berkelanjutan) yang didasarkan kepada order-driven market Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-11-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/3 10.32678/ijei.v4i1.3 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 1 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/3/3 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/642 2025-03-23T13:41:52Z ijei:ART

Management and Allocation of Productive Zakat to Enhance The Economic Welfare of Mustahik Saprida, Saprida Raya, Fitri Umari, Zuul Fitriani Management; Distribution; Productive Zakat This study aims to determine the management and distribution of productive zakat and to find solutions to improving the mustahik economy. This research uses library research, namely research carried out by searching literature (library) in journals, notes, and reports on research results from previous studies. The results of this study are that the distribution method of zakat productive consists of two forms: First, zakat is submitted directly to mustahik for development. It means 'ayn al-zakah, which is attached to mustahik, so zakat becomes the full property of mustahik. This kind of distribution is also called the distribution of zakat productive as non-investment or traditional productive. Second, the distribution of zakat productive in the form of investment, namely zakat, is not directly handed over to mustahik or termed creative productive. Productive zakat funds are intended for business capital or additional business capital. So, the funds given do not just run out; the funds will be managed into a business and generate income. This income will meet life's needs and prosper the mustahik family's economy. Mustahik, who manages productive zakat funds used as a business, will generate additional income to increase the income. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/642 10.32678/ijei.v15i1.642 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/642/145 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/37 2021-07-02T09:49:40Z ijei:ART

ANALISIS PENGARUH PERUBAHAN VARIABEL MAKROEKONOMI TERHADAP RETURN SAHAM SYARIAH PT. TELEKOMUNIKASI INDONESIA, TBK. PERIODE 2011-2013 SUNAYAH, SITI IBRAHIM, ZAINI nilai tukar; bunga; inflasi; efek; return; saham syariah Abstract. Analysis on Effect of Changes in Macroeconomic Variables Return against Sharia Stock at PT. Telekomunikasi Indonesia, Tbk. 2011-2013. Macroeconomic variables used in this study is the exchange rate, interest rates and inflation. These variables tried measurable macroeconomic impact on the level of sharia stock returns from PT. Telekomunikasi Indonesia, Tbk. during 2011-2013. The data of exchange rate, inflation, and interest rates obtained from the site of Bank Indonesia (BI), and the data of sharia stock returns PT. Telekomunikasi Indonesia from the site of Indonesia Stock Exchange (BEI) as well as on the site of Bank Indonesia (BI). The instrument used in this research is multiple linear regression and software eviews 7. The results obtained that all independent variables have no effect on the dependent variable partially (alone), but simultaneously (together) three independent variables affect the dependent variable. With fault tolerance of 5% exchange rate, interest rates and inflation are able to explain changes in stock return of sharia PT. Telekomunikasi Indonesia, Tbk amounted to 8.6%. Every increase in the exchange rate of 1% would increase the amount of return PT. Telekomunikasi Indonesia, Tbk as much as 1.76%, whereas any increase in interest rates by 1% will increase the stock return of sharia PT. Telekomunikasi Indonesia, Tbk as much as 31.4%, then any increase in inflation of 1% would raise the stock return of sharia PT. Telekomunikasi Indonesia, Tbk as much as 0.086%. Thus, the independent variables are more dominant on stock returns PT. Telkom is in bank interest rates.Abstrak. Analisis Pengaruh Perubahan Variabel Makroekonomi Terhadap Return Saham Syariah PT. Telekomunikasi Indonesia, Tbk. Periode 2011-2013. Variabel makroekonomi yang dimaksud dalam penelitian ini meliputi nilai tukar rupiah, suku bunga dan inflasi. Ketiga variabel makroekonomi tersebut dicoba diukur pengaruhnya terhadap tingkat return saham syariah dari PT. Telekomunikasi Indonesia, tbk. selama periode 2011-2013. Data kurs, inflasi, dan suku bunga diperoleh dari situs Bank Indonesia (BI), dan data return saham syariah PT. Telekomunikasi Indonesia diambil dari situs Bursa Efek Indonesia (BEI) serta dari situs Bank Indonesia (BI). Alat analisis yang digunakan yaitu regresi linier berganda dengan bantuan software eviews 7. Hasil yang diperoleh menyatakan semua variabel bebas tidak berpengaruh terhadap variabel terikat secara parsial (sendiri-sendiri), namun secara simultan (bersama-sama) ketiga variabel bebas berpengaruh terhadap variabel terikat. Dengan toleransi kesalahan sebesar 5% nilai tukar rupiah, suku bunga dan inflasi mampu menjelaskan perubahan return saham syariah PT. Telekomunikasi Indonesia, Tbk sebesar 8,6%. Setiap peningkatan nilai tukar rupiah sebesar 1% akan menaikan besarnya return PT. Telekomunikasi Indonesia, Tbk sebanyak 1,76%, sedangkan setiap peningkatan suku bunga sebesar 1% akan menaikan return saham syariah PT. Telekomunikasi Indonesia, Tbk sebanyak 31,4%, selanjutnya setiap peningkatan inflasi sebesar 1% akan menaikan return saham syariah PT. Telekomunikasi Indonesia, Tbk sebanyak 0,086%. Dengan demikian, variabel bebas yang lebih dominan terhadap return saham PT. Telkom adalah suku bunga perbankan. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-03-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/37 10.32678/ijei.v7i1.37 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 1 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/37/38 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/849 2026-03-09T07:42:00Z ijei:ART

The Role of Islamic Boarding Schools in Enhancing the Entrepreneurial Attitudes of Students and Strengthening the Community's Economy Turmudi, Muhamad Novita Sari, Rasidah Aryanto, Dwi Islamic Boarding School, Learning Role, Empowerment Role, Entrepreneurial Attitudes The development of Islamic boarding schools not only functions as an educational institution but also as a social and economic institution. This research aims to examine the role of Islamic boarding schools in enhancing students' entrepreneurial attitudes and strengthening the community's economy. The method used is descriptive quantitative to explain how the influence of learning variables can enhance students' entrepreneurial attitudes and how the economic empowerment variable influences the economic strengthening of the community around the Islamic boarding school. The results of the analysis show that 56.1% of learning has an influence on increasing the entrepreneurial Attitudes of students. Economic empowerment does not have a direct influence on strengthening the community's economy. However, the existence of Islamic boarding schools provides a real contribution to the empowerment of the community's economy through the development of various productive business units within the framework of the Islamic economic system, such as laundry services, food stalls, grocery stores, clothing stores, and tailoring services. These economic activities create job opportunities for the surrounding community and encourage local economic growth in an inclusive and equitable manner, in line with the basic principles of Islamic economics such as justice, welfare, and empowerment of the people. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/849 10.32678/ijei.v16i1.849 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/849/186 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/95 2021-11-12T07:52:13Z ijei:ART

PROGRAM REJANG LEBONG MAKMUR, SOLUSI MENEKAN ANGKA KEMISKINAN (STUDI PADA BAZNAS KAB REJANG LEBONG) Sahroni, Abdullah Baznas, Zakat Produktif, Kemiskinan Abstrak. Program Rejang Lebong Makmur, Solusi Menekan Angka Kemiskinan (Studi Pada Baznas Kab Rejang Lebong). Kabupaten Rejang Lebong merupakan salah satu Kabupaten di Provinsi Bengkulu, dan termasuk kabupaten dengan angka kemiskinan yang cukup tinggi, dengan prosentase 17,30%. Kehadiran Badan Amil Zakat Nasional yang memilik otoritas pengaluran dana zakat ke mustahik dengan programnya Rejang Lebong Makmur diharapkan bisa menjadi kunci untuk menekan angka kemiskinan di Rejang Lebong. Bantuan produktif yang diberikan BAZNAS   Kabupaten   Rejang   Lebong   dalam program Rejang Lebong makmur diharapkan mustahik dapat  mengembangkan  usaha  dan  meningkatkan pendapatan mereka. Bantuan produktif  yang  diberikan  pada dasarnya dapat meningkatkan perekonomian masyarakat dari mustahik menjadi muzaki. Namun faktanya banyak terjadi miorientasi yang dilakukan beberapa mustahik terhdap dana tersebut sehingga tidak berjalan sesuai harapan. Jenis penelitian yang digunakan adalah penelitian lapangan (field research), melalui pendekatan kualitatif, dan dengan metode deskriptif. Sumber data diambil dengan cara observasi, dokumentasi dan wawancara di BAZNAS Kabupaten Rejang Lebong. Setelah data terkumpul maka data tersebut dianalisis dengan cara mendeskripsikan metode analisis data yang peneliti gunakan adalah metode analisis data deskriptif, karena penelitian ini bertujua nuntuk mendeskripsikan bagaimana mekanisme dalam distribusi dana zakat bermasalah pada program Rejang Lebong Makmur, faktor penyebab terjadinya bantuan produktif bermasalah  pada  program  Rejang  Lebong  Makmur,  strategi  BAZNAS  Kabupaten Rejang Lebong dalam mengatasi distribusi dana  zakat bermasalah pada program Rejang Lebong Makmur. Hasil dari penelitian ini menyimpulkan tiga kesimpulan. Pertama, mekanisme dalam distribusi dana zakat bermasalah pada program Rejang Lebong Makmur dalam bentuk bantuan pembinaan usaha produktif   bagi   mustahik   dengan sistem pinjaman tanpa bunga. Kedua, faktor penyebab terjadinya misorientasi bantuan produktif tersebut, kurangnya sifat amanah mustahik, minim sosialisasi tentang bantuan produktif dan kurangnya pengetahuan masyarakat Kabupaten Rejang Lebong tentang peluang usaha ekonomi atau usaha yang dijalankannya. Ketiga, strategi yang dilakukan BAZNAS Kabupaten Rejang Lebong dalam mengatasi distribusi dana  zakat bermaslah pada program Rejang Lebong Makmur melalui pembinaan dan pemahaman mengenai bantuan produktif. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-06-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/95 10.32678/ijei.v9i1.95 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 1 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/95/64 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/195 2021-03-31T03:04:19Z ijei:ART

COMPARISON OF THE IMPLEMENTATION OF MAQASHID SHARIA IN CERTIFIED SHARIA HOTELS AND UNCERTIFIED SHARIA HOTELS (STUDY ON SHARIA HOTELS IN INDONESIA) Sueb, Memed Nurhayati, Euis Yuliafitri, Indri Sharia Hotel; Maqashid Syariah; Islamic Social Reporting The performance of Islamic entities does not only consist of aspects of financial performance (economic performance), but also views from the aspect of sharia as a characteristic that distinguishes it from conventional entities. The purpose of sharia is revealed in the form of maqashid sharia which must be applied in all aspects of life. Therefore, the maqashid sharia approach can be an alternative choice for assessing the performance of a sharia-based entity. In addition, another requirement for Islamic entities is to disclose Islamic Social Reporting (ISR), in which there are 43 items that are characteristic of Islamic entities that must be disclosed in the financial statements of Islamic entities as a form of accountability for Islamic entities. This research uses a qualitative approach by means of case studies based on the interpretive paradigm in order to capture the performance of Islamic hotels using the maqashid sharia approach, and to see whether the elements in Islamic Social Reporting already exist in Islamic hotels. Based on the results of a survey of sharia hotels in Indonesia, both those that have been certified as sharia hotels, hotels that have halal certification for their restaurants, and hotels that claim to be sharia hotels. The conclusion is that certified sharia hotels have been proven to have implemented and maintained sharia values in their hotel operations, although there were some insignificant violations. The implementation of sharia values is not only applied by sharia hotels that have been certified as sharia hotels. The new sharia hotels apply the halal concept, either claiming to be a sharia hotel in the name of the hotel or not mentioning the word sharia in the hotel name. In fact, there were almost perfect implementations in several Islamic hotels that were not yet certified as sharia hotels. It's just that for 2-star hotels and below that claim to be sharia hotels, the implementation of sharia values is only limited by not accepting guests who are not legal spouses, and not providing liquor. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-12-25 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/195 10.32678/ijei.v11i2.195 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 2 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/195/104 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/28 2016-11-13T13:08:28Z ijei:ART

oai:ojs.journal.islamiconomic.or.id:article/329 2023-06-30T18:40:24Z ijei:ART

The Relevance of Allocation and Distribution of Income in The Islamic Economic Perspective in Indonesia Ahyani, Hisam Mutmainah, Naeli Slamet, Memet Distribution, State Revenue, Islamic Economy, Rahmatan Lil 'Alamin, Islamic Fiscal The allocation and distribution of a country's income in the 4.0 era need to be given special attention so that it can be allocated efficiently by each individual. The efficiency of allocation and distribution of income in a capitalist economic system has an impact on income inequality in society which can lead to conflict and also creates poverty. But in achieving this prosperity, it is as if there is no government intervention. This study aims to explore how the allocation and distribution of state income are seen from an Islamic economic perspective and also to compare the capitalist distribution system with the Islamic distribution system in the 4.0 era. The research method used is library research which originates from books, journals, the internet, and other relevant sources. The results of the study show that the allocation and distribution of state income from an Islamic economic point of view is an economic concept that has the concept of equal distribution of wealth or income for the community, applicable in Indonesia, which will produce prosperity for the community. The comparison of the capitalist distribution system is based on absolute ownership of the factors of production so that the main goal is to make a profit. As much as possible appears to ignore moral and social values. The Islamic economic distribution system in the era of disruption upholds moral and social values because, in addition to achieving good profitability, Islam also teaches problems in economic activities. With Islamic economic equality, it is hoped that it can reduce the gap in economic inequality to realize prosperity. Therefore, sharia distribution can be carried out by prioritizing Islamic business ethics which is implemented through the concept of Rahmatan lil 'Alamin in the economy. Likewise, in Indonesia, where the majority of the population is Muslim, special attention is needed so that it can implement the allocation and distribution of state income through the concepts of Zakat, Infak, Shadaqah, and Wakaf adapted to the times. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/329 10.32678/ijei.v14i1.329 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 1 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/329/137 Copyright (c) 2023 Hisam Ahyani, Naeli Mutmainah, Memet Slamet

oai:ojs.journal.islamiconomic.or.id:article/27 2021-07-02T09:48:10Z ijei:ART

PARADIGMA MANAJEMEN SUMBER DAYA MANUSIA BERBASIS SPIRITUAL (SPIRITUAL BASED HUMAN RESOURCES MANAGEMENT) TERHADAP KORPORASI PERISTIWO, HADI Manajemen Sumber Daya Manusia; Spiritual; Korporasi Abstract. Spiritual Based Human Resources Management Paradigm to Corporation. Management comes into the world as a basic necessity on the individual relationship in the society. Every activity always have main aim to be reached in the present and future. Crystallization of management thinking begins on a certain time to develop and expand experiences renewal. The existence of the company becomes main source of people’s live. The potential of the Muslim community into company resources (employee) can be utilized to increase the employee’s performance religious. But, the reality still happen today that the employee’s attitude far from religious behaviour. For the example: still a lot of woman employee which undress well as order as religion instruction, furthermore the behaviour and lifestyle become secular and materialistic. Spiritual Based Human Resources Management is one of coherent concept between modern management and spiritual's values. There are two phases of Developing spiritualitas's meaning, first on spiritual aspect developing (inner growth's phase) and the second phase is manifestation of the first phase results in everyday real life. Furthermore, self-actualization based on internal motivation will be reflected as a framework of spiritual based human resources management, including personal behavior of people in work, business or organization. Abstrak. Paradigma Manajemen Sumber Daya Manusia Berbasis Spiritual (Spiritual Based Human Resources Management) Terhadap Korporasi. Manajemen lahir sebagai tuntunan perlunya pengaturan hubungan antara individu dalam lingkungan masyarakat serta pada dasarnya setiap aktifitas atau kegiatan selalu memiliki tujuan yang ingin dicapai. Kristalisasi pemikiran manajemen mulai berkembang  pada kurun waktu tertentu dan berkembang serta mengalami berbagai pembaruan. Keberadaan perusahaan menjadi sumber utama kehidupan  masyarakat.  Potensi masyarakat muslim yang menjadi sumber daya perusahaan (karyawan) diharapkan dapat digunakan untuk meningkatkan kinerja karyawannya secara religius. Akan tetapi kenyataan yang terjadi adalah masih banyak perilaku karyawan perusahaan yang  tidak religius, misalnya: masih banyak karyawan perusahaan khususnya wanita yang menggunakan pakaian yang tidak menutup aurat (pakaian mini), perilaku maupun pandangan hidup karyawan yang sekuler serta materialistis. Manajemen sumber daya manusia berbasis spiritual (Spiritual Based Human Resources Management) adalah sebuah konsep terpadu antara manajemen modern dengan nilai-nilai spiritual. Makna spiritualitas berkembang sedemikian rupa, spiritualitas dilihat sebagai sebuah proses dalam dua fase perkembangan, pertama pada fase perkembangan aspek batin (inner growth) dan kedua pada fase manifestasi hasil batin tersebut dalam kehidupan sehari-hari di dunia nyata. Dalam kerangka manajemen sumber daya manusia berbasis spiritual, perilaku orang dalam bekerja, berbisnis atau berorganisasi adalah aktualisasi diri yang bersumber pada  internal motivation. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2015-04-20 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/27 10.32678/ijei.v6i1.27 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 1 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/27/28 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/831 2026-03-09T07:42:00Z ijei:ART

The Effect of Good Corporate Governance and Firm Characteristics on Firm Value of Sharia and Conventional Banks in Indonesia Wulandari, Soliyah Sudirja, Dede Setiadi, Rezky Mehta Shabrina, Haezah Nur Investment Knowledge; Investor Behavior; Psychological Readiness; Religiosity This research aims to empirically prove the influence of good corporate governance and company characteristics on firm value. Good corporate governance in question is the board of directors, independent commissioners, audit committee, and institutional ownership, while company characteristics are company size, profitability, and leverage.  The object of this research is Banks Listed on the Indonesian Stock Exchange. The sample period in this research is 2021 and 2022. Sample selection was carried out using the purposive sampling method. The final sample used in this research was 60 observations. The secondary data collected were financial reports from each bank. The data was processed using multiple regression model statistical tests. The results of this research show that company size and profitability influence the firm value of sharia and conventional banks listed on the Indonesia Stock Exchange. Meanwhile, the board of directors, independent commissioners, audit committee, institutional ownership, and leverage have no effect on the firm value of sharia and conventional banks listed on the Indonesia Stock Exchange. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/831 10.32678/ijei.v16i1.831 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/831/172 Copyright (c) 2025 Soliyah Wulandari, Dede Sudirja, Rezky Mehta Setiadi, Haezah Nur Shabrina

oai:ojs.journal.islamiconomic.or.id:article/993 2026-04-10T16:58:59Z ijei:ART

Bibliometric and Systematic Review of Development-Oriented Zakat Management in Depok City, Indonesia Rohim, Ade Nur Sari, Lili Puspita Lesmana, Kevin Shaquille Alivian, Ilham Development; Management; Mapping; Zakat This study maps and analyzes research trends on zakat management in Depok City, Indonesia, and examines its contribution to local development from 2020 to 2024. Forty relevant articles identified through Google Scholar using the Publish or Perish tool were analyzed with VOSviewer software. The findings reveal four main thematic clusters: studies on Baznas of Depok City as an institutional entity, zakat management practices, determinants of zakat payment behavior, and Amil Zakat Institutions (LAZ). Most research focuses on the distribution of zakat funds for empowerment-oriented economic programs. The trend analysis shows fluctuating research activity, peaking in 2022 and declining thereafter, with contributors affiliated with both Islamic and general higher education institutions. The novelty of this study lies in its localized bibliometric approach, which systematically captures the intellectual structure of zakat research at the city level—an area rarely explored in prior literature. Its scholarly significance lies in advancing understanding of how local zakat governance contributes to sustainable community development. Practically, it offers evidence-based insights for policymakers to strengthen institutional performance and diversify productive zakat programs. The study’s limitation lies in its reliance on Google Scholar data, suggesting the need for broader database coverage in future research. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article http://journal.islamiconomic.or.id/index.php/ijei/article/view/993 10.32678/ijei.v16i2.993 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en Copyright (c) 2025 Ade Nur Rohim, Lili Puspita Sari

oai:ojs.journal.islamiconomic.or.id:article/226 2020-12-25T08:26:16Z ijei:ART

PERKEMBANGAN PARIWISATA HALAL DAN PENGARUHNYA TERHADAP PERTUMBUHAN EKONOMI INDONESIA Rahmi, Asri Noer Halal tourism; opportunities; challenges; Indonesia's economic growth This study aims to know the development of halal tourism in Indonesia and how it affects the economic growth in Indonesia. Halal travel destinations are tourist attractions that provide Muslim friendly facilities from serving food, supporting environments such as halal hotel facilities, places of prayer, and non-halal products for sale in halal tourism areas. In the Qur'an, Allah S.W.T writes, go to historical places and take lessons from your journey. This study uses qualitative methods with data obtained from the results of the Central Statistics Agency (BPS), GMTI, and the World Halal Travel and Tourism Index. The results obtained in this study found that halal tourism shows positive results and positive responses from domestic and foreign tourists, this can be seen from the data obtained by increasing GDP and top 10 halal tourism in OIC countries and many foreign tourists coming and enjoy halal tourist attractions that already exist in Indonesia. This can encourage the central government to immediately make halal tourism legislation in Indonesia, so that the halal tourism sector in Indonesia can be promoted and famous in the world Penelitian ini bertujuan untuk melihat perkembangan pariwisata halal di Indonesia dan bagaimana pengaruhnya terhadap pertumbuhan ekonomi di Indonesia. Destinasi wisata halal adalah tempat wisata yang menyediakan fasilitas Musmil friendly dari penyajian makanan, lingkunan yang mendukung seperti fasilitas hotel halal, tempat ibadah, dan juga tidak ada produk-produk non halal yang dijual didaerah wisata halal. Didalam Al-Qurán Allah S.W.T menuliskan berpergianlah kalian ke tempat-tempat bersejarah dan ambilah pelajaran dari perjalanan yang kalian lakukan. Penelitian ini menggunakan metode kualitatif dengan data yang diperoleh dari hasil Badan Pusat Statistik (BPS), GMTI, dan World Halal Travel and Tourism Index. Hasil yang diperoleh pada penelitian ini adalah bahwa pariwisata halal menunjukkan hasil yang positif dan respon yang baik dari wistawan domestik maupun mancanegara, hal ini dapat dilihat dari data yang diperoleh dengan peningkatan GDP dan top 10 pariwisata hala di negara OIC dan banyak wisatawan mancanegara yang datang dan menikmati tempat wisata halal yang sudah ada di Indonesia. Hal ini dapat mendorong Pemerintah pusat untuk segera membuat perundang-undangan pariwisata halal di Indonesia, agar sector pariwisata halal di Indonesia dapat dipromosikan dan dapat dikenal di Dunia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/226 10.32678/ijei.v11i1.226 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 1 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/226/95 http://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/226/45 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/412 2023-06-12T23:19:01Z ijei:ART

Determinants of Capital Structure in Non-Financial Companies Akmal, Chairul Determinant; Capital Structure; Non-Financial The purpose of this study is to determine whether company profitability, company size, growth rate and company asset structure affect the capital structure decisions of non-financial public companies included in the Kompas 100 index. The research method uses quantitative methods with descriptive statistical approaches and inferential statistics through regression analysis techniques. panel data. The results show that the effect of profitability, firm size, growth, and firm asset structure together on the capital structure of non-financial public companies listed in the Kompas 100 Index is positive and significant Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/412 10.32678/ijei.v13i2.412 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 2 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/412/127 Copyright (c) 2022 Chairul Akmal

oai:ojs.journal.islamiconomic.or.id:article/17 2021-07-02T09:47:05Z ijei:ART

KAJIAN KEGIATAN PRA OPERASIONAL PENGEMBANGAN DAN TATA KELOLA PERUSAHAAN PENJAMINAN KREDIT DAERAH PROVINSI BANTEN RASYIDIN, DIDIN Perusahaan; Jaminan; Kredit Pemerintah Daerah Provinsi Banten telah mendirikan Perusahaan Penjamin Kredit Daerah (Jamkrida) Banten melalui Peraturan Daerah (Perda) Nomor 3 Tahun 2013 tanggal 11 September 2013. Pada saat yang sama, DPRD Banten telah mengesahkan Perda Nomor 4 Tahun 2013 tentang penyertaan modal daerah kepada PT Jamkrida, tertanggal 27 September 2013, yaitu sebesar Rp. 25 miliar di APBD tahun 2014.Pemegang saham direncanakan dari Pemerintah Provinsi Banten dan Koperasi KORPRI Banten sebanyak 51 persen, dan sisanya 49 persen akan ditawarkan kepada pemerintah kabupaten/kota di Banten, WNI perorangan dan pihak lain yang berbadan hukum. Visi yang diusulkan yaitu “Menjadi perusahaan penjaminan kredit yang amanah dan profesional, serta mampu mewujudkan perusahaan sebagai pendorong dan penggerak peningkatan perekonomian daerah”. Misinya yaitu (a) Menumbuhkan perekonomian bagi masyarakat ekonomi lemah melalui penjaminan kredit. (b) Mewujudkan perusahaan sebagai pendorong peningkatan perekonomian di Provinsi Banten, (c) Menciptakan iklim yang kondusif bagi perusahaan dalam menjamin pembiayaan/kredit dan Jaminan lainnya.Penerapan Good Corporate Governance  atau tata kelola perusahaan di PT Jamkrida Banten harus mengedepankan 5 (lima) prinsip penting yaitu transparansi (transparency), akuntabilitas (accountability), pertanggungjawaban (responsibility), independensi (independency), kewajaran (fairness), dan berpedoman pada anggaran dasar perusahaan, ketentuan internal perusahaan serta ketentuan yang diatur dalam peraturan pemerintah dan peraturan perundang-undangan yang berlaku.Implementasi 5 (lima) prinsip tersebut diakomodasi pada struktur di Dewan Komisaris dengan dimilikinya 3 (tiga) komite yaitu, Komite Audit, Komite Pemantau Risiko dan Komite Remunerasi Nominasi yang bertugas memberi masukan kepada Dewan Komisaris. Adanya Satuan Kerja Kepatuhan dan Manajemen Risiko serta fungsi audit internal akan melengkapi fungsi fungsi yang telah ada guna membantu manajemen dalam melaksanakan tata kelola perusahaan secara efisien dan efektif sesuai budaya perusahaan. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-05-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/17 10.32678/ijei.v5i1.17 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 1 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/17/18 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/643 2025-03-23T13:41:52Z ijei:ART

The Role of Islamic Social Capital in Promoting Women’s Empowerment for Community Economic Growth Sinulingga, Nabila Oktarina Syahriza, Rahmi Harahap, Muhammad Ikhsan Microfinance; Empowerment; Social Capital; Community Development; Islamic Financial. This study investigates the role of Islamic Social Capital, particularly ukhuwah (brotherhood), in group-based financing programs and its impact on women's empowerment and community economic improvement within the Pokmas Mandiri Producer Cooperative at the Serdang Bedagai Branch. Utilizing a qualitative descriptive approach, data were gathered through in-depth interviews, participant observation, and document analysis. Study participants included cooperative administrators, managers, employees, and group members who received financing support. Findings reveal that Islamic social capital—especially trust and ukhuwah—plays a crucial role in empowering economically disadvantaged women who operate micro-businesses. The sense of brotherhood cultivated among group members fosters mutual support during financial challenges, enabling micro-business growth. According to Masudul Alam Choudhury, brotherhood is a principle that creates strong social bonds, which are essential for achieving social justice and collective well-being within the community. This sense of brotherhood within the financing groups reinforces social cohesion and collective action, vital for economic and social development. Furthermore, group-based financing programs effectively enhance the economic stability of member households, as evidenced by increased income and improved capacity to meet basic needs. The application of Islamic social capital also contributes positively to emotional well-being and social harmony, fostering a sense of peace and prosperity within the community. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/643 10.32678/ijei.v15i1.643 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/643/158 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/64 2021-07-02T09:50:36Z ijei:ART

PENGARUH PROMOSI, KEPERCAYAAN DAN KESADARAN MEREK TERHADAP KEPUTUSAN NASABAH MENGGUNAKAN PRODUK TABUNGAN HAJI (MABRUR) BANK SYARIAH MANDIRI KCP. SAWANGAN KOTA DEPOK Tajudin, Makhdaleva Hanura Mulazid, Ade Sofyan Promotions, Trust, Brand Awareness and Purchase Decision. Abstrak. Pengaruh Promosi, Kepercayaan dan Kesadaran Merek Terhadap Keputusan Nasabah Menggunakan Produk Tabungan Haji (Mabrur) Bank Syariah Mandiri KCP. Sawangan Kota Depok. Tujuan dari penelitian ini adalah untuk melihat pengaruh promosi, kepercayaan dan kesadaran merek terhadap keputusan nasabah menggunakan produk tabungan haji (mabrur) studi kasus Bank Syariah Mandiri KCP. Sawangan Kota Depok. Penelitian ini menggunakan purposive sampling dengan 100 responden yaitu nasabah yang menggunakan produk tabungan haji (mabrur). Data yang diolah dalam penelitian ini menggunakan analisis regresi linear berganda. Berdasarkan hasil, diperoleh persamaan regresi: 2.515 + 0.189X1 + 0.359X2 + 0.149X3 + e, berdasarkan analisis data statistik, indikator dalam penelitian ini valid dan variabel reliabel. Dalam uji asumsi klasik, tidak terjadi multikolinieritas dan heteroskedastisitas, serta data berdistribusi normal.Hasil penelitian menunjukkan bahwa secara parsial dan simultan variabel kualitas promosi, kepercayaan dan kesadaran merek berpengaruh signifikan terhadap keputusan pembelian.  Kata Kunci: Promosi, Kepercayaan, Kesadaran Merek dan Keputusan Pembelian. Abstarct. Effect Promotion, Trust and Brand Awareness Decision On Savings Products Customers Using The Hajj (Mabrur) Bank Syariah Mandiri KCP. Sawangan Kota Depok. The purpose of this study was to observe the effect of promotions, trust and brand awareness of the customer's decision to use a savings product Hajj (mabrur) case studies of Bank Syariah Mandiri KCP. Sawangan. This study using purposive sampling of 100 respondents, customers who use the product hajj savings (mabrur). The processed data in this study using multiple linear regression analysis. Based on the results, regression equation: 2,515 + 0.189X1 + 0.359X2 + 0.149X3 + e, based on statistical data analysis, indicators in this study is valid and reliable variable. In the classical assumption, does not happen multikolinieritas and heteroskedastisitas, as well as the normal distribution of data. The results showed that partial and simultaneous sale of variable quality, trust and brand awareness significantly influence purchasing decisions. Keywords: Promotions, Trust, Brand Awareness and Purchase Decision. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2017-08-09 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/64 10.32678/ijei.v8i1.64 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 1 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/64/53 http://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/64/3 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/134 2021-11-12T07:52:13Z ijei:CVRvol9no1

Cover IJEI Vol 9 No 1 Cover, Cover Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-05-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/134 10.32678/ijei.v9i1.134 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 1 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/134/80 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/268 2022-02-14T09:11:02Z ijei:ART

Determinant of Sharia Stock price Evidence Sharia Stock Price in Indonesia and Malaysia Aruni Mafaza, Syofi Rukminastiti Masrifah, Atika Risana Putri, Eka Rosdiana Zein, Anisa Fundamental; Sharia Stock; Risk; Companies In attendance of sharia capital market shows that the improvement and development. It is can be considered from the majority moslems on investment. Then, the author attracted to compare the sharia stock price in both country. To determine the sharia stock price in Indonesia and Malaysia, it is caused by external factors and internal factors. The author attracted to analyze the determinant of stock price in both countries,the variables and systematic risk, that is EPS, BVPS, Dividend, and Beta. The researcher used panel regression in analyze nine companies in Indonesia and Malaysia. The result from this study shows that the fundamental factors which consist of EPS, BVPS, dividend, and beta have not significant impact on the sharia stock price in Indonesia although in Malaysia. They are many reason to explain the result of study. First reason, we used sharia stock in Indonesia which represented by JII and Malaysia which represented by FBHSM where both of capital market are sharia which the companies did not see on profit to determinant sharia stock price.  Second reason, it is totally different, when we do the research in sharia stock and if we considered from muslims insvestors perspective we conclude that the muslims investor more to prioritize the religious aspect than the other aspect. The different about sharia and conventional capital market are in screening method to determine the stock and sharia stock. Third reason, It is caused by the other factors from external Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-02-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/268 10.32678/ijei.v12i2.268 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 2 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/268/118 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/8 2021-07-02T09:45:58Z ijei:ART

PENYEBAB KEMISKINAN DAN CARA MENANGGULANGINYA ITANG, ITANG Kemiskinan merupakan masalah klasik yang mesti dicari penyebab dan penanggulangannya. Diantara penyebabnya ada beberapa faktor yaitu faktor individual, faktor keluarga, faktor sub-budaya (subcultural), faktor agensi, dan faktor struktural dan berdampak pada pengangguran, kriminalitas, kesehatan, putus sekolah dan buruknya generasi penerus. Sedangkan cara menanggulanginya yang dilakukan pemerintah dengan berbagai cara, yaitu dengan program PNPM Mandiri dengan pemenuhan atas sandang dan pangan, penyediaan perumahan layak huni, jaminan kesehatan dan pendidikan Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-04-13 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/8 10.32678/ijei.v4i1.8 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 1 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/8/9 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/661 2025-09-10T08:19:37Z ijei:ART

Assessing Financial Performance's Influence on Financing Risk in Indonesia's Islamic Commercial Banks Efendamara, Peppy Ayu Sudarsono, Heri Perdana, Andika Ridha Ayu Non Performing Financing; Islamic Commercial Bank; ROA; FDR; BOPO This research aims to determine the long- and short-term relationships between the Return on Asset (ROA), Financing to Deposit Ratio (FDR), Operational Costs to Operational Income (BOPO), Industrial Production Index (IPI), and inflation on financing risk or Non Performing Financing (NPF) at Sharia Commercial Banks in Indonesia. This study uses secondary data obtained from publications by the Financial Services Authority and the Central Statistics Agency for the period January 2015 to June 2023. The the Auto-Regressive Distributed Lag (ARDL) method was used with the help of Eviews 12.0. The results show that in the long term, the ROA variable has a negative and significant effect on NPF. The FDR and BOPO variables have a positive and significant effect on NPF. However, Inflation and IPI variables have no long-term effect on NPF. In the short term, ROA and BOPO influence NPF. Meanwhile, the FDR, Inflation and IPI variables had no influence on NPF in the short term. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/661 10.32678/ijei.v15i2.661 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/661/151 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/42 2021-07-02T09:50:09Z ijei:ART

PARADIGMA PEMBANGUNAN EKONOMI; SATU ANALISIS TINJAUAN ULANG DARI PERSPEKTIF EKONOMI ISLAM SYAMSURI, SYAMSURI Pembangunan ekonomi; khilafah; ‘adalah dan tazkiyah Abstract. Paradigm of Economic Development; Perspective of Islamic Economics Analysis. The capitalist economic system has failed because the rich exploiting the poor and a socialist economic system justifies the poor seize property of the rich. This problem becomes an important issue for the Muslim economists. Paradigm both the liberal system is exploitative, unfair and treats people not as people. Not pay attention to moral values and akhlaqs, a dichotomy between religion and economics, make man a slave of development and not development for human. This paper is a reflection phenomenon of damage to the environment, social inequality and poverty not been abated. So the liberal economic theories and concepts need to be reviewed by presenting a new economic development concept that comes from revelation that is the Quran and hadith. Finally, from the discussion can be concluded that economic development can not be achieved except with implementing Islamic guidance in everything. And the nature of development must necessarily multi-dimensional, included the gratification of physical and ruh. Economic development must also be able to create a balance between individual interests and the interests of society, kindness balanced and consistent according the rules of Islam. Measure of the success of development if the concept of caliphate, ‘adalah, and tazkiyah can meet all basic needs of every human being and nature conservation around for the long term future generations.Abstrak. Paradigma Pembangunan Ekonomi; Satu Analisis Tinjauan Ulang Dari Perspektif Ekonomi Islam. Kegagalan sistem ekonomi kapitalis yang membenarkan orang kaya mengeksploitasi orang miskin, dan sistem sosialis membenarkan orang miskin merampas harta orang kaya menjadi satu isu penting bagi para ekonom muslim. Paradigma kedua sistem liberal tersebut bersifat eksploitatif dan tidak fair serta memperlakukan manusia bukan sebagai manusia. Mengesampingkan nilai moral dan akhlak, memisahkan antara agama dengan ekonomi, dan menjadikan manusia hamba pembangunan, bukan pembangunan untuk manusia. Makalah ini merupakan satu refleksi fenomena dari kerusakan alam, ketimpangan sosial, kemiskinan yang tidak berkunjung reda. Sehingga teori dan konsep ekonomi liberal perlu ditinjau ulang dengan menyajikan satu konsep pembangunan ekonomi baru yang bersumber dari wahyu yaitu al-Quran maupun hadith. Akhirnya dari pembahasan dapat disimpulkan bahwa pembangunan ekonomi tidak akan dapat dicapai melainkan dengan menjalankan ajaran Islam secara kaffah, dan sifat pembangunan mestilah multi dimensi yang merangkumi pemuasan secara fisik maupun ruh. Termasuk pembangunan ekonomi juga mesti dapat menciptakan keseimbangan antara kepentingan individu dan kepentingan masyarakat, kebaikan yang seimbang dan konsisten sesuai kaedah-kaedah agama Islam. Tolak ukur keberhasilan pembangunan ini apabila tuntutan khilafah, ‘adalah dan tazkiyah dapat memenuhi seluruh keperluan dasar setiap insan dan pelestarian alam sekitar untuk jangka panjang generasi selanjutnya. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/42 10.32678/ijei.v7i2.42 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 2 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/42/43 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/968 2026-04-10T16:58:59Z ijei:ART

Analysis of Agribusiness Development Model in Kutalimbaru Regency: A Maqasid Syariah Perspective Rizqiya, Annisa Arif, Muhammad Jannah, Nurul Agribusiness, Agribusiness Development, Agricultural Clusters, Maqasid Syariah. Agriculture plays a strategic role in providing food, bioenergy, and driving agro-industrial growth and commodity exports. However, the agricultural sector in Indonesia, including in Kutalimbaru District, Deli Serdang Regency, faces serious challenges, including declining interest among the younger generation and limited adoption of modern technology. Statistics Indonesia (BPS) data (2024) shows a decline of approximately 0.24 million casual workers in the agricultural sector nationally, which is also reflected in Kutalimbaru through reduced active land and a lack of farmer regeneration. This study aims to analyze the implementation of agricultural technology and understand the extent to which the principles of Maqasid Sharia can be integrated into local agribusiness practices. The research method used is a qualitative descriptive approach using observation techniques, in-depth interviews with local farmers, and documentation. The results indicate that limited access to information, minimal technology-based training such as smart farming and drip irrigation, and low institutional support are the main inhibiting factors. From a Maqasid Sharia perspective, strengthening the Kutalimbaru agricultural sector through agricultural technology supports the preservation of life (hifz al-nafs), protection of property (hifz al-mal), and environmental preservation (hifz al-bi'ah). The research conclusion emphasizes the importance of collaboration between the government, extension workers, and religious institutions in increasing agricultural technology literacy based on Islamic values to achieve productive, sustainable, and competitive agriculture. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-08-04 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/968 10.32678/ijei.v16i2.968 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/968/179 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/96 2021-11-12T07:52:23Z ijei:ART

KONSEP PENGELOLAAN KOPERASI PESANTREN UNTUK KESEJAHTERAAN EKONOMI MASYARAKAT: TELAAH SURAH AL-HASYR AYAT 7 Rijalul FIkri, Ahmad Lutfi Yasin, Muaidy Jupri, Akhmad Kata Kunci: Pengelolaan Koperasi; Pertumbuhan Ekonomi; Perkembangan Ekonomi; Kesejahteraan Ekonomi. Keywords: Cooperative Management; Economic growth; Economic development; Economic Welfare. Abstract. The Management of Islamic Boarding Schools Cooperative Concept for Community Economic Welfare: Study of Surah Al-Hasyr Verse: 7. Al-Qur'an with its verses becomes the economic foundation that has given the principles of life in relationships between man and his fellowmen. It contains rules and guidance for his loyalists to do good things and stay away from actions that are considered vandalism and tyranny. Therefore, Al-Qur’an which is foundation of the whole teachings of Islam is not just about the collection of rules and prohibitions, but provides assurance for the realization of economic prosperity of the community. In this article, the writer intends to reveal the clarity of the concept of pesantren cooperative management for the economic welfare of community in the perspective of sura al-Hashr verse 7. Al-Quran believes that economic welfare is not only the problem of economic distribution materially but also concerning non material and other fields. Therefore, to achieve growth and development materially and spiritually, Islamic Economics has characteristics in its growth, which is all-round, balanced, realistic, fair, responsible, sufficient and focusing on human beings in accordance with their right as khalifah on earth. These characteristics indicate that the goal of growth and economic development in Islam is the opportunity of all members of any community of race, religion and character to gain prosperity, so that everyone can experience the blessings and grace of Allah. Al-Qur'an demands all of its loyalists to carry out the whole teaching of Islam in all aspects of their life. The consequence of this concept is that economic welfare should be viewed as the embodiment of God's command to his servants. So that economic welfare is a continuous effort of mankind to do the best, both to God and fellow human beings based on the guidance of Al-Quran. Abstrak. Konsep Pengelolaan Koperasi Pesantren Untuk Kesejahteraan Ekonomi Masyarakat: Telaah Surah Al-Hasyr Ayat 7. Al-Quran dengan ayat-ayatnya menjadi landasan ekonomi yang telah memberikan prinsip-prinsip kehidupan dalam menjalin hubungan antara manusia dengan sesamanya. Di dalamnya berisi aturan dan sekaligus tuntutan agar pengikut-pengikutnya berbuat hal-hal yang baik dan menjauhi tindakan yang dianggap pengerusakan dan kedzaliman. Oleh karenanya Al-Quran yang menjadi landasan dari keseluruhan ajaran Islam tidak sekedar berisi tentang kumpulan peraturan dan larangan, tetapi memberikan jaminan untuk terwujudnya kesejahteraan ekonomi masyarakat. Pada artikel ini, penulis bermaksud mengungkap kejelasan konsep pengelolaan koperasi pesantren untuk kesejahteraan ekonomi masyarakat dalam perpektif surat al-Hasyr  ayat 7. Al-Quran memandang bahwa kesejahteraan ekonomi bukan semata-mata hanya permasalahan distribusi ekonomi secara materi semata-mata tetapi juga menyangkut unsur non materi dan bidang-bidang yang lainnya. Oleh karena itu, untuk mencapai pertumbuhan dan perkembangan secara material dan spiritual tersebut, Ekonomi Islam mempunyai karakteristik dalam pertumbuhannya, yaitu serba meliputi, berimbang, realistis, berkeadilan, tanggungjawab, mencukupi dan berfokus pada manusia sesuai dengan haknya sebagai khalifah di muka bumi. Karakteristik tersebut menunjukkan bahwa tujuan pertumbuhan dan pembangunan ekonomi dalam Islam adalah adanya kesempatan semua anggota masyarakat apapun ras, agama dan karakternya – untuk mendapatkan kesejahteraan, sehingga semua orang dapat merasakan nikmat dan karunia Allah Swt. Al-Quran menuntut para pengikutnya untuk menjalankan keseluruhan ajaran Islam dalam semua aspek kehidupannya. Konsekuensi dari konsep ini adalah kesejahteraan ekonomi harus dipandang sebagai perwujudan perintah Tuhan kepada hamba-hambanya. Sehingga kesejahteraan ekonomi  merupakan upaya terus menerus dari umat manusia untuk berbuat sebaik-baiknya, baik kepada Tuhan maupun kepada sesama manusia berdasarkan petunjuk Al-Quran Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/96 10.32678/ijei.v9i2.96 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/96/69 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/273 2022-12-19T17:47:47Z ijei:ART

THE EFFECT OF HALAL AWARENESS AND FOOD INGREDIENTS ON CONSUMER INTERESTS OF CULINARY SEAFOOD BEACH TOURISM Najmudin, Najmudin Syihabudin, Syihabudin Fatoni, Ahmad Food Ingredients; Halal Awareness; Purchase Interest. This study aims to determine (1). The effect of halal awareness on consumer buying interest in coastal tourism seafood culinary SMEs. (2). The influence of foodstuffs on consumer buying interest in coastal tourism seafood culinary SMEs. And (3). The influence of halal awareness and foodstuffs on consumer buying interest in coastal tourism seafood culinary SMEs. The object of this research is the culinary consumers of Seafood Kedaikita in Gope beach. The research method used is a quantitative method. The data collection method used a questionnaire. Data were analyzed using multiple linear regression method. The results of this study indicate that (1). Halal awareness affects the buying interest of consumers of beach tourism culinary SMEs. Shown by the value of t is greater than t table (6,851 1. 668) and the significance value is smaller than the alpha value (0.000 0.05) (2). Foodstuffs affect consumer buying interest in coastal tourism culinary SMEs. Shown by the value of t count greater than t table (5.784 1.668) and the significance value is smaller than the alpha value (0.000 0.05). (3). Halal awareness and food ingredients have a positive and significant effect on the purchase interest of consumers of coastal tourism culinary SMEs. Shown by the value of F count greater than F table (32,930 3.12) and the significance value is smaller than the alpha value (0.000 0.05) 0.05). (3). Halal awareness and food ingredients have a positive and significant effect on the purchase interest of consumers of coastal tourism culinary SMEs. Shown by the value of F count greater than F table (32,930 3.12) and the significance value is smaller than the alpha value (0.000 0.05) 0.05). (3). Halal awareness and foodstuffs have a positive and significant effect on the purchase interest of consumers of coastal tourism culinary SMEs. Shown by the value of F count greater than F table (32,930 3.12) and the significance value is smaller than the alpha value (0.000 0.05) Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2021-07-12 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/273 10.32678/ijei.v12i1.273 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 1 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/273/108 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/132 2019-02-10T09:34:36Z ijei:CVRvol9no2

oai:ojs.journal.islamiconomic.or.id:article/559 2025-03-23T14:09:35Z ijei:ART

Evaluation of Financial Technology's Performance in Islamic Banking across Indonesia, Malaysia, and Brunei Darussalam Rahmi, Asri Noer Palupi, Ade Siska Pratiwi, Silvia Annisa Buys, Witrie Financial Technology; ROA; FDR;DER; BOPO This research aims to analyze the effect of financial technology on financial performance in Islamic banking Indonesia, Malaysia and Brunei. The measurement method used in this research the percentage of income derived from the financial technology in the financial statements presented in Islamic banking registered with the Financial Services Authority (OJK). The data used is secondary data obtained from the annual financial statements. population in this research Islamic banking in Indonesia period 2016-2020. The sampling method in this research using purposive sampling method. The number of samples obtained is 129 samples. The data analysis used is the classical assumption test and multiple linear regression analysis. The method analysis data using SPSS version 25. The results of the analysis that has been carried out in this research, it shows that FDR, DER, BOPO, Inflation and Islamic Banking have a significant effect on financial technology in Islamic banking. Meanwhile, financial performance represented by ROA has a significant negative effect on financial technology. Where the increasing income generated by Islamic banking does not necessarily mean that the bank will improve the quality of its financial technology. All variable contribution to the development of financial technology in Islamic banking in Indonesia, Malaysia and Brunei. This shows that the realization that had carried out describes the situation and the condition of the financial performance of Islamic banking on the financial technology. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/559 10.32678/ijei.v14i2.559 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/559/161 Copyright (c) 2023 Authors

oai:ojs.journal.islamiconomic.or.id:article/33 2021-07-02T09:49:40Z ijei:ART

DIGITALISASI EKONOMI SYARIAH ANSORI, AAN Digitalisasi; Syariah Abstract. Digitalization of Islamic Economics. Digitizing sharia economy can be expanded in various economic aspects of both microeconomics and macroeconomics. Now, the role of digital is very unusual, almost all economies using information and communication technologies or digitalisation, both in packaging products or in marketing the product, making it easier and quicker distribution of information used to make economic growth more quickly and there is no limit to the support digital technology and information technology. Information technology has penetrated keindividu (personal) can support the digitization era of information and communication in the conventional economy and sharia economy, the technology is now in the palm of your hand gadgets such as mobile applications that can be downloaded and installed with features easily understood by the user. Similarly, in the world of banking, Islamic banking in conducting its activities in cooperation with information technology to establish Islamic banking information system by creating a special application (app) that can simplify all the processes of ownership in the existing transaction. Establishment of the digital society as a result of the accelerated by the development and application of information and communication technology is very intensive in all fields of economy, marketing, finance, services, education and so forth. Thus, digitization is formed to allow users in the transaction, so that the economy increased.Abstrak. Digitalisasi Ekonomi Syariah. Digitalisasi ekonomi syariah dapat merambah dalam berbagai aspek ekonomi baik ekonomi mikro maupun ekonomi makro. Sekarang ini peran digital sangat luar biasa, hampir semua perekonomian menggunakan teknologi informasi dan komunikasi atau digitalisasi, baik dalam mengemas produk ataupun dalam memasarkan produk, sehingga lebih  mudah dan  lebih cepat dalam distribusi informasi yang digunakan untuk membuat pertumbuhan ekonomi semakin cepat dan tiada batas dengan dukungan teknologi digital dan teknologi informasi. Teknologi informasi yang sudah merambah keindividu (personal) dapat mendukung era digitalisasi informasi dan komunikasi pada ekonomi konvensional maupun ekonomi syariah, teknologi tersebut sekarang sudah dalam genggaman tangan pengguna gadget seperti aplikasi mobile yang dapat diunduh dan dipasang dengan fitur mudah dimengerti oleh user. Demikian pula di dunia perbankan, dalam melakukan kegiatannya perbankan syariah bekerja sama dengan bidang teknologi informasi untuk membangun sistem informasi perbankan syariah dengan membuat aplikasi khusus (app) yang dapat mempermudah semua proses-proses transaksi yang ada diperbankan. Terbentuknya masyarakat digital akibat dari tersebut dipacu oleh perkembangan dan penerapan teknologi informasi dan komunikasi yang sangat intensif di semua bidang baik ekonomi, pemasaran, keuangan, jasa, pendidikan dan sebagainya. Maka, digitalisasi terbentuk untuk memudahkan pengguna dalam melakukan transaksi, sehingga perekonomian meningkat. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-03-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/33 10.32678/ijei.v7i1.33 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 1 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/33/34 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/876 2026-03-09T07:42:00Z ijei:ART

Estimation of Multivariate-GARCH Models to Stock Return an Islamic Banks in Indonesia and Malaysia Ibrahim, Zaini Anita, Anita Marfuah, Siti Fitriani, Nurul Investment Knowledge; Investor Behavior; Psychological Readiness; Religiosity This research aims to forecast Islamic banking stock returns and compare the stock performance of Islamic banks in Indonesia and Malaysia. This research uses the Generalized Autoregressive Conditional Heteroscedasticity (GARCH) method in estimating stock volatility with variance based on market models, known as the Conditional-Capital Pricing Asset Model (C-CAPM). The sample selection technique used a purposive sampling method, and a sample of three commercial Islamic shares in Indonesia and four shares of Bank Islam Malaysia were obtained. The research results prove that Islamic Commercial Bank shares on the Indonesian and Malaysian Stock Exchanges are efficient shares so they are recommended to own, with a ranking based on actual return calculations in Indonesia, namely: 37.7% (BRIS); 35.5% (PNBS); 5.70% (BTPS); and in Malaysia. as follows: 35.7% (KFH); 13.6% (AFIN); 1.70% (RAJHI); 1.0% (CIMB). The Welch F-test with the C-CAPM model proves no difference between the stock returns of Islamic banks in Indonesia and Malaysia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/876 10.32678/ijei.v16i1.876 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/876/178 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/191 2020-12-25T08:26:16Z ijei:ART

RELEVANSI FATWA DSN-MUI PADA PRAKTIK AKAD IJARAH PEMBIAYAAN MULTIJASA Kasanah, Nurul Mustaqim, Muhamad Akad ijarah, pembiayaan multijasa, fatwa DSN-MUI Tulisan ini bertujuan menganalisis tentang relevansi praktik akad ijarah pada pembiayaan multijasa yang terjadi di PT. BPRS Gala Mitra Abadi Grobogan apakah sudah sesuai dengan Fatwa DSN-MUI No. 44/DSN-MUI/VII/2004 tentang pembiayaan multijasa dan tentang cara penentuan ujrahnya. Jenis penelitian ini adalah penelitian lapangan dengan menggunakan pendekatan kualitatif. Data diperoleh dengan menggunakan metode wawancara, dokumentasi dan observasi, kemudian dianalisis menggunakan metode analisis deskriptif. Hasil penelitian ini menunjukkan bahwa: Pertama, praktik akad ijarah pada pembiayaan multijasa yang diterapkan oleh PT. BPRS Gala Mitra Abadi Grobogan kurang sesuai dengan Fatwa DSN-MUI No. 44/DSN-MUI/VII/2004 tentang pembiayaan multijasa dikarenakan pihak PT. BPRS Gala Mitra Abadi Grobogan memberikan dana/uangnya langsung kepada nasabah. Kedua, penetapan ujrah pada pembiayaan multijasa ini sudah ditentukan oleh pihak PT. BPRS Gala Mitra Abadi Grobogan berdasarkan lamanya jangka waktu yang diambil oleh nasabah dalam membayar angsurannya. Namun, ujrah ini juga bersifat fleksibel yakni ketika nasabah mampu mengembalikan pinjaman lebih cepat daripada waktu yang ditentukan maka akan mendapatkan diskon (pengurangan) ujrah. Penelitian ini membuktikan bahwa tidak semua lembaga keuangan syariah menjalankan fatwa DSN-MUI. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/191 10.32678/ijei.v11i1.191 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 1 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/191/100 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/423 2023-06-30T18:40:24Z ijei:ART

Sales and Marketing Strategies in The Marketplace by Businesses in Solo Raya Ma'ruf, Aminudin Maidina Fadila, Putri Liski Aulia, Sausan Sales, Marketing, Marketplace, Business Actors, Online Business Every human being buys and sells to meet their needs and desires, technological developments make it easy for everyone to do various jobs, especially in buying and selling activities. This study aims to examine the strategies used by business owners at Shopee to increase their sales and marketing. This study adopts qualitative research methods with data collection techniques used are interviews with several business actors at Shopee by asking questions through Google Forms. The results of this study are sales and marketing strategies carried out by business owners to encourage business growth, namely improving product quality, using advertisements, introducing products in detail to consumers, and maintaining service performance. In this study, several factors were found to support business actors selling on Shopee, namely a wide range, easy access, and a free shipping and payment system on the spot. The results of this research can be put forward by research implications that may be useful in the future by business actors at Shopee. This paper humbly attempted to be used as an additional reference for further studies with similar topics, namely sales and marketing strategies in the Shopee marketplace. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/423 10.32678/ijei.v14i1.423 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 1 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/423/133 Copyright (c) 2023 Aminudin Ma’ruf, Putri Maidina Fadila, Sausan Liski Aulia

oai:ojs.journal.islamiconomic.or.id:article/22 2021-07-02T09:47:44Z ijei:ART

DASAR HUKUM EKONOMI ISLAM ITANG, ITANG hukum; ekonomi; Islam Ekonomi Islam terbangun dari dasar hukum Naqli dan Aqli. Dalil Naqli adalah dalil yang di ambil dari  Al-qur’an atau hadits Nabi Muhammad SAW. Dalil Naqli bisa diartikan juga seperti tanda bukti atau petunjuk dari teks ayat Al-Qur'an, yang tertera dalam mushaf al-Qur’an atau Hadis mutawatir, yang tertera didalam kitab-kitab hadis, lalu diambil dan disalin dari tulisan yang telah baku. Dalil tersebut kebenarannya merupakan kebenaran yang haqiqi/mutlak. Sedang dalil Aqli adalah dalil yang bisa di nalar oleh akal. Dalil aqli bisa diartikan juga seperti petunjuk dan pertimbangan akal fikiran yang sehat dan obyektif, tidak dipengaruhi oleh keinginan, ambisi atau kebencian dari emosi. Tegasnya dalil aqli adalah penerimaan akal secara murni dan bebas, kebenarannya merupakan nisbi (relatif), karena merupakan prodak manusia. Adapun bentuk dalil aqli berupa Ijtihad: ijma dan qiyas. Dari dua dasar hukum tersebut, bahwa prinsip prinsip ekonomi Islam tidak boleh menyimpang dari al-Qur'an dan al-Hadits. Sedang dalam pengembangan pemikiran ekonomi Islam tidak lepas dari dasar hukum aqli berupa Ijti Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-04-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/22 10.32678/ijei.v5i2.22 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 2 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/22/23 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/825 2026-03-09T07:42:00Z ijei:ART

Systematic Literature Review (SLR): Optimizing the Potential of Sharia Tourism in Indonesia to Improve Competitiveness and Local Economic Prosperity Pasaribu, Yogi Oriena Nawawi, Zuhrinal M Syahriza, Rahmi Competitiveness; Economic Welfare; Optimization; Sharia Tourism. Sharia tourism is one of the sectors that has great potential in supporting economic growth and the welfare of local communities in Indonesia. Considering that Indonesia is the country with the largest Muslim majority population in the world, optimizing the potential of sharia tourism can be an important strategy to attract domestic and international tourists who are looking for a tourism experience that is in accordance with Islamic principles. This study aims to identify various challenges and solutions needed in optimizing the potential of sharia tourism in Indonesia through the Systematic Literature Review (SLR) approach. This study is based on 13 research journals published between 2018 and 2023. The results of the analysis show that low competitiveness, lack of infrastructure, and limited understanding of the concept of sharia tourism are the main obstacles in the development of this sector. The proposed solutions include the development of supporting infrastructure, education of industry players about sharia principles, innovation in halal tourism products, and synergy between the government, industry players, and local communities. Optimizing sharia tourism in Indonesia is expected to improve local economic welfare by creating jobs and encouraging the growth of sharia-based MSMEs. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/825 10.32678/ijei.v16i1.825 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/825/163 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/76 2021-07-02T09:45:08Z ijei:ART

PENGARUH INFLASI DAN NILAI TUKAR TERHADAP INDEKS SAHAM SYARIAH INDONESIA Setyani, Octavia Inflasi; Nilai Tukar; Indeks Saham Syariah Indonesia Indeks Saham Syariah Indonesia (ISSI) merupakan indeks saham yang mencerminkan keseluruhan saham syariah yang tercatat di Bursa Efek Indonesia dan terdaftar dalam Daftar Efek Syariah. Dilihat dari pergerakan ISSI yang mengalami perkembangan signifikan tentu hal tersebut dipengaruhi oleh beberapa variabel makroekonomi dan moneter, seperti inflasi, jumlah uang beredar, nilai tukar, dan lain-lain.Penelitian ini bertujuan 1) Untuk mengetahui pengaruh secara parsial antara inflasi dan nilai tukar terhadap Indeks Saham Syariah Indonesia, 2) Untuk mengetahui pengaruh secara simultan antara inflasi dan nilai tukar terhadap Indeks Saham Syariah Indonesia, 3) Untuk mengetahui besarnya pengaruh antara inflasi dan nilai tukar terhadap Indeks Saham Syariah Indonesia. Penelitian ini menggunakan metode analisis deskriptif, uji asumsi klasik, analisis regresi berganda, uji F, uji t, koefisien korelasi, dan koefisien determinasi dengan bantuan program SPSS.Berdasarkan hasil pengujian menunjukkan bahwa variabel inflasi secara parsial tidak berpengaruh signifikan terhadap Indeks Saham Syariah Indonesia. Hal ini dapat dilihat dari nilai t hitung pada variabel inflasi lebih kecil dari t tabel, yaitu (-1,0972,002), serta nilai signifikansi yang lebih besar dari 0,05, yaitu (0,2770,05). Dan variabel nilai tukar secara parsial tidak berpengaruh signifikan terhadap Indeks Saham Syariah Indonesia. Hal ini dapat dilihat dari nilai t hitung pada variabel nilai tukar lebih kecil dari t tabel, yaitu (-1,4932,002), serta nilai signifikansi yang lebih besar dari 0,05, yaitu (0,1410,05). Sedangkan variabel inflasi dan nilai tukar secara simultan tidak berpengaruh signifikan terhadap Indeks Saham Syariah Indonesia. Hal ini dapat dilihat dari nilai F hitung lebih kecil dari F tabel, yaitu (1,9343,16), serta nilai signifikansi yang lebih besar dari 0,05, yaitu (0,1540,05). Adapun hasil perhitungan koefisien determinasi (R2) adalah sebesar 0,064. Hal ini berarti variabel inflasi dan nilai tukar dapat menjelaskan pengaruhnya terhadap Indeks Saham Syariah Indonesia sebesar 6,4% sedangkan sisanya 93,6% dijelaskan oleh variabel lain diluar penelitian Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-01-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/76 10.32678/ijei.v8i2.76 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 2 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/76/58 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/989 2026-04-10T16:58:59Z ijei:ART

Implementation of Sharia Financial Products for MSMEs in Medan: Perspectives of Entrepreneurs and Financial Institutions Abdi, Yudistira Chandra, Andriana Alnazhira Rokan, Mustafa Kamal Sani, Imaduddin Islamic finance; Financial Literacy; Product Innovation; Financial inclusion This study examines the role of sharia financial products in supporting MSMEs in Medan, the challenges encountered, and potential solutions for optimization. Using a qualitative case study with 12 informants, data were gathered through in-depth interviews, field observations, and document analysis. The findings show that MSMEs’ understanding and acceptance of sharia financial products remain limited due to low literacy and a preference for conventional finance. Key challenges include complex procedures, restricted access, weak product innovation, and insufficient regulatory support at the local level. To address these barriers, the study proposes strengthening financial literacy education, developing innovative products tailored to micro-enterprises, enhancing digital infrastructure, and encouraging collaboration among government, financial institutions, and business communities. The novelty of this research lies in its dual perspective, integrating insights from both MSME actors and Islamic financial institutions, which is rarely examined in prior studies. This dual lens provides a more holistic understanding of the interaction between demand and supply in sharia finance. The study contributes to the Islamic economics literature by presenting the unique case of Medan, while offering policy implications that emphasize localized literacy strategies, regulatory reforms, and innovation to achieve inclusive and competitive sharia finance aligned with maqasid al-shariah. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-09-04 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article http://journal.islamiconomic.or.id/index.php/ijei/article/view/989 10.32678/ijei.v16i2.989 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/115 2021-07-02T09:51:37Z ijei:ART

Praktek Pengembangan Bagi Hasil Peternakan Sapi Masyarakat Kecamatan Barebbo Kabupaten Bone Sulawesi Selatan Marzuki, Sitti Nikmah Bagi Hasil, Peternakan Abstrak. Praktek Pengembangan Bagi Hasil Peternakan Sapi Masyarakat Kecamatan Barebbo Kabupaten Bone Sulawesi Selatan. Praktik bagi hasil peternakan masyarakat masih sering terjadi permasalahan yang muncul karena sistem bagi hasil yang tidak jelas, seperti halnya jika terjadi peristiwa force majeur  pada saat perjanjian bagi hasil. Misalnya terjadi kematian terhadap anak sapi dari hasil peternakan sapi atau induknya sapi yang mengalami kematian. Penelitian ini mengungkap dan menganalisis praktek bagi hasil dan pendapatan masyarakat peternak sapi.  Penelitian ini menggunakan teknik pengumpulan data melalui observasi dan wawancara dengan analisis deskriptif kualitatif. Praktek pengembangan bagi hasil peternakan sapi di Kecamatan barebbo Sistem peternakan sapi di Kecamatan Barebbo pada umumnya menggunakan tiga sistem yaitu  teknik pemeliharaan ekstensif, teknik pemeliharaan intensif dan teknik pemeliharaan semiintensif dengan pendapatan peternak rata 2.000.000 – Rp. 5.000.000 setiap satu ekor sapi tergantung dari kondisi sapi dan teknik bagi hasil yang disepakati. Jika peternak melakukan kerjasama ternak sapi 2 sapi maka peternak akan memiliki keuntungan yang lebih besar. Sistem bagi hasil didasarkan pada  yang dilakukan  Sistem bagi hasil yang diterapkan berdasarkan pendapatan, bagi hasil berdasarkan laba kotor dan bagi hasil berdasarkan laba bersih. Sistem bagi hasil yang paling dominan digunakan oleh masyarakat peternak sapi di Kecamatan Barebbo adalah bagi hasil berdasarkan laba kotor.  Sistem ini dipandang lebih adil dan memberikan mashlahah kepada kedua belah pihak. Sistem ini dapat meningkatkan ekonomi masyarakat peternak di Kecamatan Barebbo Kabupaten Bone.  Universitas Islam Negeri Sultan Maulana Hasanuddin Banten IAIN Bone 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/115 10.32678/ijei.v10i1.115 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 1 (2019) 2541-4127 2085-3696 10.32678/ijei.v10i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/115/85 http://journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/115/5 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/362 2023-06-12T23:45:38Z ijei:ART

The Interest to Buy Home Industry Products of the Baduy Tribe: the Effectiveness of Sharia Marketing Mix and Religiosity Najmudin, Najmudin Syihabudin, Syihabudin Ma'zumi, Ma'zumi Sujai, Sujai Sujanah, Nanah Marketing Mix; Buying Interest; Religiosity This study aims to analyze (1) the effect  of sharia marketing mix on the interest in buying Baduy ethnic home industry products, (2) the influence of religiosity on the interest in buying the Baduy ethnic home industry products, and (3) the influence of the sharia marketing mix and religiosity on the interest in buying home industry products. Baduy tribe. The object of this research is the home industry product of the Baduy Tribe. Respondents who became the research population were visitors to the Baduy Tribe settlement and prioritized consumers who had bought Baduy Tribe home industry products. The sample taken in this study amounted to 85 respondents. The research method used is a quantitative method with data collection methods in the form of a questionnaire. Data were analyzed using a multiple linear regression test. The results of this study indicate that (1) the Islamic marketing mix has a significant positive effect on the interest in buying Baduy ethnic home industry products, (2) religiosity has a significant positive effect on the interest in buying Baduy home industry products. (3) Islamic marketing mix and religiosity have a significant positive effect on the interest in buying Baduy ethnic home industry products, with a total contribution 29.8 percent influence, while the remaining 70.02 are influenced by other variables not examined in this research. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/362 10.32678/ijei.v13i1.362 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 1 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/362/123 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/13 2021-07-02T09:46:41Z ijei:ART

ENTREPRENEURIAL QUOTIENT (ENTRE-Q): KECERDASAN WIRAUSAHA Peristiwo, Hadi Seorang wirausahawan yang memiliki kecerdasan yang optimal akan memiliki peluang untuk mencapai kesuksesan. Dalam hal ini terdapat perbedaan antara kecerdasan emosional dan kecerdasan intelektual. Daniel Goleman mengungkapkan bahwa kecerdasan intelektual yang dimiliki oleh sesorang merupakan bakat turunan yang tidak dapat untuk diubah, serta merupakan ciri bawaan seseorang sejak lahir. Sedangkan yang dimaksud dengan kecerdasan emosional adalah jembatan (gate) antara apa yang seseorang tersebut ketahui dengan apa yang seseorang tersebut lakukan.Emosi bisnis bagi seorang wirausahawan sangat penting, dalam hal ini emosi yang bersifat positif. Emosi dapat memacu seseorang untuk melakukan proses kreatifitas dan inovasi. Emosi yang utama dalam kesuksesan wirausaha adalah antusiasme. Bisnis tanpa disertai dengan emosi seolah tidak memiliki gairah. Hal tersebut yang membuat individu tidak memiliki nyali serta keberanian untuk melakukan kegiatan berwirausaha, apalagi bersaing dengan wirausahawan lain yang sama-sama menjual produk yang sejenis. Mereka yang bisa eksis dan bertahan dalam melakukan usaha bisnis adalah mereka yang menang dalam persaingan.Jiwa kreatif merupakan kunci utama dalam menggapai sebuah kesuksesan. Ketika seseorang memiliki jiwa kreatif, maka tentu akan terus berkarya. Kreatifitas dari wirausahawan sangat dibutuhkan dalam dunia usaha karena semakin meningkatnya persaingan dari berbagai lingkungan bisnis.Setiap orang harus berani memulai atau mengembangkan bisnisnya sendiri. Hal inilah yang disebut dengan kecerdasan wirausaha atau entrepreneurial quotient (Entre-Q).Sebagian besar wirausaha yang memiliki Entre-Q selalu mengedepankan semangat dan kecerdasan setiap menghadapi tantangan, hal ini biasanya dibangun melalui pemikiran-pemikiran dari wirausahawan tersebut Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-04-22 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/13 10.32678/ijei.v4i2.13 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 2 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/13/17 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/740 2025-03-23T13:41:52Z ijei:ART

Analysis of Halal Supply Chain Policy and Its Impact on Sharia Business and Economic Growth Peristiwo, Hadi Firdaus, Farhan Haryati, Sri Halal Supply Chain; Business; Sharia Economy As the global Muslim population grows, the demand for halal goods and services is rising, necessitating a comprehensive strengthening of the halal value chain. This effort is crucial for enhancing the potential of Sharia-compliant businesses and the broader Islamic economy. This study seeks to evaluate the performance of key strategic entities involved in halal supply chain policies and to determine the significant impact of these policies on Sharia business and economic growth. Employing a literature review method, this research systematically searched published articles from 2010 to 2022 across databases such as Sage, Elsevier Science, and Taylor Francis. Keywords used included "halal supply chain," "Sharia business," and "Islamic economy." The findings reveal that the effectiveness of halal supply chain policies, including their formulation and implementation, plays a critical role in safeguarding the integrity and robustness of the halal supply chain, thereby significantly influencing the development of Sharia-compliant businesses and economic growth. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/740 10.32678/ijei.v15i1.740 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/740/152 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/125 2019-12-31T05:50:26Z ijei:ART

Strategi Pengembangan Wakaf Produktif untuk Kesejahteraan Umat Utami, Anisa Fitria Wakaf Produktif; Nadzir Yayasan UNISMA;Kesejahteraan Umat Abstract. The Strategy Of Productive Waqf Management For General Welfare (Case Study On Nadzir Of Malang Islamic University Foundation). The purpose of this research is to find out the strategy of productive waqf management for general welfare that conducted by The Nadzir of Universitas Islam Malang Foundation. Malang City still has a quite high poverty rate that is 4,6%. Waqf is an instrumen in islamic economy that can solve poverty beside zakat. The development of waqf in Malang City is increased every year plus there are many waqf asset that spreaded in all sub-district in Malang City. The Nadzir of Universitas Islam Malang Foundation that domiciled in Malang City was given funds by Kementrian Agama with waqf fund agreement. The purpose of that waqf fund is as the example on productive waqf management. The Nadzir of Universitas Islam Malang Foundation has succeed in developing eleven VIP Rooms in UNISMA Hospital. 70% from the outcomes of that management, are used to development and management of the VIP Rooms and used to develop a minimarket that spreaded in several regions. 20% from the outcomes of productive waqf management was channeled to the 40 mauquf alaih periodically. Abstrak. Strategi Pengelolaan Wakaf Produktif untuk Kesejahteraan Umat (Studi Kasus di Nadzir Yayasan Universitas Islam Malang). Penelitian ini bertujuan untuk mengetahui strategi pengelolaan wakaf produktif untuk kesejahteraan umat yang dilakukan oleh Nadzir Yayasan Universitas Islam Malang. Kota Malang masih memiliki tingkat kemiskinan yang cukup tinggi yaitu sebesar 4,6 %. Wakaf merupakan salah satu instrumen dalam ekonomi islam yang mampu mengatasi kemiskinan selain zakat. Perkembangan wakaf di Kota Malang semakin meningkat tiap tahunnya ditambah banyak aset wakaf yang tersebar di seluruh kecamatan di Kota Malang. Nadzir Yayasan Universitas Islam Malang yang berkedudukan di Kota Malang diberi dana oleh Kementrian Agama dengan akad dana wakaf. Tujuan dari dana wakaf tersebut adalah sebagai percontohan dalam pengelolaan wakaf secara produktif. Nadzir Yayasan Universitas Islam Malang telah berhasil membangun Ruang VIP di Rumah Sakit UNISMA sebanyak 11 kamar, 70% dari hasil pengelolaan tersebut digunakan untuk pengembangan dan pengelolaan Ruang VIP serta digunakan untuk membangun minimarket yang tersebar di beberapa daerah. 20% hasil pengelolaan wakaf produktif disalurkan kepada sekitar 40 mauquf alaih secara periodik. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf http://journal.islamiconomic.or.id/index.php/ijei/article/view/125 10.32678/ijei.v10i2.125 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 2 (2019) 2541-4127 2085-3696 10.37035/ijei.v10i2 eng http://journal.islamiconomic.or.id/index.php/ijei/article/view/125/89 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam 1ffa007fde10eb3ddf08ba09e3745b1d